Mediating Role of Financial Inclusion in Eastern Uttar Pradesh

PurposeThe purpose of this paper is to establish the mediating role of collective action in the relationship between financial intermediation and financial inclusion of the poor in rural Uganda.Design/methodology/approachThe paper uses structural equation modeling (SEM) through bootstrap approach constructed using analysis of moment structures to test for the mediating role of collective action in the relationship between financial intermediation and financial inclusion of the poor in rural Uganda. Besides, the paper adopts Baron and Kenny’s (1986) approach to establish whether conditions for mediation by collective action exist.FindingsThe results revealed that collective action significantly mediates the relationship between financial intermediation and financial inclusion of the poor in rural Uganda. The findings further indicated that the mediated model had better model fit indices than the non-mediated model under SEM bootstrap. Furthermore, the results showed that both collective action and financial intermediation have significant and direct impacts on financial inclusion of the poor in rural Uganda. Therefore, the findings suggest that the presence of collective action boost financial intermediation for improved financial inclusion of the poor in rural Uganda.Research limitations/implicationsThe study used quantitative data collected through cross-sectional research design. Further studies through the use of interviews could be adopted in future. Methodologically, the study adopted use of SEM bootstrap approach to establish the mediating effect of collective action. However, it ignored the Sobel’s test and MedGraph methods. Future studies could adopt the use of alternative methods of Sobel’s test and MedGraph. Additionally, the study focused only on semi-formal financial institutions. Hence, further studies may consider the use of data collected from formal and informal institutions.Practical implicationsPolicy makers and managers of financial institutions should consider the role of collective action in promoting economic development, especially in developing countries. They should create structures and design financial services and products that promote collective action among the poor in rural Uganda.Originality/valueAlthough several scholars have articulated financial inclusion based on both the supply and demand side factors, this is the first study to test the mediating role of collective action in the relationship between financial intermediation and financial inclusion of the poor in rural Uganda using SEM bootstrap approach. Theoretically, the study combines the role of collective action with financial intermediation to promote financial inclusion. Financial intermediation theory ignores the role played by collective action in the intermediation process between the surplus and deficit units.

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Communal Mobilization and Riots in Eastern Uttar Pradesh

Everyday Communalism ◽

10.1093/oso/9780199466290.003.0004 ◽

2018 ◽

pp. 132-177

Author(s):

Sudha Pai ◽

Sajjan Kumar

Keyword(s):

Cultural Practices ◽

Uttar Pradesh ◽

Muslim Community ◽

Political Consciousness ◽

Cultural Form ◽

Economic Distress ◽

Rich Description ◽

Eastern Uttar Pradesh ◽

Communal Riots

Chapter 3 based on fieldwork in Mau and Gorakhpur provides a rich description of everyday communalism and communal riots in 2005 and 2007, respectively. In Mau, incidents of everyday communalism have a distinct socio-cultural form visible in the confrontation around the Bharat-Milap ceremony. But, fieldwork revealed that the reasons lie in underlying tensions from the desire to protect religio-cultural practices, economic distress due to decline of the weaving industry, heightened political consciousness, and the role of the mafia within the Hindu and Muslim community, which the BJP has been able to exploit and engineer the 2005 riots. In Gorakhpur, communalism has a more distinctly political colour, the result of sustained religion-based mobilization by Yogi Adityanath and his HYV responsible for creating communal polarization, tension, and incidents culminating in the 2007 riots. In both towns a characteristic is mobilization to saffronize the Dalits taking them away from the BSP.

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Modelling Intellectual Capital with Financial Inclusion: The Mediating Role of Economic Growth

The Dynamics of Intellectual Capital in Current Era ◽

10.1007/978-981-16-1692-1_11 ◽

2021 ◽

pp. 221-236

Author(s):

Muhammad Ali ◽

Rajah Rasiah ◽

Chin Hong Puah ◽

Tazeen Arsalan ◽

Anum Hashmi

Keyword(s):

Economic Growth ◽

Intellectual Capital ◽

Financial Inclusion ◽

Mediating Role

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Exploring the mediating role of social capital in the relationship between financial intermediation and financial inclusion in rural Uganda

International Journal of Social Economics ◽

10.1108/ijse-08-2017-0357 ◽

2018 ◽

Vol 45 (5) ◽

pp. 829-847 ◽

Cited By ~ 2

Author(s):

George Okello Candiya Bongomin ◽

John C. Munene ◽

Joseph Mpeera Ntayi ◽

Charles Akol Malinga

Keyword(s):

Social Capital ◽

Research Design ◽

Financial Intermediation ◽

Financial Inclusion ◽

Cross Sectional ◽

Content Type ◽

Mediating Role ◽

The Poor ◽

The Relationship

Purpose The purpose of this paper is to establish the mediating role of social capital in the relationship between financial intermediation and financial inclusion in rural Uganda. Design/methodology/approach The current study used cross-sectional research design and a semi-structured questionnaire was used to collect data for this study. The study applied structural equation modeling through bootstrap approach in AMOS to establish the mediating role of social capital in the relationship between financial intermediation and financial inclusion. Findings The results indicated that social capital significantly mediates the relationship between financial intermediation and financial inclusion in rural Uganda. Therefore, it can be deduced that social capital among the poor play an important role in promoting financial intermediation for improved financial inclusion in rural Uganda. Research limitations/implications Although the sample was large, it may not be generalized to other segments of the population. Data were collected from only poor households located in rural Uganda. Besides, the study was cross-sectional, thus, limiting efforts in investigating certain characteristics of the sample over time. Perhaps future studies could adopt the use of longitudinal research design. Practical implications Financial institutions such as banks should rely on social capital as a substitute for physical collateral in order to promote financial inclusion, especially among the poor in rural Uganda. Originality/value This study provides empirical evidence on phenomenon not studied in rural areas in Sub-Saharan Africa where the poor use social capital embedded in customs and norms for doing business. The results highlight the importance of social capital in mediating the relationship between financial intermediation and financial inclusion of the poor in rural Uganda.

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Investigating the causality between financial inclusion, financial development and sustainable development in Sub‐Saharan Africa economies: The mediating role of foreign direct investment

Journal of Public Affairs ◽

10.1002/pa.2569 ◽

2020 ◽

Author(s):

Jamiu Adetola Odugbesan ◽

George Ike ◽

Gbolahan Olowu ◽

Bosede Ngozi Adeleye

Keyword(s):

Sustainable Development ◽

Foreign Direct Investment ◽

Financial Development ◽

Direct Investment ◽

Financial Inclusion ◽

Sub Saharan Africa ◽

Mediating Role ◽

Sub Saharan

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THE MEDIATING ROLE OF SOCIAL CAPITAL IN THE RELATIONSHIP BETWEEN FINANCIAL LITERACY AND FINANCIAL INCLUSION

Jurnal Aplikasi Manajemen ◽

10.21776/ub.jam.2021.019.04.07 ◽

2021 ◽

Vol 19 (4) ◽

pp. 782-790

Author(s):

Moh. Agung Setiawan ◽

◽

Ubud Salim ◽

Nur Khusniyah ◽

◽

...

Keyword(s):

Social Capital ◽

Financial Literacy ◽

Predictor Variable ◽

Partial Least Square ◽

Financial Inclusion ◽

Least Square ◽

Mediating Role ◽

The People ◽

The Relationship

The purpose of this study is to examine the mediating role of social capital in the relationship between financial literacy and financial inclusion in the Malang Raya region. The unit of analysis used in this study is the people in Malang City, Malang Regency, and Batu City. The sampling technique used was proportionate stratified random sampling. Data analysis in this study used Partial Least Square (PLS). The results of this study indicate that financial literacy has a significant effect on financial inclusion. Financial literacy has a significant effect on social capital, social capital significantly affects financial inclusion, and social capital mediates the relationship between financial literacy and financial inclusion. This result shows that social capital has a partial mediating role, meaning that the effect on financial inclusion goes through the main predictor variable, financial literacy and social capital. Therefore, the local government can take advantage of policies related to social capital to impact efforts to improve financial inclusion in the community and regional economic conditions. This study also explained that, in general, the people in the Malang Raya region had good financial literacy. Future studies should use qualitative exploration by conducting interviews with respondents to explain other phenomena, especially for people geographically unbankable.

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Impact of climate change on agriculture in eastern Uttar Pradesh and Bihar states (India)

MAUSAM ◽

10.54302/mausam.v62i2.280 ◽

2021 ◽

Vol 62 (2) ◽

pp. 171-178

Author(s):

ARVIND KUMAR ◽

PADMAKAR TRIPATHI ◽

K.K. SINGH ◽

A.N. MISHRA

Keyword(s):

Crop Yield ◽

Wheat Yield ◽

Uttar Pradesh ◽

Maximum Temperature ◽

Future Scenario ◽

South West ◽

Seasonal Basis ◽

Eastern Uttar Pradesh ◽

Bihar State

Production of crops is greatly influenced by weather phenomena and therefore any change in climate will have major effects on crop yield and productivity. Using NYD analysis for prediction of crop yield on seasonal basis, it has been observed that maximum temperature may cause the reduction in yield of rice in Eastern Uttar Pradesh by 1.0 to 1.1% per ha by 2020. Similarly, minimum temperature may decrease the yield of rice by 1.5 to 1.9% per ha in Eastern Uttar Pradesh. From future scenario of rainfall it was observed that south-west monsoonal rainfall would be the major factor for controlling the yield of rice. The role of maximum temperature for wheat production in Bihar state is more significant as compared to Eastern Uttar Pradesh. The model predicts that wheat yield may decrease by 5-6% in Bihar state due to increase in maximum temperature by the end of 2080 whereas this decrement in Eastern Uttar Pradesh may be 1.5-2.0%.

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