A Study of Consumer Decision Delegation in Financial Services: Approaches and Implications

2016 ◽  
pp. 121-122
Author(s):  
James Devlin
Keyword(s):  
Financial Services ◽  
Consumer Decision

Consumer Decision-Making Styles and the Purchase of Financial Services

2003 ◽  
Vol 23 (3) ◽  
pp. 63-81 ◽  
Author(s):  
Barry Howcroft ◽  
Paul Hewer ◽  
Robert Hamilton
Keyword(s):  
Decision Making ◽  
Financial Services ◽  
Consumer Decision Making ◽  
Consumer Decision ◽  
Decision Making Styles

Marketing on the Map: Visual Search and Consumer Decision Making

2010 ◽  
Author(s):  
Nicholas Lurie ◽  
Sam Ransbotham ◽  
Zoey Chen ◽  
Stephen He
Keyword(s):  
Decision Making ◽  
Visual Search ◽  
Consumer Decision Making ◽  
Consumer Decision

Consumer decision and product evaluation: Interaction between the self and the context

2004 ◽  
Author(s):  
Shuifun Fiona Chan ◽  
Chi-yue Chiu ◽  
Yin-kwan Chan ◽  
Patrick Pak-tik Chow
Keyword(s):  
Product Evaluation ◽  
The Self ◽  
Consumer Decision

Zwischenruf aus der Branche: Die digitale Transformation: eine Investitionsherausforderung

2020 ◽  
Vol 25 (06) ◽  
pp. 44-44
Author(s):  
Kai-Otto Landwehr
Keyword(s):  
Financial Services ◽  
Digitale Transformation ◽  
Commercial Finance

Der globale Anstieg von chronischen Erkrankungen setzt Krankenhäuser unter Druck. Die digitale Transformation trägt zur Entlastung bei, denn sie schafft ‚smarte‘, also intelligente Krankenhäuser. Es gibt sie jedoch nicht umsonst. Woher das Geld dafür nehmen und nicht stehlen? Kai-Otto Landwehr, Leiter des Commercial-Finance-Geschäfts von Siemens Financial Services (SFS), weiß Rat.

Mekanisme Dan Proteksi Jaminan Nasabah Pada Gadai Informal

Liquidity ◽  
2017 ◽  
Vol 6 (2) ◽  
pp. 103-109
Author(s):  
Yuri Nanda Larasati ◽  
Jafril Khalil
Keyword(s):  
Qualitative Research ◽  
Research Methods ◽  
Financial Services ◽  
Field Data ◽  
Qualitative Research Methods ◽  
Research Field ◽  
Consumer Society ◽  
Library Research ◽  
The Cost

Regulation of the financial services authority (OJK) No. 31/POJK.05/2016 on Venture had arranged that the financial services agency on the basis of the law of pledge is in coaching and supervision OJK. Yet the existence of laws – invitation to Governing Enterprise pawn shops causing business activities conducted by the above parties are not yet regulated. The condition is feared could cause harm to the consumer society. The purpose of this research is to know the procedures, mechanisms, protection of goods and guarantee the consumer on an informal pledge financing, methods of determination of the cost of maintenance of the goods and the goods of the execution mechanism of the pledge as well as protection for the collateral items are viewed from the side of the consumer by looking at laws-invitations and Sharia. To find out whether the pledge have gotten permission from OJK. This research uses qualitative research methods with the study of library research, field data and simulations. The approach used in this study is the empirical juridical approach. Elaboration upon the results is discussed further in this article.

The Systemic Effects of Prudential Regulation Toughening:The Results of a Stress-test for Russian Banks

2012 ◽  
pp. 4-31 ◽  
Author(s):  
M. Mamonov ◽  
A. Pestova ◽  
O. Solntsev
Keyword(s):  
Financial Services ◽  
Banking Sector ◽  
Stress Test ◽  
Credit Market ◽  
Capital Adequacy ◽  
Government Support ◽  
Government Ownership ◽  
Prudential Regulation ◽  
The Government ◽  
The Stability

The stability of Russian banking sector is threatened by three negative tendencies - overheating of the credit market, significant decrease of banks capital adequacy ratios, and growing problems associated with banks lending to affiliated non-financial corporations. The co-existence of these processes reflects the crisis of the model of private investments in Russian banking sector, which was observed during the last 20 years. This paper analyzes the measures of the Bank of Russia undertaken to maintain the stability of the banking sector using the methodology of credit risk stress-testing. Based on this methodology we conclude that the Bank of Russias actions can prevent the overheating of the credit market, but they can also lead to undesirable effects: further expansion of the government ownership in Russian banking sector and substitution of domestic credit supply by cross-border corporate borrowings. The later weakens the competitive positions of Russian banks. We propose a set of measures to harmonize the prudential regulation of banks. Our suggestions rely on design and further implementation of the programs aimed at developing new markets for financial services provided by Russian banks to their corporate and retail customers. The estimated effects of proposed policy measures are both the increase in profitability and capitalization of Russian banks and the decrease of banks demand for government support.

Sign in / Sign up

Export Citation Format

Share Document