To study the reinforcement effect of textile-reinforced concrete (TRC) on concrete structures in a marine environment, a four-point bending loading method was used for graded loading to analyze the influence of the dry–wet cycle number, the reinforcement method, and chopped fiber addition on the flexural properties of load-holding reinforced concrete beams reinforced with textile-reinforced concrete. The results show that with the increase of dry–wet cycle numbers, the crack width and deflection of beams develop faster and the bearing capacity decreases. The performance of the prefabricated textile-reinforced concrete plate is close to that of a cast-in-place textile-reinforced concrete in limiting crack, bearing capacity, and deflection deformation. The addition of chopped fibers in fine-grained concrete can improve the reinforcement effect of textile-reinforced concrete. Based on the experimental results and referring to the relevant design codes and literature, the calculation formula of the bearing capacity of TRC-strengthened beam with a secondary load is established, and the calculated values are in good agreement with the actual values.