Research on Personal Credit Evaluation of Commercial Banks Under Ensemble Learning Framework

2020 ◽  
Author(s):  
Yinghao Yuan ◽  
Xu Gong ◽  
Mingjing Guo ◽  
Yuhao Han ◽  
Hanqi Li
Keyword(s):  
Ensemble Learning ◽  
Commercial Banks ◽  
Credit Evaluation ◽  
Personal Credit ◽  
Learning Framework

Ensemble Learning Approach with LASSO for Predicting Catalytic Reaction Rates

Synlett ◽  
2020 ◽  
Author(s):  
Akira Yada ◽  
Kazuhiko Sato ◽  
Tarojiro Matsumura ◽  
Yasunobu Ando ◽  
Kenji Nagata ◽  
...  
Keyword(s):  
Ensemble Learning ◽  
Reaction Rates ◽  
Initial Reaction Rate ◽  
Training Dataset ◽  
Initial Reaction ◽  
Learning Approach ◽  
Learning Framework ◽  
Machine Learning Approach ◽  
Reasonable Prediction ◽  
Epoxidation Of Alkenes

AbstractThe prediction of the initial reaction rate in the tungsten-catalyzed epoxidation of alkenes by using a machine learning approach is demonstrated. The ensemble learning framework used in this study consists of random sampling with replacement from the training dataset, the construction of several predictive models (weak learners), and the combination of their outputs. This approach enables us to obtain a reasonable prediction model that avoids the problem of overfitting, even when analyzing a small dataset.

Credit Risk Management for College Students: An Analysis of Influencing Factors Based on 5C Approach

2021 ◽  
Vol 12 (1) ◽  
pp. 105-105
Author(s):  
Xiang Zou ◽  
Jinting Zhao ◽  
Yun Tong
Keyword(s):  
College Students ◽  
Risk Management ◽  
Credit Risk ◽  
Evaluation System ◽  
Least Squares Method ◽  
Credit Risk Management ◽  
Credit Evaluation ◽  
Personal Credit ◽  
Depth Analysis ◽  
Credit Evaluation System

This paper focuses on the construction of college students' credit evaluation system and credit risk management under the background of big data. Firstly, based on the 5C approach, this paper evaluates the personal credit of college students from 5 dimensions and 24 indicators, which finally contribute to the establishment of the credit evaluation system for college students. Then, the partial least squares method is used to build the structural equation model to evaluate the effectiveness of the credit evaluation system for college students. According to the in-depth analysis of PSL-SEM, the factors that affect the credit risk of college students are effectively evaluated, and it has contributed to the establishment and improvement of the credit system of college students. Keywords: Personal Credit, Credit Evaluation, Credit Risk, 5C Approach, PLS-SEM.

scholarly journals An Asymptotic Ensemble Learning Framework for Big Data Analysis

IEEE Access ◽  
2019 ◽  
Vol 7 ◽  
pp. 3675-3693 ◽  
Author(s):  
Salman Salloum ◽  
Joshua Zhexue Huang ◽  
Yulin He ◽  
Xiaojun Chen
Keyword(s):  
Big Data ◽  
Data Analysis ◽  
Ensemble Learning ◽  
Big Data Analysis ◽  
Learning Framework
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