scholarly journals ANALISIS FUNGSI INTERMEDIASI BANK SYARIAH DI INDONESIA: STUDI KASUS DARI TAHUN 2003 SAMPAI TAHUN 2005

2009 ◽  
Vol 11 (3) ◽  
pp. 36
Author(s):  
Sri Kusreni
Keyword(s):  
Industrial Production ◽  
Least Square ◽  
Return On Assets ◽  
Production Index ◽  
Ordinary Least Square ◽  
Industrial Production Index

Bank Syariah yang berfungsi sebagai intermediasi, menunjukkan peranan yang makin meningkat sesuai dengan kebijakan pemerintah Indonesia. Hal ini ditunjukkan dari data yang dikeluarkan oleh Bank Indonesia mulai tahun 2003 sampai dengan 2005. Untuk memperoleh hasil, digunakan Ordinary Least Square (OLS ) dimana FDR sebagai variabel tidak bebas dan variabel bebasnya adalah Return On Asset (ROA), Sertifikat Wadiah Bank Indonesia (SWBI), serta Industrial Production Index (IPI) Non Performing Finance (NPF). Analisis fungsi intermediasi bank Syariah yang diwakili oleh variabel FDR menghasilkan hubungan yang positif dengan ROA. Hasil estimasi menunjukkan bahwa untuk variabel FDR hanya variabel ROA yang menunjukkan hasil yang bertentangan dengan performance dari bank konvensional. Kata kunci: Ordinary Least Square (OLS), Return on Assets (ROA), Industrial Production Index (IPI), Certificate of Bank Indonesia Wadiah (SWBI), Non-Performing Finance (NPF)

scholarly journals FAKTOR-FAKTOR YANG MEMPENGARUHI NON PERFORMING FINANCING BANK PEMBIAYAAN RAKYAT SYARIAH PERIODE 2015-2019

2021 ◽  
Vol 8 (4) ◽  
pp. 483
Author(s):  
Desy Reza Umami ◽  
Lina Nugraha Rani
Keyword(s):  
Time Series ◽  
Industrial Production ◽  
External Factors ◽  
Least Square ◽  
Series Data ◽  
Return On Assets ◽  
Internal Factors ◽  
Production Index ◽  
Ordinary Least Square ◽  
Industrial Production Index

ABSTRAKPenelitian ini bertujuan untuk menganalisis pengaruh faktor internal yaitu Financing to Deposit Ratio dan Return on Asset serta faktor eksternal yaitu BI Rate dan Indeks Produksi Industri terhadap Non Performing Financing Bank Pembiayaan Rakyat Syariah di Indonesia periode 2015 hingga 2019 baik secara parsial dan simultan. Sampel yang digunakan adalah sampel jenuh, yaitu Industri Bank Pembiayaan Rakyat Syariah di Indonesia. Data yang digunakan adalah data time series yang diperoleh dari web resmi Otoritas Jasa Keuangan dan Badan Pusat Statistik. Metode yang digunakan adalah pendekatan kuantitatif dengan teknik analisis berdasarkan regresi linier berganda Ordinary Least Square. Berdasarkan hasil uji t (parsial) bahwa Financing to Deposit Ratio dan Return on Asset tidak berpengaruh signifikan, sedangkan BI Rate dan Indeks Produksi Industri berpengaruh negatif signifikan terhadap Non Performing Financing. Hasil uji F (simultan) variabel Financing to Deposit Ratio, Return on Asset, BI Rate, dan Indeks Produksi Industri berpengaruh signifikan terhadap Non Performing Financing. Oleh karena itu, Bank Pembiayaan Rakyat Syariah harus lebih memperhatikan kondisi makroekonomi terutama BI Rate dan Indeks Produksi Industri karena dapat mempengaruhi kebijakan dalam manajemen pembiayaan sehingga terjadinya Non Performing Financing dapat dikendalikan.Kata Kunci: Faktor Internal, Faktor Eksternal, Non Performing Financing, Bank Pembiayaan Rakyat Syariah. ABSTRACTThis study aims to analyze the influence of internal factors, namely Financing to Deposit Ratio and Return on Assets as well as external factors, namely the BI Rate and Industrial Production Index on Non-Performing Financing of Sharia Rural Banks in Indonesia for the period 2015 to 2019 both partially and simultaneously. The sample used is a saturated sample, namely the Sharia Rural Bank Industry in Indonesia. The data used is time series data obtained from the official website of the Financial Services Authority and the Central Bureau of Statistics. The method used is a quantitative approach with an analysis technique based on Ordinary Least Square multiple linear regression. Based on the results of the t test (partial) that Financing to Deposit Ratio and Return on Assets have no significant effect, while the BI Rate and Industrial Production Index have a significant negative effect on Non Performing Financing. The results of the F test (simultaneous) of the variable Financing to Deposit Ratio, Return on Assets, BI Rate, and Industrial Production Index have a significant effect on Non-Performing Financing. Therefore, Sharia Rural Banks must pay more attention to macroeconomic conditions, especially the BI Rate and Industrial Production Index because they can influence policies in financing management so that the occurrence of Non-Performing Financing can be controlled.Keywords: Internal Factors, External Factors, Non Performing Financing, Sharia Rural Bank.

scholarly journals THE DETERMINANTS FACTORS OF PROFITABILITY ISLAMIC BANK IN INDONESIA

2021 ◽  
Vol 5 (1) ◽  
pp. 89
Author(s):  
Herawati Purwasih ◽  
Wisnu Wibowo
Keyword(s):  
Interest Rates ◽  
Industrial Production ◽  
Capital Adequacy ◽  
Return On Assets ◽  
Production Index ◽  
Islamic Bank ◽  
Distributed Lag ◽  
Autoregressive Distributed Lag ◽  
Industrial Production Index ◽  
Capital Adequacy Ratio

Tujuan dari penelitian ini adalah untuk mengetahui faktor yang mempengaruhi pertumbuhan dari profitabilitas bank syariah di Indonesia. Penelitian ini menggunakan pendekatan kuantitatif dengan metode Autoregressive Distributed Lag (ARDL). Data yang digunakan adalah data bulanan variabel makroekonomi dan variabel perbankan periode Januari 2006 – Desember 2019. Variabel makroekonomi yang digunakan adalah Industrial Production Index, Inflasi, Nilai Tukar Rupiah terhdap dollar, suku bunga. Sedangkan variabel perbankan yang digunakan adalah Capital Adequacy Ratio, Non Performing Financing, Financing to Deposite Ratio, Biaya Operational dan Pendapatan Operational, serta variabel return on asset. Hasil dari penelitian ini adalah dalam jangka pendek hanya variabel Nilai Tukar, Biaya Operational dan Pendapatan Operational serta Non Performing Financing yang berpengaruh terhadap Return on Asset. Variabel Industrial Production Index, Inflasi, suku bunga, Capital Adequacy Ratio, dan Financing to Deposite Ratio tidak berpengaruh terhadap return on asset dalam jangka pendek. Kemudian dalam jangka panjang hasilnya sama yaitu hanya variabel Nilai Tukar, Biaya Operational dan Pendapatan Operational serta Non Performing Financing yang berpengaruh terhadap Return on Asset. Variabel Industrial Production Index, Inflasi, suku bunga, Capital Adequacy Ratio, dan Financing to Deposite Ratio juga tidak berpengaruh terhadap return on asset dalam jangka panjang. Variabel nilai tukar merupakan variabel yang paling berpengaruh dalam jangka pendek maupun jangka panjang terhadap profitabilitas of Islamic bank.  Dengan demikian penelitian ini diharapkan bisa membantu perbankan syariah dalam menganalisa faktor yang mempengaruhi profitabilitas perbankan syariah di Indonesia.  The purpose of this research is to find out the determinant factors that the growth of Islamic bank profitability in Indonesia. This research uses a quantitative approach with the Autoregressive Distributed Lag (ARDL) method. The data used is monthly data of macroeconomic variables and banking variables for the period January 2006 – December 2019. Macroeconomic variables used are the Industrial Production Index, Inflation, Rupiah Exchange Rate with the dollar, interest rate. While the banking variables used are Capital Adequacy Ratio, Non-Performing Financing, Financing to Deposit Ratio, Operational Cost and Operational Income, as well as variable return on assets. The result of this study is that in the short term only variable Exchange Rates, Operational Costs, and Operational Income and Non-Performing Financing affect Return on Assets. Variable Industrial Production Index, Inflation, interest rates, Capital Adequacy Ratio, and Financing to Deposite Ratio have no effect on return on assets in the short term. Then in the long run the result is the same is that only variable Exchange Rates, Operational Costs, and Operational Income and Non-Performing Financing affect the return on assets. Variable Industrial Production Index, Inflation, interest rates, Capital Adequacy Ratio, and Financing to Deposite Ratio also have no effect on return on assets in the long term. Exchange rate variables are the most influential variables in the short and long term on the profitability of Islamic banks. Thus, this research is expected to assist Sharia banking in analyzing factors that affect the profitability of Sharia banking in Indonesia.

Industrial Output in the USSR and Russia, 1861—2012. Part II. Crises and Cycles

2013 ◽  
pp. 138-153 ◽  
Author(s):  
S. Smirnov
Keyword(s):  
Industrial Production ◽  
Turning Points ◽  
Russian Empire ◽  
Industrial Output ◽  
Production Index ◽  
Russian Industry ◽  
Industrial Production Index ◽  
Cyclical Volatility

Calculation of the aggregated "consensus" industrial production index has made it possible to date cyclical turning points and to measure the depth and length of the main industrial recessions in Russian Empire/USSR/Russia for the last century and a half. The most important causes of all these recessions are described. The cyclical volatility of Soviet/Russian industry is compared to that of American one.

ANALYSIS OF THE RELATIONSHIP BETWEEN ECONOMIC GROWTH, INFLATION AND UNEMPLOYMENT IN TURKEY WITH THE ARDL BOUNDS TESTING APPROACH

2021 ◽  
Vol 6 (15) ◽  
pp. 299-312
Author(s):  
Özlem KARADAĞ AK
Keyword(s):  
Economic Growth ◽  
Industrial Production ◽  
Consumer Price Index ◽  
Bounds Testing ◽  
Short Term ◽  
Production Index ◽  
Distributed Lag ◽  
Distributed Lag Model ◽  
Industrial Production Index ◽  
Cointegration Relationship

The aim of this study is to examine the effects of economic growth and inflation on unemployment for the period 2005:1- 2020:9 in Turkey by using ARDL (Auto Regressive Distributed Lag) model. In the study, firstly unit root tests were carried out to determine whether economic growth (ind) and inflation (cpi) have long and short-term effects on unemployment (unemp). Then, the ARDL method was used to determine whether there is a long-term relationship between the series in the model where the unemployment rate is the dependent variable, the Industrial Production Index representing economic growth and the Consumer Price Index (CPI) representing inflation. Instead of GDP, the Industrial Production Index was preferred both to harmonize with the monthly data and to make a production-based analysis. As a result of the analysis, it was determined that there was a statistically significant cointegration relationship between the variables, and the short-term relationship was analyzed with the error correction model (ECM). As a result of the analysis, it has been determined that there is a cointegration relationship between unemployment, inflation rate and economic growth in Turkey. According to the results of the analysis, negative between unemployment and industrial production index; It is seen that there is a positive relationship between unemployment and inflation.

scholarly journals PENGARUH BOOK TAX DIFFERENCES DAN ARUS KAS TERHADAP PERTUMBUHAN LABA

2016 ◽  
Vol 6 (1) ◽  
pp. 111
Author(s):  
Erika Ratih Windarti ◽  
Dwi Sulistiani
Keyword(s):  
Cash Flow ◽  
Sampling Method ◽  
Sample Selection ◽  
Positive Influence ◽  
Least Square ◽  
Return On Assets ◽  
Earnings Growth ◽  
Ordinary Least Square ◽  
Growth Method ◽  
Profit Growth

<p><strong>Abstract</strong><br /><br />This study aimed to obtain empirical results about the influence of book tax differences and cash flow toward the profit growth. Independent variables in this study were book tax differences which were proxied to be permanent differences and temporary differences, as well as the cash flow. Control variables used are return on assets (ROA) and the size of the company. The dependent variable was earnings growth. Method of sample selection used was the purposive sampling method and obtained samples of 27 companies. This test was using SPSS V 21 for Windows. The results showed that the permanent difference and temporary differences of the book tax differences have positive influence on the profit grouth of the company, while cash flow did not significantly influence the company’s profit growth.</p><p><strong>Abstrak</strong><br /><br />Penelitian ini bertujuan untuk memperoleh hasil empiris tentang pengaruh book tax differences dan arus kas terhadap pertumbuhan laba. Variabel independen dalam penelitian ini antara lain book tax differences yang diproksikan menjadi beda permanen dan beda temporer, serta arus kas. Variabel kontrol yang digunakan adalah Return On Assets (ROA) dan ukuran perusahaan. Sedangkan variabel dependennya adalah pertumbuhan laba. Analisis data dengan menggunakan regresi berganda (Ordinary Least Square). Hasil penelitian menunjukkan bahwa beda permanen dan beda temporer dari book tax differences serta arus kas berpengaruh positif terhadap pertumbuhan laba perusahaan. ROA dan ukuran perusahaan tidak berpengaruh signifikan terhadap pertumbuhan laba.</p>

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