scholarly journals Financing Path Analysis of Small and Micro Enterprises Based on Internet Finance

2020 ◽  
Vol 5 (4) ◽  
pp. 308
Author(s):  
Chen Cheng
Keyword(s):  
Path Analysis ◽  
Financial Services ◽  
Driving Force ◽  
Economic Status ◽  
Tax Revenue ◽  
Financing Mode ◽  
Internet Finance ◽  
Countermeasures And Suggestions ◽  
Micro Enterprises ◽  
China’S Economy

<p>Small and micro enterprises are an important part of China’s economy and an important driving force to create tax revenue. However, the financial services they obtain do not match their economic status seriously, and they often fall into the plight of insufficient capital turnover. In this context, according to the traditional financing mode of small and micro enterprises, this paper analyzes the financing mode of Internet finance, and selects the financing path represented by P2P financing, crowdfunding financing and e-commerce small loan platform, and analyzes the corresponding countermeasures and suggestions. Finally, based on the perspective of Internet finance, the financing path of small and micro enterprises is optimized and proposed.</p>

scholarly journals Innovation of Internet Finance and Small and Micro Enterprise Financing Mode

2021 ◽  
Vol 236 ◽  
pp. 04015
Author(s):  
Qiufeng Pan
Keyword(s):  
Financial Services ◽  
Rapid Development ◽  
Development Mode ◽  
Financial Products ◽  
Financing Mode ◽  
Starting Point ◽  
Financing Costs ◽  
Internet Finance ◽  
Important Position ◽  
Micro Enterprises

With the rapid development of the Internet, Internet financial services are also constantly popularizing, constantly occupying an important position in the financial market, the rapid development of Internet finance has improved the way of social financial services, enriched the types of financial products, effectively solved the problems of small and micro enterprises in financing difficulties, high financing costs, slow financing speed, and played an important role in the financing of small and micro enterprises. But under the development mode of Internet finance, the financing mode of small and micro enterprises still faces some shortcomings and problems. The purpose of this paper is to introduce the current situation of Internet finance and small and micro enterprise financing, take this as the starting point to study, further analyze the problems and reasons, and analyze the relevant countermeasures according to the problems.

scholarly journals Research on Financing of Small and Micro Enterprises in Postepidemic Period: Based on Evolutionary Game and Numerical Simulation

2021 ◽  
Vol 2021 ◽  
pp. 1-7
Author(s):  
Yun Xu ◽  
Quan Liu
Keyword(s):  
Evolutionary Game ◽  
Compensation Mechanism ◽  
Financing Mode ◽  
Epidemic Period ◽  
Intermediary Business ◽  
Business Income ◽  
The Government ◽  
Countermeasures And Suggestions ◽  
Micro Enterprises ◽  
Loan Amount

Small and microenterprises are most affected during the COVID-19 epidemic period. Despite the government introducing many preferential policies, financing for small and microenterprises is still difficult. Based on evolutionary game theory and Matlab r2017b software, this paper discusses the causes of financing problems from two aspects. By taking loan amount, loan interest rate, guarantee value, and intermediary business income as variables, the research shows that banks not only pay attention to the comprehensive return of small and microenterprises but also pay more attention to the coverage of loan principal and interest by the value of collateral. Relying on collateral for credit is still the main way, and the lack of collateral causes financing difficulties of small and microenterprises. Accordingly, this paper puts forward the countermeasures and suggestions to improve the guarantee compensation mechanism and innovate the financing mode.

scholarly journals PENGARUH STATUS SOSIAL EKONOMI, MODERNITAS INDIVIDU, GAYA HIDUP TERHADAP PARTISIPASI PETANI DALAM PELESTARIAN NILAI BUDAYA PERTANIAN DI KABUPATEN TABANAN PROVINSI BALI

2017 ◽  
Vol 12 (1) ◽  
pp. 29-44
Author(s):  
I Kade Sanjana Duaja
Keyword(s):  
Path Analysis ◽  
Direct Effect ◽  
Indirect Effect ◽  
Life Style ◽  
Social Economic ◽  
Economic Status ◽  
Strategy Use ◽  
Cultural Value ◽  
Social Economic Status ◽  
Individual Modernity

The study investigated the effect of social economic status, individual modernity, life style towards farmer’s participation in continuation of cultural value. Data on strategy use is gathered through a questionnaire (n=250) and analyzed by using Path Analysis. Results show that there status and farmer’s participation. There is direct effect between individual modernity and farmer’s participation. There is not indirect effect between social economic status through life style and farmer’s participation. There is indirect effect between individual modernity and life style towards participation in continuants of culture value. Economic status, individual modernity and life style are determined factors of cultural value of community.

scholarly journals Common Problems and Design Methods of Urban Municipal Road Design

2017 ◽  
Vol 6 (2) ◽  
Author(s):  
Jiayi Miao
Keyword(s):  
Social Life ◽  
Driving Force ◽  
Rapid Development ◽  
Road Construction ◽  
Urban Infrastructure ◽  
Urban Transport ◽  
Urban Road ◽  
Road Design ◽  
Common Problems ◽  
China’S Economy

With the rapid development of China's economy, the construction scale of urban transport is also expanding. Among them, municipal road construction is an important part of urban infrastructure as well as an important guarantee for the development of people's livelihood; it is also an important driving force to promote urban transport system and social life development. The author expounds the importance and basic requirements of urban road designing, and discusses some common problems and countermeasures, hoping to be helpful.

scholarly journals Internet finance: Digital currencies and alternative finance liberating the capital markets

2015 ◽  
Vol 4 (4) ◽  
pp. 190-201 ◽  
Author(s):  
Kim Wales
Keyword(s):  
Capital Markets ◽  
Financial Services ◽  
Global Economy ◽  
Industrial Revolution ◽  
Peer To Peer ◽  
Agricultural Revolution ◽  
Internet Finance ◽  
P2p Lending ◽  
Conducting Wire ◽  
Alternative Finance

This article discusses how the sudden shift in policy reform and innovation has the potential to liberate the financial markets. The economic potential of internet finance is beginning to take hold across the capital markets as industries like Peer – to – Peer Lending, Equity and Debt based Crowdfunding and virtual currencies and cryptocurrencies which are types of digital currency are quickly transforming the way businesses are being financed. From borrowing and lending, buying and selling securities, to conducting wire transfers internationally, these innovations are creating a new class and generation of investors will source investments opportunities. Helping institutions and governments assess risks and manage performance in order to determine where to deploy capital; and showing signs of lessening the inequality gap. Following the neolithic agricultural revolution and the industrial revolution, this new revolution will enable more people to access financial services in less traditional ways, especially the unbanked world with its huge potential. These new financial opportunities, such as peer – to - peer (P2P) lending, will be discussed and examined, and we will stress how they can allow people to bypass current barriers in the global economy. We conclude by arguing that all these developments, energized by the efforts of innovators and entrepreneurs, have the potential to radically transform the world in which we live, while promoting the core values of industrialized societies including democracy, capital formation, sustainability, and equality without solely relying on tax increases.

Internet Finance

2017 ◽  
pp. 167-190
Author(s):  
Marta Vidal ◽  
Javier Vidal-García ◽  
Stelios Bekiros
Keyword(s):  
Financial Services ◽  
Information And Communications Technology ◽  
The Internet ◽  
Communications Technology ◽  
Financial Industry ◽  
New Developments ◽  
Technology Industry ◽  
Online Marketplace ◽  
Use Of Technology ◽  
Internet Finance

New developments in the Information and Communications Technology industry have substantially increased the importance of the internet over the last decade. As a result, the finance sector has developed its technological capability to be able to compete in an online marketplace with other financial services providers and to be able to serve their customer. This chapter examines the use of technology in the financial industry and the various factors associated with it, as well as introducing the reader to the main types of project initiators-contributor business relations in online crowdfunding.

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