scholarly journals Measurement and Comparison of Efficiency of Saving and Loan Cooperatives in Jakarta, Indonesia, through the Stochastic Frontier Analysis

2021 ◽  
Vol 4 (2) ◽  
pp. 68
Author(s):  
. Sudarmadji ◽  
Zarina Md. Nor ◽  
Fazelina Sahul Hamid ◽  
Anton Abdulbasah Kamil

Savings and loan cooperatives play an important role in the Indonesian economy as they also contribute to providing capital in the local market. This study examines the efficiency of savings and loan cooperatives in terms of number of members, total capital and operating costs and their effects on profits, total assets, disbursed loans and debt repayments. Two types of savings and loan cooperatives studied are savings and loan cooperatives owned by government employees and savings and loan cooperatives owned by the general public (community owned). The efficiency of these two types of cooperatives is studied separately and comparatively using the parametric Stochastic Frontier Analysis (SFA) method. and the research involved a total of 22 cooperatives from five areas in Jakarta. The results of the study used the SFA method and found that the average efficiency of community-owned cooperatives was greater than cooperatives owned by government employees.   Received: 9 May 2021 / Accepted: 5 August 2021 / Published: 5 November 2021

2018 ◽  
Vol 1 (2) ◽  
pp. 367-376
Author(s):  
Muhammad Haikal Kautsar ◽  
Isfenti Sadalia

Pertumbuhan yang pesat dari industri perbankan syariah mendorong adanya peningkatan kualitas seiring bertambahnya kuantitas bank syariah di Indonesia. Penjagaan kualitas penting bagi bank syariah karena bergerak atas landasan kepercayaan. Efisiensi merupakan salah satu parameter untuk mengukur kinerja bank syariah. Penelitian ini mengukur tingkat Technical Efficiency Bank Umum Syariah dengan metode Stochastic Frontier Analysis selama periode 2010-2015. Dengan menggunakan 11 sampel Bank Umum Syariah dan Variabel Input Total Simpanan, Biaya Operasional, Biaya Operasional Lainnya. Variabel Output yaitu Total Pembiayaan. Hasil penelitian ini menunjukan Bahwa Total Simpanan dan Biaya Operasional berpengaruh positif dan signifikan terhadap Total Pembiayaan. Sementara, Biaya Operasional Lainnya berpengaruh negatif terhadap Total Pembiayaaan. Secara rerata skor Technical Efficiency Bank Umum Syariah selama periode observasi sebesar 0,743. The rapid growth of sharia banking industry boosts the quality improvement as the increase of sharia banking quantity in Indonesia. The quality control is important for sharia banks since they move based on society trust. Efficiency is one of the parameters to measure sharia banking performance. This research measured the technical efficiency level of Sharia Commercial Bank (Bank UmumSyariah) using Stochastic Frontier Analysis method for 2010-2015 periods. By using 11 Sharia Commercial Bank samples and total deposits input variable, operating cost, and other operating costs. The output variable was total financing. The result of this research showed that the total deposits and operating cost had positive and significant effects on total financing. On the other hand, the other operating costs had negative effects on total financing. In average, the technical efficiency of Sharia Commercial Bank during the observation period was 0.743  


2015 ◽  
Vol 4 (1) ◽  
Author(s):  
Ahmad Husein Fadhlullah

The objective of this research is to analyze the efficiency rate at Islamic regional banks (BPD) in Indonesia, with case of 15 Islamic regional banks from 2008 – 2012. The method that used in this research is stochastic frontier analysis approach (SFA), which uses the input variable (such as human resources cost, administration cost, and other expenses) and the output variable is SFA (operational income). The average efficiency rate from 15 Islamic regional banks from 2008 – 2012 with SFA method is 53.21 percent and all of the Islamic regional banks doesn’t achieve the 100 percent efficiency. The most efficient banks is Islamic regional bank of Kalimantan Barat which the efficiency rate achieve 90.42 percent and the most inefficiency banks is Islamic regional bank of Sumatera Barat. The average efficiency rate from 2008-2012 is always increase each year. In 2008 the average efficiency rate only 33.57 percent and in the last of 2012 achieve 71.81 percent.DOI: 10.15408/sjie.v4i1.2291


2021 ◽  
Vol 41 (1) ◽  
Author(s):  
João Vasco Silva ◽  
Pytrik Reidsma ◽  
Frédéric Baudron ◽  
Moti Jaleta ◽  
Kindie Tesfaye ◽  
...  

AbstractWheat yields in Ethiopia need to increase considerably to reduce import dependency and keep up with the expected increase in population and dietary changes. Despite the yield progress observed in recent years, wheat yield gaps remain large. Here, we decompose wheat yield gaps in Ethiopia into efficiency, resource, and technology yield gaps and relate those yield gaps to broader farm(ing) systems aspects. To do so, stochastic frontier analysis was applied to a nationally representative panel dataset covering the Meher seasons of 2009 and 2013 and crop modelling was used to simulate the water-limited yield (Yw) in the same years. Farming systems analysis was conducted to describe crop area shares and the availability of land, labour, and capital in contrasting administrative zones. Wheat yield in farmers’ fields averaged 1.9 t ha− 1 corresponding to ca. 20% of Yw. Most of the yield gap was attributed to the technology yield gap (> 50% of Yw) but narrowing efficiency (ca. 10% of Yw) and resource yield gaps (ca. 15% of Yw) with current technologies can nearly double actual yields and contribute to achieve wheat self-sufficiency in Ethiopia. There were small differences in the relative contribution of the intermediate yield gaps to the overall yield gap across agro-ecological zones, administrative zones, and farming systems. At farm level, oxen ownership was positively associated with the wheat cultivated area in zones with relatively large cultivated areas per household (West Arsi and North Showa) while no relationship was found between oxen ownership and the amount of inputs used per hectare of wheat in the zones studied. This is the first thorough yield gap decomposition for wheat in Ethiopia and our results suggest government policies aiming to increase wheat production should prioritise accessibility and affordability of inputs and dissemination of technologies that allow for precise use of these inputs.


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