Estimation of the Amount of Rice Crop Insurance Premium in the Citarum River Basin

Determination of crop insurance premiums in the Citarum River basin can be calculated by mathematical methods. One of the methods of calculation of the premium that is the normal curve methods with data on crop productivity is assumed to be Gaussian. In this thesis are discussed in crop insurance premium calculations Areas Citarum River basin West Bandung Regency with normal curve method with a significant level of coverage. These methods are used because data on crop productivity gained Gaussian. Normal curve method is used without using the assumption of coefficients of variation, and try for some level of coverage. Application materials used are rice crop productivity data in the Citarum River basin of West Bandung Regency in 2008-2014. This research resulted in the value of the rice crop insurance premiums for farmers in the area based on a certain level of coverage.

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Rice crop insurance in Indonesia: adaptation to climate and farm production support

IOP Conference Series Earth and Environmental Science ◽

10.1088/1755-1315/892/1/012076 ◽

2021 ◽

Vol 892 (1) ◽

pp. 012076

Author(s):

D Kusumaningrum ◽

K Aldyan ◽

V A Sutomo ◽

D Saraswati ◽

G Ariyan ◽

...

Keyword(s):

Crop Insurance ◽

Group Discussion ◽

Rice Crop ◽

Insurance Companies ◽

Integration Scheme ◽

Insurance Premiums ◽

Local Agriculture ◽

Financing Costs ◽

Loan Risk ◽

The Government

Abstract Indonesia’s Rice Crop Insurance (AUTP) scheme has successfully protected farmers from significant crop losses due to natural disasters. However, the current amount of AUTP’s compensation is still unable to accommodate farmer’s financing costs (i.e., unpaid micro-loan and its interests) to support crops production. This results in higher micro-loan risk and hinder the sustainability of farming enterprises. In this regard, the existing People’s Business Credit (KUR) should supposedly be accessible as a micro-loan source to help farmers fund their farms. This study has two objectives: (1) formulate an integration scheme between KUR and AUTP, and (2) determine the appropriate insurance premiums to meet the farmer’s operational and financing costs. This research used 100,000 Monte Carlo Simulations using lognormal distributions with assumptions based on the results of focus group discussion and in-depth interviews with farmer groups, the local Agriculture Service, and micro-loan distributors, as well as the data from the Ministry of Agriculture from the period of 2018–2020. Additionally, Individual Area Yield Index (I-AYI) policy and loss ratio is used to determine and evaluate the new integrated crop insurance premiums. The study revealed that the farmers expect affordable, accessible, and beneficial insurance products with premium subsidies bundled with KUR. Therefore, the government should develop an integration of crop insurance with KUR and determine the affordable premium calculations along with the insurance companies. Based on the simulation results, the total pure premium is estimated around IDR 1 million for a minimum KUR loan of IDR 8 million (suitable for farming costs).

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PENGARUH VARIASI TANAMAN BARIER SEBAGAI NATURAL PEST CONTROL TERHADAP POPULASI HAMA DAN PRODUKTIVITAS PADI

Jurnal Penelitian Saintek ◽

10.21831/jps.v25i1.29999 ◽

2020 ◽

Vol 25 (1) ◽

pp. 24-35

Author(s):

Tien Aminatun ◽

Budiwati Budiwati ◽

Lili Sugiyarto ◽

Amin Khusnadiyah ◽

Anisa Setya Hidayah ◽

...

Keyword(s):

Pest Control ◽

Population Dynamic ◽

Crop Productivity ◽

Rice Crop ◽

Plant Variation ◽

Pest Insect ◽

Productivity Data ◽

Significant Difference ◽

Pest Insects ◽

Natural Pest Control

Tujuan dari penelitian ini adalah untuk menganalisis pengaruh variasi jenis tanaman barier terhadap dinamika populasi serangga hama pada tanaman padi dan produktivitas tanaman padi. Penelitian ini dilakukan di Kebun Percobaan Fakultas Pertanian UGM Banguntapan Bantul. Variabel bebas dari penelitian ini adalah perlakuan variasi tanaman barier yaitu kontrol (tanpa barier), gulma alami, bunga matahari, dan bunga kenikir. Variabel terikatnya adalah dinamika populasi serangga hama dan produktivitas tanaman padi. Pengamatan serangga hama dan musuh alaminya dilakukan terbatas pada pagi hari antara pukul 08.00-11.00 dengan metode scan sampling yang dilakukan pada 3 minggu sekali. Data produktivitas tanaman padi yang diambil meliputi berat kering gabah hasil panen per plot perlakuan. Untuk melihat pengaruh perlakuan variasi jenis tanaman barier terhadap populasi serangga hama tanaman padi dan produktivitas tanaman padi dilakukan uji ANOVA. Hasil penelitian menunjukkan tidak terdapat perbedaan yang signifikan dari pengaruh variasi jenis tanaman barier terhadap perbedaan dinamika populasi serangga hama maupun terhadap produktivitas tanaman padi, tetapi perlu diadakan penelitian lanjutan yang dikaitkan dengan variabel lain yang mempengaruhi produktivitas tanaman padi.THE EFFECT OF BARRIER PLANT VARIATION AS NATURAL PEST CONTROL ON PEST POPULATION AND RICE PRODUCTIONThis study was aimed at analyzing the effect of the barrier plant variation to the population dynamic of rice pest insect and on rice crop productivity. The study was conducted in the experimental Garden of Faculty of Agriculture of Gadjah Mada University in Banguntapan Bantul. The independent variable was the treatment of barrier plant variation, i.e. control (without barrier), natural weed, sunflower and kenikir flower plants, while the dependent variables were population dynamic of pest insect and rice crop productivity. Pest insects and their natural enemies observation was carried out in between 08.00-11.00 am by scan sampling every 3 weeks. The retrieval of crop productivity data was done when the harvest per treatment plot. The data obtained was then tested with ANOVA, to find out the effect of the treatments on population dynamic of rice crop pest, as well as rice crop productivity. The results show that there was no significant difference in the effect of barrier plant variation to the differences in population dynamic of pest insects; as well as in the productivity of rice crop, but it is necessary to conduct advanced research that is associated with other variables that affect rice crop productivity.

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Penentuan Harga Premium Asuransi Tanaman Sagu di Kabupaten Luwu Menggunakan Copula FGM

JURNAL ILMIAH SAINS ◽

10.35799/jis.20.2.2020.28631 ◽

2020 ◽

Vol 20 (2) ◽

pp. 100

Author(s):

Apriyanto Apriyanto

Keyword(s):

Quantitative Data ◽

Crop Insurance ◽

Insurance Premium ◽

Small Range ◽

Land Area ◽

Literature Study ◽

Insurance Premiums ◽

Premium Price ◽

Applied Approach ◽

The Ideal

Fokus utama penelitian ini adalah menghitung harga premium asuransi menggunakan Copula FGM. Adapun tujuan utama dari penelitian ini yaitu menentukan harga premium asuransi yang ideal untuk tanaman Sagu di Kabupaten Luwu. Penelitian ini merupakan penelitian terapan (applied approach) dengan menggunakan data kuantitatif untuk luas lahan dan hasil produksi Sagu di Kabupaten Luwu yang bersumber dari data Badan Pusat Statistik (BPS). Tahapan-tahapan yang dilakukan dalam penelitian ini dimulai dengan melakukan studi kepustakaan untuk mengkaji konsep dasar Copula dan konsep Copula FGM beserta sifat-sifatnya; mengumpulkan data kuantitatif luas lahan (X) dan hasil produksi Sagu (Y); mengukur dependensi antara luas lahan dan hasil produksi Sagu menggunakan Copula FGM; dan terakhir menentukan harga premium asuransi pertanian (crop insurance) yang ideal. Hasil yang diperoleh dari penelitian ini yaitu: (1) Harga premium yang ideal berada pada kisaran harga Rp. 24.000 - Rp. 60.000 per Ha; (2) Harga premium asuransi yang ideal untuk tanaman Sagu di Kabupaten Luwu sangat bergantung pada besarnya deductible; dan (3) Harga premium untuk deductible dengan range kecil menghasilkan harga yang relatif lebih murah dibandingkan range deductible yang besar.Kata kunci: Copula FGM; Crop Insurance; Premium Asuransi; Sagu. Determination of Insurance Premium Price for Sago Plant in Luwu Regency Using FGM CopulasABSTRACTThe main focus of this study is to calculate the price of insurance premiums using FGM Copulas. The main objective of this research is to determine the ideal prices of insurance premium for Sago plants in Luwu Regency. This research is an applied approach using quantitative data for land area and Sago production in Luwu Regency sourced from the Central Statistics Agency Data. The stages carried out in this study began by conducting a literature study to examine the basic concepts of Copulas, the concept of FGM Copulas and their properties; collect quantitative data on land area (X) and Sago Production (Y); measure dependencies between land area and Sago production using the FGM Copulas; and finally determine the ideal price of insurance premium for Sago plants. The results of this study are: (1) The ideal premium is in the range of IDR 24,000 to IDR 60,000 per Ha; (2) The ideal premium for Sago plant in Luwu Regency is very dependent on amount of the deductible; (3) The premium for deductibles with small range relatively lower than large range.Keywords: FGM Copulas; Crop Insurance; Insurance Premiums; Sago.

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PENENTUAN NILAI PREMI ASURANSI PERTANIAN BERBASIS INDEKS CURAH HUJAN PADA KOMODITAS KEDELAI YANG DISIMULASI MENGGUNAKAN DISTRIBUSI WEIBULL

E-Jurnal Matematika ◽

10.24843/mtk.2020.v09.i04.p306 ◽

2020 ◽

Vol 9 (4) ◽

pp. 257

Author(s):

NI PUTU AYUNDA SURYA DEWI ◽

KOMANG DHARMAWAN ◽

KARTIKA SARI

Keyword(s):

Insurance Premium ◽

Weather Generator ◽

Rainfall Data ◽

Simulated Rainfall ◽

Crop Failure ◽

Agricultural Insurance ◽

Stochastic Weather Generator ◽

Insurance Premiums ◽

Rainfall Index ◽

Insurance Costs

Agricultural insurance protects farmers who experience crop failure. This study aims to calculate the value of agricultural insurance premium by applying simulated rainfall index-based using stochastic weather generator on soybean commodities in Negara sub-district. This study are used rainfall data to determine the probability of the transition, then perform rainfall simulations using the Stochastic Weather Generator method to obtain trigger values and continued with the calculation of agricultural insurance premiums. Results of this study provide the value that higher trigger is taken, the greater the insurance premium that must be paid. The value of insurance premiums to be paid is 4,18% - 5,66% of insurance costs Rp2.605.000,00.

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