The effect of personality traits on households’ financial literacy

2017 ◽  
Vol 16 (1) ◽  
pp. 39-51 ◽  
Author(s):  
Teerapong Pinjisakikool
Keyword(s):  
Locus Of Control ◽  
Personality Traits ◽  
Big Five ◽  
Financial Literacy ◽  
Household Survey ◽  
Big Five Personality ◽  
External Locus ◽  
Internal Locus ◽  
Internal Locus Of Control ◽  
The Relationship

This article aims at finding the relationship between households’ personality traits and their financial literacy level. The data in this research are from the household survey which can represent the population in Dutch. Using the Big Five personality traits and economic locus of control – extraversion, agreeableness, conscientiousness, emotional stability, intellect, internal locus of control, and external locus of control – I have found that those people whose personality traits are intellect and internal locus of control tend to have higher level of financial literacy than those with other personality traits.

Compulsive mobile application usage and technostress: the role of personality traits

2017 ◽  
Vol 41 (2) ◽  
pp. 272-295 ◽  
Author(s):  
Kuo-Lun Hsiao
Keyword(s):  
Locus Of Control ◽  
Personality Traits ◽  
Big Five ◽  
Mobile Application ◽  
Big Five Personality Traits ◽  
Big Five Personality ◽  
External Locus ◽  
Content Type ◽  
External Locus Of Control ◽  
Positive Direct

Purpose Compulsive usage of mobile applications may have a negative effect on people’s health and social interaction. Past studies have indicated that personality traits were related to compulsive usage of technologies, but most of them have explored the factors from the system and interface design perspectives, specifically. The purpose of this paper is to explore how the Big Five personality traits, materialism, and external locus of control affect compulsive mobile application usage, and examines how compulsive usage impacts technostress. Design/methodology/approach The present study proposes a framework based on Big Five personality traits and related literature. The author collected a total of 546 valid responses to the online survey, and the author examined the 18 proposed hypotheses using SmartPLS software. Findings The results show that neuroticism, extraversion, materialism, and external locus of control have significant effects on compulsive usage of mobile social applications. In addition, agreeableness, materialism, and external locus of control significantly influence compulsive usage of mobile game applications. Compulsive usage (of both mobile social apps and mobile games), materialism, and external locus of control all have a positive, direct impact on technostress. Practical implications This study offers mobile app design companies and educational institutions a understanding of the social problems caused by the misuse of mobile devices, helping them to prevent the increase of the negative influences of such misuse. Originality/value The primary value of this paper lies in providing a better understanding of the influence of personality traits on the compulsive use of mobile apps and technostress.

The moderator effect of financial literacy on the relationship between locus of control and financial behavior

Kybernetes ◽  
2021 ◽  
Vol ahead-of-print (ahead-of-print) ◽  
Author(s):  
Ümmühan Mutlu ◽  
Gökhan Özer
Keyword(s):  
Factor Analysis ◽  
Locus Of Control ◽  
Financial Literacy ◽  
Financial Behavior ◽  
Individual Investors ◽  
Moderator Effect ◽  
Content Type ◽  
Internal Locus ◽  
Internal Locus Of Control ◽  
The Relationship

PurposeThis study examines the effects of variables such as financial literacy and locus of control on the financial behavior of individual investors. Additionally, this article aims to reveal the moderator effect of financial literacy on locus of control and financial behavior.Design/methodology/approachResponses were collected from a questionnaire given to a convenience sample of 1,347 individual investors. Exploratory factor analysis (EFA), which reveals the factor structure of the scale, was used at the beginning of the study, and then confirmatory factor analysis (CFA) was performed to confirm this new factor structure. Hypothetical relationships were examined using structural equation modeling.FindingsThe study provides statistical support for the validity and reliability of the scales. The statistical results of the analysis reveal that financial literacy and locus of control have a positive effect on financial behavior. Moreover, the authors prove that financial literacy changes the relationship between internal locus of control and financial behavior. In conclusion, financial literacy plays a significant role as a moderator variable that interacts with locus of control.Originality/valueThe findings of the research are important in demonstrating empirical evidence for the theoretical correlations. In support of the current literature, this study has confirmed the positive effects of internal locus of control and financial literacy on the financial behavior of individual investors. In addition, it has been determined that the relationship between an individual's financial behavior and internal locus of control varies according to their level of financial literacy.

scholarly journals HUBUNGAN ANTARA POLA ASUH ORANG TUA DENGAN KECENDERUNGAN LOCUS OF CONTROL REMAJA SLTP NEGERI 8 MALALAYANG

2015 ◽  
Vol 3 (3) ◽  
Author(s):  
Ruth G. R. Beruat ◽  
Hendry Opod ◽  
Jehosua V. Sinolungan
Keyword(s):  
Locus Of Control ◽  
Everyday Life ◽  
Empirical Data ◽  
External Locus ◽  
Internal Locus ◽  
Internal Locus Of Control ◽  
External Locus Of Control ◽  
Relationship Of ◽  
The Relationship ◽  
The Way

Abstract: This study aimed to determine a possible link between parenting parents with a predisposition locus of control teens SLTP 8 Manado. The purpose of this paper is to obtain information through empirical data, the relationship of each parenting parents (permissive, authoritharian, authoritative, neglectful) with locus of control teens and get an idea of the locus of control teens SLTP 8 Manado and get an overview of locus of control SLTP 8 Manado. Locus of control is a belief in everyday life. Locus of control one often seen on the way we discript sense of causality that is relatively consistent. Various studies have shown that those who have a tendency internal locus of control are more successful pay attention, more selective towards stimulus, as well as more selective about the task, rather than those who tend to be external, individuals with a tendency external locus of control tend to have confidence. Thus the tendency of individuals with an internal locus of control more have more positive aspects in comparison with the external.Keywords: parents, teenagers, locus of controlAbstrak: Studi ini bertujuan untuk mengetahui kemungkinan adanya hubungan antara pola asuh orang tua dengan kecenderungan locus of control remaja SLTP Negeri 8 Manado. Adapun tujuan dari skripsi ini adalah memperoleh informasi melalui data empirik, mengenai hubungan masing-masing pola asuh orang tua (permissive, authoritharian, authoritative, neglectful) dengan locus of control remaja dan mendapatkan gambaran tentang locus of control remaja SLTP Negeri 8 Manado dan mendapatkan gambaran tentang locus of control SLTP Negeri 8 Manado. Locus of control merupakan keyakinan dalam hidupnya sehari-hari. Locus of control seseorang kerap terlihat dari caranya mengekspersikan sense of causality yang relative konsisten. Berbagai penelitian membuktikan bahwa mereka yang memiliki kecenderungan locus of control internal lebih berhasil mengarahklan perhatiannya,lebih selektif terhadap stimukus, serta lebih selektif terhadap tugas, daripada mereka yang cenderung eksternal, individu-individu dengan kecenderungan locus of control eksternal cenderung memiliki rasa percaya diri. Dengan demikian individu-individu dengan kecenderungan locus of control internal lebih banyak memiliki aspek yang lebih positif di bandingkan dengan eksternal.Kata kunci: orang tua, remaja, locus of control

LOCUS OF CONTROL AND STUDENT ACHIEVEMENT

2020 ◽  
Vol 2 (01) ◽  
pp. 52-58
Author(s):  
Eko Sujadi
Keyword(s):  
Locus Of Control ◽  
Intervention Program ◽  
Negative Relationship ◽  
External Locus ◽  
Learning Achievement ◽  
Grade Point ◽  
Internal Locus ◽  
Internal Locus Of Control ◽  
External Locus Of Control ◽  
Academic Information

Abstract. Locus of control is one of the personality characteristics possessed by humans. Locus of control can be divided into two, namely internal locus of control and external locus of control. Locus of control is a predictor of several other variables, such as learning achievement. The purpose of this study was to determine the relationship of locus of control with learning achievement. This research uses descriptive and correlational methods. The instrument filling is done online by using the google form application considering the increasing spread of COVID-19. Finally, as many as 36 students participated in filling this instrument. In this study, researchers used the Rotters Internal-External Locus of Control (IE Scale) inventory consisting of 29 items, of which there were 6 filler items, so that the total number of items that could be processed was 23 items, while to see learning achievement using the Grade Point Average (GPA) that researchers get from the Academic Information System (SIAKAD). Research findings show that locus of control has a strong negative relationship with student learning achievement. We advise students to have an internal locus of control while continuing to believe in God; The counselor is expected to be able to arrange an intervention program for students who have an external locus of control and have low learning achievement.

ANALISIS KOMPARASI PERILAKU ETIS MAHASISWA AKUNTANSI STIE SAKTI ALAM KERINCI DENGAN STIE SUMATERA BARAT DAN FAKTOR-FAKTOR YANG MEMPENGARUHINYA

2018 ◽  
Vol 3 (1) ◽  
pp. 91
Author(s):  
Elex Sarmigi
Keyword(s):  
Locus Of Control ◽  
Ethical Behavior ◽  
Female Students ◽  
Equity Sensitivity ◽  
Male Students ◽  
Accounting Students ◽  
External Locus ◽  
Internal Locus ◽  
Internal Locus Of Control ◽  
Control Factors

<p><em>This study aims to see the comparison of ethical behavior of accounting students of STIE Sakti Alam Kerinci with accounting students of STIE Sumatera Barat. This study will also look at the comparative ethical behavior between male students and female students as well as the ethical behavior of individuals who have internal locus of control factors with individuals who have external locus of control factors separately from each college. In addition, this study will also look at the effects of equity sensitivity (X<sub>1</sub>) and culture (X<sub>2</sub>)</em> <em>on the ethical behavior of accounting students. This study uses primary data collected by using questionnaires. The method of testing the comparative hypothesis in this study is T-test, then multiple linear regression is used to analyze the influence of equity sensitivity (X1) and culture (X2) on ethical behavior (Y).</em><em> </em><em>This study found that (1) the accounting students of STIE Sumatera Barat have more ethical behavior than accounting students of STIE Sakti Alam Kerinci, (2) there are no differences of ethical behavior among male students and female students of STIE Sakti Alam Kerinci as well as STIE Sumatera Barat, (3a) The accounting students of STIE Sakti Alam Kerinci have internal locus of control factors has more ethical behavior than accounting student have external locus of control factors, (3b) there is no difference of ethical behavior among accounting students of STIE Sumatera Barat based on locus of control factors, (4a) Equity sensitivity and culture affect the ethical behavior of accounting students of STIE Sakti Alam Kerinci, (4b) equity sensitivity affects the ethical behavior of accounting students of STIE Sumatera Barat, but culture does not affect the ethical behavior of accounting students of STIE Sumatera Barat.</em><em></em></p><p> </p><p>Penelitian ini bertujuan untuk melihat komparasi perilaku etis mahasiswa akuntansi STIE Sakti Alam Kerinci dengan mahasiswa akuntansi STIE Sumatera Barat. Penelitian ini melihat komparasi perilaku etis antara mahasiswa dengan mahasiswi akuntansi serta perilaku etis individu yang memiliki faktor internal <em>locus of control</em> dengan individu yang memiliki faktor eksternal <em>locus of control</em> secara terpisah dari masing-masing perguruan tinggi. Selain itu, penelitian ini juga melihat pengaruh dari <em>equity sensitivity</em> (X<sub>1</sub>) dan budaya (X<sub>2</sub>) terhadap perilaku etis mahasiswa akuntansi. Penelitian ini menggunakan data primer yang dikumpulkan dengan menggunakan kuesioner. Metode pengujian hipotesis komparatif dalam penelitian ini adalah T-<em>test</em>, kemudian regresi linear berganda digunakan untuk menganalisa pengaruh <em>equity sensitivity </em>(X<sub>1</sub>) dan budaya (X<sub>2</sub>) terhadap perilaku etis (Y). Penelitian ini menemukan bahwa (1) mahasiswa akuntansi STIE Sumatera Barat memiliki perilaku yang lebih etis dibandingkan mahasiswa akuntansi STIE Sakti Alam Kerinci, (2) tidak terdapat perbedaan perilaku etis antara mahasiswa dan mahasiswi akuntansi STIE Sakti Alam Kerinci maupun STIE Sumatera Barat, (3a) mahasiswa akuntansi STIE Sakti Alam Kerinci yang memiliki faktor  internal<em> locus of control </em>memiliki perilaku lebih etis dibandingkan mahasiswa akuntansi yang memiliki faktor eksternal<em> locus of control, </em>(3b) tidak terdapat perbedaan perilaku etis antara mahasiswa akuntansi STIE Sumatera Barat berdasarkan faktor<em> locus of control</em>, (4a) <em>equity sensitivity</em> dan budaya mempengaruhi perilaku etis mahasiswa akuntansi STIE Sakti Alam Kerinci, (4b) <em>equity sensitivity</em> mempengaruhi perilaku etis mahasiswa akuntansi STIE Sumatera Barat</p>

Perceived uniqueness: Locus of control, social exclusion, and choice

2019 ◽  
Vol 47 (11) ◽  
pp. 1-7
Author(s):  
Shichang Liang ◽  
Yaping Chang ◽  
XueBing Dong ◽  
Jinshan Wang
Keyword(s):  
Locus Of Control ◽  
Social Exclusion ◽  
Undergraduate Students ◽  
Social Inclusion ◽  
Personal Control ◽  
Central China ◽  
External Locus ◽  
Internal Locus Of Control ◽  
Uniqueness Results ◽  
The Relationship

We examined the influence of locus of control on the relationship between social exclusion and preference for distinctive choices. Participants were 212 undergraduate students at a university in Central China, who completed measures of social exclusion, locus of control, choice, and perceived uniqueness. Results showed that participants who believed that the environment controlled their fate (external locus of control) preferred more distinctive choices in a social exclusion context than in a social inclusion context, whereas participants who believed that they could control the environment (internal locus of control) preferred less distinctive choices. Further, perceived uniqueness mediated the effect of social exclusion and locus of control on choice. These results add to the literature on social exclusion and personal control.

scholarly journals Maintaining High Eudaimonic Wellbeing Despite Ambiguity Intolerance Among Three Employment Status Groups: Examining the Buffering Effects of Positive Psychological Attributes

2021 ◽  
Author(s):  
Martin Mabunda Baluku ◽  
Edward Bantu ◽  
Betty Namale ◽  
Kathleen Otto
Keyword(s):  
Locus Of Control ◽  
Employment Status ◽  
Psychological Capital ◽  
Negative Effects ◽  
External Locus ◽  
Internal Locus ◽  
Internal Locus Of Control ◽  
The Unemployed ◽  
Eudaimonic Wellbeing ◽  
Ambiguity Intolerance

AbstractThe unemployed, as well as individuals in self and salaried employment, face several work-related risks and uncertainties which can result in diminished psychological wellbeing especially for individuals with high ambiguity intolerance. However, positive psychology literature suggests that individuals with strong psychological resources can be resilient in difficult circumstances. Using a sample of 922 individuals (including 240 unemployed, 391 salary-employed, and 291 self-employed) from Uganda and Kenya, we investigated the moderating effects of locus of control and psychological capital on the association between ambiguity intolerance and eudaimonic wellbeing, comparing the unemployed with individuals in salaried and self-employment. Our findings indicated that ambiguity intolerance and external locus of control are negatively associated with eudaimonic wellbeing. Conversely, internal locus of control and psychological capital were positively associated with eudaimonic wellbeing. The moderation analysis revealed that whereas an external locus of control boosts the negative effects of ambiguity intolerance on eudaimonic wellbeing, internal locus of control and psychological capital buffer against the negative effects of ambiguity intolerance on eudaimonic wellbeing. Differences between employment status groups and implications are discussed.

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