scholarly journals Secure Cloud Risk Architecture analysis for Mobile Banking system and its performance analysis based on Machine learning approaches

2021 ◽  
Vol 2089 (1) ◽  
pp. 012007
Author(s):  
P. Rajarajeswari ◽  
M. Sreevani ◽  
P. Lalitha Suryakumari

Abstract With advances in the mobile communications, many service-related tasks can be made quickly and easily. Mobile banking is one such service that has eliminated the need for a consumer to go to a branch to carry out many common transactions. In a country like India, where the last mile reach through brick-and-mortar banking facilities, mobile phones can complement the reach. This paper describes how mobile cloud architecture can be employed for banking and services to customers to enhance their banking experience as well as ensuring information security. This paper focuses on cloud-based risk architecture for banking solutions to address various issues related to mobile banking such as processing speed and storage capacity. Improved random forecast algorithm is used for the evaluation of the system. This proposed system achieves 99% of the system.

2019 ◽  
Vol 8 (4) ◽  
pp. 1730-1738

Financial Inclusion is still a major challenge for the India, despite of being one of major agenda since 2004-2005, due to difficulty in reaching far flung areas of the country comprising 600,000 villages. This has huge implications on economic development of the country. Therefore there is regular thrust from Government of India (GoI) to bring everyone to the ambit of formal banking system through various schemes. Mahatma Gandhi National Rural Employment Act (MGNREGA) is one of the major GoI schemes that have contributed significantly to financial inclusion in India. India has more mobile connections compared to banking accounts, therefore GoI in Economic Survey 2014-15, proposed JAM (JanDhan Yojana, Aadhar Number and Mobile Number) trinity to use ICT for more efficient and effective spread of formal banking even to the hilly areas where brick and mortar banks are difficult to build and sustain. Hence to understand the constructs of mobile banking adoption for financial inclusion in Champawat district of Uttrakhand, India under MNREGA, this research discusses revised technology acceptance model (TAM) and carefully picked constructs from literature review which were weaved together by using Total Interpretive Structural Modeling (TISM) to form a conceptual model for Champawat District of Uttrakhand, India.


Sensors ◽  
2019 ◽  
Vol 19 (6) ◽  
pp. 1339 ◽  
Author(s):  
Hasan Islam ◽  
Dmitrij Lagutin ◽  
Antti Ylä-Jääski ◽  
Nikos Fotiou ◽  
Andrei Gurtov

The Constrained Application Protocol (CoAP) is a specialized web transfer protocol which is intended to be used for constrained networks and devices. CoAP and its extensions (e.g., CoAP observe and group communication) provide the potential for developing novel applications in the Internet-of-Things (IoT). However, a full-fledged CoAP-based application may require significant computing capability, power, and storage capacity in IoT devices. To address these challenges, we present the design, implementation, and experimentation with the CoAP handler which provides transparent CoAP services through the ICN core network. In addition, we demonstrate how the CoAP traffic over an ICN network can unleash the full potential of the CoAP, shifting both overhead and complexity from the (constrained) endpoints to the ICN network. The experiments prove that the CoAP Handler helps to decrease the required computation complexity, communication overhead, and state management of the CoAP server.


1975 ◽  
Vol 65 (2) ◽  
pp. 359-372 ◽  
Author(s):  
H J Reimers ◽  
D J Allen ◽  
I A Feuerstein ◽  
J F Mustard

Repeated thrombin treatment of washed platelets prepared from rabbits can decrease the serotonin content of the platelets by about 80%. When these platelets are deaggregated they reaccumulate serotonin but their storage capacity for serotonin is reduced by about 60%. If thrombin-pretreated platelets are allowed to equilibrate with a high concentration of serotonin (123 mu M), they release a smaller percentage of their total serotonin upon further thrombin treatment, in comparison with the percentage of serotonin released from control platelets equilibrated with the same concentration of serotonin calculations indicate that in thrombin-treated platelets reequilibrated with serotonin, two-thirds of the serotonin is in the granule compartment and one-third is in the extragranular compartment, presumably the cytoplasm. Analysis of the exchange of serotonin between the suspending fluid and the platelets showed that thrombin treatment does not alter the transport rate of serotonin across the platelet membrane and does not cause increased diffusion of serotonin from the platelets into the suspending fluid. The primary reason for the reduced serotonin accumulation by the thrombin-treated platelets appears to be loss of amine storage granules or of the storage capacity within the granules.


2021 ◽  
Vol 11 (2) ◽  
Author(s):  
Brendan P. Marsh ◽  
Yudan Guo ◽  
Ronen M. Kroeze ◽  
Sarang Gopalakrishnan ◽  
Surya Ganguli ◽  
...  

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