Cryptanalysis of Near Field Communication Based Authentication Protocol for Mobile Payment System

2021 ◽  
Author(s):  
Pinki Prakash Vishwakarma ◽  
Amiya Kumar Tripathy ◽  
Srikanth Vemuru
Keyword(s):  
Near Field ◽  
Authentication Protocol ◽  
Payment System ◽  
Mobile Payment ◽  
Near Field Communication

Efficient Mobile Payment System Using a near Field Communication (NFC)

2012 ◽  
Vol 263-266 ◽  
pp. 2785-2791
Author(s):  
Yun Seok Lee ◽  
Eun Kim ◽  
Sung Jin Kim ◽  
Min Soo Jung
Keyword(s):  
Mobile Devices ◽  
Hash Function ◽  
Near Field ◽  
High Strength ◽  
Payment System ◽  
Public Key ◽  
Mobile Payment ◽  
Near Field Communication ◽  
Symmetric Key ◽  
Lightweight Authentication

Today, users can access in the network environments anywhere and anytime through a mobile devices. These environments also can be able to perform mobile payment through these devices anytime and anywhere. Especially, in case of a recently being spotlighted NFC can operate high-strength crypto algorithms unlike the existing RFID. And also, this supports the technology as ‘Tag to Device’, ‘Device to Device’. Recently, various studies are being actively researched about the mobile payment system through these NFC devices. In case of existing papers are performed payment steps using most of a Public Key(PKI) or Symmetric-Key based heavy crypto algorithms, therefore, can be slow than how to use a hash-function and XOR. And also, environment construction of tracing, storing and managing about payment information is not strong. In this paper, to solve these problems, we were able to improve on performing time by lightweight authentication method using a hash function and XOR algorithms. And also, we designed that data about the payment information safe can be stored into the USIM File System. Thus, because of this method, we propose a scheme that can be traced about the deny payment.

Adoption of Near Field Communication (NFC) for Mobile Payments in the UAE

2016 ◽  
Vol 12 (4) ◽  
pp. 38-56 ◽  
Author(s):  
Mohanad Halaweh ◽  
Hashem Al Qaisi
Keyword(s):  
New Technology ◽  
Near Field ◽  
Payment System ◽  
Mobile Payment ◽  
Near Field Communication ◽  
Structured Interviews ◽  
Technology Infrastructure ◽  
Mobile Payments ◽  
Nfc Mobile Payment ◽  
Exchange Data

Near Field Communication (NFC) is one of the emerging technologies that enables mobile devices to wirelessly exchange data at short ranges. NFC technology has great potential, making it convenient to process payments through mobile phones. The aim of this research is to explore the challenges and factors which influence the adoption of the NFC payment system by merchants and retailers in the UAE. This paper presents the results of semi-structured interviews conducted amongst the UAE merchants and retailers. The analysis of data revealed a lack of knowledge, awareness and experience, from both merchants and retailers, about the NFC mobile payment system. Security, promptness and business sustainability were found to be important factors for merchants to contemplate before adopting the new technology. Furthermore, technology infrastructure, switching cost, availability and ecosystem complexity impeded the spreading of NFC mobile payment technology in the UAE market.

scholarly journals Untraceable and Anonymous Mobile Payment Scheme Based on Near Field Communication

Symmetry ◽  
2018 ◽  
Vol 10 (12) ◽  
pp. 685
Author(s):  
Raylin Tso
Keyword(s):  
Mobile Communications ◽  
Service Providers ◽  
Near Field ◽  
Mobile Payment ◽  
Near Field Communication ◽  
Internet Service ◽  
Payment Scheme ◽  
Symmetric Key ◽  
Symmetric Key Cryptography ◽  
Low Entropy

With the developments of mobile communications, M-commerce has become increasingly popular in recent years. However, most M-commerce schemes ignore user anonymity during online transactions. As a result, user transactions may easily be traced by shops, banks or by Internet Service Providers (ISPs). To deal with this problem, we introduce a new anonymous mobile payment scheme in this paper. Our new scheme has the following features: (1) Password-based authentication: authentication of users is done by low-entropy password; (2) Convenience: the new scheme is designed based on near field communication (NFC)-enabled devices and is compatible with EuroPay, MasterCard and Visa (EMV-compatible); (3) Efficiency: users do not need to have their own public/private key pairs and confidentiality is achieved via symmetric-key cryptography; (4) Anonymity: users use virtual accounts in the online shopping processes, thereby preventing attackers from obtaining user information even if the transaction is eavesdropped; (5) Untraceablity: no one (even the bank, Trusted Service Manager (TSM), or the shop) can trace a transaction and link the real identity with the buyer of a transaction; (6) Confidentiality and authenticity: all the transaction is either encrypted or signed by the sender so our new scheme can provide confidentiality and authenticity. We also present the performance and the security comparison of our scheme with other schemes. The results show that our scheme is applicable and has the most remarkable features among the existing schemes.

Financial Experiences, Beliefs, and Near Field Communication Based Mobile Payments Among Young Adults

2020 ◽  
Vol 31 (1) ◽  
pp. 69-82
Author(s):  
Haidong Zhao ◽  
Lini Zhang ◽  
Sophia Anong
Keyword(s):  
Young Adults ◽  
Near Field ◽  
Perceived Usefulness ◽  
Mediating Effect ◽  
Mobile Payment ◽  
Near Field Communication ◽  
Significant Positive Association ◽  
Mobile Payments ◽  
Intention To Adopt ◽  
Nfc Mobile Payment

This study examined a conceptual model on the intention to adopt NFC-based mobile payment that incorporates financial experiences and beliefs. NFC refers to Near Field Communication, a new technology in mobile payments. From an online experimental survey of 463 U.S. young adults, this research found consumers who used cards among their payment methods as opposed to cash-only were less likely to adopt NFC mobile payment. Previous experience in non-NFC mobile payments had a significant positive association with intention to adopt NFC mobile payment. Among the beliefs, consumers with higher trust and higher perceived usefulness about NFC mobile payment had greater intentions to adopt it. Moreover, trust was found to have a mediating effect between non-NFC mobile payment experience and the intention to adopt NFC mobile payment. This study not only provides mobile payment providers with effective marketing strategies to increase consumers' adoption of NFC mobile payment but also provides financial educators with important implications to develop targeted education programs.

Evolutionary Game Analysis of the Cooperation Motives of Mobile Operators and Financial Institutions in the Near Field Communication Mobile Payment Industry

2014 ◽  
Vol 496-500 ◽  
pp. 2784-2787
Author(s):  
Mu Hua Wei ◽  
Shou Lian Tang
Keyword(s):  
Financial Institutions ◽  
Service Industry ◽  
Financial Institution ◽  
Near Field ◽  
Evolutionary Game ◽  
Operating Mode ◽  
Mobile Payment ◽  
Near Field Communication ◽  
Mobile Operator ◽  
Leading Mode

Mobile operators and financial institutions are the two major participants in the near field communication (NFC) payment service industry. They provide this service in four different operation modes: mobile operator-financial institution cooperation mode, mobile operators leading mode, financial institutions leading mode, and independent operating mode. The relationship between these two groups is complex because it includes both competition and cooperation. This paper sets up an evolutionary game model to study this special relationship and analyzes the cooperation motives of mobile operators and financial institutions in the NFC mobile payment industry.

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