NON-AGRICULTURAL ECONOMIC ACTIVITY IN THE SYSTEMS OF PUBLIC SOCIAL INSURANCE AND SOCIAL INSURANCE FOR FARMERS

Author(s):  
Zbigniew Wasąg

The aim of the study was to compare conducting economic activity by people covered by social insurance and by social insurance for farmers in the years 2013-2017. The former included old-age pension insurance, disability and survivors’ insurance, sickness insurance, accident and health insurance as well as contributions for the Labour Fund. Social insurance for farmers was defined based on old-age and disability insurance, sickness insurance, accident insurance and maternity insurance. Monthly contributions for social insurance for persons conducting non-agricultural economic activity were three times higher in the public system of social insurance (ZUS, or National Social Insurance Institution). However, when health insurance and Labuor Fund contributions were included, they were five times higher than agricultural social insurance (KRUS, or Agricultural Social Insurance Fund). The share of social and health insurance in the income of persons commencing economic activity was more than twice higher than in the income of persons insured by KRUS.

2019 ◽  
Vol 12 (3) ◽  
pp. 312-325
Author(s):  
Łukasz Podstawka

SummarySubject and purpose of work: The subject of this paper was to assess the old-age pension insurance in ZUS (Social Insurance Institution) and KRUS (Agricultural Social Insurance Fund) from the perspective of a person insured and the public finances. The purpose of the study was to calculate the difference in saving efficiency of the insured in ZUS and KRUS.Materials and methods: The study uses literature in the field of social security, legal acts, mass statistics data, and statistical data of KRUS and ZUS. Descriptive and financial analysis methods were used. The results of the study were presented using the tabular method.Results: As a result of the analysis, it was found that currently the income adequacy of old-age pension insurance in Poland is about 50%. It is much lower than what is considered optimal, which is estimated at 70%. The share of subsidies for old-age pension insurance in budget expenditure in Poland is growing and in 2018 this ratio was 16.16%.Conclusions: The efficiency of saving in old-age pension insurance in KRUS is over 6 times higher than the efficiency of old-age pension saving in ZUS.


2021 ◽  
Vol specjalny (XXI) ◽  
pp. 487-496
Author(s):  
Ewelina Kumor-Jezierska

In this article the regulations of the act on parental supplementary benefit of January 30, 2019 are thoroughly analysed. Supplementary parental benefit is granted to a person who gave birth to and raised or only raised at least four children and did not acquire the right to a pension or a pension paid to this person by the pension authority is smaller than the lowest pension. One is entitled to the benefit mentioned herein only in the case of not having means of subsistence because of not pursuing or discontinuing employment as a result of raising minimum four children. Supplementary parental benefit is in no way related to making social security contributions, it is a benefit financed by the state budget, which in a supplementary or substitutional way is linked to old age. In the legal sense, it is not a pension, but a special non-contributory monetary benefit of discretionary nature, which is granted only on request of the person of interest based on the administrative decision of the president of the Polish Social Insurance Institution (ZUS) or the Agricultural Social Insurance Fund (KRUS).


Author(s):  
Roman Kisiel ◽  
Wiesława Lizińska ◽  
Milena Tylman

The main purpose of this paper is to examine the farmers’ opinion on the functioning of their dedicated social insurance system. Particular attention was also paid to the development of different forms of social insurance and to the functioning of the Farmers’ Social Insurance Fund (Polish acronym: KRUS). The analysis was based on a literature review and a survey conducted with 114 farmers registered in KRUS offices located in Działdowo, Iława and Ostróda, with assistance from the Olsztyn Regional Branch. The data collected enables an objective assessment of the entire social insurance system and reflects the farmers’ views on the system and its reforms. The research shows that the accident insurance, health insurance and maternity insurance schemes work very well (41%) or well (34%) according to the farmers concerned. The respondents also expressed their satisfaction with activities undertaken by KRUS, especially in the social field (61%).


Author(s):  
Do Kieu Oanh ◽  
Nguyen Thi Kim Trong ◽  
Nguyen Thi Chin ◽  
Nguyen Thu Huong

Each employee when working at enterprises is expected to be entitled to full benefits from social insurance, health insurance and unemployment insurance after years of contribution. However, this desire of the employees sometimes can not be achieved. Enterprises have taken advantage of the legal loophole to commit acts of evasion (avoidance) to fulfill these obligations to employees. Therefore, the benefits of employees are seriously damaged and the management agencies of the social insurance fund also lose. This article is about the current situation in Vietnam and point out some policy suggestions.


2020 ◽  
Vol 64 (4) ◽  
pp. 33-51
Author(s):  
Roman Garbiec ◽  

The paper presents an initial concept of an integrated public social insurance system in Poland. The first part presents a diagnosis of the financial basis for the functioning of this system in the years 1991–2018. In the second part of the paper the diagnosis gives an indication of the directions for further development of this system, allowing it to become an integrated system, the financing of which does not negatively impact the functioning of the Polish economy and prevents the collapse of the public finances of the state. The aim of the paper is to define the financial foundations of an integrated social insurance system in Poland. The basic assumption of the study was the need to improve the financial efficiency of the public social security system through systemic and parametric reconstruction. The research tool used for the diagnosis was the analysis of documents (legal acts in the field of social insurance and financial statements of the Social Insurance Fund (FUS)). The research tool used for the diagnosis was the financial efficiency indicators relevant to the purposes of the analysis. The main conclusion of the study is that a parametric and systemic reconstruction of the Polish social insurance system is possible, which should lead to a balance of revenues and expenses in the Social Insurance Fund.


Author(s):  
Lyudmila A. Migranova ◽  
◽  
Valentin D. Roik ◽  

The article deals with the issues of functioning of the social insurance institution, the organizational-legal and financial forms of which are presented by the state extrabudgetary social funds - Pension Fund of Russia, Mandatory Social Insurance Fund and Mandatory Health Insurance Fund. It considers the main characteristics of social insurance: a) scope of covering the employed population by insurance protection; b) contribution rates as related to wages; c) level of protection of population incomes (pensions and benefits as related to wages and subsistence minimum); d) availability of quality medical assistance and rehabilitation services. There are analyzed the present social risks and problems of the RF insurance system. The main problem is that the amount of financial expenditures on all types of social insurance per beneficiary is about half that of most developed and developing countries. The primary cause is lacking motivation of both employees and employers to participate in the mandatory social insurance and to legalize their earnings. In the conclusion there are formulated a number of proposals for improvement of the institution of social insurance in Russia. It is proposed to expand the range of insurance cases concerning unemployment insurance and care for elderly people, to increase the total amount of compulsory contributions to extrabudgetary insurance funds from 30.2% up to 42.5% from three sources - employees, employers and the state.


2021 ◽  
Vol 5 ◽  
pp. 77-81
Author(s):  
V. V. Kulakov ◽  

The article discusses the controversial issues of compensation for physical harm caused to an employee. The article analyzes the possibility of satisfying the claim for compensation of such expenses, presented directly to the harmer, provided that the insurance coverage is obtained at the expense of the Social Insurance Fund. The conclusion is made about the possibility of such a claim. At the same time, the conditions for its satisfaction are determined, including the victim»s need for such expenses, taking into account the right to choose a doctor and a medical organization, in the absence of signs of abuse of the right.


2019 ◽  
Vol 72 (2) ◽  
pp. 279-283
Author(s):  
Anatolii T. Komziuk ◽  
Dmytro M. Velichko ◽  
Volodymyr S. Goshovskyі ◽  
Valentyna A. Goshovska ◽  
Olena V. Klymenko

Introduction: Surgeons that are working with HIV-infected patients in Ukraine are in a vulnerable state due to the lack of special regulation of this issue in labor, medical law and labor contract, as well as the spread of HIV among the population of the country. The aim of this article is to determine and uncover the content of the rights of surgeons while working with HIV-infected patients in Ukraine. Materials and Methods: The research materials of the rights of the surgeons that are working with HIV-infected patients consist of national legislation, official explanations of the Social Insurance Fund of Ukraine, statistics on HIV infection. The research methods that have been used are cross-sectoral, complex statistical, analysis and synthesis. In order to obtain the results of the research the norms of medical, labor and civil law have been analyzed. Review: The authors of the article have emphasized and described the rights of surgeons that are working with HIV-infected patients. Conclusions: It has been proved that the current system of surgeons’ rights needs to be improved. It has been offered: to establish, at the legislative level, the responsibility of the patient with HIV infection to warn a medical employee about his infection in case of surgery or other medical manipulation that leads to contact with blood or other biological materials; to revise and significantly increase the payment of obligatory insurance of surgeons, if they are infected by a patient with HIV infection.


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