Investment Planning: Identification of Conditions

2018 ◽  
Vol 6 (1) ◽  
pp. 33-37
Author(s):  
Е. Мелай ◽  
E. Melay ◽  
Анна Сергеева ◽  
Anna Sergeeva
Keyword(s):  
Financial Planning ◽  
Well Being ◽  
Tactical Planning ◽  
Investment Planning ◽  
Planning Stage ◽  
Financial Condition ◽  
Operational Policies ◽  
The Face ◽  
Definition Of

Financial planning is the process of developing a set of strategic and tactical planning documents that define the goals, objectives and means of their implementation in the field of investment, financial and operational policies. The initial planning stage should be an assessment of the situation in the selected planning area. When planning investments, this is an analysis of the financial condition of the organization, reflecting the conditions for investment. Planning your own investments in your business, as well as investing in other business is carried out in conditions of financial well-being. The organization will be investment attractive in the face of unfavorable financial condition, if the financial condition of the organization is not a significant factor for the investor when choosing the object of investment. To conclude on the financial well-being of the organization can be based on the definition of the financial state scoring of the organization according to the proposed methodology.

scholarly journals Exploring Adequate Retirement Funding in South Africa: A KwaZulu-Natal Financial Planner’s View

2020 ◽  
pp. 154-157
Author(s):  
Shagaran Rathnasamy ◽  
Jugjith Deodutt
Keyword(s):  
South Africa ◽  
Financial Planning ◽  
Planning Process ◽  
Well Being ◽  
South Africans ◽  
Economic Trends ◽  
Planning Institute ◽  
Definition Of ◽  
Social Demographic ◽  
Corporate Downsizing

The development of several social demographic and economic trends have created the interest among financial analysts and the general population in planning for retirement. By the year 2021 the number of South Africans past retirement age will be an estimated 4.4 million which should account for approximately 7.3% of the country’s population (currently 3.8 million or 6.8% of the population) (Statistics South Africa, 2016). The increase in South Africa’s population at large and longer retirement periods have raised questions about financial preparedness for retirement. Economic issues such as corporate downsizing, capped employer retirement contributions, changing of jobs for greater remuneration and increased daily living costs have shifted the responsibility for retirement financial well-being from employers to individuals. Adequate retirement provision does not necessarily only affect the retiree but also the family unit of the retiree as a whole, as the vast majority of households in developing countries such as South Africa rely solely on one breadwinner. A global financial planning survey “was conducted by the FPI in 2015. The survey shows that only 38% of South Africans are confident that they will achieve their financial life goals, with 55% indicating that they do not know where to start with financial planning Financial Planning Institute of South Africa (2015), Gustman et al. (1995), as sited in Greninger et al. (2000) reported that, “there is no consensus in literature regarding the definition of retirement. If we do not understand the meaning of retirement, is it possible to judge whether a population is financially prepared?” This question underlines the importance of gathering informative qualitative data such as goals and risk tolerances and quantitative data, in order to develop a capital needs analysis to establish how clients can successfully meet their retirement goals. This paper aims to explore the role of the Financial Planner in the retirement planning process.

Filial Responsibility

2019 ◽  
Author(s):  
Rita Chou
Keyword(s):  
Adult Children ◽  
Parental Expectations ◽  
Well Being ◽  
Helping Professions ◽  
Filial Responsibility ◽  
Cultural Changes ◽  
Attitudes And Practices ◽  
The Face ◽  
The Many ◽  
Definition Of

With the rapid rise of the aging population, how to provide support and care for older adults has become an increasingly important issue across the world. One way of such provision in many societies has been through adult children. An important concept, attitude, and practice in this regard is filial responsibility. This article first looks into the definition of filial responsibility and its ethical foundation or theoretical underpinning as manifested in various theories. Next, the article examines changes and continuity in filial responsibility in the face of modernization and other social and cultural changes. To better understand the many faces of filial responsibility, the article discusses parental expectations of filial responsibility and the attitudes and practices of adult children. The extent of offspring’s filial responsibility attitude as a predictor of actual support and care to parents is discussed. In addition, to comprehend the effects of filial responsibility on individual well-being, this article examines not only the effects of parental expectations of filial responsibility on their well-being but also the consequences of fulfilling filial responsibility on offspring’s well-being. Finally, the article examines the relationship between filial responsibility and policy and the implications of filial responsibility for the helping professions, including social work.

scholarly journals Growth Regulators for Viable Production in Conditions of Formation the Responsible International Cooperation

2020 ◽  
Vol 159 ◽  
pp. 03004
Author(s):  
Tetyana Calinescu ◽  
Olena Zelenko
Keyword(s):  
International Cooperation ◽  
External Environment ◽  
Well Being ◽  
Socio Economic Development ◽  
The Face ◽  
Research Goal ◽  
Level Of Knowledge ◽  
Methodological Approaches ◽  
Definition Of ◽  
Economic Well Being

Scientific and applied discussion of different approaches to socio-economic development in different societies in the face of world challenges led to formulate such a research goal as a justification of viable production regulators, to recommend the development of other alternatives at all management levels. The methodological basis of the study were the methods and principles of scientific knowledge, general and special methods, techniques used in the justification of production and cooperation regulators. This research made possibility to define the following viability regulators as: the level of knowledge gained, the integration level of the country and its industries for international cooperation; achieving balance in the internal and external environment in terms of profitability and socio-economic well-being and establishing a social dialogue. The methodological approaches used to identify modern regulators of the production viability have a broad applied aspect of application in various national economy sectors and are original in terms of their use in conditions of responsible international cooperation in Ukraine. The definition of economic growth targets in Ukraine should be based on: human capital sustainable development; formation of effective communications at all government levels in order to synchronize the actions and changes in the development of responsible international cooperation.

Meditation buffers medical student compassion from the deleterious effects of depression.

2017 ◽  
Author(s):  
Jennifer S Mascaro ◽  
Sean Kelley ◽  
Alana Darcher ◽  
Lobsang Negi ◽  
Carol Worthman ◽  
...  
Keyword(s):  
Medical Student ◽  
Medical Students ◽  
Medical School ◽  
Well Being ◽  
Daily Functioning ◽  
Wait List ◽  
School Students ◽  
Social Emotions ◽  
The Face ◽  
Second Year

Increasing data suggest that for medical school students the stress of academic and psychologicaldemands can impair social emotions that are a core aspect of compassion and ultimately physiciancompetence. Few interventions have proven successful for enhancing physician compassion inways that persist in the face of suffering and that enable sustained caretaker well-being. To addressthis issue, the current study was designed to (1) investigate the feasibility of cognitively-basedcompassion training (CBCT) for second-year medical students, and (2) test whether CBCT decreasesdepression, enhances compassion, and improves daily functioning in medical students. Comparedto the wait-list group, students randomized to CBCT reported increased compassion, and decreasedloneliness and depression. Changes in compassion were most robust in individuals reporting highlevels of depression at baseline, suggesting that CBCT may benefit those most in need by breakingthe link between personal suffering and a concomitant drop in compassion

Approaches to the definition of territorial backwardness in the regional development management

2020 ◽  
Vol 93 (4) ◽  
pp. 60-73
Author(s):  
E. B. Veprikova ◽  
◽  
A. A. Kislenok ◽  
Keyword(s):  
Economic Growth ◽  
Public Policy ◽  
Russian Far East ◽  
Far East ◽  
Well Being ◽  
Spatial Development ◽  
Territorial Development ◽  
Development Management ◽  
Gradual Process ◽  
Definition Of

Reducing the level of interregional differentiation is one of the problems in spatial development management according to the Spatial Development Strategy of the Russian Federation. Presence of significant regional imbalances hampers formation of a common economic, social, cultural, and institutional space and lead to a creation of backward territories which lag behind in the development. The focus of public policy measures on the centers of economic growth, with the concentration of financial and labor resources, without solving the problems of backward territories does not bring the expected effect – overall development and well-being. Local effects in the absence of positive changes in other territories result in the increase in imbalances, which limit the overall effectiveness of the public policy. At the same time, a steadily increasing lag may cause a loss of potential of economic growth and thus forms backward territories. The creation of territorial backwardness is a gradual process. Therefore, diagnosing the state of the territory and identifying the signs of increasing depression is an essential issue of public administration. The article presents the main approaches to the definition of territorial backwardness used in the Russia and overseas, it also reviews the determinants of backward territories. Different methods for identification of backwardness in the territorial development have been tested on the basis of the regions of the Russian Far East.

Financial capabilities development: essential discourse in social work

2019 ◽  
Vol 46 (10) ◽  
pp. 1234-1246
Author(s):  
Lambert K. Engelbrecht ◽  
Abigail Ornellas
Keyword(s):  
Sustainable Development ◽  
Social Work ◽  
Financial Literacy ◽  
Community Education ◽  
Work Practice ◽  
Well Being ◽  
Social Work Practice ◽  
Content Type ◽  
Vulnerable Households ◽  
Definition Of

Purpose Within a neoliberal environment, financial vulnerability of households has become an increasing challenge and there is a requirement of financial literacy education, a necessary activity to facilitate sustainable development and well-being. However, this is seldom a mainstream discourse in social work deliberations. The paper aims to discuss these issues. Design/methodology/approach First, introducing the neoliberal impact on financial well-being and capability for vulnerable households, the authors’ postulation is substantiated on a seven-point argument. The contexts of financially vulnerable households are sketched. Second, a conceptualisation of financial literacy is offered, and third, perspectives on and approaches to financial literacy as a fundamental capability are presented. This is followed by a theoretical foundation of community education as a practice model in social work to develop financial capabilities. In the fifth place, prevailing practices of Financial Capabilities Development (FCD) programmes are offered. Subsequently, the implications of a neoliberal environment for social work practice are examined. Findings The revised global definition of social work encourages the profession to understand and address the structural causes of social problems through collective interventions. As a response, it is argued that community education towards FCD of vulnerable households within a neoliberal environment should be an essential discourse in social development. Originality/value The authors reflect on the significance of FCD, highlighting its contribution towards human security and sustainable development. Although this paper draws on Southern African contexts, the discourse finds resonance in other contexts across the world.

The Uniform Status of Children of Assisted Conception Act: Does It Protect the Best Interests of the Child in a Surrogate Arrangement?

1990 ◽  
Vol 16 (4) ◽  
pp. 525-553
Author(s):  
Mimi Yoon
Keyword(s):  
Artificial Insemination ◽  
Medical Technology ◽  
Well Being ◽  
Best Interests ◽  
Medical Procedures ◽  
Assisted Conception ◽  
Regulatory Scheme ◽  
Infertile Couples ◽  
Definition Of

Medical technology is easing the plight of many infertile couples by offering such reproductive alternatives as in vitro fertilization, artificial insemination and surrogacy. In response to the changes in our society's definition of family, wrought by scientific advances, the National Conference of Commissioners on Uniform States Laws promulgated the Uniform Status of Children of Assisted Conception Act. The purpose of this Act is to protect the interests of children born through extraordinary medical procedures. This Note analyzes the Act's provisions regarding surrogacy and focuses on how the Commission's regulatory scheme fails to protect the child's interests. The Act's alternative of voiding the surrogacy contract also does not protect the child's interests. A more complete regulatory scheme which protects the adult parties’ interests, as well as the child's, should be devised, as the adequacy of the adult parties’ protection ultimately affects the child's well-being.

Distinguishing feast-watching from cringe-watching: Planned, social, and attentive binge-watching predicts increased well-being and decreased regret

2021 ◽  
pp. 135485652199918
Author(s):  
Matthew Pittman ◽  
Emil Steiner
Keyword(s):  
General Practice ◽  
Well Being ◽  
Positive Outcomes ◽  
Singular Behavior ◽  
Definition Of ◽  
Anxiety Depression

This study seeks to add nuance to the definition of binge-watching by identifying the subtypes of the general practice that reflect viewer rituals, motives, and outcomes. The two subtypes are (1) the healthy practice of ‘feast-watching’ and (2) the unhealthy practice of ‘cringe-watching’. While binge-watching as a singular behavior has been associated with anxiety, depression, and loneliness, a survey ( N = 800) finds that binge-watching which is solo, accidental, and distracted (cringe-watching) predicts increased regret and decreased well-being. However, binge-watching that is planned, social, and attentive (feast-watching) predicts positive outcomes. These subtypes add much needed organizational clarity to the discussion of binge-watching, which, due to its popularity, has grown into a catchall for extended video consumption.

Translation and Validation of the Brazilian Portuguese Version of the Broad Conceptualization of Beauty Scale With Brazilian Women

2021 ◽  
pp. 036168432110134
Author(s):  
Alessandra Costa Pereira Junqueira ◽  
Tracy L. Tylka ◽  
Sebastião de Sousa Almeida ◽  
Telma Maria Braga Costa ◽  
Maria Fernanda Laus
Keyword(s):  
Factor Structure ◽  
Reliability And Validity ◽  
Well Being ◽  
The United States ◽  
Brazilian Portuguese ◽  
Incremental Validity ◽  
Body Appreciation ◽  
Two Factors ◽  
Body Sizes ◽  
Definition Of

In many countries, women are socialized to adopt a narrow definition of beauty. Research has revealed that, in the United States and China, the ability to broadly conceptualize beauty (perceive beauty in diverse body sizes, shapes, and appearances) is linked to women’s lower anti-fat attitudes, higher body appreciation, and higher well-being. In this study, we translated an existing measure of this construct, the Broad Conceptualization of Beauty Scale (BCBS), into Brazilian Portuguese and evaluated the factor structure and reliability and validity of its scores with a diverse sample of 563 Portuguese women. Findings revealed that the Brazilian Portuguese BCBS contains two factors—external/appearance features of beauty (BCBS-E) and internal features of beauty (BCBS-I)—contrary to the unidimensional factor structure found in previous studies. Support for internal consistency and 3-week test–retest reliability was garnered. Total BCBS and BCBS-E scores evidenced convergent, discriminant, and incremental validity, whereas the BCBS-I did not accrue substantial convergent or incremental validity support beyond its inverse bivariate association with anti-fat attitudes. We recommend the use of the Brazilian Portuguese BCBS in body image research programs as well as clinical practice and prevention programs with Brazilian women seeking support for body dissatisfaction and disordered eating.

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