scholarly journals Managing Personal Finance Literacy in the United States: A Case Study

2019 ◽  
Vol 9 (2) ◽  
pp. 129 ◽  
Author(s):  
Joshua J. Beck ◽  
Richard O. Garris

This study investigates the perspectives and impact that personal finance education had on participants in Western Pennsylvania. The researchers begin with a literature review of personal finance courses in the United States (U.S.). The U.S. housing market collapse is also discussed as a key component of the financial crisis that is often overlooked and can be partly attributed to the lack of financial literacy. The findings of this study indicate that participants want personal finance courses offered in K-12 schools and at the collegiate level. They also want personal finance elements to be co-curricular in the K-12 setting. A recommendation based on responses from participants is that co-curricular teaching of personal finance should be tied in with math courses. The participants of this study either have benefited from personal finance lessons themselves or are a strong advocate for the teaching of personal finance in the future. The financial future does also bring worry to the different generations. Generation X is more worried about the financial choices of the upcoming generations, while Millennials and Generation Z are concerned about the future of the economy and how this will affect them.


2021 ◽  
Author(s):  
Erik Robeznieks

Executive Summary: The central research question of this study is to investigate if there is a case for the inclusion of adaptive sport in the NCAA. This study is important because of issues of equity, the sociocultural perceptions of disability and adaptive sport, the physical, social, psychological, and societal benefits of sport participation, and recent education and employment-population ratio statistics in the United States. Supporting this central question are five inquiries (the dependent variables of the study): What are the barriers and challenges for collegiate adaptive sport? What are the growth opportunities for collegiate adaptive sport? What are goals for the future of collegiate adaptive sport? What are integration strategies for collegiate adaptive sport in the NCAA? Is sport a major life activity? Based on the literature, four themes stand out regarding the advancement of collegiate adaptive sport. First, there are legal aspects such as Title IX, the Rehabilitation Act, and Americans with Disabilities Act that shape the current landscape of collegiate adaptive sports. Second, the greatest momentum for change in the NCAA could come from institutions and conferences taking a leadership role in championing change and pressuring the interdependent network of the NCAA. Third, the experience of females in collegiate athletics could be used to understand some of the challenges for adaptive sport and the top-down initiatives that could help the growth of adaptive sport. Fourth, the advancement of adaptive sport will require change in the current system and the critical change factor model by Fay (1999) can be used as a framework to understand what change factors could be effective. The research question was examined through qualitative interviews with stakeholder groups affiliated with the landscape of collegiate adaptive sport. These groups included collegiate adaptive sport athletes (A), collegiate adaptive sport staff (B), athletic department staff (C), and external organizations (e.g. national governing sport bodies) (D). The interviews were thematically analyzed to yield key themes and recommendations as they pertained to the dependent variables. There were 38 participants in the study with 3, 21, 8, and 6 people from groups A through D respectively. NCAA status for adaptive sport was found to be a desirable goal for the future and there are frameworks that can make it possible (e.g. the ECAC Inclusive Sport model). However, there must be a critical mass of adaptive sport athletes, a growth of and greater concentration of programming at the collegiate level and more purposeful and effective support from the top-down. Recommendations for how stakeholders could collaborate to grow adaptive sport at the collegiate level include: • Invest in K to 12 adaptive sport programming • Educate senior leaders of institutions and organizations about disability and adaptive sport • Create a resource guide for NCAA institutions for adaptive athlete recruitment and training • Develop an “Emerging Adaptive Sports” program in the NCAA • Create a Senior Disability or Inclusion Administrator designation for athletic departments • Expand on the ECAC Inclusive Sport Principles 1 through 3 to other conferences • Implement able-body inclusion and consider coed teams in collegiate wheelchair basketball Recommendations for future research include examining effects of K-12 programming on participation levels in adaptive sport, adaptive athlete perceptions of able-body participation in adaptive sport, the appropriate number of sponsors for an “Emerging Adaptive Sports” program, the qualitative and quantitative impact that collegiate adaptive sports programs have on their institutions, further research on sport as a major life activity, adaptive athlete experiences on coed teams, and key leader perceptions (e.g. Athletic Directors) of disability and adaptive sport.



2021 ◽  
Author(s):  
Joel Akachukwu Igu ◽  
Sammy Zakaria ◽  
Yuval Bar-Or

Abstract BackgroundMany physicians complete medical school and graduate medical education (GME) burdened by high debt and financial illiteracy. This places them at higher risk for ill-informed financial decisions, which can result in increased stress and anxiety and a lower quality of life. In response, medical wellness programs have increasingly sought to offer personal finance education, but there is little guidance on optimal curricula. Our objective is to systematically review the existing literature examining physician financial literacy curricula and to recommend a standardized curriculum.MethodsThis review utilized the Preferred Reporting Items for Systematic reviews and Meta-Analyses (PRISMA) 2009 checklist to conduct literature searches in PubMed, ERIC, MedEdPortal, EBSCO, JSTOR, and Google Scholar. Three researchers used predetermined inclusion and exclusion criteria to select articles, including a focus on financial concepts applicable in the United States. Articles were assessed using modified Côté-Turgeon and Kirkpatrick qualitative analyses tools. Results38 articles met all inclusion criteria. Six specifically described personal finance literacy curricula for medical students or GME trainees, with varied criteria for selecting instructors, topics, and outcomes. All studies reported that audiences were ill-prepared for making financial decisions but strongly desired financial literacy education. Qualitative analysis revealed Strength of Findings summary scores ranging from 2-4, while applicable Kirkpatrick Model scores were all 3 or greater.ConclusionsAlthough medical students and GME trainees value financial literacy, few publications report the impact of actual curricula. These efforts vary in depth, breadth, and measured impact. Future research should focus on development of valid testing instruments, content standardization, selection of credible instructors, and country-specific financial concepts.



2021 ◽  
Vol 103 (2) ◽  
pp. 54-57
Author(s):  
Na’ilah Suad Nasir ◽  
Megan Bang ◽  
Hirokazu Yoshikawa

The combination of the COVID-19 pandemic and the racial reckoning in the United States make 2021 a potent moment to reimagine American education. This article introduces an ongoing Kappan series in which scholars look ahead to imagine what K-12 education will look like in 25 years. Na’ilah Nasir, Megan Bang, and Hirokazu Yoshikawa discuss some of the factors that have created an environment ripe for transformation and some of their ideas for what the future should look like.



2021 ◽  
Author(s):  
Erik Robeznieks

Executive Summary: The central research question of this study is to investigate if there is a case for the inclusion of adaptive sport in the NCAA. This study is important because of issues of equity, the sociocultural perceptions of disability and adaptive sport, the physical, social, psychological, and societal benefits of sport participation, and recent education and employment-population ratio statistics in the United States. Supporting this central question are five inquiries (the dependent variables of the study): What are the barriers and challenges for collegiate adaptive sport? What are the growth opportunities for collegiate adaptive sport? What are goals for the future of collegiate adaptive sport? What are integration strategies for collegiate adaptive sport in the NCAA? Is sport a major life activity? Based on the literature, four themes stand out regarding the advancement of collegiate adaptive sport. First, there are legal aspects such as Title IX, the Rehabilitation Act, and Americans with Disabilities Act that shape the current landscape of collegiate adaptive sports. Second, the greatest momentum for change in the NCAA could come from institutions and conferences taking a leadership role in championing change and pressuring the interdependent network of the NCAA. Third, the experience of females in collegiate athletics could be used to understand some of the challenges for adaptive sport and the top-down initiatives that could help the growth of adaptive sport. Fourth, the advancement of adaptive sport will require change in the current system and the critical change factor model by Fay (1999) can be used as a framework to understand what change factors could be effective. The research question was examined through qualitative interviews with stakeholder groups affiliated with the landscape of collegiate adaptive sport. These groups included collegiate adaptive sport athletes (A), collegiate adaptive sport staff (B), athletic department staff (C), and external organizations (e.g. national governing sport bodies) (D). The interviews were thematically analyzed to yield key themes and recommendations as they pertained to the dependent variables. There were 38 participants in the study with 3, 21, 8, and 6 people from groups A through D respectively. NCAA status for adaptive sport was found to be a desirable goal for the future and there are frameworks that can make it possible (e.g. the ECAC Inclusive Sport model). However, there must be a critical mass of adaptive sport athletes, a growth of and greater concentration of programming at the collegiate level and more purposeful and effective support from the top-down. Recommendations for how stakeholders could collaborate to grow adaptive sport at the collegiate level include: • Invest in K to 12 adaptive sport programming • Educate senior leaders of institutions and organizations about disability and adaptive sport • Create a resource guide for NCAA institutions for adaptive athlete recruitment and training • Develop an “Emerging Adaptive Sports” program in the NCAA • Create a Senior Disability or Inclusion Administrator designation for athletic departments • Expand on the ECAC Inclusive Sport Principles 1 through 3 to other conferences • Implement able-body inclusion and consider coed teams in collegiate wheelchair basketball Recommendations for future research include examining effects of K-12 programming on participation levels in adaptive sport, adaptive athlete perceptions of able-body participation in adaptive sport, the appropriate number of sponsors for an “Emerging Adaptive Sports” program, the qualitative and quantitative impact that collegiate adaptive sports programs have on their institutions, further research on sport as a major life activity, adaptive athlete experiences on coed teams, and key leader perceptions (e.g. Athletic Directors) of disability and adaptive sport.



2015 ◽  
Vol 49 (3) ◽  
pp. 287-298 ◽  
Author(s):  
Ashley E. Faulkner

As libraries work to define their roles within the global financial literacy education movement, it will serve them well to understand the popular literary component to this movement: the personal finance self-help genre. In this literature study, the author read 12 of the most popular books of this genre, as determined by simulations of likely Google searches, and conveys herein some of the beliefs and strategies these books may have imparted to library patrons. This study will benefit librarians by enhancing their understanding of the personal finance genre, conveying the genre’s interrelation to the current financial literacy movement, and even prompting librarians to question their own understanding regarding certain financial literacy components.





2014 ◽  
Vol 7 (1) ◽  
pp. 33-41 ◽  
Author(s):  
Elisabeth Scheibelhofer

This paper focuses on gendered mobilities of highly skilled researchers working abroad. It is based on an empirical qualitative study that explored the mobility aspirations of Austrian scientists who were working in the United States at the time they were interviewed. Supported by a case study, the paper demonstrates how a qualitative research strategy including graphic drawings sketched by the interviewed persons can help us gain a better understanding of the gendered importance of social relations for the future mobility aspirations of scientists working abroad.



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