The impact of NABARD's Self Help Group-Bank Linkage Programme on poverty and empowerment in India

2012 ◽  
Vol 20 (4) ◽  
pp. 487-510 ◽  
Author(s):  
Anushree Sinha ◽  
Purna Chandra Parida ◽  
Palash Baurah
Keyword(s):  
Author(s):  
Shruti Agrawal

The chapter is based on the Self Help Group-Bank linkage Programme in India. The objective of the chapter is to assess the SHGs access to credit under SHG-Bank Linkage Programme, to know the progress of SHG-Bank Linkage Programme in India and to evaluate the impact of SHG-Bank Linkage Programme in India. Finally the chapter ends with suggestions to improve self help group-bank linkage programme and concludes that SHG-Bank Linkage Programme has provided a more favorable environment for enhancing India's potential for greater equitable growth with empowerment while considering the positive signs in their performance.


Author(s):  
Maniklal Adhikary ◽  
Sumanta Kumar Das

The microfinance program has now been recognized as an effective tool to empower economically the rural women folk. The earning is the most important direct outcome of micro finance participation unlike acquiring empowerment. Participation in the program helps women to inculcate their saving habit. It gives access to the formal credit to them. All these have direct impact on their economic condition. This study explores the impact of microfinance program on the income of the program participants of Birbhum District in West Bengal in India. The study also focuses on how participation helps in reducing inequality in income of the participants. The major finding of the study is that women self-help group (SHG) members have the higher level of income compared to that of non-SHG members. The study also shows that SHG participation also helps them in reducing inequalities in their income. Gini coefficient and Lorenz curve technique has been used to assess the income distribution of the respondents.


2017 ◽  
Vol 08 (03) ◽  
pp. 395-400
Author(s):  
Basavaraj Shrinivasa ◽  
Navaneetham Janardhana ◽  
Bergai Parthsarathy Nirmala

ABSTRACT Background: Treatment gap for mental health care in low- and middle-income (LAMI) countries is very large, and building workforce using the locally available resources is very much essential in reducing this gap. The current study is a preliminary work toward this direction. Materials and Methods: A single group pre- and post-design was considered for assessing the feasibility of Mental Health Orientation (MHO) Program for Self-Help Group members. Assessment of participants’ MHO using Orientation Towards Mental Illness (OMI) scale was undertaken at three levels: baseline assessment before the intervention, after completing 2 days orientation program, and 6 weeks later. Results: Analysis of data resulted in statistically significant mean scores in the domains of areas of causation (F[1.41, 40.7] = 21.7, P < 0.000, ηp 2 = 0.428), perception of abnormality (F[1.27, 36.8] = 15.8, P< 0.000, ηp 2 = 0.353), treatment (F[1.42, 41.3] = 34.8, P < 0.000, ηp 2 = 0.546), and after effect (F[1.36,39.4] = 26.7, P < 0.000, ηp 2 = 0.480). Although the overall mean scores of all the domains of OMI were found to be statistically significantly different, there was no significant difference in the mean scores between post and follow-up assessments on areas of causation (µd = 1.27, P = 0.440) and treatment (µd = 1.00, P = 0.156). Conclusion: Overall, the findings of our study demonstrate that brief MHO program can exert a beneficial effect on bringing about significant change in the orientation of the participants toward mental illness but need to be refreshed over time to make the impact of the program stay longer.


2017 ◽  
Vol 22 (1) ◽  
pp. 163-179
Author(s):  
Maha N. Younes ◽  
Jody L. Vanlaningham

This descriptive study examines the attitudes and experiences of students at a midwestern public university who attended self-help group meetings to fulfill an undergraduate social work course requirement and to promote professional preparation for social work and other helping professions. Questionnaires were administered in two social work courses, and self-assessment papers submitted by social work students were used to gain insight into their perspectives related to self-help groups and to understand their personal experiences before, during, and after completing the assignment. The outcome revealed the impact that attending self-help group meetings had on students, the personal and professional knowledge they gained, and the vital role human service professionals, especially social workers, play in supporting self-help groups. The experience triggered a powerful and personal journey where students confronted their fears and biases, gained a more compassionate view of addictions and mental health, and walked away with an improved sense of self-efficacy.


2016 ◽  
Vol 3 (2) ◽  
Author(s):  
Elizabeth Joey Joey Henriques

Self Help Groups have emerged as an important mechanism to bring about socio-economic change in society. Various studies indicate the positive impact that SHGs have had on employment generation, savings, incomes, poverty alleviation and women empowerment. The present study, based on primary data sourced from women members of SHGs located in the state of Goa is an attempt to understand the impact of group membership on its members, particularly women. An attempt has also been made to throw light on the pivotal role that the Self Help Group Promoting Agencies essay in realising the goal of women empowerment. The study also analyses the independence that women exhibit in taking decisions, be it in the economic or political domain.


Author(s):  
Dr. V. Sangeetha

This study examines the women empowerment of self help groups in Thoothukudi district. It aims to analyze the demographic profile of the respondents and characteristics of the Self Help Group members and to evaluate the impact of service quality of SHGs. The data collected from 125 respondents selected using random sampling method covering the villages of Ottapidaram, Pudur, Vilathikulam and Kayathar. It concluded that the economic activities of SHGs are quite successful. In this way, SHGs in four blocks from Thoothukudi District were very successful in women empowerment in rural areas and poverty alleviation.


JEJAK ◽  
2018 ◽  
Vol 11 (1) ◽  
pp. 123-137
Author(s):  
Chatarina Yekti Prawihatmi

This study analyzed  the impact of the acceleration of women capabilities in creating family income through self-help group based micro credit. The analysis unit of this study are the members of UP2K-PKK (Efforts to Increase Family Income). They are poor women who run productive business.  The samples of  this research are 177 members of the UP2K-PKK in West Semarang. The data is collected using a questionnaire that is delivered directly to the respondents along with in-depth interview. The analysis tool used is multiple linear regressions. This research tests the model that is the family income as the dependent variable and the development capability through self-help group based micro credit as the independent variable.  The acceleration of capability through self-help group based micro credit includes microcredit, training, partnerships, technical assistance , membership. The poor women have individual capabilities (initial endowment) including education, business experience, and membership. To know that the capability development through self-help group accelerates the development of individual capabilities, then the multiplicative variables are inserted.The results of this research show that capability development through self-help group accelerates the impact of  micro credit and initial endowment in creating the family income.


2019 ◽  
Vol 7 (7) ◽  
pp. 304-309
Author(s):  
Shristy Poddar ◽  
Sumit Bharti ◽  
Kavitha S Sharma

The dynamic development of the microfinance business has been advanced by market powers as well as by cognizant activities of national governments, Non-Governmental Organizations (NGOs), and the benefactors who view microfinance as a successful device for killing neediness. The incredible push behind this immense and expanding support for microfinance showed that national monetary and social effects are noteworthy and it should be analysed all the more intently.   Self Help Group (SHG) provides microfinance services for people in rural regions so they can use the capital for small business, productive work and become financially stable and independent. In this article, we have described the impact of microfinance on poverty alleviation its impacts on people and society. Here we have explained, the main purpose of this article is to present Microfinance and how it can be useful for poor people and the reduction of unemployment.


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