LIFE INSURANCE IN RUSSIA UNDER COVID-19 PANDEMIC

2021 ◽  
Vol 3 (9) ◽  
pp. 25-30
Author(s):  
B. A. DORONIN ◽  
◽  
Yu. E. KLISHINA ◽  
O. N. UGLITSKIKH ◽  
◽  
...  
Keyword(s):  
Health Insurance ◽  
Life Insurance ◽  
Financial Instability ◽  
Insurance Premiums ◽  
Insurance System ◽  
Crisis Situation ◽  
Current State ◽  
Compulsory Health Insurance

The situation related to the COVID-19 pandemic has clearly shown the financial instability of the economy and the need to provide insurance protection not only for property, but also for one's own life. The COVID-19 pandemic is a new phenomenon for the entire insurance system, so it is difficult to predict how it will work in these conditions. The article assesses the current state of compulsory health insurance, reflects the reasons that contribute to the more active use of voluntary insurance tools. The analysis of the dynamics of insurance premiums for the main types of insurance is carried out, the factors of the growth of the need to create addi-tional income and their subsequent accumulation in order to avoid the onset of a crisis situation are consid-ered.

THE ROLE OF SELF-HELP IN PATIENTS SOLIDAR RESPONSIBILITY TO OWN HEALTH

Vestnik ◽  
2021 ◽  
pp. 328-331
Author(s):  
С.К. Молдабаев ◽  
С.А. Мамырбекова ◽  
Д.Н. Маханбеткулова
Keyword(s):  
Health Insurance ◽  
The State ◽  
Shared Responsibility ◽  
Self Management ◽  
Health Insurance System ◽  
Insurance System ◽  
Self Help ◽  
Compulsory Health Insurance ◽  
The Republic

Согласно Концепции Государственной программы улучшения здоровья населения на 2020-2025 годы в рамках дальнейшего внедрения системы ОСМС в РК одним из основных задач госудаства является повышение солидарной ответственности граждан за свое здоровье. Существующая солидарная ответственность должна побуждать пациентов развивать навыки самопомощи/самоменеджмента с целью лучшего управления собственным здоровьем. Цель исследования. Анализ роли самоменеджмента пациентов в системе солидарной ответственности за свое здоровье. Материал и методы. Данный обзор основывается на материалах ВОЗ и статей зарубежных и отечественных исследователей. Выводы. На сегодняшний день, в системе здравоохранения Казахстана одним из основных моментов является солидарная ответственность государства, пациента и работодателя. Ведь каждый гражданин должен принимать важные решения, которые оказывают существенное влияние на состояние его здоровья. Поэтому стратегии по повышению грамотности пациентов, их вовлеченность в процесс принятия решений и развитие самоменеджмента должны быть одними из фундаментальных стержней существующей системы ОСМС и политики здравоохранения. According to the Concept of the State Program for improving the health of the population for 2020-2025, as part of the further implementation of the compulsory health insurance system in the Republic of Kazakhstan, one of the main tasks of the state is to increase the joint responsibility of citizens for their health. The existing shared responsibility should encourage patients to develop self-help / self-management skills in order to better manage their own health. Purpose of the study. Analysis of the role of patients' self-management in the system of joint responsibility for their health. Material and methods. This review is based on WHO materials and articles of foreign and domestic researchers. Findings. Today, in the health care system of Kazakhstan, one of the main points is the joint responsibility of the state, the patient and the employer. After all, every citizen must make important decisions that have a significant impact on his health. Therefore, strategies to improve patient literacy, their involvement in the decision-making process and the development of self-management should be one of the fundamental pillars of the existing compulsory health insurance system and health policy.

Modern pension and health insurance systems in Japan

2020 ◽  
pp. 66-73
Author(s):  
Dmitry Maximovich Karpov
Keyword(s):  
Health Insurance ◽  
Social Protection ◽  
Pension System ◽  
Developed Countries ◽  
Pension Insurance ◽  
Commercial Activity ◽  
Insurance Premiums ◽  
Insurance System ◽  
The Absolute ◽  
Pension Insurance System

The article substantiates the relevance of issues related to the functioning of social protection systems for the population of developed countries. The review and analysis of the modern pension system in Japan is made. The mechanism of recognition of Japanese citizens and foreign citizens residing in it as insured persons of a certain category and the mechanism of functioning of individual subsystems of the pension insurance system (in particular, basic pension, employee pension insurance, optional (additional) pension insurance system) are considered. The data on the absolute amounts and rates of insurance premiums, the formulas by which the monthly pension is calculated, and the conditions that must be met by insured persons to acquire the right to a pension (for old age, for disability, for the loss of a breadwinner) are given. The conditions for receiving and the amount of benefits for dependents and child benefits are indicated. The review and analysis of the modern health insurance system in Japan is made. The mechanism of functioning of individual subsystems of the pension insurance system (in particular, insurance at the place of work, insurance at the municipal level, insurance for persons aged 75 and over) is considered. The data on the absolute amounts and rates of insurance premiums, on the specifics of fi nancing the activities of public and private organizations, which, on the basis of the principles of non-commercial activity, provide medical services to the population of Japan are presented. The conditions for receiving and the amount of benefits for the birth of a child, for a funeral, for temporary disability are indicated. Attention is drawn to the distinctive features of the pension and health insurance systems in Japan. It is proposed to use the Japanese experience to reform the national systems of social protection of the population.

scholarly journals IMPROVEMENT OF MANAGEMENT PROCESS TO PROVIDE DENTAL SERVICES IN THE COMPULSORY HEALTH INSURANCE SYSTEM

2018 ◽  
Vol 22 (6) ◽  
pp. 301-304
Author(s):  
M. V Zuev ◽  
Valentina Gavrilovna Butova ◽  
T. I Vlasova
Keyword(s):  
Health Insurance ◽  
Statistical Analysis ◽  
Institutional Changes ◽  
Fiscal Deficit ◽  
Management Process ◽  
Effective Management ◽  
Health Insurance System ◽  
Dental Services ◽  
Insurance System ◽  
Compulsory Health Insurance

The conducted comprehensive medical, economic and statistical analysis indicates the need to develop more effective management decisions aimed at monitoring, coordination and improvement of the provision of dental services and the activities of medical organizations in the implementation of the program of state guarantees. The fiscal deficit in the compulsory health insurance system in 2017, 1.36% of all expenditures allocated for the implementation of the CHI in the field of dentistry. This fact directly indicates that the stated guarantees of free medical care are implemented in insufficient volume and quality. Current scenarios of institutional changes in the CHI system are initiated at macro, meso and micro levels. And at each of them the priority is to create an appropriate regulatory framework.

scholarly journals Compulsory Health Insurance in Kyrgyzstan: Problems and Development

2016 ◽  
Author(s):  
Damira Japarova
Keyword(s):  
Health Insurance ◽  
Public Sector ◽  
Private Sector ◽  
Health System ◽  
State Funding ◽  
Insurance System ◽  
Know How ◽  
State Tax ◽  
True Model ◽  
Compulsory Health Insurance

In Kyrgyzstan, the "compulsory health insurance" is not a true model of insurance. Mandatory contributions to compulsory health insurance (CHI) are a kind of state tax and state-funding of the health system. Employers are not motivated to support health insurance, as the payers don’t know how his payments are used. Therefore, the main contributors of CHI in Kyrgyzstan are public sector workers. Some people working in private sector, with higher incomes, is almost not covered by health insurance. Foreign citizens living in Kyrgyzstan are not able to insure their health. Therefore it is necessary to reform the current fiscal and insurance system of financing healthcare to the system of financing based on the insurance principle.

Belgium

2021 ◽  
pp. 590-609
Author(s):  
Julia Lynch ◽  
Christiaan Vermorken
Keyword(s):  
Health Insurance ◽  
Patient Choice ◽  
European Court Of Justice ◽  
Mutual Aid ◽  
Health Insurance System ◽  
Health Politics ◽  
Insurance System ◽  
European Court ◽  
French Speaking ◽  
Compulsory Health Insurance

This chapter offers an in-depth look at health politics and the mutualism-based compulsory health insurance system in Belgium. It traces the development of the Belgian healthcare system, characterized by its very generous coverage and few restrictions on patient choice. Since 1980, the process of federalization of the Belgian state—which has been propelled by the divide between the Flemish-speaking North and the French-speaking South—has increasingly challenged the national basis of the Belgian health insurance system. Other healthcare issues have been cost containment and the privileged position of the mutual aid societies in health insurance provision which was subject to a European Court of Justice challenge.

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