scholarly journals Assessing Financial Risk and Regional Macroeconomic Influence to Islamic Rural Bank Performance

2019 ◽  
Vol 7 (1) ◽  
pp. 049
Author(s):  
Faaza Fakhrunnas ◽  
Mochamad Ali Imron
Keyword(s):  
Economic Growth ◽  
Financial Risk ◽  
Panel Data Analysis ◽  
Capital Adequacy ◽  
Regional Economic Growth ◽  
Bank Performance ◽  
Regional Economic ◽  
Macroeconomic Factors ◽  
Capital Adequacy Ratio ◽  
External Risk

Islamic Rural Bank must deal with internal and external risks which will affect to the performance of the bank. This paper aims to assess the internal and external risks that influence to the bank performance. By adopting panel data analysis, the paper analyzes 21 biggest Islamic rural bank which as a representative of 21 provinces around Indonesia during 2013-2017 which result 420 observation period. Furthermore, Return on Asset (ROA) are utilized as dependent variable which represents Islamic rural bank’s performance. As independent variables, Non-Performing Financing (NPF) and Capital Adequacy Ratio (CAR) are applied as internal risk in Islamic rural bank. To analyze external risk, regional macroeconomic factors, Regional Economic Growth (REG) and Regional Inflation (RInf) are employed then Total Asset of Islamic rural bank  (Size) is also used as complementary variable.  Based on the analysis, this study finds that SRB has robust risk management through internal and external risk. However, REG has significant ROA that explains the performance of Islamic rural bank will depend on regional economic growth in each province.

scholarly journals Increasing the Regional Economic Groth through Small and Medium Entreprises

2017 ◽  
Vol 20 (2) ◽  
Author(s):  
Hedwigis Esti Riwayati
Keyword(s):  
Economic Growth ◽  
Small And Medium Enterprises ◽  
Panel Data Analysis ◽  
Secondary Data ◽  
Regional Economic Growth ◽  
Capital Expenditures ◽  
Regional Economic ◽  
Local Revenue ◽  
Medium Enterprises ◽  
Positive Effect

This study aimed to analyze the influence of regional revenue, capital expenditures, labor and small and medium enterprises towards the regional economic growth in the Regencies in Sulawesi Island. This study uses a quantitative approach with secondary data obtained from the Central Statistics Agency. Based on the results of the panel data analysis using EViews 8.0 program processing tools, the results indicate that in partial local revenue, capital expenditures, labor, small and medium enterprises have significant positive effect on regional economic growth in the Regency/City of the island of Sulawesi. Another  conclusion  of  the  results  in  this  research  are  feasible  estimated regression model is used to explain the economic growth of the Regency/City of the island of Sulawesi.

scholarly journals Empirical Analysis on Regional Economic Growth from the Perspectives of Entrepreneurship and Investment in Research and Development

2020 ◽  
Vol 15 (8) ◽  
pp. 1259-1265
Author(s):  
Hongmei Chen ◽  
Min Liang
Keyword(s):  
Economic Growth ◽  
Research And Development ◽  
Fixed Effects ◽  
Panel Data Analysis ◽  
Regional Economic Growth ◽  
Fixed Effects Model ◽  
Promoting Effect ◽  
Regional Economic ◽  
Entrepreneurial Spirit ◽  
D Investment

This paper mainly assesses the influence of entrepreneurship over regional economic growth (REG) and the investment in research and development (R&D), and puts forward countermeasures to promote the REG. The fixed effects model for panel data analysis was adopted to evaluate how entrepreneurship directly affects REG and indirectly affects REG via R&D investment. The results show that the entrepreneurial and innovative spirits of entrepreneurs promote economic growth; the promoting effect of entrepreneurial spirit is greater than that of innovative spirit; R&D investment mediates the influence of entrepreneurship over economic growth; the three major economic regions of China, namely, East, Central, and West China, have different laws in the influence of entrepreneurial spirit and innovative spirit on economic growth and R&D investment, owing to the variation in resources endowment and entrepreneurship allocation. The research results help policy-makers formulate regional economic development strategies in the light of entrepreneurship configuration and R&D investment.

scholarly journals ANALISIS PENGARUH BELANJA PEMERINTAH, TENAGA KERJA, DAN PENDAPATAN ASLI DAERAH TERHADAP PERTUMBUHAN EKONOMI REGIONAL PROVINSI JAWA TIMUR TAHUN 2010-2015

2017 ◽  
Vol 15 (1) ◽  
pp. 71
Author(s):  
Avicenna S Hidayat ◽  
Frederic Winston Nalle
Keyword(s):  
Economic Growth ◽  
Local Government ◽  
Government Spending ◽  
Panel Data Analysis ◽  
Government Expenditure ◽  
Regional Economic Growth ◽  
Government Revenue ◽  
Regional Economic ◽  
The Government ◽  
Regional Product

Regional economic growth is expressed in the Gross Domestic Regional Product is a good indicator in analyzing the economic conditions of a region. East Java is a province with high regional economic growth. This is supported by adequate government spending, labor, and local revenue. In terms of government expenditure that always experienced increase, indicating more activities financed by the government budget so that the expected multiplier effect is also greater. On the other side of the labor force, East Java has great potential, 19, 36 million people by 2015. Finally, in terms of Original Local Government Revenue, in 2015 the percentage of realization of Original Local Government Revenue East Java is even able to exceed the percentage of realization of state revenues derived from taxes. This study aims to determine the effect of government spending, labor, and Original Local Government Revenue  on regional economic growth in 38 districts / cities in the Province of East Java period 2010-2015. Using panel data analysis, it was found that government spending, labor, and Original Local Government Revenue variables were positively and significantly influenced regional economic growth.

scholarly journals Government Size dan Pertumbuhan Ekonomi di Indonesia

2020 ◽  
Vol 20 (2) ◽  
pp. 212-230
Author(s):  
Ary Ratna Santika ◽  
Riatu Mariatul Qibthiyyah
Keyword(s):  
Economic Growth ◽  
Data Analysis ◽  
Panel Data ◽  
Linear Relationship ◽  
Panel Data Analysis ◽  
Interval Data ◽  
Regional Economic Growth ◽  
Government Size ◽  
Regional Economic ◽  
Negative Effect

The aim of this research to investigate the effect of government size on regional economic growth in Indonesia. This study uses panel data analysis with using two years of interval data from 2009 until 2015. The results showed that government size has a significant effect on economic growth and it has a non-linear relationship. According the estimation from the model, the threshold government size on regional economic growth is 38.98%. Above the threshold, an increase in government size will instead have a negative effect on economic growth. ------------------------------------------ Penelitian ini bertujuan untuk meneliti pengaruh government size terhadap pertumbuhan ekonomi daerah di Indonesia. Penelitian ini menggunakan analisis data panel dengan menggunakan data dua tahun interval dari tahun 2009 hingga 2015. Hasil penelitian menunjukkan bahwa government size berpengaruh signifikan terhadap pertumbuhan ekonomi daerah dan berpengaruh secara tidak linier. Berdasarkan hasil model, dapat dihitung bahwa threshold untuk government size terhadap pertumbuhan ekonomi daerah adalah sebesar 38,98%. Jika pertumbuhan ekonomi daerah lebih dari itu, peningkatan government size akan berdampak negatif pada pertumbuhan ekonomi.

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