College Students and Credit Card Use: The Role of Parents, Work Experience, Financial Knowledge, and Credit Card Attitudes

2012 ◽  
Vol 34 (4) ◽  
pp. 369-381 ◽  
Author(s):  
Adam M. Hancock ◽  
Bryce L. Jorgensen ◽  
Melvin S. Swanson
Keyword(s):  
College Students ◽  
Work Experience ◽  
Credit Card ◽  
Financial Knowledge ◽  
Role Of Parents ◽  
Credit Card Use

Materialism and Credit Card Use by College Students

2000 ◽  
Vol 86 (2) ◽  
pp. 643-652 ◽  
Author(s):  
Mary Beth Pinto ◽  
Diane H. Parente ◽  
Todd S. Palmer
Keyword(s):  
College Students ◽  
Credit Card ◽  
Credit Cards ◽  
The United States ◽  
College Campuses ◽  
Spending Patterns ◽  
Significant Difference ◽  
Students Attitudes ◽  
The Relationship ◽  
Credit Card Use

Much has been written in the popular press on credit card use and spending patterns of American college students. The proliferation of credit cards and their ease of acquisition ensure that students today have more opportunities for making more credit purchases than any other generation of college students. Little is known about the relationship between students' attitudes towards materialism and their use of credit cards. A study was conducted at three college campuses in the northeastern part of the United States where a total of 1,022 students were surveyed. Students' attitudes toward use of credit and their credit card balances were evaluated relative to their scores on Richins and Dawson's Materialism Scale (1992). Our findings suggest no significant difference between those individuals scoring high versus low on the Materialism Scale in terms of the number of credit cards owned and the average balance owed. Individuals high on materialism, however, significantly differed in terms of their uses for credit cards and their general attitude toward their use.

scholarly journals Credit Card Usage Among College Students in China

2018 ◽  
Vol 29 (2) ◽  
pp. 304-315 ◽  
Author(s):  
Rui Yao ◽  
Xiangyi Meng
Keyword(s):  
College Students ◽  
Credit Card ◽  
Credit Cards ◽  
Common Method ◽  
Financial Knowledge ◽  
Chinese College Students ◽  
Credit History ◽  
Using Data ◽  
High Level ◽  
Credit Card Usage

Credit cards have become a common method of payment for college students in China. It is important that they form good credit card usage behaviors and build a good credit history early in their financial life. Using data collected from 10 universities in China, results of this study found that being financially dependent on their parents is negatively associated with Chinese college students’ ability to pay their credit card bills. The study also found that students with a high level of financial knowledge were less likely to take cash advances on their credit card. Implications for financial educators and parents as well as policymakers were provided.

The Unique Role of Parents and Romantic Partners on College Students' Financial Attitudes and Behaviors

2015 ◽  
Vol 64 (5) ◽  
pp. 696-710 ◽  
Author(s):  
Joyce Serido ◽  
Melissa J. Curran ◽  
Melissa Wilmarth ◽  
Sun Young Ahn ◽  
Soyeon Shim ◽  
...  
Keyword(s):  
College Students ◽  
Romantic Partners ◽  
Unique Role ◽  
Financial Attitudes ◽  
Attitudes And Behaviors ◽  
And Behaviors ◽  
Role Of Parents

Problematic Issues of Child’s Positive Socialization Within the Modern Family

2019 ◽  
Vol 7 (3) ◽  
pp. 38-43
Author(s):  
Е. Арнаутова ◽  
E. Arnautova ◽  
Н. Кондратьева ◽  
N. Kondrat'eva ◽  
Елена Рычагова ◽  
...  
Keyword(s):  
Work Experience ◽  
Family Relationship ◽  
Child Report ◽  
Family Assistance ◽  
The Family ◽  
State Pedagogical ◽  
Modern Family ◽  
Role Of Parents ◽  
Game Practice

The article gives the problematic analysis of preschool children socialization based on the work experience of the Institute of Childhood as a subdivision element under the Moscow State Pedagogical University. Additionally, research emphasizes the parents’ support in various questions of children socialization inside the family, particularly those hinged on the interdisciplinary family assistance. Apart from questions, work underlines the crucial role of parents’ solidarity throughout the child upbringing; in addition, with the emotional sustainability of parents as well as leisure communication within the family. Furthermore, subject to the prevalence of families with one child, report illustrates the signifi cance of socially adopted game practice in the context of family relationship. Finally, article highlights the work of students volunteers.

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