scholarly journals PENGARUH CURRENT ACCOUNT SAVING ACCOUNT (CASA), LOAN TO DEPOSIT RATIO (LDR), DAN NET PERFORMING LOAN (NPL) TERHADAP LABA BERSIH PERUSAHAAN PERBANKAN YANG TERDAFTAR DI BEI PERIODE 2016-2020

2021 ◽  
Vol 6 (2) ◽  
pp. 76-89
Author(s):  
Sri Widiantari ◽  
Kadek Aditya Yogi Iswara
Keyword(s):  
Current Account ◽  
Saving Account

Penelitian ini memiliki tujuan melihat adanya pengaruh CASA, LDR dan NPL terhadap laba bersih perusahaan perbankan yang terdaftar di BEI periode 2016 – 2020. Metode kuantitatif digunakan dalam penelitian ini dengan teknik pengumpulan data berupa studi dokumentasi pada data sekunder berupa laporan keuangan periode 2016-2020 dan penelitian terdahulu sedangkan untuk teknik analisis menggunakan Regresi Linier Berganda melalui program IBM SPSS versi 24. Penelitian ini mendapat hasil (1) CASA berpengaruh positif terhadap laba bersih perusahaan perbankan yang terdaftar di BEI periode 2016-2020 (2) LDR tidak berpengaruh terhadap laba bersih perusahaan perbankan yang terdaftar di BEI periode 2016-2020 dan (3) NPL berpengaruh negatif terhadap laba bersih perusahaan perbankan yang terdaftar di BEI periode 2016-2020.  Penelitian ini diharapkan dapat membuka wawasan kepada investor terkait analisis fundamental perusahaan perbankan yang dapat dijadikan pertimbangan dalam berinvestasi.

scholarly journals CUSTOMER RETENTION: A STUDY ON INDIAN BANKS

2017 ◽  
Vol 5 (7) ◽  
pp. 485-492
Author(s):  
S.N. Mahapatra ◽  
Parveen Kumar
Keyword(s):  
Regression Analysis ◽  
Marital Status ◽  
Multiple Regression Analysis ◽  
Multiple Regression ◽  
Current Account ◽  
Customer Retention ◽  
Saving Account ◽  
National Capital ◽  
Indian Banks ◽  
Structured Questionnaire

The main purpose of this study is to examine how customer retention is affected by the factors of customer retention. A structured questionnaire was distributed to banking customers based on demographics (gender, age, marital status, education, occupation and, income level) in National Capital Territory. Data was successfully collected from 500 respondents who have either saving account or current account or both. Respondents’ opinion on 20 items related to customer retention was obtained. Factors of customer retention were categorised into four main groups i.e. tangible, reliability, responsiveness and assurance & empathy Factors. Further multiple-regression analysis was used to measure the factors of customer retention and their impact on customers’ retention decision. After multiple-regression it was found that ‘Within Timeframe Service Delivery’, ‘Sincere Efforts in Solving Customer Problems’ and ‘Accepting & Resolving Faults’ are the most important factors which affect customers’ retention intention.

Operational Aspects of National Securities Depository Limited (NSDL) in Depository System

2018 ◽  
Vol 6 (8) ◽  
pp. 249
Author(s):  
Rajnikant Kumar
Keyword(s):  
Capital Markets ◽  
Service Providers ◽  
State Of The Art ◽  
Stock Exchanges ◽  
Saving Account ◽  
Business Partners ◽  
Paper Work ◽  
Set Up ◽  
Buy Back ◽  
Operational Aspects

NSDL was registered by the SEBI on June 7, 1996 as India’s first depository to facilitate trading and settlement of securities in the dematerialized form. NSDL has been set up to cater to the demanding needs of the Indian capital markets. NSDL commenced operations on November 08, 1996. NSDL has been promoted by a number of companies, the prominent of them being IDBI, UTI, NSE, SBI, HDFC Bank Ltd., etc. The initial paid up capital of NSDL was Rs. 105 crore which was reduced to Rs. 80 crore. During 2000-2001 through buy-back programme by buying back 2.5 crore shares @ 12 Rs./share. It was done to bring the size of its capital in better alignment with its financial operations and to provide same return to shareholders by gainfully deploying the excess cash available with NSDL. NSDL carries out its activities through service providers such as depository participants (DPs), issuing companies and their registrars and share transfer agents and clearing corporations/ clearing houses of stock exchanges. These entities are NSDL's business partners and are integrated in to the NSDL depository system to provide various services to investors and clearing members. The investor can get depository services through NSDL's depository participants. An investor needs to open a depository account with a depository participant to avail of depository facilities. Depository system essentially aims at eliminating the voluminous and cumbersome paper work involved in the scrip-based system and offers scope for ‘paperless’ trading through state-of-the-art technology. A depository can be compared to a bank. A depository holds securities of investors in the form of electronic accounts, in the same way as bank holds money in a saving account. Besides, holding securities, a depository also provides services related to transactions in securities.

IMF Stabilization Programs, Policy Conduct and Macroeconomic Outcomes: A Case Study of Pakistan

2006 ◽  
Vol 11 (1) ◽  
pp. 35-62
Author(s):  
Nawaz A. Hakro ◽  
Wadho Waqar Ahmed
Keyword(s):  
Current Account ◽  
Inflation Rate ◽  
Current Account Balance ◽  
Macroeconomic Policies ◽  
Explanatory Variables ◽  
Fiscal Balance ◽  
Macroeconomic Impacts ◽  
The Individual ◽  
The Imf

This study is designed to assess the macroeconomic performance of fund-supported programs, and the sequencing and ordering of macroeconomic policies in the context of the Pakistan economy. The generalized evaluation estimator technique has been used to assess the macroeconomic impacts of the IMF supported programs. GDP growth, inflation rate, current account balance, fiscal balance and unemployment are used as the target variables in order to gauge economic performance during the program years. The vector of policy variables (that might have been adopted in the absence of programs) and the vector of foreign exogenous variables are also taken as explanatory variables in the model, so that the individual effect of the IMF supported programs could be assessed. The result suggests that as the IMF prescriptions were applied, the current account balance has worsened, the unemployment rate has significantly increased, and the inflation rate has increased during the years of fund-supported programs. Only the budget balance has shown signs of improvement. Furthermore an inadequate sequencing of reforms has contributed to the further worsening of the economic scenario during the program period.

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