scholarly journals Impact of Demographic Factors on Investment Risk Tolerance

2021 ◽  
Vol 6 (2) ◽  
Keyword(s):  
Demographic Factors ◽  
Risk Tolerance ◽  
Investment Risk

scholarly journals Markowitz Model Investment Portfolio Optimization: a Review Theory

2020 ◽  
Vol 1 (3) ◽  
pp. 14-18
Author(s):  
Nurfadhlina Abdul Hali ◽  
Ari Yuliati
Keyword(s):  
Risk Tolerance ◽  
Investment Risk ◽  
Investment Portfolio ◽  
Markowitz Model ◽  
Fund Allocation ◽  
Tolerance Optimization ◽  
The Face ◽  
Investment Portfolios ◽  
Investment Portfolio Optimization

In the face of investment risk, investors generally diversify and form an investment portfolio consisting of several assets. The problem is the fiery proportion of funds that must be allocated to each asset in the formation of investment portfolios. This paper aims to study the optimization of the Markowitz investment portfolio. In this study, the Markowitz model discussed is that which considers risk tolerance. Optimization is done by using the Lagrangean Multiplier method. From the study, an equation is obtained to determine the proportion (weight) of fund allocation for each asset in the formation of investment portfolios. So by using these equations, the determination of investment portfolio weights can be determined by capital.

scholarly journals AN EMPIRICAL ANALYSIS OF FINANCIAL RISK TOLERANCE AND DEMOGRAPHIC FACTORS OF BUSINESS GRADUATES IN PAKISTAN

2020 ◽  
Vol 10 (4) ◽  
pp. 220-234
Author(s):  
Naveed Hussain Shah ◽  
Waqar Khalid ◽  
Saifullah Khan ◽  
Muhammad Arif ◽  
Muhammad Asad Khan
Keyword(s):  
Empirical Analysis ◽  
Financial Risk ◽  
Demographic Factors ◽  
Risk Tolerance ◽  
Business Graduates ◽  
Financial Risk Tolerance

scholarly journals IMPACT OF DEMOGRAPHIC FACTORS ON RISK TOLERANCE

2020 ◽  
Vol 9 (4) ◽  
Author(s):  
Firda Nosita ◽  
Kashan Pirzada ◽  
Tina Lestari ◽  
Rosadiro Cahyono
Keyword(s):  
Demographic Factors ◽  
Risk Tolerance

scholarly journals Subjective Risk Tolerance of South African Investors

2018 ◽  
Vol 10 (6) ◽  
pp. 286
Author(s):  
Zandri Dickason-Koekemoer ◽  
Suné Ferreira
Keyword(s):  
South African ◽  
Financial Risk ◽  
Significant Contribution ◽  
Demographic Factors ◽  
Risk Tolerance ◽  
Multinomial Regression ◽  
Subjective Risk ◽  
Two Factors ◽  
Married Individuals ◽  
Determining Factor

In general, the amount of risk an individual is willing to tolerate can be influenced by demographic factors. However, needs for research arise as to whether demographic factors influence the amount of risk investors in South Africa are willing to tolerate. The survey was conducted in 2017 and all South African investors were included in the sample frame. For this study, a sample of 800 was collected and used. Multinomial regression was used to indicate whether there were more than two factors that can influence the four risk tolerance levels of South African investors. The study suggested that gender is a determining factor in the risk tolerance of individuals. African investors were more likely to take the substantial financial risk. Age was also a determining factor of risk tolerance which follows the assumptions of the investor lifecycle where younger investors are more risk tolerant. The study furthermore found that higher annual income attracts more risk-taking while lower-income attracts more risk averseness in individuals. It was lastly observed that married individuals and those that are no longer married will be more likely to be risk-averse. This study makes a significant contribution in profiling investors risk tolerance according to their demographic factors whereby financial institutions can offer more tailored investment options.

scholarly journals PENGARUH FAKTOR DEMOGRAFI, RISK TOLERANCE DAN OVERCONFIDENCE TERHADAP PENGAMBILAN KEPUTUSAN INVESTASI MAHASISWA DI KOTA PEKALONGAN

2021 ◽  
Vol 5 (2) ◽  
pp. 203-216
Author(s):  
Lathifatunnisa ◽  
Asri Nur Wahyuni
Keyword(s):  
Decision Making ◽  
Investment Decision ◽  
Linear Regression Analysis ◽  
Demographic Factors ◽  
Sampling Technique ◽  
Multiple Linear Regression Analysis ◽  
Risk Tolerance ◽  
Investment Decision Making ◽  
Analytical Tools ◽  
Positive Effect

The purpose of this study was to obtain empirical evidence about the influence of demographic factors, risk tolerance and overconfidence on investment decision making with the object of research being students in Pekalongan City. This study uses quantitative data by taking a sample of 100 student respondents using purposive sampling technique. The distribution of questionnaires was chosen as the data collection method in this study. Multiple linear regression analysis, classical assumption test and hypothesis testing using SPSS 25 program were used as analytical tools in this study. The results of this study indicate that demographic factors, namely age, gender and monthly income have a positive but not significant effect on investment decision making, risk tolerance has a significant positive effect on investment decisions. On the other hand, overconfidence has a positive but not significant effect on investment decision making.

scholarly journals Young Investors’ Instagram Usage Behavior and Investment Risk Appetite

2021 ◽  
Vol 1 (1) ◽  
pp. 15
Author(s):  
Gesti Memarista ◽  
Angela Merici Adinda Puspita
Keyword(s):  
Social Network ◽  
Social Networking Sites ◽  
Online Social Network ◽  
Risk Tolerance ◽  
Investment Risk ◽  
Social Connection ◽  
Online Questionnaire ◽  
Risk Appetite ◽  
Usage Behavior ◽  
Financial Consultant

Online Social Network Sites (SNSs) provides a lot of information to understanding young investor behavior. As the interest of financial practitioners, the young investor has their own risk tolerance. So, this study aims to predict the investment risk appetite through the social networking sites (SNSs) as one of huge informations exchange platforms by using young investors’ Instagram usage behavior. This research uses investment risk appetite and extroversion personality as the dependent variables. Moreover, number of followers on Instagram, time spent on Instagram, frequency of log on to Instagram, the use of Instagram for self-expression, and the use of Instagram for social connection as the independent variables. The researchers use 300 young stock investors through online questionnaire. The results study show that number of followers on Instagram and the use of Instagram for social connection significantly affect the extroversion personality, the extroversion personality significantly affect the investment risk appetite. Otherwise, time spent on Instagram, frequency of log on to Instagram, the use of Instagram for self-expression do not significantly affect the extroversion personality. This result obtains the probability of understanding the young investor’s risk appetite through their Instagram usage behavior, so the financial consultant can gather the information to understand their current social network activities.

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