Determinants of smallholder farmers’ access to microfinance credits

2020 ◽  
Vol 80 (3) ◽  
pp. 401-419 ◽  
Author(s):  
N’Banan Ouattara ◽  
Xiong Xueping ◽  
Trazié Bertrand Athanase Youan BI ◽  
Lacina Traoré ◽  
J.K. Ahiakpa ◽  
...  

Purpose Several years after the regularization of microfinance activity in Côte d’Ivoire, smallholder farmers’ access to microfinance credits still remains marginal. The purpose of this paper is to identify and analyze key determinants of access to microfinance credit in Sassandra-Marahoué District. Design/methodology/approach A total of 150 smallholder farmers were randomly sampled using an interview guide and semi-structured questionnaires. Univariate statistics and Probit binary modeling were employed for data analyses. Findings Results revealed that socio-economic/demographic characteristics of smallholder farmers and credit requirements imposed by microfinance institutions (MFIs) are key determinants of smallholder farmers’ access to microfinance credits in the district. Research limitations/implications Although, the authors shed light on the determinants of microfinance credit access for smallholder farmers in this district, the study focused on a single source of financial credit. Future research will need to explore the determinants of credit demand and the choice between different sources of rural credits in Côte d’Ivoire. Practical implications The findings suggest that MFIs seldom take into account smallholder farmers who are not engaged in off-farm income-generating activities and savings account; and those with low level of education. Sensitization programs on the importance of savings mobilization and credit policy by MFIs will potentially increase smallholder’s knowledge on credit access requirements and thereby increased access. Originality/value To the authors’ knowledge, this is the first study investigating determinants of smallholder farmers’ access to microfinance credits in Côte d’Ivoire specifically in the Sassandra-Marahoué District. The results of this study will serve as a guide for MFIs for improving smallholder farmers’ access to credit.

Food Security ◽  
2021 ◽  
Author(s):  
Carlos F. B. V. Alho ◽  
Amanda F. da Silva ◽  
Chantal M. J. Hendriks ◽  
Jetse J. Stoorvogel ◽  
Peter J. M. Oosterveer ◽  
...  

AbstractFood systems analysis is increasingly being applied to understand relations between production, distribution, and consumption of food products, the drivers that influence the system, and the outcomes that show how well the food system performs on health and nutrition, on environmental sustainability, and on income and inclusiveness. Little attention has gone to the position of global export commodities, where production and consumption are far apart. Banana in Costa Rica and cocoa in Cote d’Ivoire were the subject of this study to find out what major drivers determine the functioning of these systems. Next to identifying drivers such as population growth and increased plant disease pressure, it was found that the typical far-away setting and different living conditions between producer and consumer countries required a special eye on governance as a tripartite arena (government, private sector, civil society) with their power relations, and on certification schemes as a driver that follows from corporate social responsibility. The certification schemes addressed cover all food system outcomes, although health and nutrition in a less conspicuous way. The descriptions of the functioning of the schemes were also linked to living wages and incomes for banana plantation workers in Costa Rica and cocoa smallholder farmers in Côte d’Ivoire. Although very meaningful, certification schemes so far do not prove to be a silver bullet, but they do have the potential, in combination with other measures, to help positive food system transformations.


2020 ◽  
Vol 10 (3) ◽  
pp. 1-37
Author(s):  
Issam Ghazzawi ◽  
Angie Urban ◽  
Renee Horne ◽  
Claire Beswick

Learning outcomes After completion of this case, students will be able to: define and understand the external and internal components of the strategic management process; define and explain various alternative strategies that help companies create a sustainable competitive advantage; understand and explain the five main choices of entry mode that are available to organisations when considering entry into a foreign market, suggest an entry mode that is relevant to Standard Bank and explain the pros and cons of each entry mode; and understand how a company can offer or phase in its service offerings. Case overview/synopsis This case situates Sola David-Borha, CEO for the Africa Region at the Standard Bank Group, in April 2018, considering whether and how to expand into personal and business banking in Cote d’Ivoire – a country that Standard Bank had just re-entered, having exited there in 2003 because of the civil war. The bank has operations in 20 sub-Saharan African countries and its growth strategy is focussed on Africa. This strategy is reflected in its slogan: “Africa is our home. We drive her growth”. David-Borha has a number of questions on her mind. These include: can the bank offer financial services that will meet the needs of the Ivorian people, how can the bank expand into personal a business banking – indeed is rapid expansion into this sector the right decision for now? Complexity academic level Advanced/graduate courses in strategic management and international business. Supplementary materials Teaching Notes are available for educators only. Subject code CSS 5: International business.


2019 ◽  
Vol 15 (2) ◽  
pp. 150-162
Author(s):  
Tamarah Moss ◽  
Andrew M. Muriuki ◽  
Sithokozile Maposa ◽  
Denise Kpebo

Purpose The United Nations continues to identify street children as one of the most vulnerable sub-populations of children and youth globally. The purpose of this paper is to present social and contextual perspectives of 11 girls living on the streets of Abidjan, Côte d’Ivoire. Implications with respect to the development and delivery of effective sexual/reproductive and mental health interventions and services are discussed. Design/methodology/approach Through semi-structured interviews and applied qualitative thematic analysis, this paper aims to achieve in-depth understanding about the lives of 11 girls living on the street. A socio-ecological framework is utilized to interpret the experiences of the girls at the individual (micro), community (mezzo) and structural (macro) levels. Findings Six main themes evolved from the thematic analysis of interview transcripts: exposure to violence and abuse before and on the street, exposure to violence and sex work, risk and vulnerability to HIV, substance use and sex work, substance use and physical and reproductive health and ways of coping and future planning. Originality/value The interplay of experiences illustrates how girls navigate their lives, and along with an appreciation of intersectionality validates the need for an integrated approach to health and social care related to health and mental health services. Integrated interventions should focus on common issues such as improving access to HIV testing and contraceptives for young girls living on the street.


2018 ◽  
Vol 6 (25) ◽  
Author(s):  
Solange Ngazoa-Kakou ◽  
Cécile Philippe ◽  
Denise M. Tremblay ◽  
Stéphanie Loignon ◽  
Aristide Koudou ◽  
...  

ABSTRACT The lytic Escherichia coli phage Ebrios was isolated from a water sample collected in Ebrie Lagoon on the Adiopodoumé River in Abidjan (Republic of Côte d’Ivoire, West Africa). The linear genome of this Podoviridae family member contains 39,752 bp, has a G+C content of 52.9%, is composed of 53 open reading frames, and is related to the Stenotrophomonas maltophilia phage IME15.


2019 ◽  
Vol 8 (1) ◽  
Author(s):  
Christiane Essoh ◽  
Jean-Philippe Vernadet ◽  
Gilles Vergnaud ◽  
Adama Coulibaly ◽  
Adèle Kakou-N’Douba ◽  
...  

Five bacteriophages of Acinetobacter baumannii were isolated from sewage water in Abidjan, Côte d’Ivoire. Phages Aci01-1, Aci02-2, and Aci05 belong to an unclassified genus of the Myoviridae family, with double-stranded DNA (dsDNA) genomes, whereas Aci07 and Aci08 belong to the Fri1virus genus of the Podoviridae family of phages.


2019 ◽  
Vol 13 (4) ◽  
pp. 369-374
Author(s):  
A. Yao ◽  
A. Hué ◽  
J. Danho ◽  
P. Koffi-Dago ◽  
M. Sanogo ◽  
...  

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