COORDINATION OF SMALL FARMS WITH AGRICULTURAL CREDIT CONSUMER COOPERATIVES

Author(s):  
D.Yu. Pankratova
2018 ◽  
Vol 78 (5) ◽  
pp. 592-610 ◽  
Author(s):  
Abbas Ali Chandio ◽  
Yuansheng Jiang ◽  
Feng Wei ◽  
Xu Guangshun

Purpose The purpose of this paper is to evaluate the impact of short-term loan (STL) vs long-term loan (LTL) on wheat productivity of small farms in Sindh, Pakistan. Design/methodology/approach The econometric estimation is based on cross-sectional data collected in 2016 from 18 villages in three districts, i.e. Shikarpur, Sukkur and Shaheed Benazirabad, Sindh, Pakistan. The sample data set consist of 180 wheat farmers. The collected data were analyzed through different econometric techniques like Cobb–Douglas production function and Instrumental variables (two-stage least squares) approach. Findings This study reconfirmed that agricultural credit has a positive and highly significant effect on wheat productivity, while the short-term loan has a stronger effect on wheat productivity than the long-term loan. The reasons behind the phenomenon may be the significantly higher usage of agricultural inputs like seeds of improved variety and fertilizers which can be transformed into the wheat yield in the same year. However, the LTL users have significantly higher investments in land preparation, irrigation and plant protection, which may lead to higher wheat production in the coming years. Research limitations/implications In the present study, only those wheat farmers were considered who obtained agricultural loans from formal financial institutions like Zarai Taraqiati Bank Limited and Khushhali Bank. However, in the rural areas of Sindh, Pakistan, a considerable proportion of small-scale farmers take credit from informal financial channels. Therefore future researchers should consider the informal credits as well. Originality/value This is the first paper to examine the effects of agricultural credit on wheat productivity of small farms in Sindh, Pakistan. This paper will be an important addition to the emerging literature regarding effects of credit studies.


2020 ◽  
Vol 7 (4) ◽  
pp. 51-55
Author(s):  
Lyubov' Teplova ◽  
Valentine Chuikova ◽  
Larisa Afanasyeva

The aim of the study is a theoretical and methodological justification of the degree of influence of the basic cooperative principles in the activities of agricultural credit consumer cooperatives (SKPK) on the development of small and medium-sized enterprises in the agricultural sector in the context of the essential content and functions performed as key factors in the subject area being studied. developmental SKPK The article conducted a study in terms of the impact of the basic cooperative principles and justification of the impact of agricultural credit consumer cooperatives (SKPK) on the development of small and medium enterprises in the agricultural sector of the economy, understanding the essence and functions, and identifying key factors affecting the development of SKPK. The study is based on a systematic approach to studying the features of the development of agricultural credit consumer cooperation, using monographic, abstract-logical, statistical-economic, abstract and other research methods. Use of monographic, statistical and economic research revealed the main factors affecting the effective operation of agricultural credit consumer cooperatives. The directions of the analytical assessment were: the number of agricultural credit consumer cooperatives, the main indicators of the development of agricultural credit consumer cooperatives.


2020 ◽  
Vol 200 (9) ◽  
pp. 83-91
Author(s):  
Aleksandr Mokronosov ◽  
Anton Anisimov ◽  
Marina Anisimova

Abstract. The study of regional aspects of the development of agricultural credit consumer cooperatives (ACCC) is an urgent agenda for the growth of the agricultural economy, ensuring the availability of financial services in rural areas. The purpose of the study is to assess the current state of agricultural credit consumer cooperatives in the Ural region. Methods. A systematic approach was applied using economic, statistical and analytical methods. The theoretical basis of the study was the publications of modern domestic and foreign scientists on the economic, institutional aspects of the formation, functioning and development of agricultural credit consumer cooperatives. Results. The dynamics of development of the Ural regional sector of the agricultural credit consumer cooperation industry is considered. The peculiarities of the ACCC of the Urals are noted, the constituent entities of the Russian Federation are identified, in which the highest rates of reduction in the number of ACCC are observed. Barriers to the development of the cooperation industry in the Ural region are outlined. The role of regional government bodies in supporting the Ural ACCC in the framework of the implementation of state programs for the development of agro-industrial complexes is revealed, the areas of concentration of the largest ACCC are identified. The assessment of the market strategy of the Ural ACCC in the modern conditions of activity restrictions is given. The paper notes that the determining factor in the formation of a single mechanism for the implementation of the state policy of the industry in the regions is the development of regional target programs for the development of cooperation, representing a set of planned activities, interrelated in terms of tasks, timing of implementation, executors and resources. The directions for supporting the industry were noted, including measures to deregulate the activities of the ACCC. The theoretical significance of the study is the development of approaches to a set of measures for the development of the ACCC. The practical significance of the study lies in the formation of possible future studies of the management of the ACCC in the conditions of remote channels for the provision of financial services, expanding their range. Scientific novelty. Substantiated measures that allow to form a modern system of agricultural consumer credit cooperation in the regions.


2012 ◽  
Vol 3 (4) ◽  
pp. 100-104
Author(s):  
DR.S.GANDHIMATH DR.S.GANDHIMATH ◽  
◽  
G.Mookambigai G.Mookambigai

2019 ◽  
Vol 15 (2) ◽  
pp. 66-72
Author(s):  
Gulchekhra Dadamirzaeva ◽  

The article describes the formation of textile, agricultural, credit and craft cooperatives in the conditions of Soviet construction, opinions on cooperatives of small producers and the functioning of the system. Also provides information on the activities of the ooperative


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