scholarly journals A Cross-National Comparative Policy Analysis of the Blockchain Technology Between the USA and China

2021 ◽  
Author(s):  
Chu-Chi Kuo ◽  
Joseph Z. Shyu
Keyword(s):  
Business Models ◽  
Policy Framework ◽  
Policy Tools ◽  
Policy Planning ◽  
Blockchain Technology ◽  
Distributed Ledger ◽  
The World ◽  
The Usa ◽  
Cross National ◽  
Comparative Policy

Blockchain technology can achieve decentralization, multi-party verification, anti-tampering, anonymity, traceability of transactions, and the application of distributed ledger. Countries around the world continue to seek the blockchain business models, technologies and applications, and have different visions and policies for the development of blockchain. This study conducts a comparative policy framework of theoretical analysis of the blockchain technology between the USA and China. Using the innovative policy tools proposed by Rothwell and Zegveld, the above mentioned governments are analyzed from the viewpoint of twelve policy tools. The results show that the USA and China all prefer to use “Environmental-side” policy. The USA has paid more attention to “Legal and regulatory”, “Public services” and “Procurement”. China has the highest proportion of policies in “Political tools”, followed by “Legal & regulatory”, while “Scientific and technical”, “Education” and “Overseas agent” come in third . The blockchain technology has developed vigorously among industries and its applications have gradually diversified. The results are provided to various stakeholders as a reference for policy planning.

scholarly journals A Cross-National Comparative Policy Analysis of the Blockchain Technology between the USA and China

2021 ◽  
Vol 13 (12) ◽  
pp. 6893
Author(s):  
Chu-Chi Kuo ◽  
Joseph Z. Shyu
Keyword(s):  
Business Models ◽  
Policy Framework ◽  
Policy Tools ◽  
Policy Planning ◽  
Blockchain Technology ◽  
Distributed Ledger ◽  
The World ◽  
The Usa ◽  
Cross National ◽  
Comparative Policy

Blockchain technology can achieve decentralization, multi-party verification, anti-tampering, anonymity, traceability of transactions and distributed ledger applications. Countries around the world continue to seek blockchain business models, technologies and applications and have different visions and policies for the development of blockchain. This study provides a comparative policy framework for the theoretical analysis of blockchain technology between the USA and China. Using the innovative policy tools proposed by Rothwell and Zegveld, these two countries are analyzed from the viewpoint of twelve policy tools. The results show that the USA and China both prefer to use “Environmental-side” policies. The USA has focused more on “Legal and regulatory”, “Public services” and “Procurement”. China has the highest proportion of policies in “Political tools”, followed by “Legal and regulatory”, while “Scientific and technical”, “Education” and “Overseas agent” come in third. Blockchain technology has developed vigorously among industries and its applications have gradually diversified. The results can provide a reference for policy planning for various stakeholders.

scholarly journals Novel Payment Wallet Management with Blockchain Based Cryptocurrency

2019 ◽  
Vol 8 (2S4) ◽  
pp. 228-233
Keyword(s):  
Regulatory Authority ◽  
Payment Systems ◽  
Blockchain Technology ◽  
Distributed Ledger ◽  
Distributed Ledger Technology ◽  
Payments System ◽  
Enterprise Technology ◽  
Business Application ◽  
The World ◽  
Actual Life

Blockchain for business is a new concept which enables many industries and organizations to implement even the basic of systems on foundation of blockchain technology. Using this technology, our goal is to develop a payments system that enables transfer of funds for a monetary transaction between two parties. Hyperledger is an open source community oriented effort which was made to propel cross-industry blockchain advances that were available. The Linux Foundation has it. It has partners from everywhere throughout the world , at a worldwide dimension and incorporates ventures like funding, banking, Internet of Things, supply chains, assembling and Technology. Using Blockchain for Enterprise technology, we are going to develop a new payments system that makes use of regulated cryptocurrency. Using this system, we want to create a new cryptocurrency specific to the payment portal for people to buy, sell and pay or earn rewards using this cryptocurrency. This system will majorly consist of participants and admins that will be divided based on the certificates assigned to every participant. Our implementation involves. using the fabric for creating a payment system run on the backend of blockchain technology. This will involve having a regulatory authority to maintain the cryptocurrency, ledger and authenticity of the users. Theoretically, the blockchain technology maintains anonymity for transactions. It uses a distributed ledger to record transactions for people to be able to make secure transactions without any repercussions. Blockchain for Enterprise implements Blockchain technology by using concepts like Trust, Privacy and Smart contracts in addition to the distributed ledger to create an industry friendly Blockchain business application. Blockchain is a rapidly growing field with multiple implementations which can be explored not just on anonymity but also on actual life implementations. Distributed ledger technology is applied to the payment systems. Cryptocurrency would now not only be used for anonymous transactions but also for regular day to day transactions.

SWOT Analysis of Lending Platform from Blockchain Technology Perspectives

2020 ◽  
Vol 1 (1) ◽  
Author(s):  
Wisnu Uriawan ◽  
Keyword(s):  
Human Activity ◽  
System Performance ◽  
Credit Card ◽  
Swot Analysis ◽  
Blockchain Technology ◽  
Distributed Ledger ◽  
The World

Blockchain Technology become phenomenal issue in the world, emerging with bitcoin and IoT. It had been implemented in many areas in human activity. Advantages of blockchain technology is distributed ledger where resources distributed to all member in network. Loans or credit as part of human activity in their life. When we need cash for a major expense, it might be tempting to borrow from a payday lender or max out a credit card or similar, but you have other options that will not harm your credit or put you in a cycle of debt, even if your credit record is not all that great. Collateral loans could be a way to borrow the money as you need. One of which is the lending platform. Blockchain technology has been implemented in many lending platforms, but there are still any weaknesses that can be refined and optimized. Tool of analysis is SWOT, describes of four analysis, as follow: Strength, Weakness, Opportunity and Threats. This paper purpose to analyzed lending platform measured by look for the weaknesses variable and how to optimize that system performance that can improve for helping people in lending process. In addition, the result of this analysis can use for enhancement recommendation the system based on the weaknesses are found and opportunity for make a lending platform robust

Cross-national differences in complaint behavior: cultural or situational?

2018 ◽  
Vol 32 (7) ◽  
pp. 913-924 ◽  
Author(s):  
Jeffrey G. Blodgett ◽  
Aysen Bakir ◽  
Anna S. Mattila ◽  
Andrea Trujillo ◽  
Claudia Quintanilla ◽  
...  
Keyword(s):  
Perceived Risk ◽  
Situational Factors ◽  
Content Type ◽  
Consumer Complaint ◽  
National Differences ◽  
The World ◽  
The Usa ◽  
Complaint Behavior ◽  
Consumer Complaint Behavior ◽  
Cross National

Purpose Previous research indicates that dissatisfied consumers in other countries react differently as compared to those in the USA, due to their cultural orientation. These studies, however, have not recognized that retail policies (regarding returns and exchanges) in the USA are much more liberal and “consumer friendly” than in other parts of the world, and thus it is possible that their conclusions are flawed. The purpose of this study, therefore, was to determine the extent to which cross-national differences in complaint behavior are due to cultural vs situational factors. Design/methodology/approach To examine this issue, a two-part study was conducted. Study 1 compared consumers living in China, India and Mexico to cohorts who immigrated to the USA. Study 2 compared individuals from those same countries to subjects who are native to the USA. Findings The findings indicate that situational factors (i.e. consumer-oriented vs restrictive refund/return/exchange policies) have a large impact on consumer complaint behavior (i.e. redress, negative-word-of-mouth and exit), and that the effects of culture are minor. Research limitations/implications To infer cause-effect, and establish scientific theory, one must rule out alternative hypotheses. Researchers who are investigating cross-cultural complaint behavior must take situational factors into account. Practical implications With the emergence of “global consumers” consumer expectations around the world are changing. Astute retailers should institute and promote more liberal return policies, thereby mitigating consumers’ perceived risk. Originality/value This study dispels the notion that culture is responsible for differences in cross-national consumer complaint behavior.

scholarly journals Development of Business Model Digital Fraction Property Investment

2020 ◽  
Vol 9 (2) ◽  
pp. 67-78
Author(s):  
I Gede Putu Rahman Desyanta ◽  
Gede Sri Darma
Keyword(s):  
Real Estate ◽  
Minimum Wage ◽  
Business Model ◽  
Business Models ◽  
Industrial Revolution ◽  
Blockchain Technology ◽  
Property Prices ◽  
The World ◽  
New Business ◽  
Digital Assets

Investing a property or real estate could be a challenge for Millennials generation. The increase in property prices is not in line with the increased of minimum wage that makes Millennials only afford to rent the property. To having an investment in property need more time in legal procedure, sometime need more than months. Fraction Property investment is a concept of investing property together. Separate the property in other format of digital assets distributed it to all more than one party. To implement this concept need to has a suitable business model and technology. Rising of industrial revolution 4.0, introduce the world with Blockchain Technology. The research is aiming to give better picture of new business model of investing on a property based on blockchain technology. With right business models, millennials generation will have another methods of investment on a property, that secure, easy and digital.

scholarly journals Blockchain Technology in Agriculture

2021 ◽  
pp. 96-103
Author(s):  
V. V. S. S. Anusha ◽  
S. R. Padma
Keyword(s):  
Digital Signature ◽  
Energy Cost ◽  
Andhra Pradesh ◽  
World Economic Forum ◽  
Working Mechanism ◽  
Agricultural Insurance ◽  
Blockchain Technology ◽  
Distributed Ledger ◽  
The World ◽  
World Economic

The World Economic Forum marked Blockchain technology (BCT) as one of the seven revolutionary technologies of the future. It is a distributed ledger system ensuring transparency, security, immutability, interoperability, and provenance. This article tries to understand the technological aspects, working mechanism and explore different areas where BCT can be applied in agriculture. Data in BCT is stored in a series of blocks contains the hash value (previous and the current), timestamp, and difficulty details, secured cryptographically with a symmetric or asymmetric digital signature to avoid data tampering and fraud. Traceability (supply chain), using Smart contracts (in Agricultural insurance, Crop finance, Land records) achieved by the BCT and the companies (Carrefour, Trace harvest), states (Telangana, Andhra Pradesh), and countries (Kenya, European Union) practicing are discussed. The Farmer producer company- Sahyadri farms keen implementation of blockchain fetched benefits to farmers amid Covid times. Finally, addressing the barriers in practicing the BCT in India- Technology maturity, energy cost, and education. The massive potential of BCT is yet untapped, to reach up to the farmer level, which will flourish in the coming years.

scholarly journals An Applicability of Blockchain Model in Business use Case - A Technical Approach

2021 ◽  
Author(s):  
Anitha Premkumar
Keyword(s):  
Business Models ◽  
Business Networks ◽  
Business Network ◽  
Technical Approach ◽  
Electronic Communications ◽  
Blockchain Technology ◽  
Distributed Ledger ◽  
Peer Network ◽  
Peer To Peer Network ◽  
Transaction Processing Systems

Business network brings many organizations close together to achieve their desired goals and profit from it. People from different organizations may or may not know each other but still can be part of a business network. A major challenge with these business networks is how to provide trust among people and data security. Blockchain is another means through which many organizations in the current digital age are overcoming these problems with ease. Blockchains have also changed the way the business transactions with clients take place. Blockchain is a decentralized distributed ledger in a peer to peer network which can be public or private, and it enables individuals or companies to collaborate with each other to achieve trust and transparency between business and its clients. Many implementations of blockchain technology are widely available today. Each of them have their own strengths for a specific application domain. They can fundamentally alter electronic communications with a potential to affect all sorts of transaction processing systems. However, there are still many challenges of blockchain technology waiting to be solved such as scalability and adoptability. In this paper, we provide the knowledge on Blockchain technology and we present the applicability of blockchain in the business models and also discuss the relevant use cases for Banking and Supply Chain models.

scholarly journals A Blockchain Research Review

2021 ◽  
Vol 7 (1) ◽  
pp. 26-35
Author(s):  
Mohammad Tariq Hasan ◽  
Mahadi Hasan Miraz ◽  
Farhana Rahman Sumi ◽  
Shumi Sarkar
Keyword(s):  
Meta Analysis ◽  
Research Review ◽  
Future Research ◽  
Future Trends ◽  
Technology Research ◽  
Digital Currency ◽  
Blockchain Technology ◽  
Distributed Ledger ◽  
The World ◽  
Research Classification

Blockchain technology was first introduced as Bitcoin’s underlying technology which is one type of distributed ledger that consists of replicated, shared, and synchronized data over the Internet. This study extends prior studies on blockchain. A fundamental framework for a blockchain research classification was proposed by analyzing 230 articles related to the study of blockchain published in Asia and around the world from 2016 to 2020. The study applies a comprehensive meta-analysis based on findings, literature sources, research objectives, research methods, and context. The objective of the study is to summarize the current blockchain research, its constraints, and future trends. Meta-analysis is characterized by the process of theory construction. It is a powerful tool to analyze the literature in a descriptive form which will guide for further study. Research shows that the study at home is more decentralized, non-systematic, and has failed to gain a certain research depth—Moreover, it lacks quantitative analysis. Future research will focus on digital currency, Internet financing, and the risk of blockchain technology research.

scholarly journals Peculiarities of Application of Technologies of Distributed Registers and Blockchain (Blockchain) for the Popular Vote

2019 ◽  
pp. 41-52
Author(s):  
D. L. Kuteynikov
Keyword(s):  
Human Activity ◽  
Present Stage ◽  
Popular Vote ◽  
Blockchain Technology ◽  
Distributed Ledger ◽  
Distributed Ledger Technology ◽  
The World ◽  
Technical Solutions ◽  
High Degree ◽  
Intensive Development

The modernization of democratic institutions has been greatly influenced by the intensive development of technology. Various innovations in the field of digital communications have affected a rather traditional sphere of popular votings. The widespread introduction of the distributed ledger technology has enormously changed approaches to organizing them. Distributed registers gained the widest popularity after the technology of the chain of blocks (blockchain) was introduced. Despite the fact that initially this technology was considered exclusively as an element of the development of information, and later financial technologies, at the present stage it is gradually becoming increasingly common in other areas of human activity due to a high degree of security and confidentiality. The paper deals in detail with the world practice concerning using this technology in popular voting. Also, the author analizes the technical solutions applied in the most actively developing projects aimed at developing a software used to conduct electronic voting with the use of blockchain technology. The article investigates some problems of voting with the use of blockchain technology, such as identification and secrecy of the vote.

What is Blockchain Technology and its Significance in the Current Healthcare System? A Brief Insight

2019 ◽  
Vol 25 (12) ◽  
pp. 1402-1408 ◽  
Author(s):  
Syed S. Ahmad ◽  
Shahzad Khan ◽  
Mohammad A. Kamal
Keyword(s):  
Social Insurance ◽  
Electronic System ◽  
Related Information ◽  
Blockchain Technology ◽  
System A ◽  
Distributed Ledger ◽  
Distributed Ledger Technology ◽  
Novel Structure ◽  
The World ◽  
Treatment Structure

Background: The promising eventual fate of blockchain in healthcare has a lot more extensive prospect. Blockchain is a novel structure that gives another design to storage and trade of data among different members of a particular network. In case of a hospital, blockchain takes into consideration the creation of a better treatment structure by the expert doctor in order to arrange the meeting based on the symptoms of patients throughout the world by the electronic system. Blockchain technology is crucial for biomedical and human services applications as social insurance has turned out to be a standout among the most essential rising application areas of the blockchain distributed ledger technology. Result: By and large, blockchain is treated as a conveyed record to store social insurance related information for allocation, trading, dissecting, footage, and affirming purposes among accomplices. The advantage of blockchain databases versus traditional dispersed databases is that they are decentralized, permanent, and perfected with advanced digital payment frameworks and hash chain occasion structure. The blockchain code is an unlocked resource and can be utilized, altered, and customized by its clients. Conclusion: Nowadays, blockchain is expected to be almost universally adopted across medical organizations around the world. The purpose of this review article is to comprehend the current explored subjects, difficulties, and future headings in regards to blockchain innovation from the specialized perspective in the health care system.

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