Non-performing assets in India: A critical analysis of public and private sector banks

2020 ◽  
Vol 4 (1) ◽  
pp. 65-73
Author(s):  
Vinay Kandpal
Keyword(s):  
Private Sector ◽  
Financial Stability ◽  
Research Work ◽  
Financial Statement ◽  
Monitoring And Control ◽  
Statistical Tool ◽  
Public And Private ◽  
Factors Affecting ◽  
Public And Private Sector ◽  
And Control

The paper identifies and analyzes the causes that affect non performing assets (NPAs), hinder its effective observance, and recommends appropriate measures to ensure their effective monitoring and control. The banks selected for this research work are having higher NPAs and are top banks in their sector. As per the Global Financial Stability Report of International Monetary Fund (IMF, 2009), identifying and dealing with distressed assets, and recapitalizing weak but viable institutions and resolving failed institutions are stated as the two of the three important priorities which directly relate to NPAs. This research work finds the reasons for non-performing loans by considering a set of 50 variables and provides the necessary measures. Statistical tool SPSS was used to run the factor analysis test. Sectoral disparities in the NPA ratio to advances in public and private sector banks were the main source of motivation to analyze and compare factors affecting non-performing assets (NPAs) of public and private sector banks in India. Some of the reasons for NPA are lack of frequent interaction or follow-up with borrowers, manipulation of income or financial statement by borrowers, industrial problem and death of earning member of the family.

scholarly journals Risk Management of Construction in Sudan

2021 ◽  
Vol 9 (3) ◽  
pp. 45-51
Author(s):  
M. S.M. Ali ◽  
O. M. Ahmed
Keyword(s):  
Risk Management ◽  
Construction Projects ◽  
Time Cost ◽  
Site Management ◽  
Public And Private ◽  
Factors Affecting ◽  
Telephone Interviews ◽  
Weak Site ◽  
Public And Private Sector ◽  
And Control

This paper aims to study the humanitarian risks in construction projects that affect the objectives of the project from time, cost and quality, and to identify, analyze and develop the appropriate strategy, monitor and control and specifically the risk of factors affecting construction projects. A questionnaire was designed to collect data and identify risks in construction projects and then distributed to several public and private sector companies registered with the Organizing Council for engineering works contractors in Sudan, and after the risks facing the construction projects were identified through the questionnaire and telephone interviews with The engineers and managers of these companies, these risks were analyzed by Google Form. The results of the questionnaire showed that inflation, increased prices of materials in the market, weak site management, delayed payments from the contractor and awarding the design to unqualified designers, that is the most important factors affecting the objectives of construction projects in Sudan, and the contractor is the most vulnerable among the parties to the project.  

scholarly journals The Impact of Privatization of IDBI Bank in Indian Economy

2020 ◽  
Vol 3 (12) ◽  
pp. 59-63
Author(s):  
Vishal Kumar ◽  
Soumak Ganguly ◽  
Payal Ghosh ◽  
Manisha Pal
Keyword(s):  
Private Sector ◽  
Banking Sector ◽  
Financial Statement ◽  
Government Control ◽  
Public And Private ◽  
The Public ◽  
The Government ◽  
Public And Private Sector ◽  
The Impact ◽  
Share Value

Privatization refers to the public shares and Assets which are sold to the private sector in the economy. It decreases the power of government control and creates the other policies method. Privatization leads to cutting short the capital and revenue expenditure, which leads to an increase in share value in the market. During the pre-privatization period, the government used to pay less amounts of dividends to its shareholders due to its complex cost structure. Privatization leads to cutting short the capital and revenue expenditure, which leads to an increase in share value in the market. It also gave information about Public and Private sector banks. Our objective is to compare the pre and post-privatization performance like other banks of developing countries shows that privatization resulted in significant gains in profitability and efficiency. To evaluate the impact of privatization in the Indian banking sector and the relationship between privatization and Indian Economic growth by using a case study of IDBI bank condition of Indian private sector banks is analyzed using the financial statement of IDBI Bank with the help of different research methodologies.

scholarly journals A Comparative Analysis of Customer Satisfaction between Public and Private Sector Bank with Reference to New Delhi Area

2021 ◽  
Vol 9 (11) ◽  
pp. 265-266
Author(s):  
Ankur Bhadauriya
Keyword(s):  
Public Sector ◽  
Customer Satisfaction ◽  
Private Sector ◽  
Banking Sector ◽  
Research Work ◽  
Survey Study ◽  
Primary Data ◽  
Satisfaction Level ◽  
Public And Private ◽  
Public And Private Sector

Abstract: The Aim of this study is to compare the customer perception and customer satisfaction level between Private and Public sector Bank in North West Delhi area and to investigates and understands the relationship variable which leads to customer satisfaction and studies the differences in different perception and thinking of customers with respect to various services provided by 4 Indian banks. It begins with a brief overview of customer satisfaction and past history of the banking sector. This study analysis the details of the various research design is being used and the sampling technique is being also employed, various data collection methods to achieve the objectives of this study and the various tools and techniques used for analyzing the data. This study also elaborates upon the research instrument that is used. Finally, the different hypothesis to be tested during the course of the work has been presented later on. The contents bring out the aims and objectives of this research work. The scopes of the study have been mentioned and it includes the period cycle of study and volume of study carried out in the work. It also presents a detailed roadmap of how the research has been conducted in various stages. A questionnaire has been employed for collection of primary data through questionnaire responses collected from 100 responded and secondary data collected from books, magazine, research paper, journals, articles etc. In this study a detailed analysis of Customer Satisfaction between public and private Sector Banks has been achieved with the help of a survey study of customer of public and private sector Banks. The Analysis of this study of data was carried out using both MS Excel and SPSS (Statistical Package for Social Sciences) and hypothesis is also designed to understand the satisfaction level at various banks.. This study reveals the different levels of satisfaction are high in Private Sector as compared to Public Sector. This study also helps identify the various variables factors (or relationship dimensions) which is responsible for satisfying the customer between various Banks.

scholarly journals Governance and control of externalized water service management: Comparing solutions adopted in Italy and Sweden.

2011 ◽  
Vol 8 (3) ◽  
pp. 188-195
Author(s):  
Daniela Argento ◽  
Giuseppe Grossi ◽  
Anna Thomasson
Keyword(s):  
Corporate Governance ◽  
Comparative Analysis ◽  
Private Sector ◽  
Service Management ◽  
Water Services ◽  
Public And Private ◽  
Water Service ◽  
Public And Private Sector ◽  
And Control

In this paper the challenges imposed on corporate governance of water services in Italy and Sweden are analyzed and compared. From the comparative analysis we notice that with externalization of services ore stakeholders become involved in the provision of the services. These stakeholders have common as well as divergent interests and the challenges thus become to find an alignment of interest among stakeholders in order to secure a sustainable provision of the services. The comparative analysis indicates that such lignment is especially difficult when stakeholders have heterogenous background (public and private sector).

Factors Affecting the Outsourcing Activities in Public and Private Sector Banks in India

2021 ◽  
pp. 231971452110531
Author(s):  
Poonam Rautela ◽  
Madhulika P. Sarkar ◽  
Rekha Goel
Keyword(s):  
Private Sector ◽  
Customer Service ◽  
Motivating Factors ◽  
Public And Private ◽  
Factors Affecting ◽  
Public Sector Banks ◽  
Use Of Resources ◽  
Major Factors ◽  
Public And Private Sector ◽  
The Impact

This article aims to identify the major factors which prove as motivation and influence for a bank while deciding what, when, how and whom to outsource. A survey questionnaire was developed and responses were collected from 434 bank employees from two major groups of public sector banks and private sector banks in India. Exploratory factor analysis has been used to find out the latent factors for outsourcing decisions. Results of the study find Strategic competitive advantage, better customer service, better use of resources, capitalization on technological advancements, and cost-effectiveness as the major motivating factors for outsourcing the IT/IS, HR, marketing services, financial and other services. The present research article will be of great help for banks to measure the impact of outsourcing on the profitability, productivity, liquidity, and market share of the banks.

scholarly journals FACTORS AFFECTING TRANSFER OF TRAINING AT WORKPLACE: STUDY OF SSGC, HYDERABAD

2015 ◽  
Vol 11 (1) ◽  
Author(s):  
Qurat-ul-Ain Qureshi ◽  
Keyword(s):  
Private Sector ◽  
Service Sector ◽  
Banking Sector ◽  
Comparative Performance ◽  
Public And Private ◽  
Factors Affecting ◽  
Public Sector Banks ◽  
Stable Economy ◽  
Indian Banks ◽  
Public And Private Sector

Purpose The reforms is the financial sector have resulted in numerical changes in the banking sector. In order to improve the financial health of the banks various norms have been introduced at regular intervals. As the banking sector constitutes a major component of the financial service sector the soundness of the banking sector is necessary for a dynamic and healthy economy. The establishment of a productive efficient and stable economy is possible only when a country is having a sound healthy banking sector. The study has been an attempt to analyse the comparative performance of selected public and public and private sector banks in India during the period 2003-2013 On the basis of their direct and indirect contributions to the society for socio- economy growth and its impact on quality of assets or NPA level of the banks Sampling Methodology For this purpose five leading Indian Banks from each of the Public and Private sector bank have been taken into consideration Findings of the study indicate that the performance of the private sectors bank is better from bankers view point but from the social view points public sector banks are better performers.

scholarly journals Mobile Application for Asian Soybean Rust Tracking in Brazil

2020 ◽  
Author(s):  
José Henrique Andreis ◽  
Felipe Borella ◽  
Willingthon Pavan ◽  
Carlos A. Holbig ◽  
Cláudia Vieira Godoy ◽  
...  
Keyword(s):  
Private Sector ◽  
Federal Government ◽  
Mobile Application ◽  
Western Hemisphere ◽  
Soybean Rust ◽  
Public And Private ◽  
Research Activities ◽  
Asian Soybean Rust ◽  
Public And Private Sector ◽  
And Control

Brazil is the second-largest soybean producer. With the arrival of Asian soybean rust in the Western Hemisphere in 2001, a considerable amount of resources has been allocated to understand and control this important yield-limiting disease. Due its rapidly dissemination, in 2004, the federal government led an effort to create the Asian soybean rust consortium, with the main goal of coordinating research activities involving public and private sector. This paper describes the development of a mobile application, designed to support the Asian Soybean Rust Consortium to monitor, in time and space, occurrences of Asian soybean rust in Brazil.

scholarly journals Editorial: Public and private sector entities in an institutional perspective

2021 ◽  
Vol 11 (3) ◽  
pp. 4-6
Author(s):  
Adam Samborski
Keyword(s):  
Private Sector ◽  
Financial Markets ◽  
Current Issue ◽  
Risk Governance ◽  
Institutional Perspective ◽  
Public And Private ◽  
Public And Private Sector ◽  
And Control

The issues of proper formation of institutions are extremely important both at the level of the economy and at the level of individual organizations. These problems are addressed in the papers published in the current issue of the journal „Risk Governance and Control: Financial Markets & Institutions” (volume 11, issue 3).

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