A Study on intention to use of P2P(peer to peer) Loan Service Using TRA(Theory of reasoned action) and TRI(Technology readiness index)

2019 ◽  
Vol 24 (1) ◽  
pp. 85-107
Author(s):  
JeongSuk Jin ◽  
JinSub Han ◽  
Jooseok Park

Islamic home financing is a kind of product offered by Islamic banks, which is based on the principle of Sharia. Using the Theory of Reasoned Action (TRA) as basis, this study examine factors that influence customers intention in using Islamic home financing. 342 usable surveys are obtained from Islamic bank customers which are the staff in UTM. There are six determinant factors which are attitudes, subjective norms, religious obligation, price and product knowledge were tested. The outcomes show that attitude, religious obligation and product knowledge significantly influenced customers’ intention to use Islamic home financing while price and subjective norms are not significant. The results would help bankers to improving the strategies about the factors that they need the effective market Islamic home financing products in order to be more competitive and known to customers.


2009 ◽  
Vol 25 (6) ◽  
pp. 1222-1230 ◽  
Author(s):  
T. Ramayah ◽  
Kamel Rouibah ◽  
M. Gopi ◽  
Gary John Rangel

1996 ◽  
Vol 11 (5) ◽  
pp. 745-755 ◽  
Author(s):  
M-L McLaws ◽  
Les M Irwig ◽  
Brian Oldenburg ◽  
Philip Mock ◽  
Michael W Ross

Author(s):  
Kamel Rouibah

With the widespread use of mobile phones in the Arab world, companies, including banks, are offering different communication channels for their customers to access their services. Among these channels, this study investigates the level of intention to use SMS for banking transactions. To reach this objective the study compares the explanatory power of six technology adoption models to predict SMS intention to use. These models are: the theory of reasoned action, the theory of panned behavior, the technology acceptance model, the decomposed theory of planed behavior, Nyvseen’s et al., (2005) model, and a new model proposed by the authors. A convenient sample of 171 users in Kuwait was used to compare these models using regression analysis. Results show that the decomposed theory of planned behavior has the largest explanatory power, followed by the new proposed model. Results also reveal that the technology acceptance model and the theory of reasoned action have the least explanatory power. These results provide researchers and practitioners with some insights on the adoption of SMS. For researchers, such insights would be useful in understanding the adoption phenomenon, while for practitioners, such insights would provide some basis for adopting certain policies to promote adoption.


Author(s):  
Zainol Bidin ◽  
Zolkafli Hussin ◽  
Shalihen Mohd Salleh

Literatur cukai lalu menyentuh tentang banyak pemboleh ubah yang boleh mempengaruhi gelagat kepatuhan cukai terutama yang berkaitan dengan cukai langsung. Namun begitu, pemboleh ubah niat gelagat tidak banyak digunakan sebagai tumpuan utama sedangkan ia dikenal pasti sebagai pemboleh ubah anteseden bagi gelagat kepatuhan. Justeru, kajian ini dijalankan untuk mengenal pasti pemboleh ubah yang mempengaruhi niat gelagat kepatuhan cukai jualan tempatan, iaitu salah satu komponen cukai tidak langsung. Teori Tindakan Beralasan (Theory of Reasoned Action) yang dibangunkan oleh Fishbein dan Ajzen (1975) digunakan sebagai asas kajian. Sejumlah 338 pelesen cukai jualan tempatan di Semenanjung Malaysia telah terlibat sebagai responden kajian. Kaedah regresi berganda digunakan bagi melihat hubung kait antara sikap dan norma subjektif terhadap niat gelagat kepatuhan. Hasil kajian mendapati bahawa pemboleh ubah sikap dan norma subjektif masing-masing mempengaruhi secara positif dan signifi kan terhadap niat gelagat. Sikap dan norma subjektif dapat menerangkan 64% varian dalam niat gelagat kepatuhan cukai jualan tempatan. Implikasi dan cadangan terhadap pembuat dasar turut dibincangkan.   Kata kunci: Sikap, norma subjektif, niat gelagat, cukai jualan tempatan.


2021 ◽  
Vol 11 (3) ◽  
pp. 35
Author(s):  
Diana Escandon-Barbosa ◽  
Andrea Hurtado ◽  
Alina Gomez

Global pandemics are not a new phenomenon. They have occurred at different points in time and can be of different scales. COVID-19 appeared in 2020 and its spread has reached more than 60 countries worldwide. This research aims to analyze voluntary self-isolation behavior used to cope with the COVID-19 pandemic. As part of this study, we carried out sampling in Colombia and Spain, which share similar cultural characteristics but which have substantial social and economic differences. A multi-group model was used to test the application of the theory of planned behavior and the theory of reasoned action in order to analyze self-isolation behavior. The results show that there are differences in self-isolation behavior between both countries, especially with regard to attitudes towards self-isolation and volitional behavior.


2020 ◽  
pp. 135481662098151
Author(s):  
Canh Phuc Nguyen ◽  
Su Dinh Thanh ◽  
Bach Nguyen

This study examines the influence of economic uncertainty on tourism. The key hypothesis to test is that while economic uncertainty reduces outbound tourism, it may boost domestic tourism due to the economic-stagnant effects. Utilizing the framework of the theory of reasoned action to analyze a global sample of 124 countries over the period 1996–2017, we find some initial evidence showing that an increase in economic uncertainty encourages domestic tourism while reducing outbound tourism in the global sample. Notably, while these effects are consistent in the upper-middle-income economies, an increase in uncertainty has a positive impact on both domestic and outbound tourism in lower-middle-income economies and a negative impact on both domestic and outbound tourism in higher-income economies. The key implementation of this study is that tourism development is not always associated with economic development and stability; sometimes it could be a signal of economic stagnancy and inactiveness.


1990 ◽  
Vol 39 (2) ◽  
pp. 97???102 ◽  
Author(s):  
LETHA M. LIERMAN ◽  
HEATHER M. YOUNG ◽  
DANUTA KASPRZYK ◽  
JEANNE Q. BENOLIEL

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