scholarly journals Flood Risk Management Practices in Morocco: Facts and Challenges

2021 ◽  
pp. 35-94
Author(s):  
Dalila Loudyi ◽  
Moulay Driss Hasnaoui ◽  
Ahmed Fekri
Keyword(s):  
Risk Assessment ◽  
Risk Management ◽  
Flood Risk ◽  
Management Practices ◽  
Swot Analysis ◽  
Risk Mitigation ◽  
Integrated Management ◽  
Flood Risk Management ◽  
Mitigation Measures ◽  
The Government

AbstractFrom ancient flood management practices driven by agricultural activities to dam’s policy for water resources management including flood protection, to the National Strategy for Natural Disaster Risk Integrated Management; Morocco has come a long way in flood risk management. This chapter describes the recurrent flooding phenomenon plaguing the country along with progress in flood risk assessment approaches in terms of technique, governance, and best practices. An extensive number of research articles, administrative documents, consultancy, and international organizations reports are analyzed to give a holistic up-to-date insight into flood risk management in Morocco and present a comprehensive and critical view from a scientific perspective. Information and data were collected from a range of various sources and synthesized to integrate all scientific and governance aspects. Though analysis of this landscape shows progresses made by the Government to protect the population and reduce flood risk, it also shows shortcomings and challenges still to be overcome. Thus, a SWOT analysis was carried out for scoping and identifying the strengths, weaknesses, opportunities, and threats pertaining to this issue. The analysis reveals various success and failure factors related to three major components: governance, risk assessment approaches, and flood risk mitigation measures sustainability.

Credit Risk Management of Commercial Banks in Nepal

2019 ◽  
Vol 4 (1) ◽  
pp. 27-37
Author(s):  
Shreya Pradhan ◽  
Ajay K. Shah
Keyword(s):  
Risk Assessment ◽  
Risk Management ◽  
Credit Risk ◽  
Commercial Banks ◽  
Management Practices ◽  
Risk Mitigation ◽  
Mitigation Measures ◽  
Credit Risk Management ◽  
Loan Repayment ◽  
Credit Risk Assessment

The study is primarily focused on credit risk assessment practices in commercial banks on the basis of their internal efficiency, assessment of assets and borrower. The model of the study is based on the analysis of relationship between credit risk management practices, credit risk mitigation measures and obstacles and loan repayment. Based on a descriptive research approach the study has used survey-based primary data and performed a correlation analysis on them. It discovered that credit risk management practices and credit risk mitigation measures have a positive relationship with loan repayment, while obstacles faced by borrowers have no significant relationship with loan repayment. The study findings can provide good insights to commercial bank managers in analysing their model of credit risk management system, policies and practices, and in establishing a profitable and sustainable model for credit risk assessment, by setting a risk tolerance level and managing credit risks vis-a-vis the prevailing market competition.

The Issues and Challenges of Flood-related Agencies in Malaysia

2020 ◽  
Vol 5 (13) ◽  
pp. 285-290
Author(s):  
Nurul Ashikin Mabahwi ◽  
Hitoshi Nakamura
Keyword(s):  
Risk Management ◽  
Thematic Analysis ◽  
Flood Risk ◽  
Publishing House ◽  
Flood Risk Management ◽  
Communication Problems ◽  
Qualitative Thematic Analysis ◽  
International Publishing ◽  
The Government ◽  
Open Access Article

Objectives of this study is to identify the real issues and challenges of flood related agencies in Malaysia. By using qualitative thematic analysis, this study found that limited authorities, lack of enforcement power, lack of cooperation among agencies, lack of man-power and assets for logistics, insufficient funding for flood risk management and communication problems are the issues faced by the flood-related agencies. The government needs to solve the issues and challenges in order to strengthen the flood-related agencies capacities.Keywords: flood risk management; flood-related agencies; issues; authorityeISSN: 2398-4287 © 2020. The Authors. Published for AMER ABRA cE-Bs by e-International Publishing House, Ltd., UK. This is an open access article under the CC BYNC-ND license (http://creativecommons.org/licenses/by-nc-nd/4.0/). Peer–review under responsibility of AMER (Association of Malaysian Environment-Behaviour Researchers), ABRA (Association of Behavioural Researchers on Asians) and cE-Bs (Centre for Environment-Behaviour Studies), Faculty of Architecture, Planning & Surveying, Universiti Teknologi MARA, Malaysia.DOI: https://doi.org/10.21834/e-bpj.v5i13.2069

scholarly journals Current flood risk management practices in Ghana: Gaps and opportunities for improving resilience

2020 ◽  
Vol 13 (4) ◽  
Author(s):  
Adrian Almoradie ◽  
Mariana Madruga Brito ◽  
Mariele Evers ◽  
Aymar Bossa ◽  
Mawuli Lumor ◽  
...  
Keyword(s):  
Risk Management ◽  
Flood Risk ◽  
Management Practices ◽  
Flood Risk Management

Scalar Politics in Flood Risk Management and Community Engagement

2017 ◽  
Author(s):  
Thomas Thaler
Keyword(s):  
Risk Management ◽  
Community Engagement ◽  
Public Administration ◽  
Flood Risk ◽  
Flood Risk Management ◽  
Governance Structures ◽  
Multiple Stakeholders ◽  
Local Authorities ◽  
Local Stakeholders ◽  
The Government

Recent extreme hydrological events (e.g., in the United States in 2005 or 2012, Pakistan in 2010, and Thailand in 2011) revealed increasing flood risks due to climate and societal change. Consequently, the roles of multiple stakeholders in flood risk management have transformed significantly. A central aspect here is the question of sharing responsibilities among global, national, regional, and local stakeholders in organizing flood risk management of all kinds. This new policy agenda of sharing responsibilities strives to delegate responsibilities and costs from the central government to local authorities, and from public administration to private citizens. The main reasons for this decentralization are that local authorities can deal more efficiently with public administration tasks concerned with risks and emergency management. Resulting locally based strategies for risk reduction are expected to tighten the feedback loops between complex environmental dynamics and human decision-making processes. However, there are a series of consequences to this rescaling process in flood risk management, regarding the development of new governance structures and institutions, like resilience teams or flood action groups in the United Kingdom. Additionally, downscaling to local-level tasks without additional resources is particularly challenging. This development has tightened further with fiscal and administrative cuts around the world resulting from the global economic crisis of 2007–2008, which tightening eventually causes budget restrictions for flood risk management. Managing local risks easily exceeds the technical and budgetary capacities of municipal institutions, and individual citizens struggle to carry the full responsibility of flood protection. To manage community engagement in flood risk management, emphasis should be given to the development of multi-level governance structures, so that multiple stakeholders share fairly the power, resources, and responsibility in disaster planning. If we fail to do so, some consequences would be: (1), “hollowing out” the government, including the downscaling of the responsibility towards local stakeholders; and (2), inability of the government to deal with the new tasks due to lack of resources transferred to local authorities.

scholarly journals Comparative analysis and implications of sustainable Flood Risk Management in four front-end countries: The United Kingdom, the Netherlands, the United States, & Japan 

2021 ◽  
Author(s):  
Faith Ka Shun Chan ◽  
Liang Emlyn Yang ◽  
Gordon Mitchell ◽  
Nigel Wright ◽  
Mingfu Guan ◽  
...  
Keyword(s):  
United States ◽  
Risk Management ◽  
The Netherlands ◽  
Flood Risk ◽  
Management Practices ◽  
Social Economic ◽  
Flood Management ◽  
The United States ◽  
Flood Risk Management

Abstract. Sustainable flood risk management (SFRM) has become popular since the 1980s. Many governmental and non-governmental organisations have been keen on implementing the SFRM strategies by integrating social, ecological and economic themes into their flood risk management (FRM) practices. However, justifications for SFRM are still embryonic and it is not yet clear whether this concept is influencing the current policies in different countries. This paper reviews the past and present flood management approaches and experiences from flood defence to FRM in four developed countries with the aim of highlighting lessons for developing mega deltas. The paper explored recent strategies such as “Making Space for Water, PPS 25, and NPPF” in the UK; “Room for Rivers” in the Netherlands which was promoted to cope with flooding, integrate FRM with ideas on sustainability, and deliver good FRM practice for next generations. The United States has also established a sound National Flood Insurance Program (NFIP), and Japan has developed an advanced flood warning and evacuation contingency system to prepare for climatic extremes. These case studies showed some good lessons to achieve long term SFRM direction to deliver flood management practices with social-economic and environmental concerns. Most of developing coastal megacities especially in Asia are still heavily reliant on traditional hard-engineering approach, that may not be enough to mitigate substantial risks due to human (exist huge populations, rapid socio-economic growth, subsidence) and natural (climate change) factors. We understand different countries and cities have their own interpretation on SFRM, but recommend policy makers to adopt “mixed options” towards thinking about long term and sustainability that with social, economic and environmental considerations. 

scholarly journals Social Influences on Flood Preparedness and Mitigation Measures Adopted by People Living with Flood Risk

Water ◽  
2021 ◽  
Vol 13 (21) ◽  
pp. 2972
Author(s):  
Donald Houston ◽  
Tom Ball ◽  
Alan Werritty ◽  
Andrew R. Black
Keyword(s):  
Risk Management ◽  
Flood Risk ◽  
Social Inequalities ◽  
Flood Risk Management ◽  
Management Policy ◽  
Mitigation Measures ◽  
Social Differences ◽  
Flood Impacts ◽  
Spatial Inequalities ◽  
Flood Preparedness

This paper aims to analyse evidence, based on one of the largest and most representative samples of households previously flooded or living with flood risk to date, of social patterns in a range of flood resilience traits relating to preparedness prior to a flood (e.g., property adaptations, contents insurance, etc.) and mitigations enacted during and immediately following a flood (e.g., receiving a warning, evacuation into temporary accommodation, etc.). The data were collected from a 2006 survey of 1223 households from a variety of locations across Scotland between one and twelve years after major local floods. Our analysis identifies remarkably few social differences in flood preparedness and mitigation measures, although some aspects of demography, housing and length of residence in an area, as well as personal flood history, are important. In light of this finding, we argue that social differences in vulnerability and resilience to flooding arise from deep-seated socio-economic and socio-spatial inequalities that affect exposure to flood risk and ability to recover from flood impacts. The engrained, but well-meaning, assumption in flood risk management that impoverished households and communities are lacking or deficient in flood preparedness or mitigation knowledge and capabilities is somewhat pejorative and misses fundamental, yet sometimes invisible, social stratifications play out in subtle but powerful ways to affect households’ and communities’ ability to avoid and recover from floods. We argue that general poverty and inequality alleviation measures, such as tax and welfare policy and urban and community regeneration schemes, are likely to be as, if not more, important in alleviating social inequalities in the long-term impacts of floods than social targeting of flood risk management policy.

scholarly journals Flood Risk Management and its Compliance in Loko Community Adamawa State, Nigeria

2021 ◽  
Vol 04 (12) ◽  
Author(s):  
Ndagana Iyami Hadiza ◽  
Keyword(s):  
Risk Management ◽  
Flood Risk ◽  
Management Practices ◽  
Case Study Research ◽  
Flood Risk Management ◽  
Household Level ◽  
The People ◽  
Limited Compliance ◽  
Support Programmes ◽  
Management Functions

Flood risk management functions to reduce socio-economic and human resources associated with disasters. This study investigates flood risk administration for the socio-demographic progress of the Loko Community in the Song local government area in Adamawa State, Nigeria. The study’s objective was to evaluate the compliance levels to flood risk management practices, challenges and interventions adopted to address the concerns. The study utilized a case study research design while targeting a population of 4,200 inhabitants comprising, 800 households, 20 NEMA staff and 40 ADSEMA staff. The findings indicated that floods significantly affects the socio-economic condition and livelihoods of the people. Moreover, the study found that institutional, cultural, and demographic factors limited compliance to FRM practices, necessitating the adoption of appropriate interventions. Therefore, it is necessary because homes far from flood-prone areas will mitigate the adverse flood effects. Similarly, the Ministry of Agriculture and Cooperatives through the Extension Services should incentivize the communities through funding to increase the area cultivated on the upland to enhance the food security at the household level. There should be increased support programmes for the affected, and viable farmers prioritized for the support programmes. The study concludes that there is a need to develop better and appropriate measures to prepare and mitigate the effects of floods. Socio-economic problems such as poverty, livelihood profile, cultural views, the position of weaker social groups, and the rights of minorities and ethnic groups must be addressed urgently.

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