scholarly journals Penentuan Harga Premium Asuransi Tanaman Sagu di Kabupaten Luwu Menggunakan Copula FGM

2020 ◽  
Vol 20 (2) ◽  
pp. 100
Author(s):  
Apriyanto Apriyanto
Keyword(s):  
Quantitative Data ◽  
Crop Insurance ◽  
Insurance Premium ◽  
Small Range ◽  
Land Area ◽  
Literature Study ◽  
Insurance Premiums ◽  
Premium Price ◽  
Applied Approach ◽  
The Ideal

Fokus utama penelitian ini adalah menghitung harga premium asuransi menggunakan Copula FGM. Adapun tujuan utama dari penelitian ini yaitu menentukan harga premium asuransi yang ideal untuk tanaman Sagu di Kabupaten Luwu. Penelitian ini merupakan penelitian terapan (applied approach) dengan menggunakan data kuantitatif untuk luas lahan dan hasil produksi Sagu di Kabupaten Luwu yang bersumber dari data Badan Pusat Statistik (BPS). Tahapan-tahapan yang dilakukan dalam penelitian ini dimulai dengan melakukan studi kepustakaan untuk mengkaji konsep dasar Copula dan konsep Copula FGM beserta sifat-sifatnya; mengumpulkan data kuantitatif luas lahan (X) dan hasil produksi Sagu (Y); mengukur dependensi antara luas lahan dan hasil produksi Sagu menggunakan Copula FGM; dan terakhir menentukan harga premium asuransi pertanian (crop insurance) yang ideal. Hasil yang diperoleh dari penelitian ini yaitu: (1) Harga premium yang ideal berada pada kisaran harga Rp. 24.000 - Rp. 60.000 per Ha; (2) Harga premium asuransi yang ideal untuk tanaman Sagu di Kabupaten Luwu sangat bergantung pada besarnya deductible; dan (3) Harga premium untuk deductible dengan range kecil menghasilkan harga yang relatif lebih murah dibandingkan range deductible yang besar.Kata kunci: Copula FGM; Crop Insurance; Premium Asuransi; Sagu. Determination of Insurance Premium Price for Sago Plant in Luwu Regency Using FGM CopulasABSTRACTThe main focus of this study is to calculate the price of insurance premiums using FGM Copulas. The main objective of this research is to determine the ideal prices of insurance premium for Sago plants in Luwu Regency. This research is an applied approach using quantitative data for land area and Sago production in Luwu Regency sourced from the Central Statistics Agency Data. The stages carried out in this study began by conducting a literature study to examine the basic concepts of Copulas, the concept of FGM Copulas and their properties; collect quantitative data on land area (X) and Sago Production (Y); measure dependencies between land area and Sago production using the FGM Copulas; and finally determine the ideal price of insurance premium for Sago plants. The results of this study are: (1) The ideal premium is in the range of IDR 24,000 to IDR 60,000 per Ha; (2) The ideal premium for Sago plant in Luwu Regency is very dependent on amount of the deductible; (3) The premium for deductibles with small range relatively lower than large range.Keywords: FGM Copulas; Crop Insurance; Insurance Premiums; Sago.

scholarly journals Estimation of the Amount of Rice Crop Insurance Premium in the Citarum River Basin

2020 ◽  
Vol 1 (1) ◽  
pp. 33-39
Author(s):  
Nurfadhlina Abdul Hali ◽  
Muhammad Faiz Rifqi ◽  
Endang Soeryana
Keyword(s):  
River Basin ◽  
Crop Insurance ◽  
Crop Productivity ◽  
Insurance Premium ◽  
Rice Crop ◽  
Normal Curve ◽  
Mathematical Methods ◽  
Insurance Premiums ◽  
Productivity Data ◽  
Curve Method

Determination of crop insurance premiums in the Citarum River basin can be calculated by mathematical methods. One of the methods of calculation of the premium that is the normal curve methods with data on crop productivity is assumed to be Gaussian. In this thesis are discussed in crop insurance premium calculations Areas Citarum River basin West Bandung Regency with normal curve method with a significant level of coverage. These methods are used because data on crop productivity gained Gaussian. Normal curve method is used without using the assumption of coefficients of variation, and try for some level of coverage. Application materials used are rice crop productivity data in the Citarum River basin of West Bandung Regency in 2008-2014. This research resulted in the value of the rice crop insurance premiums for farmers in the area based on a certain level of coverage.

scholarly journals Determining Agricultural Premium Insurance in Malang City using Black Scholes Model

2021 ◽  
Vol 2 (2) ◽  
pp. 80-87
Author(s):  
Herlia Widi ◽  
Dea Nisa Rahma Lani ◽  
Faridatul Hasanah
Keyword(s):  
Secondary Data ◽  
Insurance Premium ◽  
Rice Production ◽  
Strongly Correlated ◽  
Literature Study ◽  
Agricultural Insurance ◽  
Black Scholes Model ◽  
Black Scholes ◽  
Premium Price

This study examines the determination of rainfall-based agricultural insurance premium prices using the Black-Scholes model. The Black-Scholes model was originally used to determine the price of European-type options. The research method used is a literature study with secondary data collection. The data used in this study are rainfall data and rice production results in the city of Malang from 2015 to 2020. Based on the results and discussion, rainfall which is strongly correlated with rice production results is in quarter 2. The premium results obtained are different according to the desired percentile. In addition to percentiles, taking R_0 also affects the premium price. When R_0=322, the premium price tends to be cheaper than R_0=271.

scholarly journals Private retirement resorts in South Africa: Guidelines for wellness and sustainability in the long term.

2013 ◽  
Vol 32 (1) ◽  
Author(s):  
Andries C. Hauptfleisch
Keyword(s):  
South Africa ◽  
Knowledge Base ◽  
Quantitative Data ◽  
Qualitative Data ◽  
Well Being ◽  
The Other ◽  
Literature Study ◽  
Optimal Profile

Unsubsidised private retirement resorts in South Africa developed during the last three decades present residents with many challenges. There is no existing generally accepted knowledge base or guidelines to serve this sensitive market. The research objective was to establish which elements are experienced by residents of retirement resorts as satisfactory and which as problematic. A literature study was also undertaken. Quantitative as well as qualitative data were obtained by means of structured questionnaires, interviews and a seminar. The results reported pertain to eight resorts in the east of Pretoria, four in Bloemfontein and two in Knysna. The study is currently being extended to other centres. The quantitative data is arranged in order of the priorities set by the biggest group (Pretoria), with the other groups in comparison. So the research was based on the sourcing of quantitative and qualitative data, as well as on descriptive evaluations. The results offer insightful knowledge and guidelines towards establishing an optimal profile for the development of long-term sustainable private retirement resorts. The implications and value of this study are that both developers of retirement resorts and prospective residents are provided with guidelines to better equip them to evaluate a specific retirement resort with regard to the sustainable well- being of residents long-term.

scholarly journals PERHITUNGAN PREMI ASURANSI JOINT LIFE DENGAN MODEL VASICEK DAN CIR

2019 ◽  
Vol 8 (3) ◽  
pp. 246
Author(s):  
I MADE WAHYU WIGUNA ◽  
KETUT JAYANEGARA ◽  
I NYOMAN WIDANA
Keyword(s):  
Stochastic Process ◽  
Interest Rates ◽  
Life Insurance ◽  
Insurance Premium ◽  
Insurance Contract ◽  
Insurance Company ◽  
Vasicek Model ◽  
Cir Model ◽  
Premium Payment ◽  
Premium Price

Premium is a sum of money that must be paid by insurance participants to insurance company, based on  insurance contract. Premium payment are affected by interest rates. The interest rates change according to stochastic process. The purpose of this work is to calculate the price of joint life insurance premiums with Vasicek and CIR models. The price of a joint life insurance premium with Vasicek and CIR models, at the age of the insured 35 and 30 years has increased until the last year of the contract. The price of a joint life insurance premium with Vasicek model is more expensive than the premium price using CIR model.

scholarly journals PENENTUAN NILAI PREMI ASURANSI PERTANIAN BERBASIS INDEKS CURAH HUJAN PADA KOMODITAS KEDELAI YANG DISIMULASI MENGGUNAKAN DISTRIBUSI WEIBULL

2020 ◽  
Vol 9 (4) ◽  
pp. 257
Author(s):  
NI PUTU AYUNDA SURYA DEWI ◽  
KOMANG DHARMAWAN ◽  
KARTIKA SARI
Keyword(s):  
Insurance Premium ◽  
Weather Generator ◽  
Rainfall Data ◽  
Simulated Rainfall ◽  
Crop Failure ◽  
Agricultural Insurance ◽  
Stochastic Weather Generator ◽  
Insurance Premiums ◽  
Rainfall Index ◽  
Insurance Costs

Agricultural insurance protects farmers who experience crop failure. This study aims to calculate the value of agricultural insurance premium by applying simulated rainfall index-based using stochastic weather generator on soybean commodities in Negara sub-district. This study are used rainfall data to determine the probability of the transition, then perform rainfall simulations using the Stochastic Weather Generator method to obtain trigger values and continued with the calculation of agricultural insurance premiums. Results of this study provide the value that higher trigger is taken, the greater the insurance premium that must be paid. The value of insurance premiums to be paid is 4,18% - 5,66% of insurance costs Rp2.605.000,00.

scholarly journals ANALISIS PELAKSANAAN FUNGSI PENGAWASAN INSPEKTORAT TERHADAP PENYELENGGARAAN PEMERINTAHAN PROVINSI PAPUA

2019 ◽  
Vol 4 (2) ◽  
Author(s):  
Suparmi Suparmi
Keyword(s):  
Significant Influence ◽  
Quantitative Data ◽  
Qualitative Data ◽  
Secondary Data ◽  
Study Data ◽  
Dominant Factor ◽  
Literature Study ◽  
Standard Assumption ◽  
Analysis Techniques ◽  
Individual Supervision

This study aims to obtain a clear picture of the effects of supervision which consists of routine supervision, individual supervision, and monitoring of the administration of Papua Province.The type of data used is qualitative data and quantitative data. Primary and secondary data is the source of the data used. Data collection techniques used are field data and literature study data. The study was conducted using qualitative analysis techniques and quantitative analysis consisting of research instrument tests, standard assumption tests, and multiple regression analysis.The results showed that the routine supervision variable partially had a significant influence on the administration of the Papua Province. While the special supervision and partial monitoring variables do not have a significant effect on the administration of the Papua Province. Variables of routine supervision, individual supervision, and simultaneous monitoring have a significant influence on the administration of Papua Province.The routine supervision variable is the most dominant factor influencing the administration of Papua Province.

Development Learning Materials for the Responding Skills in Speaking the Basic Japanese Language –Beginning Step

2021 ◽  
Vol 7 (1) ◽  
Author(s):  
Imelda Imelda ◽  
Aceng Rahmat ◽  
Nuruddin Nuruddin
Keyword(s):  
Quantitative Data ◽  
Japanese Literature ◽  
Development Model ◽  
Japanese Language ◽  
Reliability Test ◽  
Guttman Scale ◽  
Literature Study ◽  
Learning Materials ◽  
First Semester ◽  
Made In

This research aims at analyzing the students’ and lecturers’ needs and characteristics and creating the learning materials containing aizuchi skills to effectively speak the basic Japanese language greatly required by the first semester students at the Japanese literature Study. This research and development study employed Kemp Model and was conducted on the Speaking Basic Japanese Language 2 class. The research was conducted by collecting questionnaires from 24 students and analyzing the students’ and lecturers’ characteristics and needs in speaking the basic Japanese language using the Guttman scale. To create more appropriate leaning materials, a reliability test was conducted using the Likert scale, while an effectiveness test was also conducted on the in-pair speaking videos made in both small and big groups, each with the duration of three minutes to be analyzed later using the quantitative data. The result of research on the learning materials for the corresponding skills was organized based on the students’ and lecturers’ characteristics and needs analysis and produces the students’ and lecturers’ needs and students’ characteristics which are one of the elements in making development model of learning materials of responding skill in Speaking Basic  greatly required by the students to speak communicatively and naturally.

scholarly journals Crop insurance premium based on proportional hazard transform

2019 ◽  
Author(s):  
T. A. S. Nur ◽  
S. F. Sari ◽  
S. Mardiyati
Keyword(s):  
Crop Insurance ◽  
Insurance Premium ◽  
Proportional Hazard

scholarly journals Reforming the Compensation Model to Victims of Crime in Indonesia

2018 ◽  
Vol 54 ◽  
pp. 08005
Author(s):  
Hanafi Amrani
Keyword(s):  
Restorative Justice ◽  
Secondary Data ◽  
Crime Victims ◽  
The State ◽  
Literature Study ◽  
Compensation Model ◽  
State Compensation ◽  
Protection Of Human Rights ◽  
Victims Of Crime ◽  
The Ideal

Indonesia has an obligation to place the protection of human rights against all its citizens, as well as in ensuring compensation for certain victims of crime. Ironically, the conceptual issues such as the inclusion of compensation on the existence of criminals who provide restitution, the unclear technical implementation in the normative legitimacy, as well as the financial problems of the state for compensation show that the compensation for crime victims in Indonesia is still problematic. This study focuses on the ideal idea of reforming the model, form and mechanism for providing compensation to victims of crime in Indonesia. This research uses normative research with secondary data. The approach taken include philosophical, legislation and conceptual, and analyzed descriptively qualitative through literature study. The results of research are; first, the state compensation of crime victims conceptually, juridically and practically has not been able to show the effectiveness of providing compensation for victims of crime; second, reconceptualizing the compensation model through an extra-judicial path, with a material and non-material compensation shape, and using a mechanism that focuses on the involvement of all parties as the concept of restorative justice is an alternative solution to compensation for crime victims in the future.

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