Control Mechanism of Identity Theft and Its Integrative Impact on Consumers' Purchase Intention in E-Commerce

2016 ◽  
pp. 988-1021
Author(s):  
Mahmud A. Shareef ◽  
Vinod Kumar ◽  
Uma Kumar
Keyword(s):  
Purchase Intention ◽  
Banking Sector ◽  
Control Mechanism ◽  
Negative Impact ◽  
Identity Theft ◽  
Management Tools ◽  
Technical Management ◽  
Policy Risk ◽  
The Cost ◽  
And Control

There are many collection and application sources of identity theft. The Internet is one of the vulnerable medias for identity theft and is used, especially, as an application source of identity theft. This current chapter has twofold objectives. As the first objective, it develops a conceptual framework to prevent/control identity theft of E-Commerce (EC) in conjunction with different sources if identity theft. From this framework and shedding light on the recent literature of sources of identity theft, the authors identify global laws, controls placed on organizations, publications to develop awareness, technical management, managerial policy, risk management tools, data management, and control over employees are the potential measuring items to prevent identity theft in EC. All EC organizations are struggling to control identity theft. This chapter argues that control mechanism of identity theft has both positive and negative impact on EC. This chapter sets its second objective to explore the integrative effect of overall identity theft control mechanism on consumer trust, the cost of products/services, and operational performance, all of which in turn contribute to a purchase intention using E-Commerce (EC). A case study in banking sector through a qualitative approach was conducted to verify the proposed relations, constructs, and measuring items.

Control Mechanism of Identity Theft and Its Integrative Impact on Consumers' Purchase Intention in E-Commerce

2014 ◽  
pp. 121-161
Author(s):  
Mahmud A. Shareef ◽  
Vinod Kumar ◽  
Uma Kumar
Keyword(s):  
Purchase Intention ◽  
Banking Sector ◽  
Control Mechanism ◽  
Negative Impact ◽  
Identity Theft ◽  
Management Tools ◽  
Technical Management ◽  
Policy Risk ◽  
The Cost ◽  
And Control

There are many collection and application sources of identity theft. The Internet is one of the vulnerable medias for identity theft and is used, especially, as an application source of identity theft. This current chapter has twofold objectives. As the first objective, it develops a conceptual framework to prevent/control identity theft of E-Commerce (EC) in conjunction with different sources if identity theft. From this framework and shedding light on the recent literature of sources of identity theft, the authors identify global laws, controls placed on organizations, publications to develop awareness, technical management, managerial policy, risk management tools, data management, and control over employees are the potential measuring items to prevent identity theft in EC. All EC organizations are struggling to control identity theft. This chapter argues that control mechanism of identity theft has both positive and negative impact on EC. This chapter sets its second objective to explore the integrative effect of overall identity theft control mechanism on consumer trust, the cost of products/services, and operational performance, all of which in turn contribute to a purchase intention using E-Commerce (EC). A case study in banking sector through a qualitative approach was conducted to verify the proposed relations, constructs, and measuring items.

Prevent/Control Identity Theft

2012 ◽  
Vol 25 (3) ◽  
pp. 30-60 ◽  
Author(s):  
Mahmud A. Shareef ◽  
Vinod Kumar
Keyword(s):  
Literature Review ◽  
Purchase Intention ◽  
Banking Sector ◽  
Identity Theft ◽  
Operational Performance ◽  
Application Framework ◽  
Management Tools ◽  
And Control ◽  
The Impact

This study provides an application framework toward measures to prevent/control identity theft in conjunction with sources. It also identifies the impact of overall protection of identity theft on consumer trust, the cost of products/services, and operational performance, all of which in turn contribute to a purchase intention using E-commerce (EC). For the first objective, this study proposes a matrix of sources and measures to prevent and control identity theft. From this matrix, using knowledge from a literature review and judgment based on plausibility, the authors identify global laws, controls placed on organizations, publications to develop awareness, technical management, managerial policy, risk management tools, data management, and control over employees are the potential measuring items to prevent identity theft related to EC. A case study in banking sector through a qualitative approach was conducted to verify the proposed relations, constructs, and measuring items. For the second objective, this research paper conceptualizes a model based on literature review and validates that based on the case study in the financial sector. The model reflects the effects of preventing and controlling identity theft on the costs of products/services, operational performance, and customers’ perception of trust, which would lead to purchase intention in EC.

The Effect of a Preceding Cue on the Conflict Solving Mechanism

2013 ◽  
Vol 60 (5) ◽  
pp. 347-353 ◽  
Author(s):  
Liat Goldfarb ◽  
Avishai Henik
Keyword(s):  
Everyday Life ◽  
Stroop Task ◽  
Control Mechanism ◽  
Conflict Trial ◽  
The Cost ◽  
And Control ◽  
Mental Resources

In everyday life cues and signs are used in order to improve our performance and to modify and control our behavior. This study examines whether cues can improve the performance of the mental mechanism in charge of solving conflicts when the nature of the irrelevant task remains constant. In two experiments participants performed the Stroop task in which they were asked to name the color of a stimulus while ignoring its meaning. Half the trials were preceded by a conflict-cue containing information about an upcoming conflict. In addition, conflict trial proportions were manipulated. We found that only when the probability of conflict is low can cues alter the conflict solving mechanism. These findings are discussed in the context of the nature of the control mechanism and its tendency to minimize the cost of mental resources.

scholarly journals Purchase intention in an electronic commerce environment

2019 ◽  
Vol 32 (6) ◽  
pp. 1345-1375 ◽  
Author(s):  
Mahmud Akhter Shareef ◽  
Yogesh K. Dwivedi ◽  
Vinod Kumar ◽  
Gareth Davies ◽  
Nripendra Rana ◽  
...  
Keyword(s):  
Purchase Intention ◽  
Identity Theft ◽  
Protection Measures ◽  
Student Sample ◽  
Content Type ◽  
Potential Impact ◽  
Controlling Measures ◽  
The Cost ◽  
The Impact ◽  
Insight Into

Purpose The purpose of this paper is to understand the integrated impact of the application of protection measures against identity theft on consumers’ synergistic perception of trust, the cost of products/services and operational performance (OP) – all of which in turn is postulated to contribute to purchase intention (PI) when shopping online. Design/methodology/approach In order to accomplish the specified aim, this study first conducted an experiment by involving the students from a university in Bangladesh. Then a survey was conducted to capture their opinion based on the previous experiment. Findings The study identified that in e-commerce, OP and trust have potential impact on pursuing consumers’ PI. Traditionally, price is always an issue in marketing; however, for e-commerce, this issue does not have direct impact on PI. Research limitations/implications The main limitation of this study is that a less established e-commerce example was utilized to conduct the experiment and survey for validating the model. Also, the study was conducted only in the context of Bangladesh and a student sample was utilized. Future studies can test the model in different contexts (particularly to verify the impact of privacy) by utilizing data from consumers. Practical implications This study has resolved a controversial issue by generating clear guidelines that the overall conjoint effect of OP, trust, and price on PI is neither negative nor neutral. Synergistically, the application of these controlling tools of identity theft can substantially enhance consumers’ trust, which is the single most predictor to pursue consumer PI. Originality/value This study has provided in-depth insight into the impact of different controlling measures in e-commerce PI. Practitioners have potential learning from this study that if consumers find the application of different controlling mechanisms against cybercrimes, particularly identity theft, enhancing the reliability, authenticity and security of transactions in this virtual medium, they do not mind paying a higher price. Such insights have not been provided by existing studies on this topic. Developing trust on e-commerce purchase is the driving force, not the price.

scholarly journals Analiza potencjalnych korzyści oraz negatywnych konsekwencji wdrożenia norm LCR oraz NSFR w bankach europejskich

2015 ◽  
Vol 1 (3) ◽  
pp. 207-226
Author(s):  
Paweł Niedziółka
Keyword(s):  
Growth Rate ◽  
Banking Sector ◽  
Negative Impact ◽  
Balance Sheet ◽  
Short Term ◽  
The Real ◽  
Structure Changes ◽  
Sheet Structure ◽  
The Cost

The introduction of liquidity ratios on the banking sector and the real economywill lead to adaptation of the banks. Mismatch between the maturity of assets andliabilities will be subject to reduction. These shifts in the banks’ balance sheetsmay result in diminishing profitability of banks as long as the cost of maintainingadditional capital and balance sheet structure changes will not be passed on to customers. Another consequence may be an impediment to access of nonfinancialentities to long-term financing. Thus, increased cost of credit and reductionof its availability in the short term will have negative impact on economicgrowth while introduction of liquidity standards and new capital requirementssignificantly reduces the probability of a banking crisis, which compensates forinterim and slight decrease in the growth rate.

scholarly journals Study on Epidemiology and Socioeconomic Impact of Epizootic Lymphangitis in Carthorses in Southwestern Shoa

2016 ◽  
Vol 1 (3) ◽  
pp. 1-10
Author(s):  
Jarso D
Keyword(s):  
Histoplasma Capsulatum ◽  
Control Mechanism ◽  
Negative Impact ◽  
Socioeconomic Impact ◽  
Differential Leukocyte Count ◽  
Southwestern Ethiopia ◽  
Significant Difference ◽  
Severity Of The Disease ◽  
And Control ◽  
Important Disease

A study was conducted between December 2008 and April 2009 on 705 carthorses in three towns of Southwestern Ethiopia namely Sebeta, Asgori and Woliso to investigate the Epidemiology and Socioeconomic impact of Epizootic lymphangitis (EL). The study has revealed an overall prevalence of 25.1% (177/705). There was no statistically significant (X 2 =3.88, P> 0.05) difference on the occurrence of the disease in the three districts. The highest prevalence being observed at Woliso with 27.9% and the lowest was at Sebeta with 20.2%. The result of histopathological and mycological examinations has revealed characte ristic features of HCF. Result of differential leukocyte count had shown a statistical significant difference across the severity of the disease and neutrophil count (r=0.87, F=6.08, P<0.005) while lymphocyte count were inversely related to the severity st age of the disease (r=0.94.F=23.28, P<0.001). The yeast forms of Histoplasma capsulatum var. farciminosum were isolated on the sabouraud’s dextrose agar. The result of questionnaire survey from 35 carthorse owners indicates that EL was the first and the ma jor important disease of carthorses by creating a negative impact on the economy of the carters. Despite its impact, awareness on the transmission and control mechanism of the disease was not uniformly known by the carthorse owners. Therefore, further stud y on the extent of the disease and educating the owners both on the disease and its way of transmission was recommended.

scholarly journals Risk Minimization as a Tool to Ensure the Banks Security

2020 ◽  
Vol 22 (1) ◽  
pp. 90-94
Author(s):  
Olena Sukach ◽  
Keyword(s):  
Risk Management ◽  
Credit Risk ◽  
Structural Changes ◽  
Banking Sector ◽  
Negative Impact ◽  
Banking System ◽  
Financial Security ◽  
Risk Minimization ◽  
Management Tools

Introduction. The banking system of Ukraine, in the conditions of the current crisis, turned out to be untenable to quickly adapt to structural changes in the economy, which manifested itself in the absence of an effective system for managing banking risks. Further instability in the financial market will increase the negative impact on the level of financial security of the banking sector. Today there is a need for the formation of preventive measures for risk management, prevention of their occurrence and minimization, which will contribute to the safe position of the bank. Purpose. The main purpose of the study is to identify modern methods and approaches regarding the classification of banking risks and substantiation of proposals for their minimization, as well as ensuring the financial security of the banking sector in Ukraine. The main research methods are methods of quantitative, qualitative analysis and statistical analysis, as well as methods of expert assessments. Results. Summarizing the results of research by scientists, it was stated that banking risk is the likelihood of losses in the form of loss of assets, shortfall in planned income, or the appearance of additional costs as a result of the bank’s financial transactions. The main results of the banking system of Ukraine in 2019 and the dynamics for 7 months of 2020 are determined. Despite the positive trends of 2019, there is a risk of new problem loans due to non-conservative policy of banks in the growing segment of consumer lending. Modern practice shows that any credit product of a bank leads to the formation of a certain credit risk, and until the client returns the received resources, the bank is forced to form reserves for possible losses from non-repayment of funds. Conclusions. Сonclusions are drawn regarding the credit risk management tools. Based on the results of the study, the author’s approach to the classification of risks and reasonable approaches to their management are presented. In particular, it has been proved that during the formation of risk management tools, namely credit risk, and ensuring the bank’s security, it is necessary to take into account that risk assessment indicators should consider not only the ratio between assets and liabilities, but also their maturity dates.

The Frustration Regulation Journal: A Reflective Framework for Educators

Relay Journal ◽  
2019 ◽  
Author(s):  
Sam Morris
Keyword(s):  
Emotion Regulation ◽  
Process Model ◽  
Negative Impact ◽  
Language Education ◽  
Short Article ◽  
Language Classroom ◽  
As Stress ◽  
And Control ◽  
Important System ◽  
Behavioural Strategies

Teachers and advisors involved in the emotional business of language education feel frustrated from time to time, and if such emotions are not managed healthily, they may lead to negative outcomes such as stress and burnout. One important system for taking control of frustration is emotion regulation, the cognitive and behavioural strategies through which individuals manage their emotions. In this short article, I define frustration and discuss its negative impact on the language classroom. I then introduce a structured reflective journaling tool, built upon Gross’s Process model of emotion regulation (Gross, 2014, 2015) which may help teachers and advisors develop greater awareness and control over experiences of frustration.

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