Economic and Financial Analysis: The Farmer’s Point of View

2013 ◽  
pp. 145-176
Author(s):  
Peter Soldatos
Keyword(s):  
Financial Analysis ◽  
Point Of View

Revolving cards: A financial analysis of the credit repayment and legal implications

2021 ◽  
Vol 39 (2) ◽  
Author(s):  
Salvador Cruz Rambaud ◽  
Salvador Cruz Vargas
Keyword(s):  
Interest Rate ◽  
Credit Card ◽  
Financial Analysis ◽  
Point Of View ◽  
Excessive Amount ◽  
Nominal Interest Rate ◽  
Legal Implications ◽  
Long Duration ◽  
Very High

The framework of this paper is credit card holding by users and consumers, more specifically, the so-called revolving cards. In most cases, the true interest rate applied to a credit is much higher than its nominal interest rate. Usually, this is due to the existence of some fees to be paid by the holder, and to the process of splitting the periods of interest. However, the contracted annual interest rate of revolving cards is very high which, together with the peculiar amortization system, gives rise to an excessive amount of interests. The objective of this paper is to describe and analyze, from a legal and financial point of view, the main characteristics of the credit repayment in revolving cards. We conclude that the complete amortization of the principal needs a long duration and the payment of a high amount of interests.

scholarly journals Development and Financial Analysis for the Elaboration Jominy Test Device: Conception of an Engineering Project from the Point of View Undergraduate Students

2020 ◽  
Vol 7 (6) ◽  
pp. 331-336
Author(s):  
Luís Gustavo Fortes Ferreira Giroto ◽  
Giulliano Assis Sodero Boaventura ◽  
Renann Pereira Gama ◽  
Regina Elaine Santos Cabette ◽  
Wilson de Freitas Muniz ◽  
...  
Keyword(s):  
Undergraduate Students ◽  
Financial Analysis ◽  
Point Of View ◽  
Test Device ◽  
Engineering Project ◽  
Jominy Test

scholarly journals FORMING OF THE MECHANISM OF THE ENTERPRISE’S MARKET CAPITALIZATION FOR ACHIEVEMENT OF ITS MAIN GOALS OF INVESTMENT ACTIVITY

2021 ◽  
Author(s):  
Igor Kryvovyazyuk ◽  
Oleksandr Burban
Keyword(s):  
Financial Analysis ◽  
Investment Strategy ◽  
Point Of View ◽  
Management Mechanism ◽  
Scientific Publications ◽  
Investment Activity ◽  
Business Valuation ◽  
Market Capitalization ◽  
Scientific Discussion ◽  
Main Components

The article summarizes arguments and counterarguments in the framework of scientific discussion on the formation of a mechanism for managing the market capitalization of an enterprise from the point of view of achieving its established investment goals. The main goal of the research is to create a new approach to the formation of the mentioned mechanism, which was implemented through a critical analysis of the modern scientific publications within the topic. A detailed analysis of the internal structure of the enterprise’s market capitalization management mechanism allowed to define its main components list which includes: a main goal of the mechanism (which is related to enterprise’s value maximization), management methods (financial, administrative, legal), principles (purposefulness, planning, competence, disciplines, incentives, hierarchy), tools (business valuation, financial analysis, benchmarking), subjects, objects, management factors (improving of financial, administrative or production system) and result (which is measured by enterprise’s market capitalization dynamics). Also, it was revealed that there’s a connection between internal components of enterprise’s market capitalization management mechanism and external factors, which can be microeconomic (are under direct enterprise’s influence) or macroeconomic (can’t be influenced from an enterprise’s side). Having summarized the main goals of an enterprise’s investment strategy, three main groups of the goals were selected to reveal the existence of a direct relationship between formation of a mechanism for managing the market capitalization of an enterprise and its main goals of investment activity. First one is related to improvement of enterprise’s value (based on changes in capital), second is related to level of enterprise’s profitability, and third is defined with achieving a positive social effect. The study empirically confirms and theoretically proves that the expression of the effectiveness of the market capitalization management mechanism of an enterprise is a direct identification of the achievement of the goals of its investment strategy.

Finance and Financial analysis

2021 ◽  
Author(s):  
Rossiyskoy Minobrnauki
Keyword(s):  
Professional Education ◽  
Financial Management ◽  
Financial Analysis ◽  
Point Of View ◽  
Basic Knowledge ◽  
Federal State ◽  
Master's Students ◽  
Financial Condition ◽  
State Educational ◽  
The Impact

The textbook systematizes basic knowledge in the field of finance, financial analysis and financial management, presented in their direct relationship and significance from the point of view of evaluation, diagnosis, forecasting and monitoring of the continuity of the organization's activities. It includes seven chapters grouped into three sections. The first section is devoted to the theoretical foundations of the organization's financial management, stakeholders and sources of the organization's activities. The second section discusses the basics of financial analysis, providing knowledge of the main directions, information base and methods of financial analysis, as well as allowing them to be applied reasonably, calculate and evaluate analytical indicators, determine the impact of globalization processes, various macro-and microfactors on the financial condition of the organization. The third section contains the basics of financial management, providing an understanding of the essence of the financial mechanism of the organization and algorithms for justifying decisions in the field of financial management. It complies with the federal state educational standards of higher education of the latest generation and provides the formation of basic competencies in the field of finance, financial management and financial analysis. For bachelor's, specialist's and master's students studying in the field of Economics, the system of additional professional education, training centers for advanced training of auditors and other financial market specialists, as well as for individual preparation of applicants for qualification certification and passing qualification exams.

HKUST - Julong Financing Analysis

2011 ◽  
Vol 403-408 ◽  
pp. 5250-5253
Author(s):  
Cai Ying Wu ◽  
Na Wang ◽  
Qian Wang
Keyword(s):  
Financial Management ◽  
Financial Analysis ◽  
Point Of View ◽  
Analysis Model ◽  
Systematic Analysis

This paper first elaborates the basic situation of HKUST-Julong, followed by a systematic analysis from the macro environment point of view. Again, used the DuPont financial analysis model to analyze HKUST-Julong from the aspect of Microcosmic point in details. Finally, sums up the successful financing experience of HKUST-Julong, so as to provide reference for others SME financial management.

scholarly journals Economic efficiency of agricultural enterprises and its evaluation 

2012 ◽  
Vol 48 (No. 3) ◽  
pp. 97-101
Author(s):  
E. Rosochatecká
Keyword(s):  
Evaluation Method ◽  
New Technologies ◽  
Financial Analysis ◽  
Point Of View ◽  
General Level ◽  
Average Data ◽  
Agricultural Enterprises ◽  
Investment Volume ◽  
Permanent Loss

Agriculture as a sector of national economy shows a permanent loss (except the year 1995 and 2000). The investment volume and number of workers decreases. The necessary resources for businesses development are not created at the general level. Introducing of new technologies for restructuring appears as problematic from this point of view. The stated results of the sector of agriculture stem from the average data of the monitored set of enterprises collected by the RIAE. Evaluation objectivity of the agricultural enterprises economic results is influenced by the quality of the database and of the used evaluation method. In the contribution, the method of the financial analysis indices, economic normal and the indicators of the enterprise financial situation prediction were utilised for evaluation. For the analysis, own set of monitored enterprises is used and also its comparison with the selected results of the RIAE.

scholarly journals Analisis Kelayakan Investasi Kandang Tertutup pada Peternak Ayam Broiler Plasma PT Gema Usaha Ternak, Yogyakarta

2017 ◽  
Vol 5 (1) ◽  
pp. 43
Author(s):  
Sutrisno Hadi Purnomo ◽  
Krishna Agung Santosa
Keyword(s):  
Sensitivity Analysis ◽  
Net Present Value ◽  
Financial Analysis ◽  
Secondary Data ◽  
Point Of View ◽  
Primary Data ◽  
Cost Structures ◽  
Size Number ◽  
Investment Cost ◽  
Technology Marketing

<div class="Section1"><p><em>This research is aiming at finding the feasibility of close house investment of broiler farmers of Plasma PT Gema Usaha Ternak from the financial point of view. The research was conducted by collecting primary and secondary data. The primary data, consisting of house size, number of birds, investment cost, operational and raising costs and farmer’s revenue, were obtained from the broiler farmers of plasma PT Gema Usaha Ternak. The secondary data, consisting of standard house investment cost, operational and raising costs, the current prices, and farmers’ revenue, were gained from PT Gema Usaha Ternak. Both primary and secondary data were then analyzed, observing the net present value, profitability index, discounted payback period and internal rate of return. The result of financial analysis was sensitively tested with changing some cost structures. The proving of the first hypothesis </em><em>revealed that close house investment were financially feasible. The result of sensitivity analysis with some changes in cost structure showed that the more the farmers used  their own capital the more feasible it would be. The result of analysis on aspects of techniques and technology, marketing, operational management, and social-environment showed that close coop investment was feasible.</em></p></div><p><em> </em></p><em>Key words : broiler farmers, feasibility analysis, sensitivity analysis</em>

scholarly journals Misleading Aggregate Considerations in Sector-Specific Causalities: Long-term Bank Credit Usage in Fishing vs. Agriculture in Turkey

2019 ◽  
pp. 1-14
Author(s):  
Celal Demirkol ◽  
Ali Faruk Acikgoz
Keyword(s):  
Financial Analysis ◽  
Control Variable ◽  
Point Of View ◽  
Policy Implications ◽  
Bank Credit ◽  
Short Term ◽  
Alternative Source ◽  
Agriculture Sector ◽  
Fishing Sector

As an alternative source of financing the assets, bank credits have ever been on the spot of business finance and financial analysis. Those sources of financing have mostly compared with the short-term appearance of either liabilities or liquidity. The relevant finance literature ensures that the long-term appearance of bank credits in the balance sheets of businesses is not only affected by the composition of short-term liabilities but also the liquidity. Nevertheless, bank credit usage, especially in the long-term, may have different characteristics amongst sectors. Some sectors may even deserve a thorough analysis in their challenge of bank credit finance. The fishing sector and the businesses which it contains may have been neglected in terms of revealing the causalities which might have been hidden by considering its aspects as a supplement in the aggregate figures of the agriculture sector in Turkey. Thus, this study aims at the core debt and liability variables along with a liquidity control variable, cash and cash equivalents or cash, to reveal the causality and cointegration aspects on the long-term bank credit potential in the nexus of these two inter-related sectors. We hereby compare the results of the model designed for the study in between fishing and agriculture sectors in Turkey for the time span of available and comparable data which has been represented by the Central Bank of Turkey as a part of nonfinancial or real sector data from 1996 up to 2009. The findings depict that fishing sector, unlikely to agriculture sector in which it is generally added and forced to share the same investment atmosphere of incentives, policy implications, and attitudes of the creditors, does have different features in terms of long-term bank credit usage. Cash and cash equivalents are not significant regressors for the agriculture sector, however, fishing sector has evidence in the long-run that cash and cash equivalents have noteworthy impact in the long-term bank credits. The results of the study will therefore help both the decisions on the creditors’ and fishing sector sides enriching the profound details and sector specific reasoning for which an aggregate point of view where fishing sector is seen as a part of agriculture sector could not reflect the sector’s characteristics on the path to develop the fishing sector and the businesses therein. We also believe that this study will present evidence for any policies and incentives in promoting new investments in the fishing sector of Turkey.

scholarly journals Analisis Kelayakan Investasi Kandang Tertutup pada Peternak Ayam Broiler Plasma PT Gema Usaha Ternak, Yogyakarta

2017 ◽  
Vol 5 (1) ◽  
pp. 43
Author(s):  
Sutrisno Hadi Purnomo ◽  
Krishna Agung Santosa
Keyword(s):  
Sensitivity Analysis ◽  
Net Present Value ◽  
Financial Analysis ◽  
Secondary Data ◽  
Point Of View ◽  
Primary Data ◽  
Cost Structures ◽  
Size Number ◽  
Investment Cost ◽  
Technology Marketing

<div class="Section1"><p><em>This research is aiming at finding the feasibility of close house investment of broiler farmers of Plasma PT Gema Usaha Ternak from the financial point of view. The research was conducted by collecting primary and secondary data. The primary data, consisting of house size, number of birds, investment cost, operational and raising costs and farmer’s revenue, were obtained from the broiler farmers of plasma PT Gema Usaha Ternak. The secondary data, consisting of standard house investment cost, operational and raising costs, the current prices, and farmers’ revenue, were gained from PT Gema Usaha Ternak. Both primary and secondary data were then analyzed, observing the net present value, profitability index, discounted payback period and internal rate of return. The result of financial analysis was sensitively tested with changing some cost structures. The proving of the first hypothesis </em><em>revealed that close house investment were financially feasible. The result of sensitivity analysis with some changes in cost structure showed that the more the farmers used  their own capital the more feasible it would be. The result of analysis on aspects of techniques and technology, marketing, operational management, and social-environment showed that close coop investment was feasible.</em></p></div><p><em> </em></p><em>Key words : broiler farmers, feasibility analysis, sensitivity analysis</em>

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