scholarly journals The Analysis on the Difficult and Expensive of Linyi's Real Economy’s Financing Problem

2021 ◽  
Author(s):  
Lan-yu WU
Keyword(s):  
Financing Problem

The Current Situation and Tactics for Financing of Small and Medium Company

2012 ◽  
Vol 601 ◽  
pp. 514-520
Author(s):  
Peng Cheng Feng ◽  
Sheng Long Yuan ◽  
Yuan Jia
Keyword(s):  
Commercial Banks ◽  
Financial System ◽  
Current Situation ◽  
Financing Problem

According to the current problems of financing for Chinese small and medium companies, the paper points out that the financing problem for small and medium company is quite serious and unbalanced. The paper also explored the main reason for financing lies in the incomplete financial system and support of policy. In terms of the tactics, the paper proposed that Chinese commercial banks should reform the operation concept, develop specialized bank in order to support small and medium companies.

Discussion on Asset-Backed Securitization of PV Power Plants

2014 ◽  
Vol 960-961 ◽  
pp. 1536-1541
Author(s):  
Yi Feng Wang
Keyword(s):  
Power Plant ◽  
Power Plants ◽  
Financial Institution ◽  
Plant Construction ◽  
Financing Channels ◽  
Substantial Investment ◽  
Long Time ◽  
Asset Backed Securities ◽  
Financing Problem ◽  
Capital Intensive

At present, it universally exists that the financing problem confronts photovoltaic (PV) power plant construction in our country. The PV power plant construction in industry falls into the capital-intensive enterprises with the feature of long-time development, substantial investment needed but relatively fixed income. Thereby, it is greatly appropriate for solar securitization to address the financing needs of the industry with its characteristic and realize diversified financing channels. In this paper, firstly, the feasibility and necessity of ABS financing for PV industry is discussed. Then, we elaborate the current four construction modes of PV power plant, namely, transfer of beneficial interest of power charge, credit increment of financing platform company, BOT (build-operate-transfer), and financing leasing, according to which the financial institution designs the asset-backed securities supported by the beneficial interest of the power plant. Further, we analyze the main problems and challenges of carrying out the ABS business. Countermeasures and suggestion ns are put forward finally.

The Game Analysis of Financing Problem about Small and Medium-Sized Enterprises

2011 ◽  
Vol 403-408 ◽  
pp. 363-366
Author(s):  
Ling Xi Shi
Keyword(s):  
Qualitative Analysis ◽  
Rapid Growth ◽  
Economic Condition ◽  
Practical Significance ◽  
Analysis Method ◽  
Game Analysis ◽  
Specific Analysis ◽  
Financing Problem

Recently, along with the rapid growth of economy in China, the financing problem of small and medium-sized enterprises has been attracting much attention, and the game between enterprise and bank has become the main focus. Therefore, the analysis of financing problems and strategies has great theoretical and practical significance. This paper starts with analysis of the game conducted under different circumstances between bank and enterprise. What’s more, this paper proposes several strategies towards the problem according to actual economic condition in China, so that it can make enterprises contribute to the development of economy. This paper mainly uses qualitative analysis method and illustration of tables. The innovation of this paper is the specific analysis of the game process between bank and enterprise.

Benefits of rainwater harvesting for gardening and implications for future policy in Namibia

Water Policy ◽  
2013 ◽  
Vol 16 (1) ◽  
pp. 124-143 ◽  
Author(s):  
L. Woltersdorf ◽  
A. Jokisch ◽  
T. Kluge
Keyword(s):  
Net Present Value ◽  
Rainwater Harvesting ◽  
Cost Benefit Analysis ◽  
Rural Poverty ◽  
Cost Benefit ◽  
Small Scale ◽  
Self Sufficiency ◽  
Government Fund ◽  
Future Policy ◽  
Financing Problem

Rainwater harvesting to irrigate small-scale gardens enhances food self-sufficiency to overcome rural poverty. So far rainwater harvesting is not encouraged by the Namibian National Water Supply and Sanitation Policy nor supported financially by the Namibian government. This study proposes two rainwater harvesting facilities to irrigate gardens; one collects rain from household roofs with tank storage, the second collects rain on a pond roof with pond storage. The aim of this paper is to assess the benefits of rainwater harvesting-based gardening and to propose policy and financing implications for the Namibian government. We investigate the benefits of rainwater harvesting through a literature review, a cost–benefit analysis, monitoring of project pilot plants and a comparison with the existing irrigation and drinking water infrastructure. The results indicate that rainwater harvesting offers numerous benefits in technological, economic, environmental and social terms. The facilities have a positive net present value under favourable circumstances. However, material investment costs pose a financing problem. We recommend that government fund the rainwater harvesting infrastructure and finance privately garden and operation and maintenance costs. Integrating these aspects into a national rainwater harvesting policy would create the conditions to achieve the benefits of an up-scale of rainwater harvesting based gardening in Namibia.

scholarly journals Strategi Perbankan Syariah Dalam Menghadapi Pembiayaan Dengan Akad Mudharabah Yang Bermasalah (Studi di Bri Syariah Pamekasan)

2018 ◽  
Vol 2 (1) ◽  
Author(s):  
Samsul Arifin
Keyword(s):  
Qualitative Research ◽  
Research Method ◽  
Profit Sharing ◽  
Natural Setting ◽  
Main Function ◽  
Qualitative Research Method ◽  
Productive Activities ◽  
Banking Strategy ◽  
Financing Problem ◽  
Descriptive Qualitative

   Islamic banking has a main function to distribute funds to the community in need in the form of financing. Financing is a large part of the assets of sharia banks that must be maintained in term of quality. Financing is one of the functions of sharia banks by distributing funds to the community in need (user of funds). One of the contracts used by sharia banks in distributing funds in the form of financing is mudharabah contract. The mudharabah contract is a profit-sharing agreement when the shohibul mall /rabbul mall provides capital (100 percent) to mudharib, to engage in productive activities in which the profit generated will be divided among them according to the agreement specified in the contract.This study is aimed to know and understand how the application of mudaraba contracts and banking strategies in overcoming a financing with mudaraba contracts that are problematic, and to know and understand whether the applied strategy is in accordance with the Fatwa (policies) of DSN MUI.The method used in this research is descriptive qualitative research method or naturalistic research because the research is done on natural condition (natural setting). This descriptive qualitative research method is used to get in-depth data, a data that contains meaning.The findings of the research done in BRI Syariah Pamekasan in facing the financing problems with the mudharabah contract, found two problems. First, the problem arising from the internal banking itself, this problem occurs when BRI Syraiah employees do not run the SOP (procedures) that has been set. Second problem is the external factor of banking. This problem occurs because mudharib/ fund manager has moral hazard. For example, by not using the funds for productive business but used for consumptive costs.Efforts done by BRI Syariah Pamekasan dealing with mudharabah financing problem is by using two approaches. First, the pre-customer approach. This approach focuses on selecting prospective customers both in terms of behavior/ character and business run. Second, the post-customer approach. This approach is carried out when the financing has been distributed to customers and experiencing non-performing financing. This is done by monitoring and restructuring Keywords: Financing, mudharabah contract, banking strategy.

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