Financial innovation and moral hazard: the case of time deposits with special guarantee

2022 ◽  
pp. 1-11
Author(s):  
Gilberto Hanssen Androvandi ◽  
Carlos Enrique Carrasco-Gutierrez ◽  
Benjamin Miranda Tabak
Keyword(s):  
Moral Hazard ◽  
Financial Innovation ◽  
Time Deposits

AGENCY PROBLEM DALAM PENERAPAN PEMBIAYAAN AKAD MUDHARABAH PADA PERBANKAN SYARIAH

ALQALAM ◽  
2016 ◽  
Vol 33 (1) ◽  
pp. 46
Author(s):  
Aswadi Lubis
Keyword(s):  
High Risk ◽  
Asymmetric Information ◽  
Human Resources ◽  
Moral Hazard ◽  
Adverse Selection ◽  
Agency Problem ◽  
Agency Problems ◽  
Islamic Banking ◽  
The Public

The purpose of writing this article is to describe the agency problems that arise in the application of the financing with mudharabah on Islamic banking. In this article the author describes the use of the theory of financing, asymetri information, agency problems inside of financing. The conclusion of this article is that the financing is asymmetric information problems will arise, both adverse selection and moral hazard. The high risk of prospective managers (mudharib) for their moral hazard and lack of readiness of human resources in Islamic banking is among the factors that make the composition of the distribution of funds to the public more in the form of financing. The limitations that can be done to optimize this financing is among other things; owners of capital supervision (monitoring) and the customers themselves place restrictions on its actions (bonding).

ASPEK ETIK DAN SISTEMIK DALAM EKONOMI DAN BISNIS ISLAM

ALQALAM ◽  
2014 ◽  
Vol 31 (1) ◽  
pp. 187
Author(s):  
Budi Harsanto
Keyword(s):  
Financial Crisis ◽  
Business Ethics ◽  
Moral Hazard ◽  
Global Financial Crisis ◽  
Financial Institution ◽  
Research Question ◽  
Academic Journals ◽  
Lehman Brothers ◽  
The World ◽  
The Global Financial Crisis

The fall of Enron, Lehman Brothers and other major financial institution in the world make researchers conduct various studies about crisis. The research question in this study is, from Islamic economics and business standpoint, why the global financial crisis can happen repeatedly. The purpose is to contribute ideas regarding Islamic viewpoint linked with the global financial crisis. The methodology used is a theoretical-reflective to various article published in academic journals and other intellectual resources with relevant themes. There are lots of analyses on the causes of the crisis. For discussion purposes, the causes divide into two big parts namely ethics and systemic. Ethics contributed to the crisis by greed and moral hazard as a theme that almost always arises in the study of the global financial crisis. Systemic means that the crisis can only be overcome with a major restructuring of the system. Islamic perspective on these two aspect is diametrically different. At ethics side, there is exist direction to obtain blessing in economics and business activities. At systemic side, there is rule of halal and haram and a set of mechanism of economics system such as the concept of ownership that will early prevent the seeds of crisis. Keywords: Islamic economics and business, business ethics, financial crisis 

Islamic Finance Status Quo In The Light Of Financial Innovation:, Sukuk As A Model

2020 ◽  
pp. 933
Author(s):  
Assia Cherfi ◽  
Kamel Ameur
Keyword(s):  
Financial Innovation ◽  
Status Quo ◽  
Islamic Finance

Moral Hazard and LIBOR

CFA Magazine ◽  
2012 ◽  
Vol 23 (5) ◽  
pp. 20-21
Author(s):  
Osman Ghani
Keyword(s):  
Moral Hazard

The Value of Financial Innovation

CFA Magazine ◽  
2012 ◽  
Vol 23 (4) ◽  
pp. 36-39
Author(s):  
Jonathan Barnes
Keyword(s):  
Financial Innovation

Moral Hazard and the Role of Central Banks

2007 ◽  
Vol 24 (1) ◽  
pp. 1-5 ◽  
Author(s):  
Paul McCulley
Keyword(s):  
Moral Hazard ◽  
Central Banks

Tools for Financial Innovation: Neoclassical versus Behavioral Finance

CFA Digest ◽  
2006 ◽  
Vol 36 (3) ◽  
pp. 88-88
Author(s):  
William H. Sackley
Keyword(s):  
Behavioral Finance ◽  
Financial Innovation

“Moral Hazard: The Long-Lasting Legacy of Bailouts”: A Comment

2010 ◽  
Vol 66 (2) ◽  
pp. 11-11
Author(s):  
James C. Allen
Keyword(s):  
Moral Hazard

“Moral Hazard: The Long-Lasting Legacy of Bailouts”: Author Response to James Allen

2010 ◽  
Vol 66 (2) ◽  
pp. 11-14
Author(s):  
William Poole
Keyword(s):  
Moral Hazard ◽  
Author Response
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