scholarly journals Understanding Determinants of Individual Intention to Invest in Digital Risky Investment

2019 ◽  
Vol 10 (1) ◽  
pp. 124-137
Author(s):  
Willy Abdillah ◽  
Rika Permatasari ◽  
Ernie Hendrawaty
Keyword(s):  
Emotional Intelligence ◽  
Locus Of Control ◽  
Risk Aversion ◽  
Financial Literacy ◽  
Moderating Effect ◽  
Partial Least Square ◽  
Least Square ◽  
Online Questionnaire ◽  
Risky Investment ◽  
Negative Effect

This study examines the effect of emotional intelligence, the locus of control, and risk aversion on intention to risky investment with financial literacy as moderating effect. This study uses 98 investors distributed by online questionnaire. Data examined using Partial Least Square (PLS) technique. The results show that the emotional intelligence, the locus of control have a positive effect and risk aversion and financial literacy have a negative effect on intention to a risky investment. However, there is no moderating effect of financial literacy on those direct effects. The implication for stakeholder and further research are discussed.

scholarly journals Antecedents of Information Technology-Based Risky Investment

2019 ◽  
Vol 1 (1) ◽  
pp. 89-104
Author(s):  
Rika Permata Sari ◽  
Willy Abdillah ◽  
Erni Hendrawaty
Keyword(s):  
Emotional Intelligence ◽  
Locus Of Control ◽  
Risk Aversion ◽  
Financial Literacy ◽  
Moderating Effect ◽  
Partial Least Square ◽  
Least Square ◽  
Online Questionnaire ◽  
Risky Investment ◽  
Negative Effect

Purpose- This study examines the effect of emotional intelligence, the locus of control, and risk aversion on intention to risky investment with financial literacy as moderating effect. Methods- This study uses 98 investors distributed by online questionnaire. Data examined using Partial Least Square (PLS) technique. Finding- The results show that the emotional intelligence, the locus of control have a positive effect and risk aversion and financial literacy have a negative effect on intention to a risky investment. However, there is no moderating effect of financial literacy on those direct effects. Implication- The implication for stakeholder and further research are discussed

scholarly journals ANALYSIS OF THE EFFECT OF FINANCIAL LITERATION, FINANCIAL TECHNOLOGY, INCOME, AND LOCUS OF CONTROL ON LECTURER FINANCIAL BEHAVIOR

2020 ◽  
Vol 5 (1) ◽  
pp. 37
Author(s):  
Wahyudi Wahyudi ◽  
Brigitta Azalea Pulo Tukan ◽  
Dahlia Pinem
Keyword(s):  
Locus Of Control ◽  
Financial Literacy ◽  
Partial Least Square ◽  
Least Square ◽  
Financial Behavior ◽  
Significant Positive Effect ◽  
Partial Least Square Analysis ◽  
Analysis Technique ◽  
Positive Effect ◽  
Financial Technology

<p>This research is a quantitative study that aims to determine the effect of financial literacy, financial technology, income, and locus of control on financial behavior. The population in this study were Lecturers at the Universitas Pembangunan Nasional Veteran Jakarta. The sample size was taken as many as 80 respondents, with methods through nonprobability sampling, purposive sampling. Data collection was carried out through questionnaires. The analysis technique used is the PLS (Partial Least Square) analysis method with SmartPLS 3.0 software. The results of this study indicate that (1) financial literacy has a significant positive effect on financial behavior. (2) financial technology has no influence and is not significant in financial behavior. (3) income has a significant positive effect on financial behavior. (4) locus of control does not influence financial behavior.</p>

scholarly journals Pengaruh Burnout terhadap Kecerdasan Emosional, Self-Efficacy, dan Kinerja Dokter Muda di Rumah Sakit Dr. Soebandi

2016 ◽  
Vol 5 (2) ◽  
pp. 46
Author(s):  
Raden Roro Lidia Imaniar ◽  
R. Andi Sularso
Keyword(s):  
Emotional Intelligence ◽  
Self Efficacy ◽  
Random Sampling ◽  
Sampling Technique ◽  
Partial Least Square ◽  
Least Square ◽  
Negative Effect ◽  
Main Instrument ◽  
Positive Effect

<p>The Effect Of Burnout On Emotional Intelligence, Self-Efficacy, And Co-Assistant Performance In dr. Soebandi Hospital Jember.The purpose of the studi was to examine and explain (1) the effect of burnout on co-assistant performance; (2) the effect of burnout on emotional intelligence; (3) the effect of burnout on self-efficacy; (4) the effect of emotional intelligence on co-assistant performance; and (5) the effect of selfefficacy on co-assistant performance.The sampel of this study consisted of 94 coassistant in dr. Soebandi Hospital Jember. Sample was chosen based on porpusive random sampling technique. Questionnaire was the main instrument to collect data. Data was analyzed using descriptive analyses employing Partial Least Square (PLS).The findings in this study is (1) burnout has a significant and negative effect coassistant performance; (2) burnout has a significant and positive effect on emotional intelligence; (3) burnout has a non-significant and positive effect on self-efficacy; (4) emotional intelligence has a significant and positive effect on co-assistant performance; and (5) self-efficacy has a significant and positive effect on co-assistant performance.</p>

scholarly journals ANALYSIS OF THE EFFECT OF FINANCIAL LITERATION, FINANCIAL TECHNOLOGY, INCOME, AND LOCUS OF CONTROL ON LECTURER FINANCIAL BEHAVIOR

2020 ◽  
Vol 5 (01) ◽  
pp. 37
Author(s):  
Wahyudi Wahyudi ◽  
Brigitta Azalea Pulo Tukan ◽  
Dahlia Pinem
Keyword(s):  
Locus Of Control ◽  
Financial Literacy ◽  
Partial Least Square ◽  
Least Square ◽  
Financial Behavior ◽  
Significant Positive Effect ◽  
Partial Least Square Analysis ◽  
Analysis Technique ◽  
Positive Effect ◽  
Financial Technology

<p>This research is a quantitative study that aims to determine the effect of financial literacy, financial technology, income, and locus of control on financial behavior. The population in this study were Lecturers at the Universitas Pembangunan Nasional Veteran Jakarta. The sample size was taken as many as 80 respondents, with methods through nonprobability sampling, purposive sampling. Data collection was carried out through questionnaires. The analysis technique used is the PLS (Partial Least Square) analysis method with SmartPLS 3.0 software. The results of this study indicate that (1) financial literacy has a significant positive effect on financial behavior. (2) financial technology has no influence and is not significant in financial behavior. (3) income has a significant positive effect on financial behavior. (4) locus of control does not influence financial behavior.</p>

scholarly journals THE INFLUENCE OF EMOTIONAL FACTORS, MATERIALISM, RISK PERCEPTION, AND FINANCIAL LITERACY ON THE TENDENCY OF DEBT OF MILLENNIAL GENERATION IN SURABAYA

2021 ◽  
Vol 1 (2) ◽  
pp. 85-93
Author(s):  
Richard Widjaja ◽  
Dewi Pertiwi
Keyword(s):  
Risk Perception ◽  
Financial Literacy ◽  
Millennial Generation ◽  
Partial Least Square ◽  
Least Square ◽  
Online Questionnaire ◽  
Emotional Factors

This study aims to determine the effect of emotion, materialism, risk perception, and financial literacy on the propensity toward indebtedness of the millennial generation in Surabaya. The researcher uses a online questionnaire distributed via Google Form to 110 millennials in Surabaya. The collected data is processed using Partial Least Square (PLS). This study indicates that emotion, materialism, and perceptions have a significant effect on indebtedness propensity.

scholarly journals Perilaku Keuangan Pada Pelaku UMKM Kelurahan Cinere Depok

2020 ◽  
Vol 8 (3) ◽  
pp. 225-238
Author(s):  
Yosua Triawan Harahap ◽  
Alfida Aziz ◽  
Dewi Cahyani
Keyword(s):  
Data Analysis ◽  
Locus Of Control ◽  
Financial Literacy ◽  
Population Data ◽  
Partial Least Square ◽  
Least Square ◽  
Financial Behavior ◽  
Sample Collection ◽  
Financial Attitudes ◽  
Saturated Sample

This research is a quantitative study aimed at knowing the financial literacy, financial attitude, and locus aof control to the financial behavior of SMES in Cinere village. This research uses the SME actors in Cinere village as a population of 30 MSMES. The sample collection is done using a saturated sample means all populations as a sample, so selected 30 respondents from a registered population. Data collected by spreading questionnaires. Data analysis testing is a validity test and reusability test as well as hypothesized analysis in this study using the analysis of PLS (Partial Least Square) with the program smartPLS version 3.0 and a signification rate of 5% (0.05). The results of this study indicated that (1) Financial literacy has no significant effect on financial behavior, (2) Financial attitudes have significant effect on financial behavior, (3) Locus of control significant effect on financial behavior.   Keywords: financial literacy, financial attitude, Locus of Control, Financial behavior

scholarly journals The Role of Financial Literacy as One of the Influences of Financial Behavior

2021 ◽  
Vol 25 (3) ◽  
pp. 415
Author(s):  
Aprih Santoso, Eka Puspita Sari
Keyword(s):  
Locus Of Control ◽  
Financial Literacy ◽  
Secondary Data ◽  
Partial Least Square ◽  
Least Square ◽  
Financial Behavior ◽  
Primary Data ◽  
Study Program ◽  
Financial Attitudes ◽  
The Impact

This study aims to examine the impact of financial literacy and financial attitudes on financial behavior with locus of control as a mediation. This study uses primary data and secondary data and uses purposive sampling method in taking the sample, as many as 89 Postgraduate Students of the Management Study Program, University of Semarang. Data analysis using PLS (Partial Least Square). This study resulted: financial literacy and financial attitudes have a positive and significant impact on financial behavior and locus of control is proven as a mediating variable between the influence of financial literacy and financial attitudes on financial behavior.

scholarly journals Moderating Effect of Risk Perception on Financial Knowledge, Literacy and Investment Decision

2019 ◽  
pp. 34-44
Keyword(s):  
Risk Perception ◽  
Financial Literacy ◽  
Investment Decision ◽  
Investment Decisions ◽  
Moderating Effect ◽  
Partial Least Square ◽  
Least Square ◽  
Financial Knowledge ◽  
Wealth Accumulation ◽  
Financial Decisions

Financially unsophisticated investors who consistently make sub-optimal financial decisions may suffer lasting consequences for long-term wealth accumulation and welfare. This study examines moderating effect of risk perception on financial knowledge, literacy and investment decision. Data was collected from 378 investors through the aids of structured questionnaires. The research hypotheses were tested using partial Least-square (PLS) regression. The findings reveals that there is positive and significant effect between financial knowledge, risk perception and investment decisions, while positive but insignificant effect was found between financial literacy and investment decisions. However, risk perception moderates the effect of financial literacy, investment knowledge on investment decisions. It recommends that investors, policymakers and individuals investors should embark on various educational programmes, to further influence the level of their investment decisions before committing their hard earning fund into project.

Ethical leadership and quality of leader-subordinate relationship among women working in multinational enterprises in Malaysia, moderating role of employee psychological empowerment

2021 ◽  
Vol ahead-of-print (ahead-of-print) ◽  
Author(s):  
Jeevita Muniandi ◽  
Christopher Richardson ◽  
Yashar Salamzadeh
Keyword(s):  
Ethical Leadership ◽  
Multinational Enterprises ◽  
Psychological Empowerment ◽  
Moderating Effect ◽  
Partial Least Square ◽  
Least Square ◽  
Strong Positive Correlation ◽  
Online Questionnaire ◽  
Content Type

Purpose The purpose of this study is to investigate the relationship between ethical leadership and the quality of the manager-subordinate relationship, as well as the moderating effect of female employees’ psychological empowerment on this relationship. Design/methodology/approach This is quantitative research in which an online questionnaire was distributed to female subordinates from multinational enterprises in Malaysia (n = 120). A partial least square is used for analysis in this research. Findings The findings confirm a strong positive correlation between all the seven ethical leadership dimensions and the quality of manager-subordinate relationship (leader member exchange). However, the moderating effect of psychological empowerment was found to be insignificant for two of the seven dimensions of ethical leadership. Originality/value This study contributes to highlighting new perspectives of women empowerment. Moreover, it also uncovers psychological factor that influences manager-subordinate relationship using cognitive evaluation theory. The seven dimensions of ethical leadership have not been tested in the past studies (only identified, not tested separately).

scholarly journals Moderating Effect of Risk Perception on Financial Knowledge, Literacy and Investment Decision

2019 ◽  
Vol 1 (1) ◽  
pp. 34-44 ◽  
Author(s):  
Samuel Alaba Ademola ◽  
Aishat Sarki Musa ◽  
Idachaba Odekina Innocent
Keyword(s):  
Risk Perception ◽  
Financial Literacy ◽  
Investment Decision ◽  
Investment Decisions ◽  
Moderating Effect ◽  
Partial Least Square ◽  
Least Square ◽  
Financial Knowledge ◽  
Wealth Accumulation ◽  
Financial Decisions

Financially unsophisticated investors who consistently make sub-optimal financial decisions may suffer lasting consequences for long-term wealth accumulation and welfare. This study examines moderating effect of risk perception on financial knowledge, literacy and investment decision. Data was collected from 378 investors through the aids of structured questionnaires. The research hypotheses were tested using partial Least-square (PLS) regression. The findings reveals that there is positive and significant effect between financial knowledge, risk perception and investment decisions, while positive but insignificant effect was found between financial literacy and investment decisions. However, risk perception moderates the effect of financial literacy, investment knowledge on investment decisions. It recommends that investors, policymakers and individuals investors should embark on various educational programmes, to further influence the level of their investment decisions before committing their hard earning fund into project.

Sign in / Sign up

Export Citation Format

Share Document