Developing an Analytical Framework for Mobile Payments Adoption in Retailing: A Supply-Side Perspective

2010 ◽  
Author(s):  
P.M. Lai ◽  
K.B. Chuah
Keyword(s):  
Analytical Framework ◽  
Supply Side ◽  
Mobile Payments

Mobile Payments at the Retail Point of Sale in the United States: Prospects for Adoption

2010 ◽  
Vol 9 (4) ◽  
Author(s):  
Marianne Crowe ◽  
Marc Rysman ◽  
Joanna Stavins
Keyword(s):  
United States ◽  
Network Effects ◽  
Critical Mass ◽  
The United States ◽  
Cost Ratio ◽  
Supply Side ◽  
Demand Side ◽  
Point Of Sale ◽  
Mobile Payments ◽  
The U.S

Although mobile payments are increasingly used in some countries, they have not been adopted widely in the United States so far, despite their potential to add value for consumers and streamline the payments system. We summarize short-term and long-term benefits from mobile payments, and analyze the economic framework of that market. Both demand-side and supply-side barriers contribute to the lack of adoption of mobile payments. We contrast mobile payments at the retail point of sale in the U.S. with other countries’ experiences and with examples of successful payment innovations in the U.S. Conditions that have facilitated some success in other countries and in other U.S. innovations are not present in the mobile payments market. On the demand side, consumers and merchants are well served by the current card system and face a low expected benefit-cost ratio, at least in the short run. On the supply side, low market concentration and strong competitive forces of banks and mobile carriers make coordination of standards difficult. Furthermore, mobile payments are characterized by a network effects problem: consumers will not demand them until they know that enough merchants accept them, and merchants will not implement the technology until a critical mass of consumers justifies the cost of doing so. We present some policy recommendations that the Federal Reserve should consider.

scholarly journals Factors Influencing the Utilization of Community Cultural and Leisure Services for the Older Adults From The Perspective of Supply and Demand: Based on the Case of Shaanxi Province

2021 ◽  
Author(s):  
Qing Niu ◽  
Chi Zhang ◽  
Zhao Yu ◽  
Sifeng Zhang
Keyword(s):  
Older Adults ◽  
Influencing Factors ◽  
Supply And Demand ◽  
Analytical Framework ◽  
Shaanxi Province ◽  
Supply Side ◽  
Demand Side ◽  
Top Down ◽  
Leisure Services ◽  
Supply Side Factors

Abstract Background Along with the increasing number of older adults in China, the demand for older adults services of China's aging population has been transformed and upgraded, and the demand for community cultural and leisure services of the older adults has become increasingly prominent. The research on the influencing factors of the utilization of community cultural and leisure services of the older adults can help improve the service effect and enhance the quality of life of the older adults. Based on Anderson's model, we constructed an analytical framework of the influencing factors of the utilization of community cultural and leisure services for the older adults from both the supply and demand sides, and then used Poisson regression method to empirically test the analytical framework based on the survey data of three cities in Shaanxi Province in 2019. Results The results found that supply-side factors significantly influenced the utilization of community cultural and leisure services by the older adults, mainly including service facility supply, service content supply, and service location accessibility; demand-side factors significantly influenced the utilization of community cultural and leisure services by the older adults, mainly including service acceptability, service satisfaction, and service need. The study also found that, unlike the results of previous studies, the use of community cultural and leisure services by older adults was not constrained by economic level. Conclusions Both supply-side factors and demand-side factors significantly affect the utilization of community spiritual culture services by the older adults. In strengthening and improving the supply of community cultural and leisure services, the previous "top-down" and "service-centered" approach should be changed to a "bottom-up" and "demand-centered" approach. In the past, the supply of community spiritual culture services should be changed from a "top-down" and "service-centered" approach to a "bottom-up" and "demand-centered" approach, and attention should be paid to the urban-rural differences in supply.

scholarly journals Towards Building a Functional Whole-of-Government M&E System for Zambia: The Supply Side

2021 ◽  
Vol 8 (8) ◽  
pp. 163-195
Author(s):  
Vincent Kanyamuna
Keyword(s):  
Good Governance ◽  
Monitoring And Evaluation ◽  
Relevant Information ◽  
Analytical Framework ◽  
Management Approach ◽  
Supply Side ◽  
Demand Side ◽  
Learning Mechanisms ◽  
Civil Society Organisations ◽  
The Government

Monitoring and Evaluation Systems have been identified the world over as powerful tools for good governance, they provide relevant information about development projects, programmes and policies. For that reason, governments, bilateral and multilateral development agencies, including civil society organisations have adopted M&E systems to better their performance through accountability, feedback loops and continuous learning mechanisms. This study investigated the functional status of Zambia’s public sector M&E system. Using a designated diagnostic checklist and analytical framework, the country’s whole-of-government M&E system was found to be weak in several aspects. Specifically, the study argues that for any M&E system to function satisfactorily, it is required that both its ‘supply-side’ and ‘demand-side’ are well developed and sustained. The diagnostic findings have revealed that Zambia’s whole-of-government M&E system had both its supply-side and demand-side weak. However, the study has not focused on both sides, instead, the supply-side has been fully explored and clear suggestions for improvement are made herein. Consequently, the study has proposed a new model which when implemented would holistically strengthen the Government –wide system for M&E. It remains to the powers that be to adopt and implement the recommended model. Government will need to strengthen and sustain its M&E political championship, restructure all government functions towards a results-based management approach—statistics, information technology, skills, policies, laws, etc to support an M&E regime. Likewise, the issues covered in the proposed model could also be of use to other organisations seeking to strengthen their M&E systems. Particularly, the methodology used to undertake the needs analysis could be of utmost applicability by others before embarking on a fuller process of building and strengthening their systems for M&E. Another study was underway to support the demand-side of Zambia’s M&E system.    

scholarly journals Critical Essay: Organizational cognitive neuroscience drives theoretical progress, or: The curious case of the straw man murder

2017 ◽  
Vol 70 (10) ◽  
pp. 1171-1190 ◽  
Author(s):  
Michael JR Butler ◽  
Nick Lee ◽  
Carl Senior
Keyword(s):  
Cognitive Neuroscience ◽  
Analytical Framework ◽  
Management Theory ◽  
Supply Side ◽  
Functional Magnetic Resonance ◽  
Resonance Imaging ◽  
Critical Essay ◽  
Demand And Supply ◽  
Ethical Concerns ◽  
Neuroscience Research

In this critical essay, we respond to Lindebaum’s argument that neuroscientific methodologies and data have been accepted prematurely in proposing novel management theory. We acknowledge that building new management theories requires firm foundations. We also find his distinction between demand and supply-side forces helpful as an analytical framework identifying the momentum for the contemporary production of management theory. Nevertheless, some of the arguments Lindebaum puts forward, on closer inspection, can be contested, especially those related to the supply side of organizational cognitive neuroscience research: functional Magnetic Resonance Imaging (fMRI) data, motherhood statements and ethical concerns. We put forward a more positive case for organizational cognitive neuroscience methodologies and data, as well as clarifying exactly what organizational cognitive neuroscience really means, and its consequences for the development of strong management theory.

Reframing Xenophobia in South Africa as Colour-Blind: The Limits of the Afro Phobia Thesis

2020 ◽  
Vol 17 (3) ◽  
pp. 433-444
Author(s):  
Amanuel Isak Tewolde
Keyword(s):  
South Africa ◽  
South African ◽  
Analytical Framework ◽  
Conflict Theory ◽  
Black African ◽  
South Africans ◽  
Theoretical Perspectives ◽  
Online Newspaper ◽  
Close Proximity ◽  
Realistic Conflict Theory

Many scholars and South African politicians characterize the widespread anti-foreigner sentiment and violence in South Africa as dislike against migrants and refugees of African origin which they named ‘Afro-phobia’. Drawing on online newspaper reports and academic sources, this paper rejects the Afro-phobia thesis and argues that other non-African migrants such as Asians (Pakistanis, Indians, Bangladeshis and Chinese) are also on the receiving end of xenophobia in post-apartheid South Africa. I contend that any ‘outsider’ (White, Asian or Black African) who lives and trades in South African townships and informal settlements is scapegoated and attacked. I term this phenomenon ‘colour-blind xenophobia’. By proposing this analytical framework and integrating two theoretical perspectives — proximity-based ‘Realistic Conflict Theory (RCT)’ and Neocosmos’ exclusivist citizenship model — I contend that xenophobia in South Africa targets those who are in close proximity to disadvantaged Black South Africans and who are deemed outsiders (e.g., Asian, African even White residents and traders) and reject arguments that describe xenophobia in South Africa as targeting Black African refugees and migrants.

Mobilising resiliency in times of economic hardship: Emerging themes in migrant worker remittance payments

2014 ◽  
Vol 7 (2) ◽  
pp. 159-167
Author(s):  
Kevin Garlan
Keyword(s):  
Financial Crisis ◽  
Global Financial Crisis ◽  
Migrant Worker ◽  
Economic Hardship ◽  
Priority Areas ◽  
Mobile Payments ◽  
Payment Methods ◽  
The Future ◽  
Emerging Themes ◽  
The Global Financial Crisis

This paper analyses the nexus of the global financial crisis and the remittance markets of Mexico and India, along with introducing new and emerging payment technologies that will help facilitate the growth of remittances worldwide. Overall resiliency is found in most markets but some are impacted differently by economic hardship. With that we also explore the area of emerging payment methods and how they can help nations weather this economic strife. Mobile payments are highlighted as one of the priority areas for the future of transferring monetary funds, and we assess their ability to further facilitate global remittances.

Reviewing the Development of Rural Finance in Vietnam

2013 ◽  
pp. 121-136
Author(s):  
Duong Pham Bao
Keyword(s):  
Low Income ◽  
Financial System ◽  
Low Income Countries ◽  
Supply Side ◽  
New Paradigm ◽  
Rural Finance ◽  
Market Mechanisms ◽  
Rural Credit ◽  
Rural Organizations ◽  
Doi Moi

The objective of this article is to review the development of the rural financial system in Vietnam in recent years, especially, after Doi moi. There are two opposite schools of thought in the literature on rural credit policies in developing countries. One is the conventional supply-side (government-led) approach while the other is called “a new paradigm” that emphasizes the importance of the viability of financial providers and the well functioning of rural credit markets. Conventional theories of rural finance contend that rural finance in low-income countries is generally accompanied by many failures. Contrary to these theories, rural finance in Vietnam does not encounter the above-mentioned failures so far. Up to the present time, it is progressing well. Using a supply-side approach, methodologically, this study reviews the development of the rural financial system in Vietnam. The significance of this study is to challenge the extreme view of dichotomizing between the old and the new credit paradigms. Analysis in this study contends that a rural financial market that, (1) is initiated and spurred by government; (2) operates principally under market mechanisms; and (3) is strongly supported by rural organizations (semi-formal/informal institutions) can progress stably and well. Therefore, the extremely dichotomizing approach must be avoided.

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