scholarly journals Entrepreneurial knowledge of rural women in carrying out agro-based income generating activities in Assam

Author(s):  
RULIMA BHARALI ◽  
MANJU DUTTA DAS
2020 ◽  
Vol 36 (1) ◽  
pp. 24-28
Author(s):  
Neelam Kumari ◽  
Joginder Singh Malik ◽  
Dangi Pooja Arun ◽  
M. S. Nain

A Self-Help Group (SHG) is a registered or unregistered group of people having homogenous socio-economic background, voluntarily coming together to save small amounts regularly, mutually agree for the contribution of a common fund and to meet their emergency needs. It aims engaging rural women with new activities to increase their income, development of better networks and linkages and improved the existing conditions of the SHGs members. The study was conducted to analyse the income generating activities being taken up and the level of empowerment of SHG members.. Result pertaining to income generating activities indicated that majority of the respondents were involved with small micro enterprises. The need to develop SHGs and motivate rural women to systematically manage and choose their activities in order to generate income can be advocated. Certain essential activities like choosing the more appropriate activity, market intelligence, establishing marketing linkages etc. are an indication of the capability of the groups as SHGs becoming a tool for social empowerment.


2021 ◽  
Author(s):  
Abera Alemu ◽  
Tesfaye Woltamo ◽  
Aklilu Abuto

Abstract This paper aims to examine the major determinants and challenges of women's participation in income-generating activities focusing on rural women of Ethiopia's practical evidence. To carry out this study both primary and secondary data was collected and analyzed. Randomly selected 161 households were the source of primary data for this study. Secondary data was collected from the review of related works of literature. A binary logistic regression econometric model was implemented to identify major determinants of women's participation in income-generating activities. Women in the study area are not allowed by their husbands to participate in high-income earning activities. They are considered as a housewife and the only husband is expected to participate in high income-generating activities due to the local customs. As a result, some women participate in small business activities like livestock product sales, vegetable and fruit sell, poultry, petty trade, hairdressing, and wage labor. In the study area, women's participation in the income-generating activity is determined by age, husband’s education, women's education, family size, land size, market distance, livestock holding, and access to credit. This paper contributes to the literature on women's participation challenges in income-generating activities, giving emphasis on rural women's perspectives. It provides the basis for further studies aimed at challenges hindering women's participation in high-income earning activities, particularly in developing countries.


Author(s):  
Liezel Van Niekerk ◽  
Dewald Van Niekerk

Participatory action research (PAR) is a robust and versatile research and development strategy. It can be utilised to: understand complex community structures and interaction; determine various types of vulnerability; assist in community capacity building and skills transfer; ensure community participation,and allow for the strengthening of livelihoods. This article focuses on PAR as a strategy, applying various methods and specific participatory tools to understand social vulnerability, within the context of women as rural farm dwellers in the North-West Province, South Africa. It emphasises the need for continued participation and highlights the practical principles and benefits derived from PAR. The PAR process cycles are discussed and parallels are drawn with the practical setting. In conclusion, the article emphasises that the application of the PAR process can make a multi-dimensional contribution towards the development of a community by creating an understanding of social vulnerability, by building capacity and by ensuring participation, and also addresses income-generating activities.


Author(s):  
K. D. Chopde ◽  
Mahesh M. Kadam

Women are a vital part of the Indian economy and employment to build their empowerment by the provision of loans and financial services is an important aspect of any economy. Rural women of India have been benefited by the Self Help Groups (SHG). The SHG can approach any bank for availing loan facility to undertake any suitable earning activity. The loan is repaid out of the profits earned. A study was carried out for the year 2016-2017 for Amravati division, 50 SHGs, which were engaged in selected agriculture, poultry-based activity. The objectives for the study were to analyze the technical efficient self-help groups and identify the possible determinant of technical efficiency of self-help groups; Primary data was collected with the help of personal interview of self-help groups. Those Self-help groups were selected for the study which has activity in existence of at least 10 years, In poultry SHGs the elasticity of a cost per borrower and subsidy variables were a positively significant contribution in the gross loan. Negative Marginal value productivity of assets, Loan per member and net returns are determined to know the contribution in the gross loan Among selected SHGs, the variations in technical efficiency was 0.7632-0.9966. The study concludes that it is necessary to increase the assets and borrow per member for SHGs income generating activities which will be the make the  SHGs members to increase the net income to refund, therefore assets, borrow per member and net returns are the possible determinant of the gross loan portfolio.  The amount needs to be fixed according to the income generating activities and borrow per member increases contribute more to their family income.


1970 ◽  
Vol 8 (2) ◽  
pp. 43-49 ◽  
Author(s):  
S Sultana ◽  
SS Hasan

The study was undertaken to analyze the impact of micro-credit on rural women’s economic empowerment. The study was conducted in Bariyali, Teknogpara and Naga villages of Basan and Kayaltia union under Gazipur Sadar Upazila of Gazipur District. A total number of 90 respondents were selected as sample using stratified random sampling technique. Out of 90 respondents, 45 women were involved with Bangladesh Rural Advancement Committee (BRAC) micro-credit program. Other 45 women had no involvement with any other micro-credit programs and they belonged to control group. Both these two groups had same socio-demographic characteristics. Survey method was applied and interview schedule was used to collect relevant data from the respondents. For measuring economic empowerment of rural women, three economic indicators ie., personal income, savings behavior and assets ownership were considered and sample t- test was performed to evaluate the impact of micro-credit on economic empowerment. Results of this study indicated significant differences between BRAC and non BRAC women regarding all these economic indicators of empowerment. In all the cases, BRAC women were more economically empowered than those of non BRAC women. It was also found that BRAC women had more active participation in various income generating activities. The study also revealed that the BRAC women received more micro-credit and utilized this for conducting more income generating activities than control group. They earned more income, saved more money and at the same time owned more assets than non BRAC women. The study stressed the need of more loans to be expanded to low income women folk by different GO and NGOs which would ultimately enhance their economic solvency and empower them economically. This would obviously be helpful for the upliftment of the rural women socio-economically. Keywords: Rural women; micro-credit; impact; empowerment DOI: 10.3329/agric.v8i2.7576 The Agriculturists 8(2): 43-49 (2010)


2020 ◽  
pp. 097300522096955
Author(s):  
Srimoyee Datta ◽  
Tarak Nath Sahu

This study examines the responsibility of microfinance institutions towards changes in the livelihood practices of the borrowers. Considering a total of 350 borrowers of West Bengal, the impact of microfinance on their lives has been observed empirically by applying different statistical tools. In this study, it has been observed that MFIs with its offerings support to shape up the lifestyle practices of the beneficiaries over time. The microcredit utilisation helps the borrowers to start up income-generating activities and engagement of manpower within their household and beyond. This study contributes to the extant literature on microfinance by comparing pre-loan and post-loan phases and identifies the contemporary role of MFIs. By considering the appropriate framework and approach, this study is explicable towards policymakers for designing further policies in this context and helps identify resources that need to flourish the current state in the future.


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