scholarly journals Pengaruh Literasi Keuangan Dan Financial Technology Terhadap Inklusi Keuangan Pada Masyarakat Pekanbaru (Studi Pada Investor Saham Syariah Di Pekanbaru)

2021 ◽  
Vol 3 (2) ◽  
pp. 194-206
Author(s):  
Yolanda Atika Safira ◽  
Yulia Efni ◽  
Fitri Fitri
Keyword(s):  
Financial Literacy ◽  
Structural Equation ◽  
Sampling Methods ◽  
Partial Least Square ◽  
Financial Inclusion ◽  
Least Square ◽  
Equation Modeling ◽  
Sampling Techniques ◽  
Online Trading ◽  
Financial Technology

This study aims to examine the effect of financial literacy and the use of online trading applications on financial inclusion of sharia stock Investors in Pekanbaru. The sample used in this study was 150 sharia stock Investors in Pekanbaru who use online trading applications in stock transactions. Sampling uses non-probability sampling methods and purposive sampling techniques. The data in this study are quantitative data obtained using a questionnaire and processed by using Partial Least Square Structural Equation Modeling (PLS-SEM). The results of this study indicate that financial literacy has a positive and significant effect on financial inclusion of sharia stock investors in Pekanbaru and financial technology has a positive and significant effect on sharia stock investors in Pekanbaru.

scholarly journals Determinants of Behavioral Intentions to Use Sharia Financial Technology (Fintech)

2021 ◽  
Vol 10 (2) ◽  
pp. 325-342
Author(s):  
Dani Setiawan ◽  
Darwanto Darwanto ◽  
Edy Yusuf Agung Gunanto
Keyword(s):  
Financial Literacy ◽  
Digital Literacy ◽  
Behavioral Intentions ◽  
Structural Equation ◽  
Partial Least Square ◽  
Least Square ◽  
Equation Modeling ◽  
Positive Effects ◽  
The Right ◽  
Financial Technology

The growth of sharia fintech is not proportional to the majority of the Muslim population. There are only a few studies that discuss the behavioral intentions of consumers who use sharia fintech. This study aims to identify the factors influencing Muslim's behavioral intentions in using sharia fintech. This study conducted 400 respondents in four types of sharia fintech (digital payment, lending, crowdfunding, and risk and management). This study uses a structural Equation Modeling - Partial Least Square (SEM-PLS) approach. Variable Planned behavior (PB), Acceptance Model (AM), Use of Technology (UT), Digital Literacy (DL), and Sharia Financial Literacy (SFL) have significant positive effects on Behavior Intention (BI). This study provides recommendations to improve the distribution of internet access infrastructure and the right curriculum in increasing digital literacy, Islamic finance literacy, and also more accessible fintech services.JEL Classification: D83, D91, G2, Z1How to Cite:Setiawan, D., Darwanto., & Gunanto, E. Y. A. (2021). Determinants of Behavioral Intentions to Use Sharia Financial Technology. Signifikan: Jurnal Ilmu Ekonomi, 10(2), 325-342. https://doi.org/10.15408/sjie.v10i2.21451.

scholarly journals Analisis Pengaruh Faktor-Faktor Literasi Keuangan Terhadap Keputusan Berinvestasi Pada Asuransi Jiwa di Kota Palembang

2021 ◽  
Vol 4 (3) ◽  
pp. 798-812
Author(s):  
Resa Novita ◽  
Isni Andriana ◽  
Kemas M Husni Thamrin
Keyword(s):  
Life Insurance ◽  
Financial Literacy ◽  
Structural Equation ◽  
Quantitative Research ◽  
Investment Decisions ◽  
Partial Least Square ◽  
Least Square ◽  
Primary Data ◽  
Equation Modeling ◽  
And Gender

The purpose of this research is to analyze the effect perceptions about financial literacy factors against the investment decisions on life insurance in Palembang. The population in this study is the owner of life insurance in Palembang, the sampling in this study is using the Purposive Sampling method with 50 respondents as samples. The type of research used is quantitative research with primary data sources obtained from distributing questionnaires to respondents. The data analysis technique in this research are descriptive and inferential statistical analysis using Structural Equation Modeling (SEM) with smartPLS (Partial Least Square) 3.0 software. The results showed that the perception of age and gender has no significant effect against the investment decisions on life insurance in Palembang, meanwhile the perception of education level and income have a significant effect against the investment decisions on life insurance in Palembang. Keywords: Age, Gender, Level of Education, Income, Investment Decisions

scholarly journals Faktor-Faktor yang Mempengaruhi Kepatuhan WPOP Pelaku E-Commerce di Kota Semarang pada Platform Online Marketplace Blibli.com

2020 ◽  
Vol 7 (1) ◽  
pp. 113-122
Author(s):  
Putri Dwi Indriyani ◽  
Prabowo Yudo Jayanto
Keyword(s):  
Structural Equation ◽  
Sampling Technique ◽  
Sem Analysis ◽  
Partial Least Square ◽  
Least Square ◽  
Equation Modeling ◽  
Online Marketplace ◽  
Analysis Technique ◽  
Online Trading ◽  
The City

Abstract - The development of online trading is based on the ease for businesses to promote their goods and does not require more costs because there is no need for a physical store. The activity of buying and selling goods and / or services through internet media is known as electronic commerce (hereinafter referred to as e-commerce).This study aims to analyze and obtain empirical evidence about the influence of the variable tax socialization, understanding of taxation, awareness of taxpayers, and tax sanctions on the compliance of e-commerce actors in the city of Semarang on the BliBli.com online marketplace platform. The population of this research is e-commerce individual taxpayers in the city of Semarang on the Blibli.com online marketplace platform. The sampling technique uses non-probability sampling with voluntary sampling method. Samples obtained were 65 respondents. The data analysis technique used is Structural Equation Modeling (SEM) analysis based on Partial Least Square (PLS) with SmartPLS 3.0 analysis tools. This study shows that tax socialization has a negative and not significant effect on the compliance of e-commerce actors in fulfilling tax obligations. Understanding taxation and awareness of taxpayers has a positive and significant effect and tax sanctions have a positive but not significant effect on the compliance of e-commerce actors in meeting tax obligations.Keywords: E-Commerce Taxpayer Compliance

scholarly journals PENGARUH AKSES KEUANGAN TERHADAP PERTUMBUHAN UKM DENGAN LITERASI KEUANGAN SEBAGAI VARIABEL MODERASI

2021 ◽  
pp. 161
Author(s):  
Made Ayu Desy Geriadi ◽  
Luh Erynayati ◽  
Ni Putu Yuliana Ria Sawitri
Keyword(s):  
Financial Literacy ◽  
Structural Equation ◽  
Partial Least Square ◽  
Least Square ◽  
Equation Modeling ◽  
Access To Finance ◽  
Medium Enterprise ◽  
Relationship Of ◽  
The Relationship ◽  
Effect On Growth

This examination means to decide how the role financial literacy in moderating the relationship of access to finance and growth. The area for this exploration held in Denpasar. The quantity of tests taken is 100 small medium enterprise (SMEs), with a likelihood inspecting methods are basic irregular examining. Information examination in this investigation utilized the Partial Least Square (PLS) approach. PLS is a condition model for Structural Equation Modeling (SEM) in view of parts or variations. This examination is to get results which expressed that the access to finance has a positive and significant effect on growth of SMEs. Financial literacy has a positive and significant effect on growth of SMEs. Financial literacy moderates the relationship between access to finance and growth of SMEs

scholarly journals PERMODELAN POLA PERENCANAAN KEUANGAN BERDASARKAN STATUS PERNIKAHAN

2021 ◽  
Vol 15 (4) ◽  
pp. 773-784
Author(s):  
Lukmanul Hakim ◽  
Sri Andriani ◽  
Nenny Noor Umami
Keyword(s):  
Structural Equation Modeling ◽  
Marital Status ◽  
Financial Literacy ◽  
Financial Planning ◽  
Financial Management ◽  
Structural Equation ◽  
Partial Least Square ◽  
Least Square ◽  
Financial Behavior ◽  
Equation Modeling

A Marital status at community can make an impact on financial management. The purpose of this study was to analyze financial planning based on marital status with the variables of financial attitude, financial behavior, and financial literacy towards people who live in Sumbawa. The data were analyzed using Structural Equation Modeling Partial Least Square (SEM-PLS) through smartPLS version 3.0 software. The results of the analysis in this study indicate that (1) financial attitude has a significant effect on financial behavior both based on married and unmarried status, (2) financial attitude has a significant effect on financial literacy both based on married and unmarried status, (3) financial attitude has an effect significant on financial planning based on both married and unmarried status, (4) financial behavior has no significant effect on financial literacy both based on married and unmarried status, (5) financial behavior has no significant effect on financial planning both based on married and unmarried status, (6) financial literacy has no significant effect on financial planning based on both married and unmarried status, and (7) There is no difference in financial planning based on marital status

scholarly journals DETERMINAN MINAT INDIVIDU MENGGUNAKAN LAYANAN FINANCIAL TECHNOLOGY DENGAN KERANGKA INNOVATION DIFFUSION THEORY

2019 ◽  
Vol 8 (2) ◽  
pp. 209-223
Author(s):  
Rada Nur Indriyati ◽  
Mimin Nur Aisyah
Keyword(s):  
Innovation Diffusion ◽  
Structural Equation ◽  
Diffusion Theory ◽  
Partial Least Square ◽  
Least Square ◽  
Relative Advantage ◽  
Equation Modeling ◽  
Innovation Diffusion Theory ◽  
Convenience Sampling ◽  
Financial Technology

Abstrak: Determinan Minat Individu Menggunakan Layanan Financial Technology dengan Kerangka Innovation Diffusion Theory. Penelitian ini bertujuan untuk mengetahui faktor-faktor yang mempengaruhi minat individu menggunakan layanan fintech dengan kerangka Innovation Diffusion Theory (IDT). Penelitian ini merupakan explanatory research. Sampel penelitian adalah 100 pengguna layanan fintech di Kota Yogyakarta yang diperoleh dengan teknik convenience sampling. Metode analisis yang digunakan yaitu Structural Equation Modeling (SEM) dengan menggunakan Partial Least Square (PLS). Hasil penelitian ini menunjukkan bahwa relative advantage, compatibility, trialability, dan observability berpengaruh positif terhadap minat individu menggunakan layanan financial technology di Kota Yogyakarta, sedangkan complexity berpengaruh negatif terhadap minat individu menggunakan layanan financial technology di Kota Yogyakarta. Kata kunci: Innovation Diffusion Theory (IDT), Layanan Financial Technology, Karakteristik inovasi.

scholarly journals Analisis Pengaruh Financial Literacy, Asymmetry Information terhadap Keputusan Investasi di Pasar Modal Syariah dengan Investasi Etis Sebagai Variabel Intervening

2021 ◽  
Vol 10 (2) ◽  
pp. 317-326
Author(s):  
Sidra Muntaha Irawan ◽  
Dinnul Alfian Akbar ◽  
Rinol Sumantri
Keyword(s):  
Structural Equation Modeling ◽  
Financial Literacy ◽  
Structural Equation ◽  
Partial Least Square ◽  
Least Square ◽  
Equation Modeling ◽  
Purposive Sampling ◽  
Asymmetry Information

Penelitian ini bertujuan untuk mengetahui seberapa besar pengaruh financial literacy, asymmetry information dan investasi etis dalam mengambil keputusan investasi bagi para investor individu di Kota Palembang pada tahun 2020. Penelitian ini bersifat kausal menggunakan data primer 70 responden dengan teknik purposive sampling. Data hasil penelitian dianalisis dengan menggunakan metode Structural Equation Modeling (SEM) berbasis Partial Least Square (PLS). Penelitian ini menyimpulkan bahwa financial literacy berpengaruh terhadap investasi etis, asymmetry information berpengaruh terhadap investasi etis, financial literacy tidak berpengaruh terhadap keputusan investasi, asymmetry information berpengaruh terhadap keputusan investasi, investasi etis berpengaruh terhadap keputusan investasi, dan investasi etis berpengaruh memediasi antara financial literacy terhadap keputusan investasi dan asymmetry information terhadap keputusan investasi.

scholarly journals A Study Of Investor Financial Behavior on Online Trading System in Indonesian Stock Exchange: E-Satisfaction, E-Loyalty, And E-Trust

2020 ◽  
Vol 23 (1) ◽  
Author(s):  
Rohmad Fuad Armansyah
Keyword(s):  
Structural Equation ◽  
Stock Exchange ◽  
Partial Least Square ◽  
Least Square ◽  
Financial Behavior ◽  
Equation Modeling ◽  
Trading System ◽  
Perceived Satisfaction ◽  
Online Trading ◽  
Least Square Approach

The online trading system allows traders to enter orders directly into the system via electronic media immediately and directly. This condition will affect the level of customer satisfaction while increasing customer loyalty. This research examines financial behavior in terms of satisfaction, trust, and loyalty in the use of an online trading system in the Indonesian stock exchange. Data was collected through an electronic questionnaire for the Indonesia Stock Exchange investors using convenience sampling. As many as 255 respondent data were obtained and processed using PLS-SEM (Structural Equation Modeling-Partial Least Square) approach. The results show that financial behavior, e-trust, e-satisfaction have an effect on the creation of e-loyalty of online trading system users in the Indonesia Stock Exchange. This suggests that the online trading system providers must improve their system's perceived satisfaction, including the features of advice and support in making purchasing decisions.

scholarly journals ANALISA MANAJEMEN RESIKO DAN STRATEGI INVESTASI PADA FOREX ONLINE TRADING DAN PENGARUHNYA TERHADAP VALUE ADDED INVESTOR DI PT. MONEX INVESTINDO FUTURES

2010 ◽  
Vol 6 (2) ◽  
Author(s):  
Lawrence Hasiolan Hutabarat
Keyword(s):  
Risk Management ◽  
Data Analysis ◽  
Structural Equation ◽  
Value Added ◽  
Investment Strategy ◽  
Partial Least Square ◽  
Least Square ◽  
Equation Modeling ◽  
Statistical Tool ◽  
Online Trading

This research intend to study the influence of risk management and investment strategy over forex online trading and investor’s value added. Sample for this research is the investors who are doing forex online trading at PT. Monex Investindo Futures in Surabaya. This research is a predictive research and use quantitative method. Data analysis uses Structural Equation Modeling (SEM) and statistical tool Partial Least Square (PLS). The program that is used is Smart PLS Version 1.10 for Windows.This research use independent variables such as cutloss, switching, locking, averaging, momentum trading, technical trading, fundamental trading, short term, mid term, long term, trade based on risk management, trade based on investment strategy, trade based on risk management and investment strategy, increase, constant, and decrease. Dependent variables are risk management, investment strategy, , forex online trading and investor’s value added.This research proves that risk management and investment strategy influence significantly forex online trading and investor’s value added, and forex online trading influence significantly investor’s value added. This is shown by the result of data analysis using PLS that T-test value is more than 1,96 for all. Specifically for risk management, having negatif influence significantly over investor’s value added. This means that by doing risk management, in this case doing averaging, will lower the investor’s value added.Keywords : Risk management, investment strategy, forex online trading and and investor’s value added.

scholarly journals Financial Literacy: Pengetahuan, Kepercayaan Diri dan Perilaku Keuangan Mahasiswa Akuntansi

Owner ◽  
2019 ◽  
Vol 3 (2) ◽  
pp. 117
Author(s):  
Gilang Puspita ◽  
Isnalita Isnalita
Keyword(s):  
Financial Literacy ◽  
Structural Equation ◽  
Partial Least Square ◽  
Least Square ◽  
Financial Knowledge ◽  
Financial Behavior ◽  
Primary Data ◽  
Equation Modeling ◽  
Self Confidence ◽  
Relationship Of

The aims of this research is to examine the effect of financial knowledge and self confidence on  financial behavior, the effect of self confidence on  financial behavior, and the role of mediating self confidence on the relationship of financial knowledge to financial behavior. This research processed primary data using a questionnaire distributed to the student of Airlangga University. The research sample was selected using the Slovin formula at the  level of confidence 5%. The sample analyzed were 328 questionnaire. The analytical tool used is Structural Equation Modeling with the Partial Least Square approach. The results showed that financial knowledge had an effect on self-confidence, self-confidence had an effect on financial behavior, self-confidence mediated the effect of financial knowledge on financial behavior. In addition, financial knowledge does not affect financial behavior.

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