DOES EDUCATION AND EMPLOYMENT IMPROVE WOMEN’S LIFE EXPECTANCY IN INDONESIA

This paper examine the relation between women’s income, women’s education, and the percentage of women as professional workers toward women’s life expectancy in Indonesia. This research use random effect model with 34 Provinces data from 2010 to 2017. This paper show that women’s income, women’s education, and the percentage of women as professional have positive and significant effect to women’s life expectancy in Indonesia. This paper show that women’s education has bigger effect on women’s life expectancy in Indonesia than women’s income and percentage of women as professional workers.

THE EFFECT OF MOTIVATION ON EMPLOYEE PERFORMANCE (A STUDY OF EMPLOYEES OF PDAM TIRTAMARTA IN YOGYAKARTA CITY)

This research aimed to determine the effect of the need for achievement on employee performance, the effect of the need for affiliation on employee performance, and the effect of the need for power on employee performance. The sample size used in this study was 64 employees of PDAM Tirtamarta in Yogyakarta City. The data analysis technique used multiple linear regression. The study results showed that the need for achievement has no effect on employee performance, the need for affiliation has no effect on employee performance, and the need for power have an effect on employee performance.

FACTORS WHICH INFLUENCE LIQUID ASSETS IN SHARIA BANKS: A CASE STUDY OF PT BANK SYARIAH MANDIRI 2016-2017

Banks manage liquidity carefully because of differences in fund tenor collected and channeled. Meanwhile, at the same time, it must fulfill transaction needs, reserve requirement, current liabilities, and be cautious in facing sudden liquidity needs. Therefore, bankshold a sufficient amount of liquid assets. Liquidity management tends to be a trade-off. On one side, insufficient liquid assets can cause banks to be unable to carry out transactions with its customers or fulfill its maturity obligations. On another side, high liquid assets can result in a lost opportunity, because the liquid assets do not provide a return. The purpose of this research is to analyze what factors influence the level of banks liquid assets. This research was conducted using a dual regression model to analyze the variables studied, with a case study of PT Bank Syariah Mandiri from 2016-2017.The dependent variable was the level of liquid assets. Meanwhile, the independent variables were the amount of third party funds, financing growth, financial market access between banks, current liabilities, and previous month profit. The research results reveal that two variables are statistically significant towards bank liquid assets, which are third-party funds and previous month profit. Third-party funds and previous month profit have a positive and significat influence towards liquid assets. Meanwhile, the other variables do not significantly determined liquid assets.

THE EVALUATION OF THE PERFORMANCE BASED BUDGETING IN HEALTH, EDUCATION, AND PUBLIC WORKS AGENCIES OF POLEWALI MANDAR REGENCY, WEST SULAWESI PROVINCE

New paradigm of modern society pushes financial reform of regencies. One form of the reform is the application of performance-based budgeting. The budget compilation process and target demonstrate regencies’ opportunities to develop vision and mission as well as to materialize society expectation and desire in accordance with the regencies potentials. However, the implementation of the budget faces uneasy challenges. The subjects of this paper consist of budgeting process included planning, implementation, performance measurement and evaluation, and reporting. This paper also describes problems in budgeting process. The technique of collecting data were collected by observation, in depth interview and analyzed by using qualitative method that was developed based on descriptive paradigm to describe comprehensive meaning of Polewali Mandar Regency, budgeting process. This research shows that in general, the idealism of performance based budgeting is not yet achieved. There are many mistakes in budgeting process sequences included planning, implementation, performance measurement and evaluation, and reporting. The less comprehensive communication, integration computerized application system, rewards and punishment system, and work ethic became the causes of the problems.