scholarly journals Understanding Loan Aversion in Education

AERA Open ◽  
2017 ◽  
Vol 3 (1) ◽  
pp. 233285841668364 ◽  
Author(s):  
Angela Boatman ◽  
Brent J. Evans ◽  
Adela Soliz

Although prior research has suggested that some students may be averse to taking out loans to finance their college education, there is little empirical evidence showing the extent to which loan aversion exists or how it affects different populations of students. This study provides the first large-scale quantitative evidence of levels of loan aversion in the United States. Using survey data collected on more than 6,000 individuals, we examine the frequency of loan aversion in three distinct populations. Depending on the measure, between 20 and 40% of high school seniors exhibit loan aversion with lower rates among community college students and adults not in college. Women are less likely to express loan-averse attitudes than men, and Hispanic respondents are more likely to be loan averse than White respondents.

2021 ◽  
Vol 4 (4) ◽  
pp. p1
Author(s):  
Michaela Q. Iglesia ◽  
Ming-Tsan Lu

Studies have shown increased levels of distress during the coronavirus disease-19 (COVID-19) pandemic, and college students are becoming more recognized as a vulnerable population. This narrative systematic review aims to synthesize the current understanding of mental health, lifestyle, and socioeconomic impacts that the pandemic had on college students in the United States. A search was conducted on PubMed, PsycInfo, and Web of Science. A total of 34 observational studies were included which examined aspects of college students’ health and experiences during the COVID-19 pandemic in the United States. A great deal of students was shown to experience a moderate level of stress and subsyndromal depression and anxiety in the early months of the COVID-19 pandemic. Several risk and protective factors have been characterized. Students experienced various academic, financial, and housing disruptions. Studies have highlighted the need for institutional support to reduce the adverse psychological impact of the pandemic. There is a need for further large-scale research to assess the scope of COVID-19-related biopsychosocial impact, especially in vulnerable populations such as racial/ethnic and sexual/gender minorities.


1984 ◽  
Vol 54 (2) ◽  
pp. 439-446 ◽  
Author(s):  
Bernadette H. Schell ◽  
J. Terence Zinger

Templer's Death Anxiety Scale is a 15-item true-false inventory designed to assess death anxiety in individuals. This procedure, developed and tested in the United States, has here been applied to a Canadian sample of 340 respondents: 42 community college computer science students, 93 university students, 56 community college funeral service students, and 149 licensed funeral service directors in Ontario. In doing so, the stability of previous USA findings and the reliability and generalizability of the instrument have also been investigated. The instrument was distributed to all respondents by mail. A major finding was that funeral directors appear to have lower death anxiety than college students. Implications of this research along educational lines are discussed.


Author(s):  
Marc Thomas

Nearly two-thirds of all community college districts in the United States are defined as rural serving, as reported by the Rural Community College Alliance (2017), representing 37%—or more than 3 million—of community college students nationally. These rural districts often struggle to fund and develop global education activities. This chapter will identify promising practices employed by three rural-serving colleges to improve student global competence through international-education programming.


1992 ◽  
Vol 70 (3) ◽  
pp. 970-970
Author(s):  
Russell Eisenman

In a 1991 report it was shown that many college women, especially conservatives, would not want a woman or an African-American to be President of the United States. Data are presented from a 1989 report by Persell and Cookson of 1035 high school seniors, showing Ivy League colleges and other highly selective colleges appeared to discriminate against female applicants. Even though both male and female applicants were from the pool of what elite colleges might consider to be the most qualified candidates, 92% of the boys but only 77% of the girls were accepted by the colleges.


Author(s):  
Robert B. Archibald

Demographic trends and changes in the perceived value of a degree both can have significant effects on the demand for higher education. Demographic changes in the United States are unlikely to reduce the demand for places in college overall, but falling high school enrollment in the Northeast and Midwest will pressure financially weaker schools in those regions. On average, the payoff to a college degree has grown substantially. The chapter shows that the return to marginal students may also be quite high. Lastly, the evidence from labor markets indicates that a college education is not simply correlated with higher income. It helps cause higher income.


2019 ◽  
Vol 121 (1) ◽  
pp. 1-52
Author(s):  
Amelia Marcetti Topper

Context Community colleges in the United States are increasingly tasked with demonstrating their commitment to improved institutional outcomes even as measures of student success are critiqued for failing to capture the colleges’ diverse missions and student populations. Purpose This paper offers an alternative framework for understanding and evaluating community college student success based on the normative and interdisciplinary capabilities approach. Setting The larger study on which this paper is based took place at a large, diverse community college located in the southwestern United States. Participants The sample for this study consists of 958 e-survey respondents (N = 17,080; response rate 6%), and semi-structured follow-up interviews with a heterogeneous group of 40 community college students. Research Design The study uses mixed methods consisting of a large-scale e-survey, student interviews, participant- and researcher-generated visual methods, and in-depth reviews of the community college and capabilities approach literatures. Results The author used a top-down/bottom-up process to generate a final empirical list of 12 community college capabilities that are informed by both the literature and student voices: practical reason, knowledge and imagination, learning disposition, social relations and networks, respect and recognition, emotional health, bodily health, economic opportunities, love and care, language competency and confidence, autonomy, and refuge. This paper also transparently documents the methodological process the author uses to generate these capabilities to aid both researchers and practitioners in their efforts to help students flourish and thrive as they navigate the higher education landscape. Conclusions The results of this study provide educational researchers and practitioners with a methodological process for developing their own locally sourced understandings of student success. As proposed in this paper, reframing the educational experience around capabilities and capabilities development provides colleges—and education institutions more generally— with a new, more responsive and democratic set of tools to use in understanding all the ways in which community colleges help students build and sustain meaningful lives.


1966 ◽  
Vol 05 (02) ◽  
pp. 67-74 ◽  
Author(s):  
W. I. Lourie ◽  
W. Haenszeland

Quality control of data collected in the United States by the Cancer End Results Program utilizing punchcards prepared by participating registries in accordance with a Uniform Punchcard Code is discussed. Existing arrangements decentralize responsibility for editing and related data processing to the local registries with centralization of tabulating and statistical services in the End Results Section, National Cancer Institute. The most recent deck of punchcards represented over 600,000 cancer patients; approximately 50,000 newly diagnosed cases are added annually.Mechanical editing and inspection of punchcards and field audits are the principal tools for quality control. Mechanical editing of the punchcards includes testing for blank entries and detection of in-admissable or inconsistent codes. Highly improbable codes are subjected to special scrutiny. Field audits include the drawing of a 1-10 percent random sample of punchcards submitted by a registry; the charts are .then reabstracted and recoded by a NCI staff member and differences between the punchcard and the results of independent review are noted.


Author(s):  
Joshua Kotin

This book is a new account of utopian writing. It examines how eight writers—Henry David Thoreau, W. E. B. Du Bois, Osip and Nadezhda Mandel'shtam, Anna Akhmatova, Wallace Stevens, Ezra Pound, and J. H. Prynne—construct utopias of one within and against modernity's two large-scale attempts to harmonize individual and collective interests: liberalism and communism. The book begins in the United States between the buildup to the Civil War and the end of Jim Crow; continues in the Soviet Union between Stalinism and the late Soviet period; and concludes in England and the United States between World War I and the end of the Cold War. In this way it captures how writers from disparate geopolitical contexts resist state and normative power to construct perfect worlds—for themselves alone. The book contributes to debates about literature and politics, presenting innovative arguments about aesthetic difficulty, personal autonomy, and complicity and dissent. It models a new approach to transnational and comparative scholarship, combining original research in English and Russian to illuminate more than a century and a half of literary and political history.


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