CLIENT COMPANIES’ PERCEPTION TOWARDS CREDIT RISK OF PRIVATE SECTOR BANKS WITH REFERENCE TO ICICI, HDFC, AXIS BANK, IDBI, AND YES BANK

The banking sector at present is facing many issues; one among them is credit risk. Credit risk is termed as an estimate or forecast of the default of a borrower failing to recover his interest amount or borrowed amount. Currently, the banker or the lender is at risk of recovering the interest amount and principal amount, increasing their recovery costs. The present study makes an attempt to know the awareness of customers towards credit risk of private sector banks. The research objective is to analyze the significant association between client company’s perceptions with a view to credit risk. The study explains the major variation between client company’s perspectives towards Indian private sector. The study explains about the impact of credit risk on banks profitability. The present study helps banks to prevail over the problem of credit risk. The study analysis the objectives of research, hypothesis formulated, research methodology, findings and conclusions are discussed. The secondary sources for the study are through the websites of banks, Journals and client company’s websites. Primary data has been gathered from 285 client companies using convenience random sampling technique from private sector banks.

“What Do We Do For Snacks?”: The Perceived Role of Parks and Recreation Administrators in the Youth Sports Food Environment

Dietary intake is influenced by multiple systems, as highlighted in the Social- Ecological Model, including community influences like community programs. In this context, parks and recreation administrators may have a role in the types of snacks and beverages provided during youth sports. The current study focused on understanding park administrators’ experiences relative to the youth sports environment, including their responsibility and influence on the food environment. This was an exploratory qualitative case study conducted in Utah. Semi-structured interviews with parks and recreation administrators were completed via phone by a research assistant. A qualitative case study analysis was conducted by two researchers. In addition to the interviews, the websites of all the park and recreation sites were searched and phone calls were made to check physical locations for nutrition fliers/information. Three themes emerged through qualitative case study analysis. The first theme was the administrators’ role in the youth parks and recreation activities. The second theme was the administrators’ awareness of the food environment within youth sports. The final theme was the administrators’ role in influencing more nutritious snacks at these youth sporting activities. The results from this case study suggest that the parks and recreation administrators within Utah valued the importance of nutritional snacks and beverages within youth sporting activities and were supportive of the food environment improving. Several of the parks and recreation administrators in this study agreed that their further involvement (i.e., guidelines on snacks and beverages) in the youth sports food environment could improve the environment and better effect youth who are participating, thus enhancing opportunities to improve overall health and well-being. The results from this study show that administrators could bring awareness to youth sports nutrition and support guidelines for the types of snacks and beverages brought to youth sporting activities. Administrators could work with dietitians to develop information that would be appropriate to distribute to youth sports participants and parents. Providing information about what kinds of snacks to bring has the possibility to improve the conditions of the youth sports food environment. Additionally, consideration for policy changes in youth sports and recreation center facilities could be explored.

Land Take and Value Capture: Towards More Efficient Land Use

The paper aims to explore the possibilities to enhance the efficiency of land use, considering the evolution of land take (LT), and proposes the use of public value capture (PVC) instruments in selected differently experienced countries. This answers two fundamental questions. How is the concept of LT positioned in relation to the environmental policy of Europe? Which PVC instruments could stimulate more efficient land use? The aim of this article is to identify which tools can guide the transformations of the urban environment by promoting more efficient land use. These tools have been identified in the mechanisms for capturing value as they can pursue the goal of a more attractive net LT. For these reasons, the article initially analyzes the spread of the problem of land consumption, at a European level, showing how this phenomenon is very diversified not only between individual states, but also within each nation. In addition, the knowledge system to define the main initiatives and actions aimed at orienting urban development in the direction of reducing land consumption is highlighted. Subsequently, the theoretical framework concerning the issues relating to the capture of public value in urban planning operations is illustrated. The case studies representing the various European contexts are then introduced, and for each case the dynamics of urban development were analyzed. It has been done in relation to the evolution of the regulatory apparatus of territorial governance and its transformations. On the basis of this analysis, indicators have been defined. Their goal is to allow comparing the results that emerged from the case study analysis, which would otherwise have been inconsistent. In this way, it is possible to demonstrate how land use is more efficient in countries where PVC tools are used systemically and how these tools make it easier to guide urban transformations in line with the principles of sustainable development.

QUALITY CONTROL IN ECHOCARDIOGRAPHY REPORTING (PART B)

This is the second part of the article under same head (published in the same issue of this journal). ‘Quality control measures in echocardiography reporting’ with regard to ventricular function assessment, cardiac thrombi and valvular assessment are described as a continuum of the previously described measures for study analysis.

Defining Urban Freight Microhubs: A Case Study Analysis

Urban freight distribution has confronted several challenges, including negative environmental, social, and economic impacts. Many city logistics initiatives that use the concept of Urban Consolidation Centers (UCCs) have failed. The failure of many UCCs does not mean that the idea of additional terminals or microhubs should be rejected. There is limited knowledge about the advantages and disadvantages of using microhubs, requiring further exploration of this concept. To expand this knowledge, this research combines 17 empirical cases from Europe and North America to develop a framework for classifying different microhubs typologies. This research presents an integrated view of the cases and develops a common language for understanding microhub typologies and definitions. The research proposes microhubs as an important opportunity to improve urban freight sustainability and efficiency and one possible step to manage the challenge of multi-sector collaboration.

An Evolutionary Textual Environment

This article introduces the notion of evolutionary textual environment as the outcome of a digital experiment. The experiment consisted of transforming a digital archive of Fernando Pessoa’s Book of Disquiet into a changing textual space sustained by role-playing interactions. As conceptual and technical artifact, this living archive expresses an innovative model not only for the literary acts of reading, editing and writing, but also for reimagining the book as a network of reconfigurable and dynamic texts, structures, and actions. The programmed features of the LdoD Archive can be used in multiple activities, including leisure reading, study, analysis, advanced research, and creative writing. Through the integration of computational tools in a simulation space, this collaborative archive provides an open exploration of the procedurality of the digital medium itself. The “unfinished machine” metaphor suggests the open-endedness both of the evolving textual environment and of the computational modeling of literary performativity that sustains the whole experiment.