scholarly journals Secure Authentication for Banking Using Face Recognition

2021 ◽  
Vol 2 (2) ◽  
pp. 1-8
Author(s):  
Ayush Jain ◽  
Keyword(s):  
Face Recognition ◽  
Banking Sector ◽  
Facial Recognition ◽  
Banking System ◽  
Internet Banking ◽  
Cyber Crime ◽  
Authentication System ◽  
Increasing Demand ◽  
Internet Banking System ◽  
Secure Authentication

With the increasing demand for online banking lack of security in the system has been felt due to a tremendous increase in fraudulent activities. Facial recognition is one of the numerous ways that banks can increase security and accessibility. This paper proposes to inspect the use of facial recognition for login and for banking purposes. The potency of our system is that it provides strong security, username and password verification, face recognition and pin for a successful transaction. Multilevel Security of this system will reduce problems of cyber-crime and maintain the safety of the internet banking system. The end result is a strengthened authentication system that will escalate the confidence of customers in the banking sector.

Internet Banking System in South Asian Countries

2009 ◽  
pp. 222-242
Author(s):  
Farrukh Amin
Keyword(s):  
South Asian ◽  
Banking Sector ◽  
Banking System ◽  
Internet Banking ◽  
Customer Relationship ◽  
Internet Technology ◽  
Asian Countries ◽  
The Public ◽  
Public Sector Banks ◽  
Internet Banking System

The Banking Sector in Pakistan is in its developing state of employing Internet Technology for conducting transactions, interactivity and customer relationship management. Government of Pakistan has brought in efforts to improve the situation. In this regard many of the Public sector banks have been privatized in the last decade. The State Bank of Pakistan (Central Bank in Pakistan) has adopted effective measures and introduced reforms for application of Information Technology for using Internet Banking services. This chapter identifies the implementation of the Internet Technology in Pakistan in particular and in South Asian countries in general. The chapter replicates the Diniz (1998) model using the case of Pakistan and other South Asian countries as an example of an emerging banking sector using Internet.

The Behavior Intention of Tunisian Banks' Customers on using Internet Banking

2014 ◽  
pp. 818-831
Author(s):  
Lanouar Charfeddine ◽  
Wadie Nasri
Keyword(s):  
Structural Equation ◽  
Banking System ◽  
Internet Banking ◽  
Security And Privacy ◽  
Factors Affecting ◽  
Behavior Intention ◽  
Confirmatory Factor ◽  
Acceptance Model ◽  
Internet Banking System ◽  
Use Of Internet

This paper examines empirically the factors affecting the adoption of internet banking in Tunisia using the Theory of Acceptance Model (TAM) and the Theory of Planned Behavior (TPB). Security and privacy construct were selected as additional factors because of their potent influence on the use of internet banking system. For this purpose, a Structural Equation Modelling (SEM) is employed to examine the inter-correlations among the seven proposed constructs. A survey involving a total of 284 respondents is conducted and confirmatory factor analysis used to determine the measurement efficacies. This study confirms the appropriateness of TAM, TPB, and the security and privacy construct in predicting intention to use internet banking in a Tunisian banking environment. This research reveals that TAM and TPB could be used to provide a solid theoretical foundation of internet banking in Tunisian acceptance case. The study contributes to the literature of internet banking in Tunisia.

Quantifying Factors Influencing the Adoption of Internet Banking Services in Greece

2011 ◽  
pp. 24-37
Author(s):  
M. Makris ◽  
V. Koumaras ◽  
H. Koumaras ◽  
A. Konstantopoulou ◽  
S. Konidis ◽  
...  
Keyword(s):  
Banking System ◽  
Internet Banking ◽  
Ease Of Use ◽  
Perceived Usefulness ◽  
The Internet ◽  
Banking Services ◽  
Business Partners ◽  
Electronic Transactions ◽  
Internet Banking System ◽  
Internet Banking Services

A growing phenomenon in the Internet is the rising exploitation of sophisticated security means (e.g. cryptography, digital signatures etc.) toward the development of novel commerce services for providing electronic transactions, collaborating with business partners or serving customers, regardless of geographical and time limitations. This paper discusses, presents and elaborates on the various factors that affect the adaption of Internet banking services in Greece. In particular, it deals with the factors that have been developed within the framework of providing e-banking services over an insecure shared medium like the Internet and affect the Internet Banking customer acceptance. A factor analysis is performed based on the gathered results provided by customer-questionnaires of ALPHA Bank branch in Greece in order to quantify the various parameters that affect the use of an Internet Banking System. The findings of the analysis show that despite the fact that Internet Banking in Greece is steadily increasing its penetration, factors like security, ease of use and perceived usefulness of a system play a major role on the final decision of the customer to adopt an Internet Banking System.

Consumer Acceptance of Internet Banking

2017 ◽  
pp. 42-56 ◽  
Author(s):  
Fandy Boy Haking ◽  
Chee Hou Chin ◽  
Azan Shah Ambo Abdul Raoff ◽  
Mohd Rahmat Masri Kahar ◽  
Jeffry Benjamin ◽  
...  
Keyword(s):  
Technology Acceptance ◽  
Financial Institution ◽  
Banking System ◽  
Sampling Technique ◽  
Analysis Data ◽  
Internet Banking ◽  
Hierarchical Regression ◽  
Future Research ◽  
Use Of Technology ◽  
Internet Banking System

The purpose of this research is to investigate the main factor that influences the usage of internet banking in Malaysia. This study applies the concept of Unified Theory of Acceptance and Use of Technology (UTAUT) in internet banking context. This research implements hierarchical regression for All the bank company should be alert in customer satisfaction for their system and not just focus for the profit. The framework will be useful for bank to improve their system to more systematic and efficient. data analysis. Data was collected from 210 students of public higher learning institution in Federal Territory of Labuan, Malaysia via convenience sampling technique. The result of this study give impacts towards the future research in technology acceptance. The empirical results will be useful for financial institution or bank in order to improve the internet banking system that they currently used.

Acceptance of Internet Banking System among ICT Professionals

2013 ◽  
Vol 4 (5) ◽  
pp. 48-58 ◽  
Author(s):  
Mohd Shoki Md Ariff ◽  
Norhayati Zakuan ◽  
Yeow Siew Min ◽  
Kamaruzzaman Abdul Rahim ◽  
Khalid Ismail
Keyword(s):  
Banking System ◽  
Internet Banking ◽  
Internet Banking System

scholarly journals The Impact of Technology on the Financial Performance of Banking Sector With Reference To Sbi & Hdfc Banks

2020 ◽  
Vol 9 (1) ◽  
pp. 2029-2036
Keyword(s):  
Financial Performance ◽  
Banking Sector ◽  
Banking System ◽  
Asset Returns ◽  
Internet Banking ◽  
Mediation Effect ◽  
Substantial Impact ◽  
Financial Variables ◽  
Bivariate Correlation ◽  
The Impact

The modern banking system includes the effective usage of technology not only to deliver services to customers, but also to increase the financial performance of the banking sector. The present study considered the meta data of the State Bank of India and the HDFC Fund for the duration 2009-10 to 2019-20. The study introduced the data in panel form and applied the approach according to the objectives outlined. The study primarily looked at the four key banking network variables (internet banking, telephone banking, ICS banking and ATMs) influencing the contingent variable – asset returns by tracking a few different variables. The study examined the relationship between the banking technology variables and the financial variables with the aid of the Bivariate correlation statistical method, and the result revealed a favorable relationship with the asset returns technology variables. The study examined the influence of technology on the financial results of banking with a mediation effect and concluded that mobile and ICS banking have a substantial impact on the return on assets of the selected SBI and HDFC banks

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