scholarly journals Manajemen Risiko Pembiayaan Ijarah Pada Koperasi Syariah Pilar Mandiri Surabaya

2017 ◽  
Vol 4 (7) ◽  
pp. 547
Author(s):  
Ahmad Asy’fin Basthomi ◽  
Achsania Hendratmi
Keyword(s):  
Risk Management ◽  
Financial Institution ◽  
Qualitative Approach ◽  
Management Process ◽  
Business Activity ◽  
Case Study Method ◽  
Interview Technique ◽  
Risk Management Process ◽  
Financing Risk

Sharia Financial Institution especially Sharia Cooperative needs a series of procedure and methodology which can be used to identify, measure, mitigate and supervise the risk that will be appear from business activity as well as in Ijara financing channeled. A series of procedures are known as risk management. The purpose of this study is to know and analyze how management process does on Sharia Cooperative of Pilar Mandiri Surabaya. This study uses qualitative approach with case study method. Data collection techniques uses direct interview technique to the related objects. The result of this study shows that Sharia Cooperative of Pilar Mandiri performed risk management process on the identification, mitigation, assessment or measurement and risk controlling stage. The major risk focus is financing risk that members or prospective members have congestion or failure about meet the financing payment obligation.

scholarly journals MANAJEMEN RISIKO PEMBIAYAAN MUSYARAKAH MUTANAQISAH DI BANK MUAMALAT INDONESIA KC MAS MANSYUR SURABAYA

2020 ◽  
Vol 6 (1) ◽  
pp. 188
Author(s):  
Gea Papurane Langi ◽  
Imron Mawardi
Keyword(s):  
Risk Management ◽  
Research Method ◽  
Market Risk ◽  
Qualitative Approach ◽  
Case Study Method ◽  
Islamic Bank ◽  
Data Collecting ◽  
Financing Risk ◽  
Branch Office

This research is done to see any risks that happened in Islamic bank, which can damage the bank. While it aims to find out the strategy used by Bank Muamalat Indonesia (BMI) to reduce the risk faced and often happened in the field. The research method uses a qualitative approach with a case study method. Data collecting was done by relating proposed questions and the conclusion made from the result of the interview with Branch Manager (BM), Relation Manager, and Remedial BMI of Branch Office of Mas Mansyur. The result of this research showed that BMI of Mas Mansyur Branch Office had done the process of risk management by identifying risk in the manner of finding out the existing risks which are financing risk; market risk; and ownership risk, measuring and monitoring the risks in the manner of doing measurement to find out and see any reason that causes those risks exist, and controlling and managing the existing risks in Musyarakah Mutanaqisah (MMQ) financing in the manner of ways that have already determined by BMI of Mas Mansyur Branch Office. The last is by monitoring the risks in MMQ financing at BMI of Mas Mansyur Branch Office.Keywords: Risk Management, Risk, Financing, Musyarakah Mutanaqisah, Bank Muamalat Indonesia

scholarly journals MANAJEMEN RISIKO GADAI EMAS PADA PT.PEGADAIAN SYARIAH JAYAPURA

2020 ◽  
Vol 1 (2) ◽  
pp. 1-17
Author(s):  
Yunita Sari ◽  
Syaiful Muhyidin ◽  
Fachrudin Fiqri Affandy
Keyword(s):  
Risk Management ◽  
Public Interest ◽  
Risk Mitigation ◽  
Risk Identification ◽  
Qualitative Approach ◽  
Primary Data ◽  
Case Study Method ◽  
Risk Management Process ◽  
High Level

The background of this research is the high level of public interest in product of sharia gold pawn so that the risk management is the main focus to be carried out. The most common risk is the risk of loans, especially gold pawn loans. The risk of goal pawn loans becomes the main focus on the Islamic Pawnshop. This is based on the limitations of employees of PT. Pegadaian Syariah Jayapura, especially UPS Heram, in screening data for funding applications. These limitations lead to several stages of loans that are not intentionally or deliberately by passed to accelerate the loans process. This research used qualitative approach with the case study method. It used primary and supporting data. The information from primary data sources in qualitative research can generally be explored through observation and interview techniques. This research  shows that PT. Jayapura Syariah Pegadaian (UPS) Heram in managing gold pawning risk can be from the risk management process, namely risk identification, risk measurement, and risk management. The mitigation of gold pawn transactions include the risk mitigation of the accuracy of the gold assessment, the risk mitigation of a decline in the price of gold, the risk mitigation of  storing gold. The minimizing of the risks that might occur use monitoring, guidance and supervision of internal risks.

Risk Management in Distributed IT Projects

2008 ◽  
pp. 2865-2888
Author(s):  
Rafael Prikladnicki ◽  
Roberto Evaristo ◽  
Jorge Luis Nicolas Audy ◽  
Marcelo Hideki Yamaguti
Keyword(s):  
Risk Management ◽  
Management Process ◽  
Time Zone ◽  
It Projects ◽  
Cultural Boundaries ◽  
Integrated Risk ◽  
Risk Management Process ◽  
Development Center ◽  
Practical Implications

Distributed IT projects exhibit certain features that make them fundamentally different from traditional co-located projects, not only involving additional steps and decisions, but also impacting the risk management process. The goal of this paper is to discuss these impacts and to suggest the development of an integrated risk management process taking into account site dispersion, time zone difference, and cultural boundaries not only at the operational, but also at the tactical and strategic level. We also report results of an exploratory case study conducted in a software development center (a Brazilian subsidiary of a U.S. corporation) in support of such a model, and conclude with a discussion of theoretical and practical implications of our work.

Risk Management in Distributed IT Projects

2009 ◽  
pp. 1243-1257
Author(s):  
Rafael Prikladnicki ◽  
Roberto Evaristo ◽  
Jorge Luis Nicolas Audy ◽  
Marcelo Hideki Yamaguti
Keyword(s):  
Risk Management ◽  
Management Process ◽  
Time Zone ◽  
It Projects ◽  
Cultural Boundaries ◽  
Integrated Risk ◽  
Risk Management Process ◽  
Development Center ◽  
Practical Implications

Distributed IT projects exhibit certain features that make them fundamentally different from traditional co-located projects, not only involving additional steps and decisions, but also impacting the risk management process. The goal of this paper is to discuss these impacts and to suggest the development of an integrated risk management process taking into account site dispersion, time zone difference, and cultural boundaries not only at the operational, but also at the tactical and strategic level. We also report results of an exploratory case study conducted in a software development center (a Brazilian subsidiary of a U.S. corporation) in support of such a model, and conclude with a discussion of theoretical and practical implications of our work.

scholarly journals IMPLEMENTASI MANAJEMEN RISIKO UNDERWRITING PADA PT ASURANSI JASINDO SYARIAH

2020 ◽  
Vol 7 (5) ◽  
pp. 901
Author(s):  
Wahyu Rofikah ◽  
Dina Fitrisia Septiarini
Keyword(s):  
Risk Management ◽  
Secondary Data ◽  
Risk Identification ◽  
Primary Data ◽  
Management Process ◽  
Snowball Sampling ◽  
Descriptive Case Study ◽  
Risk Monitoring ◽  
Risk Management Process

This study purpose to how the risk management process in PT Asuransi Jasindo Syariah with a case study of vehicle insurance class of business. This research uses a qualitative approach with a descriptive case study strategic. The research data was obtained through primary data in the form of interviews and secondary data. The selection of informants in interviews through snowball sampling techniques and secondary data obtained from supporting data in the form of archives, reports and relevant document and literature reviews related to research. The results of this study indicate that PT Asuransi Jasindo Syariah has a significant role in the process of underwriting risk management, especially in vehicle insurance product, which have the highest loss ratio among other products. The underwriting risk management process carried out by PT Asuransi Jasindo Syariah is risk identification, risk measurement, risk monitoring, and risk control.Keywords: risk management, underwriting, syariah insurance

scholarly journals UPAYA MITIGASI RISIKO PEMBIAYAAN MURABAHAH PADA KSPPS BMT AMANAH UMMAH SURABAYA

2020 ◽  
Vol 6 (8) ◽  
pp. 1578
Author(s):  
Elicha Pusparini ◽  
Muhammad Nafik Hadi Ryandono
Keyword(s):  
Preventive Measures ◽  
Financial Institution ◽  
Risk Mitigation ◽  
Risk Control ◽  
Standard Operating Procedure ◽  
Control Measures ◽  
Case Study Method ◽  
Basic Law ◽  
Financing Risk

Sharia Cooperation as a micro financial institution does its function to collect and distribute money. Sharia cooperation, as how it works, is initiated by its members, for the members, and from the members. Therefore, the fund channeling done by sharia cooperation is only focusing to the members’ welfare. On doing the business, BMT utilizes Sharia contracts such as mudharabah, musyarakah, murabahah, and many more. BMT which was established based on cooperation basic law, must follow the provisions from Ministry of Cooperation in carrying out the business activities.This study uses a qualitative approach with a case study method. The results of this study are risk control measures in murabahah financing contained in the Standard Operating Procedure (SOP). The form of risk control is directed at risk mitigation actions, if risk mitigation is less accurate it will lead to problematic financing. To reduce the number of problematic financing is carried out with preventive measures when submitting, analyzing, realizing and paying off. By focusing on these stages, the possibility of a risk can be minimized.Keywords: Risk, Financing Risk, Murabahah Agreement, Sharia Cooperative, BMT

Risk Management in Distributed IT Projects

2010 ◽  
pp. 1723-1738 ◽  
Author(s):  
Rafael Prikladnicki ◽  
Roberto Evaristo ◽  
Jorge Luis Nicolas Audy ◽  
Marcelo Hideki Yamaguti
Keyword(s):  
Risk Management ◽  
Management Process ◽  
Time Zone ◽  
It Projects ◽  
Cultural Boundaries ◽  
Integrated Risk ◽  
Risk Management Process ◽  
Development Center ◽  
Practical Implications

Distributed IT projects exhibit certain features that make them fundamentally different from traditional co-located projects, not only involving additional steps and decisions, but also impacting the risk management process. The goal of this paper is to discuss these impacts and to suggest the development of an integrated risk management process taking into account site dispersion, time zone difference, and cultural boundaries not only at the operational, but also at the tactical and strategic level. We also report results of an exploratory case study conducted in a software development center (a Brazilian subsidiary of a U.S. corporation) in support of such a model, and conclude with a discussion of theoretical and practical implications of our work.

Supply Risk Management Process

2014 ◽  
Vol 3 (4) ◽  
pp. 17-31
Author(s):  
Kunal K. Ganguly ◽  
Prabir Bandyopdhyay
Keyword(s):  
Risk Management ◽  
Study Participant ◽  
Extensive Literature ◽  
Management Process ◽  
Supply Risk ◽  
Automobile Manufacturing ◽  
Structural Framework ◽  
Risk Management Process ◽  
Reduce Risk

The purpose of this study was to develop and analyze an interpretative structural framework for the Supply Risk Management Process (SRMP). The research questions were focused on understanding the casual factors as well as the link between the SRMP and Supplier Selection (SS) process. The Interpretative Structural Modeling (ISM) approach was used to develop a structural framework for the SRMP. An extensive literature followed by discussion with managers in different Indian Automobile companies was completed to identify the strategic enablers for the SRMP. Thirteen strategic enablers were identified and classified into four categories. An Indian Automobile manufacturing company was selected as a case study participant to serve as an authentic practice-based example of the model. The SRMP enablers and the SS factors were applied to the case study organization and analyzed. The significance of this study was that the SRMP enablers and SS factors assist managers to set priorities for decision making purposes. This allows supply chain managers to take proactive steps in order to reduce risk and improve the performance of the organization in the early SRMP stages.

scholarly journals A Case Study of a Best Value Manufacturer

2010 ◽  
Vol 2 (1) ◽  
pp. 57
Author(s):  
Dean Kashiwagi ◽  
Jake Smithwick ◽  
Jacob Kashiwagi ◽  
Kenneth Sullivan
Keyword(s):  
Risk Management ◽  
Chain Structure ◽  
Management Program ◽  
Management Process ◽  
Performance Information ◽  
Best Value ◽  
Risk Management Process ◽  
Risk Management Program ◽  
Low Performance

This is a case study of a construction product manufacturer’s effort to become a profitable manufacturer of roofing systems while providing a best value product to the client (best performance at the lowest cost.) The manufacturer was attempting to become successful with product performance in an industry where low performance of competing products brought a perceived high risk of nonperformance from clients. The manufacturer’s efforts included documentation of performance of their installed product, creating a risk management process, testing the risk management process and creating a supply chain structure which minimized the risk of both the manufacturer and the client. The key component of a best value manufacturer is the identification of the true buyer of their materials is the owner of the facility which buys their product and not the contractors. This paper documents the transformation from not having performance information to having documented performance on their product, developing a risk management program, and exercising their risk management program. This includes the formulation of a performance based contractor program and the application of the Performance Information Risk Management System (PIRMS.)

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