Young Renters’ Perception on Home Purchase and Financial Preparation: Focusing on Relationships with Consumption Propensity

2021 ◽  
Vol 30 (5) ◽  
pp. 877-892
Author(s):  
Hyeju Lee ◽  
Hyeontae Kim ◽  
Hwihyun Lee ◽  
Yoon-Seo Hwang ◽  
Hyun-Jeong Lee
Keyword(s):  
Financial Preparation ◽  
Home Purchase

scholarly journals DECISION SUPPORT SYSTEM DETERMINES THE PURCHASE OF HOUSE RIGHT USING ANALYTICAL HIERARCHY PROCESS (AHP) AND BORDA METHODS

JOURNAL ASRO ◽  
2019 ◽  
Vol 10 (1) ◽  
pp. 1
Author(s):  
Didit Herdiawan Ashaf ◽  
Sutikno Wahyu Hidayat ◽  
Ahmadi Ahmadi
Keyword(s):  
Decision Making ◽  
Decision Support ◽  
Decision Support System ◽  
Group Decision Making ◽  
Support System ◽  
Analytical Hierarchy Process ◽  
Group Decision ◽  
Decision Makers ◽  
Home Purchase ◽  
Hierarchy Process

Increasing population growth also contributes to the increasing need for homes or dwellings as basic human needs. Many ways people do to meet these needs, among others, by buying from someone else, building it yourself or by buying a house in a housing developer. Houses besides being a basic human need, it is also used as an indicator of one's success and as an asset for business development and an increase in the economic value of the owner. Prospective home buyers certainly have criteria that are considered in choosing a house. Many of the existing criteria are often followed by the availability of more than one choice of the house to be able to meet these criteria. Therefore, the writer tries to try to make a Decision Support System in a Home Purchase that will later help prospective home buyers in deciding which house to buy. The decision-making method used in this system is an analytical hierarchy process (AHP) as a form of decision-making model that is suitable for multi-criteria and multi-alternative problems with the main input being human perception. Combined with the Borda method which is one method of group decision making that can combine the results of perceptual analysis (the results of AHP analysis) from several decision makers. it is necessary to have a group decision-making technique (group decision support system). So that the resulting home purchase decision can be accepted by all decision makers (family). From the results of the calculation and voting process, House X was chosen with 9 votes.   Keywords: Home Purchase, Analytical Hierarchy Process, Borda

scholarly journals A Consumer Behavior and Lifestyle with the Interest of Buying As Mediation in Determining Home Purchase with Subsidy Credit in Jember

2020 ◽  
Vol 8 (07) ◽  
pp. 1900-1911
Author(s):  
Roro Wardhani ◽  
Adhiimsyah Luthfi ◽  
Andi Sularso ◽  
Imam Suroso
Keyword(s):  
Consumer Behavior ◽  
Subsidized Housing ◽  
Direct Influence ◽  
Purchasing Decisions ◽  
Government Programs ◽  
Know How ◽  
Indirect Influence ◽  
Current Trends ◽  
Home Purchase ◽  
Consumer Tastes

The need for houses is almost never decreasing, this opportunity is exploited by developers to realize government programs related to meeting the needs of subsidized housing mortgages. Developers must be able to know how consumer tastes are changing every day in line with current trends, and it is a challenge for developers to be able to predict future demand. This understanding needs further investigation to find out how consumers consider everything before finally making a decision to buy. The purpose of this study was to analyze and determine the effect of consumer behavior and lifestyle on the interests and decisions of the purchase of subsidized KPR housing in Jember Regency. The sample in this study consumers from 10 developers in Jember were 150 respondents. The results of the analysis show that consumer behavior influences consumer buying interest in the purchase of subsidized housing mortgages, lifestyle influences consumer buying interest in home mortgages, consumer behavior influences consumer purchasing decisions in buying subsidized housing mortgages in Jember, lifestyle has a significant effect on purchasing decisions in buying subsidized housing mortgages in Jember, buying interest influences purchasing decisions in determining the purchase of subsidized housing mortgages in Jember, and based on the results of testing the direct and indirect influence of consumer behavior and lifestyle on purchasing decisions through interest, the results show that the direct influence of consumer behavior and the lifestyle of buying interest and purchasing decisions has a greater influence than indirect influence.   Keywords: consumer behavior, lifestyle, buying interest and purchasing decisions.

GENDER COMPARISONS OF BABY BOOMERS AND FINANCIAL PREPARATION FOR RETIREMENT

1998 ◽  
Vol 24 (8) ◽  
pp. 719-745 ◽  
Author(s):  
J. Conrad Glass ◽  
Beverly B. Kilpatrick
Keyword(s):  
Baby Boomers ◽  
Gender Comparisons ◽  
Financial Preparation

scholarly journals Identifying Frequent Seafood Purchasers in the Northeastern U.S.

1994 ◽  
Vol 23 (2) ◽  
pp. 226-235 ◽  
Author(s):  
Robert O. Herrmann ◽  
Ganesh P. Rauniyar ◽  
Gregory D. Hanson ◽  
Guoquing Wang
Keyword(s):  
Cluster Analysis ◽  
New England ◽  
White Collar ◽  
Recreational Fishing ◽  
Factors Affecting ◽  
Cluster Membership ◽  
Logistic Regressions ◽  
Home Purchase ◽  
Households With Children ◽  
At Home

Factors affecting the frequency of purchase of fish and other seafood for at-home and restaurant consumption by Northeastern consumers were investigated. Cluster analysis identified six groups of consumers with similar perceptions of the attributes of fish. Demographic and cluster membership variables were employed in logistic regressions to identify the characteristics of frequent at-home use and restaurant purchasers. At-home purchase was more likely to be frequent among respondents with white collar occupations, older ages, urban/suburban and New England residence, recreational fishing participation, and membership in one of five attitudinal clusters. Restaurant purchase was more likely to be frequent among whites and among those with higher incomes, white collar occupations, recreational fishing involvement and among members of two clusters with favorable attitudes toward fish; it was less likely to be frequent in households with children age 10 and under present.

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