scholarly journals Old-Age Pension Insurance in ZUS and KRUS in the Context of the Insured and Public Finances

2019 ◽  
Vol 12 (3) ◽  
pp. 312-325
Author(s):  
Łukasz Podstawka
Keyword(s):  
Old Age ◽  
Social Insurance ◽  
Financial Analysis ◽  
Insurance Fund ◽  
Pension Insurance ◽  
Public Finances ◽  
Income Adequacy ◽  
Social Insurance Fund ◽  
Pension Saving ◽  
The Difference

SummarySubject and purpose of work: The subject of this paper was to assess the old-age pension insurance in ZUS (Social Insurance Institution) and KRUS (Agricultural Social Insurance Fund) from the perspective of a person insured and the public finances. The purpose of the study was to calculate the difference in saving efficiency of the insured in ZUS and KRUS.Materials and methods: The study uses literature in the field of social security, legal acts, mass statistics data, and statistical data of KRUS and ZUS. Descriptive and financial analysis methods were used. The results of the study were presented using the tabular method.Results: As a result of the analysis, it was found that currently the income adequacy of old-age pension insurance in Poland is about 50%. It is much lower than what is considered optimal, which is estimated at 70%. The share of subsidies for old-age pension insurance in budget expenditure in Poland is growing and in 2018 this ratio was 16.16%.Conclusions: The efficiency of saving in old-age pension insurance in KRUS is over 6 times higher than the efficiency of old-age pension saving in ZUS.

NON-AGRICULTURAL ECONOMIC ACTIVITY IN THE SYSTEMS OF PUBLIC SOCIAL INSURANCE AND SOCIAL INSURANCE FOR FARMERS

2017 ◽  
Vol XIX (5) ◽  
pp. 204-209
Author(s):  
Zbigniew Wasąg
Keyword(s):  
Health Insurance ◽  
Old Age ◽  
Agricultural Economic ◽  
Economic Activity ◽  
Social Insurance ◽  
Insurance Fund ◽  
Pension Insurance ◽  
Sickness Insurance ◽  
The Public ◽  
Social Insurance Fund

The aim of the study was to compare conducting economic activity by people covered by social insurance and by social insurance for farmers in the years 2013-2017. The former included old-age pension insurance, disability and survivors’ insurance, sickness insurance, accident and health insurance as well as contributions for the Labour Fund. Social insurance for farmers was defined based on old-age and disability insurance, sickness insurance, accident insurance and maternity insurance. Monthly contributions for social insurance for persons conducting non-agricultural economic activity were three times higher in the public system of social insurance (ZUS, or National Social Insurance Institution). However, when health insurance and Labuor Fund contributions were included, they were five times higher than agricultural social insurance (KRUS, or Agricultural Social Insurance Fund). The share of social and health insurance in the income of persons commencing economic activity was more than twice higher than in the income of persons insured by KRUS.

SUPPLEMENTARY PARENTAL BENEFIT – THE MUM 4 + PROGRAMME – EXPECTATIONS AND REALITY

2021 ◽  
Vol specjalny (XXI) ◽  
pp. 487-496
Author(s):  
Ewelina Kumor-Jezierska
Keyword(s):  
Social Security ◽  
Old Age ◽  
Social Insurance ◽  
Insurance Fund ◽  
State Budget ◽  
Social Security Contributions ◽  
Monetary Benefit ◽  
Social Insurance Fund ◽  
The Right ◽  
Legal Sense

In this article the regulations of the act on parental supplementary benefit of January 30, 2019 are thoroughly analysed. Supplementary parental benefit is granted to a person who gave birth to and raised or only raised at least four children and did not acquire the right to a pension or a pension paid to this person by the pension authority is smaller than the lowest pension. One is entitled to the benefit mentioned herein only in the case of not having means of subsistence because of not pursuing or discontinuing employment as a result of raising minimum four children. Supplementary parental benefit is in no way related to making social security contributions, it is a benefit financed by the state budget, which in a supplementary or substitutional way is linked to old age. In the legal sense, it is not a pension, but a special non-contributory monetary benefit of discretionary nature, which is granted only on request of the person of interest based on the administrative decision of the president of the Polish Social Insurance Institution (ZUS) or the Agricultural Social Insurance Fund (KRUS).

SOCIAL INSURANCE IN RUSSIA: STATE, CURRENT CHALLENGES AND RESPONSES TO THEM

2020 ◽  
pp. 75-95
Author(s):  
Lyudmila A. Migranova ◽  
◽  
Valentin D. Roik ◽  
Keyword(s):  
Social Insurance ◽  
Pension Fund ◽  
The State ◽  
Insurance Fund ◽  
Social Risks ◽  
Social Insurance Fund ◽  
Subsistence Minimum ◽  
The Social ◽  
Mandatory Health Insurance ◽  
Insurance Funds

The article deals with the issues of functioning of the social insurance institution, the organizational-legal and financial forms of which are presented by the state extrabudgetary social funds - Pension Fund of Russia, Mandatory Social Insurance Fund and Mandatory Health Insurance Fund. It considers the main characteristics of social insurance: a) scope of covering the employed population by insurance protection; b) contribution rates as related to wages; c) level of protection of population incomes (pensions and benefits as related to wages and subsistence minimum); d) availability of quality medical assistance and rehabilitation services. There are analyzed the present social risks and problems of the RF insurance system. The main problem is that the amount of financial expenditures on all types of social insurance per beneficiary is about half that of most developed and developing countries. The primary cause is lacking motivation of both employees and employers to participate in the mandatory social insurance and to legalize their earnings. In the conclusion there are formulated a number of proposals for improvement of the institution of social insurance in Russia. It is proposed to expand the range of insurance cases concerning unemployment insurance and care for elderly people, to increase the total amount of compulsory contributions to extrabudgetary insurance funds from 30.2% up to 42.5% from three sources - employees, employers and the state.

Actual Problems of Compensation for Health Damage Caused During the Performance of Labor Duties

2021 ◽  
Vol 5 ◽  
pp. 77-81
Author(s):  
V. V. Kulakov ◽  
Keyword(s):  
Social Insurance ◽  
Insurance Coverage ◽  
Insurance Fund ◽  
Controversial Issues ◽  
Medical Organization ◽  
Social Insurance Fund ◽  
The Social ◽  
Health Damage ◽  
The Right

The article discusses the controversial issues of compensation for physical harm caused to an employee. The article analyzes the possibility of satisfying the claim for compensation of such expenses, presented directly to the harmer, provided that the insurance coverage is obtained at the expense of the Social Insurance Fund. The conclusion is made about the possibility of such a claim. At the same time, the conditions for its satisfaction are determined, including the victim»s need for such expenses, taking into account the right to choose a doctor and a medical organization, in the absence of signs of abuse of the right.

scholarly journals THE RIGHTS OF SURGEONS WHILE WORKING WITH HIV-INFECTED PATIENTS IN UKRAINE

2019 ◽  
Vol 72 (2) ◽  
pp. 279-283
Author(s):  
Anatolii T. Komziuk ◽  
Dmytro M. Velichko ◽  
Volodymyr S. Goshovskyі ◽  
Valentyna A. Goshovska ◽  
Olena V. Klymenko
Keyword(s):  
Hiv Infection ◽  
Social Insurance ◽  
Current System ◽  
Insurance Fund ◽  
Medical Law ◽  
Labor Contract ◽  
Social Insurance Fund ◽  
The Social ◽  
Analysis And Synthesis ◽  
Complex Statistical Analysis

Introduction: Surgeons that are working with HIV-infected patients in Ukraine are in a vulnerable state due to the lack of special regulation of this issue in labor, medical law and labor contract, as well as the spread of HIV among the population of the country. The aim of this article is to determine and uncover the content of the rights of surgeons while working with HIV-infected patients in Ukraine. Materials and Methods: The research materials of the rights of the surgeons that are working with HIV-infected patients consist of national legislation, official explanations of the Social Insurance Fund of Ukraine, statistics on HIV infection. The research methods that have been used are cross-sectoral, complex statistical, analysis and synthesis. In order to obtain the results of the research the norms of medical, labor and civil law have been analyzed. Review: The authors of the article have emphasized and described the rights of surgeons that are working with HIV-infected patients. Conclusions: It has been proved that the current system of surgeons’ rights needs to be improved. It has been offered: to establish, at the legislative level, the responsibility of the patient with HIV infection to warn a medical employee about his infection in case of surgery or other medical manipulation that leads to contact with blood or other biological materials; to revise and significantly increase the payment of obligatory insurance of surgeons, if they are infected by a patient with HIV infection.

Digitalization and protection of citizens' rights compulsory social insurance

2021 ◽  
pp. 398-401
Author(s):  
A.Yu. Gusev
Keyword(s):  
Social Services ◽  
Social Insurance ◽  
Legal Regulation ◽  
Insurance Fund ◽  
English Version ◽  
Social Insurance Fund ◽  
The Social ◽  
The Subject ◽  
The Russian Federation ◽  
Basic Approaches

The subject of this article was the issues related to the protection of the rights of citizens in the field of compulsory social insurance in the conditions of digitalization. It is shown that in order to ensure effective and safe conditions for the use of digital technologies, it is necessary to include universal basic approaches in the legal regulation. Specific examples of how the tasks of digitalization of social services in the field of social security are currently actively implemented by the social insurance Fund of the Russian Federation are given. English version of the article is available at URL: https://panor.ru/articles/digitalization-and-protection-of-citizens-rights-in-compulsory-social-insurance/71242.html

A FEW REMARKS ON LEGAL ASPECTS REGARDING THE SO-CALLED “MATERNITY PENSION”

2020 ◽  
Vol 1 (XX) ◽  
pp. 75-90
Author(s):  
Magdalena Gurdek
Keyword(s):  
Social Insurance ◽  
Legal Aspects ◽  
Insurance Fund ◽  
State Budget ◽  
Literal Sense ◽  
Social Insurance Fund ◽  
Retirement Benefit ◽  
The Social ◽  
The Law ◽  
True Structure

Contrary to the popular belief, the supplementary parental benefit called the “maternity pension” introduced by the Law of 31 January 2019 is not a retirement benefit in the literal sense, financed from the Social Insurance Fund. What is more, it is not a guaranteed benefit for those who raised four or more children, but a discretionary provision benefit financed from the state budget. Unfortunately, at first, a significant part of the society was impressed by the very idea of granting a “benefit” to people who instead of work brought up a large group of children, and did not go into the details of this program, which, as it turned out later, are crucial. This study aims to provide a detailed analysis of the provisions of the Law on supplementary parental benefit, so as to show in detail its true structure. In addition, it will also present the effects of the maternal law and indicate other solutions that could be introduced so that the assumption of honouring the effort put into the education of numerous offspring is fully implemented for all on equal terms.

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