Decomposing the factors influencing household debt: the case of China

Savings is the balance out of income but is not spent on current consumption. Because we cannot anticipate what would take place in the future, we should set aside some money for unexpected events or emergencies. Without savings, unexpected events can become large financial burdens. Therefore, savings helps an individual or family become financially secure. Due to limited savings and with such low income levels, we are mostly depending on debts to finance our consumption. Currently, Malaysia household debt is amongst the highest in Asia, at 86% of GDP. There are many factors influencing savings rate in Malaysia. The paper aims to measure the economic variables that may significantly influence toward savings rate in the country.

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Exploring Determinants Of U.S. Household Debt

Journal of Applied Business Research (JABR) ◽

10.19030/jabr.v27i6.6468 ◽

2011 ◽

Vol 27 (6) ◽

pp. 85 ◽

Cited By ~ 7

Author(s):

Erin Turinetti ◽

Hong Zhuang

Keyword(s):

Housing Prices ◽

Consumer Confidence ◽

Household Debt ◽

Policy Makers ◽

Factors Influencing ◽

Working Age ◽

Per Capita ◽

Working Age Population ◽

Household Borrowing ◽

The U.S

The fast growing household debt in the U.S. has become a concern to the general public and policy makers. This paper attempts to explore the factors influencing the U.S. household indebtedness using quarterly data over the period of 1980-2010 and controlling for the time series issues. The estimated results show that the unemployment rate, interest rate, disposable personal income per capita, share of retiring population, and educational attainment are negatively associated with the household debt, while housing prices, consumer confidence, and the share of working-age population are positively related to the household borrowing.

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The Study on Economic Factors Influencing Malaysian Household Debt

10.9734/bpi/mpebm/v7/4091f ◽

2021 ◽

pp. 55-64

Author(s):

Suhana Mohamed ◽

Siti Sara Mohamadon ◽

Mohamad Azwan Md Isa ◽

Wan Muhd Faez Wan Ibrahim ◽

Ferri Nasrul ◽

...

Keyword(s):

Household Debt ◽

Economic Factors ◽

Factors Influencing

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Application of Logistic Regression Analysis to Household Debt of Bangkok and Metropolitan Area of Thailand

WSEAS TRANSACTIONS ON BUSINESS AND ECONOMICS ◽

10.37394/23207.2020.17.65 ◽

2020 ◽

Vol 17 ◽

Keyword(s):

Logistic Regression ◽

Regression Analysis ◽

Logistic Regression Analysis ◽

Metropolitan Area ◽

Household Debt ◽

National Statistics ◽

Factors Influencing ◽

Economic Survey ◽

Using Data

The objective of this research is to study factors influencing the household debt of people in Bangkok and metropolitan area of Thailand. Using data from the 2017 household socio-economic survey from National Statistics Office (NSO) of Thailand, the results of logistic regression analysis indicate that four variables affecting indebtedness of the household are household sizes, number of people who get wages, remittance receiving, and loan for emergency. Overall, the logistic regression analysis correctly classifies 67.7% of indebtedness of household.

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Factors influencing adhesive bonding at the bone/implant interface

Proceedings, annual meeting, Electron Microscopy Society of America ◽

10.1017/s0424820100130201 ◽

1992 ◽

Vol 50 (2) ◽

pp. 1114-1115

Author(s):

Julie A. Martini ◽

Robert H. Doremus

Keyword(s):

Electron Microscopy ◽

Adhesive Bonding ◽

Microscopy Study ◽

Electron Microscopy Study ◽

Bone Implant ◽

Factors Influencing ◽

Lr White ◽

Transmission Electron ◽

New Zealand White Rabbits ◽

Scanning Electron

Tracy and Doremus have demonstrated chemical bonding between bone and hydroxylapatite with transmission electron microscopy. Now researchers ponder how to improve upon this bond in turn improving the life expectancy and biocompatibility of implantable orthopedic devices.This report focuses on a study of the- chemical influences on the interfacial integrity and strength. Pure hydroxylapatite (HAP), magnesium doped HAP, strontium doped HAP, bioglass and medical grade titanium cylinders were implanted into the tibial cortices of New Zealand white rabbits. After 12 weeks, the implants were retrieved for a scanning electron microscopy study coupled with energy dispersive spectroscopy.Following sacrifice and careful retrieval, the samples were dehydrated through a graduated series starting with 50% ethanol and continuing through 60, 70, 80, 90, 95, and 100% ethanol over a period of two days. The samples were embedded in LR White. Again a graduated series was used with solutions of 50, 75 and 100% LR White diluted in ethanol.

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Factors Influencing Electrophysiologic Responsivity in Normal Adults

Journal of Speech and Hearing Research ◽

10.1044/jshr.0804.323 ◽

1965 ◽

Vol 8 (4) ◽

pp. 323-347

Author(s):

Robert Goldstein ◽

Benjamin RosenblÜt

Keyword(s):

Conditioned Stimulus ◽

White Light ◽

Pure Tone ◽

Alpha Rhythm ◽

White Women ◽

White Men ◽

Inverse Relation ◽

Factors Influencing ◽

Electrodermal Responses ◽

Normal Adults

Electrodermal and electroencephalic responsivity to sound and to light was studied in 96 normal-hearing adults in three separate sessions. The subjects were subdivided into equal groups of white men, white women, colored men, and colored women. A 1 000 cps pure tone was the conditioned stimulus in two sessions and white light was used in a third session. Heat was the unconditioned stimulus in all sessions. Previously, an inverse relation had been found in white men between the prominence of alpha rhythm in the EEG and the ease with which electrodermal responses could be elicited. This relation did not hold true for white women. The main purpose of the present study was to answer the following questions: (1) are the previous findings on white subjects applicable to colored subjects? (2) are subjects who are most (or least) responsive electrophysiologically on one day equally responsive (or unresponsive) on another day? and (3) are subjects who are most (or least) responsive to sound equally responsive (or unresponsive) to light? In general, each question was answered affirmatively. Other factors influencing responsivity were also studied.

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