Contributions in aid of construction property: operating expense

The purpose of this study was to determine and analyze the factors affecting financial performance of BUKU 3 banks with growth of third party funds as moderating variable. This study uses a causality research design. The population in this study is the Banking Service Industry Company which is all Banking Companies listed on the Indonesia Stock Exchange which consists of 46 Banks. The year of observation is 2010-2020. 12 Banking Companies that have met the requirements with 11 years of research in order to obtain 132 observations. In this research, the technical analysis used is panel data regression analysis technique. The results showed that capital adequacy ratio has no effect on financial performance. Operating expense to operating income has a negative effect on financial performance. Net interest margin has a positive effect on financial performance. Non performing loan has no effect on financial performance. Loan to funding ratio has no effect on financial performance. Minimum statutory reserve has no effect on financial performance. Female board of directors has no effect on financial performance. Third party funds cannot moderate the relationship between capital adequacy ratio and financial performance. Third party funds can moderate the relationship between operating expense to operating income on financial performance. Third party funds cannot moderate the relationship between net interest margin and financial performance. Third party funds cannot moderate the relationship between non performing loan and financial performance. Third party funds cannot moderate the relationship between loan to funding ratio and financial performance. Third party funds cannot moderate the relationship between minimum statutory reserve and financial performance. Third party funds can moderate the relationship between female board of directors and financial performance. Keywords: Financial Performance, Growth, Funds.

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Macroeconomic significance of transaction costs in microfinance intermediation

Management Decision ◽

10.1108/md-01-2018-0073 ◽

2019 ◽

Vol 57 (9) ◽

pp. 2307-2324 ◽

Cited By ~ 1

Author(s):

Vighneswara Swamy

Keyword(s):

Transaction Costs ◽

Financial Intermediation ◽

Building Blocks ◽

Foreign Banks ◽

Panel Var ◽

Causality Analysis ◽

Operating Expense ◽

Content Type ◽

Functional Efficiency ◽

Positive Direct

PurposeThe purpose of this paper is to analyze the macroeconomic significance of transaction costs in microfinance intermediation and explain how the deposit mobilization and micro lending impact the microfinance transaction costs. It presents some empirical evidence as building blocks for the theory of financial intermediation that aims at strengthening the efficiency of financial intermediation in the context of preferential credit and or the microfinance sector.Design/methodology/approachThe study uses the panel data consisting of different groups of banks in India (such as public sector banks, private banks and foreign banks) data across a period from March 1993 to March 2009 to estimate the panel VAR model to determine the determinants of transaction cost model in financial intermediation. The study also uses the panel Granger causality analysis to test the direction of causation to know the behavior of the operating expense of the banks in their financial intermediation process.FindingsThe study reveals that there is a positive direct relationship between operating expense and priority sector lending by banks. The findings show that the transaction costs act as a barrier for the banking firms in microfinance intermediation; and, the banks are able to manage the transaction costs of microfinance intermediation with an increase in overall deposit mobilization and increased non-microfinance lending. The study recommends that there is a need to upscale the functional efficiency of microfinance intermediaries.Originality/valueThis study offers to bridge the research gap and adds novel information to the literature on microfinance intermediation. It is the first empirical paper showing the macroeconomic significance of transaction costs in microfinance intermediation.

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Determinants of construction, property, and real estate companies’ stock prices in Indonesia

Facing Global Digital Revolution ◽

10.1201/9780429322808-46 ◽

2020 ◽

pp. 195-198

Author(s):

Dyah Nirmala Arum Janie ◽

Laeli Tika Mardani ◽

Dian Indriana Tri Lestari ◽

Nirsetyo Wahdi

Keyword(s):

Real Estate ◽

Stock Prices ◽

Construction Property

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A RECORDING AND DOCUMENTATION SYSTEM OF BUILDING STOCK: THE CASE OF PENTALOFOS SETTLEMENT IN KOZANI (GREECE)

Proceedings of the ARQUEOLÓGICA 2.0 8th International Congress on Archaeology, Computer Graphics, Cultural Heritage and Innovation ◽

10.4995/arqueologica8.2016.3262 ◽

2016 ◽

Author(s):

Nikolaos Lianos ◽

Anastasios Anastasios

Keyword(s):

Documentation System ◽

Building Stock ◽

Gis Application ◽

Area Of Interest ◽

Construction Property ◽

Structure Morphology ◽

Efficient Integration ◽

Geographic Background ◽

Technical Features ◽

Architectural Documentation

Facing the need for effective and efficient integration of spatial and descriptive information related to the documentation of the cultural heritage, the primary aim of this project is the production of a dynamic geodatabase in order to collect, record and organize cartographic and architectural data as well as morphological and typological features of Pentalofos settlement into a GIS application. For this purpose, the project is meant, among other things, to complete a thorough research on the evolution of the settlement and its context, create the necessary geographic background for the documentation of the area of interest and to record building's technical features among others (year of construction, property status, structure, morphology, typology, description of current condition, pathology etc) by implementing traditional and up-to-date as well architectural documentation methods.

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Probability Factors Affecting Income Smoothing in Banks in 2010−2016

Binus Business Review ◽

10.21512/bbr.v9i3.4662 ◽

2018 ◽

Vol 9 (3) ◽

pp. 219-225

Author(s):

Kartika Dewi

Keyword(s):

Stock Exchange ◽

Income Smoothing ◽

Operating Expense ◽

Return On Assets ◽

Return On Equity ◽

Factors Affecting ◽

Economic Decision ◽

Expense Ratio ◽

Probability Ratio ◽

Net Interest Margin

The purpose of this research was to examine profitability factors in banking that affected income smoothing. Profit is the most important number for readers in making the economic decision. This research used probability factors that affected income smoothing in the bank. Probability ratio testing used Return on Assets (ROA), Return on Equity (ROE), Net Interest Margin (NIM), and Operating Expense Ratio (OER). The population was all banks listed in Indonesian Stock Exchange in 2010-2016. The sample was 203 data obtained through purposive judgment sampling. Using Logistic Binary Regression from SPSS version 20, Eckel Index was used to determine which companies smooth its income. The result shows that ROA, NIM, and OER are significant to income smoothing. However, ROE does not affect income smoothing significantly.

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POLA SINTAKTIS LAKON JAKA SUKARA

Paradigma Jurnal Kajian Budaya ◽

10.17510/paradigma.v4i1.156 ◽

2017 ◽

Vol 4 (1) ◽

pp. 15

Author(s):

Sri Munawarah

Keyword(s):

20Th Century ◽

14Th Century ◽

Development Period ◽

Construction Property ◽

Syntactic Pattern ◽

Language Writing ◽

History Of ◽

Data Source ◽

Characteristic Features

The history of Malay language has been going through a long way. Kridalaksana (1991:5) divided the development period of Malay language into four: the Melayu Kuna era (the 7th-14th century CE), the Melayu Klasik/Tengahan era (the 14th-18th), the Melayu Peralihan era (the 19th), and the Melayu Baru era (the 20th century). The Betawi language is the only Malay language that existed in Java Island. Dullaurier, as quoted by Hollander (1983;1984), said that the Malay language is divided into two groups: Malay language Malaka accent and Betawi accent (Muhadjir, 1999:21). In this research, the script of Lakon Jaka Sukara became the data source to find the characteristic features of Malay Betawi language syntax that is written in the script. Lakon Jaka Sukara is one of the scripts assumed to have been written by the Betawi people. In this case, the script of Lakon Jaka Sukara will be analyzed in its syntactic pattern. The research of the Betawi language writing variety, especially the ancient script has rarely been done. That case became important for this research to be conducted. After seeing the whole script, there is syntactic patterns that became the characteristic features of the writing variety of the Betawi language. That syntactic pattern is that there is construction property or possessive phrase, collocation [kasi], [beri], or [kerja] that is followed by verbs, construction [apa] that is followed by nouns, construction [barang] that is followed by [di mana], construction [pun] that is in front of male pronouns, and construction [pun] that is on the back of female pronouns.

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legal Fees Improperly Included as Operating Expense

American Water Works Association ◽

10.1002/j.1551-8833.1986.tb02756.x ◽

1986 ◽

Vol 78 (12) ◽

pp. 10-10

Keyword(s):

Operating Expense ◽

Legal Fees

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The return on investment from international patient programs in American hospitals

International Journal of Pharmaceutical and Healthcare Marketing ◽

10.1108/ijphm-09-2017-0054 ◽

2019 ◽

Vol 13 (2) ◽

pp. 171-182

Author(s):

Ishani Patel ◽

Tricia J. Johnson ◽

Andrew N. Garman ◽

Samuel Hohmann ◽

Paola Pescara ◽

...

Keyword(s):

Health Systems ◽

Return On Investment ◽

Economies Of Scale ◽

Business Case ◽

Economic Benefits ◽

International Programs ◽

Operating Expense ◽

Content Type ◽

International Program ◽

The Usa

Purpose Hospitals catering to the unique needs of international patients often make substantial investments in their international program. Research has yet to evaluate the return on investment (ROI) of establishing these programs. The purpose of this paper is to quantify the economic benefits and costs of international patient programs and evaluate the ROI of international patients for US hospitals by program maturity and size. Design/methodology/approach Operational information about 29 health systems with international patient programs in the USA was obtained from the US Cooperative for International Patient Programs (USCIPP) Annual Benchmarking Survey. A Spearman correlation coefficient was used to test the association between international program investments and revenue. Mann–Whitney U tests were used to test whether ROI differs significantly by program maturity and size. Findings It was found that 14 (48.3 per cent) international programs were established and 10 (34.5 per cent) programs were large in size. The median estimated organizational total gross revenue less operating expense for all programs was positive ($15.6m). Total gross revenue less operating expense was higher for large programs ($105.6m) than for small programs ($9.2m) (p < 0.001) and higher for established programs ($40.2m) than for new programs ($8.5m) (p < 0.001). Originality/value The results suggest that hospital investment in international programs yields substantial returns for the health systems studied. New programs rely on staff from other areas of the organization while developing operational processes and relationships with providers and payers abroad. Examining the ROI can help hospitals develop a business case for an international program and understand any economies of scale from increased investment.

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