Financing Small Business-Owners in Back-Strap Handloom Sector: A Study on Rangamati District of Bangladesh

2015 ◽  
Vol 4 (1) ◽  
Author(s):  
Jasmine Jaim
Keyword(s):  
Early Stage ◽  
International Market ◽  
Business Owners ◽  
Small Business Owners ◽  
Cultural Significance ◽  
Working Capital ◽  
Human Race ◽  
High Demand ◽  
Insufficient Amount ◽  
Cloth Production

Back-strap handloom represents a very early stage of cloth production and is still recognized as a symbol of the glorious past of the entire human race. The handloom products of Bangladesh have already gained popularity in the international market. Moreover, the back-strap handloom products of Rangamati now have high demand to the tourists. Therefore, these back-strap handloom products are not only important as the cultural artifacts but also as profitable sources for small entrepreneurs. However, the weavers require sufficient initial capital to start the business as well as working capital to carry on the business. But the entrepreneurs confront different problems regarding acquiring loans from formal as well as informal sources. These problems include insufficient amount of loan sanction, excessive documentation, requirement of references, inability to provide collateral, unfavorable loan policy and so on. Therefore, necessary measures are required to overcome all these problems so that this glorious sector can be flourished with its promised potentiality as well as cultural significance.

scholarly journals Gender differences in Working Capital Management amongst Small Business Owners in Uganda

2013 ◽  
Vol 5 (4) ◽  
pp. 226-236 ◽  
Author(s):  
Laura A. Orobia
Keyword(s):  
Gender Differences ◽  
Small Business ◽  
Small Businesses ◽  
Driving Forces ◽  
Business Owners ◽  
Perceived Usefulness ◽  
Small Business Owners ◽  
Capital Management ◽  
Working Capital ◽  
Working Capital Management

The purpose of this study is to examine gender differences on the effect of individual attributes on working capital management amongst small business owners. Based on a sample of 360 owner-managers of small businesses in the central business district of Kampala, the results show as follows. There are significant gender differences in perceived usefulness and attitude. Secondly, males and females do not statistically differ in terms of impulsivity. Thirdly, perceived usefulness significantly influences working capital management for females but not males. Fourthly, attitude significantly influences working capital management for males but not females. Lastly, the effect of impulsivity on working capital management is stronger for females than males. However, paucity of studies on the input perspective of working capital management limited crossvalidation of the findings with previous research. Future studies should be conducted to confirm the results. At policy level, understanding gender differences on the effect of the identified driving forces should be of interest to practitioners and policy makers in their effort to enhance small business management through developing appropriate gendered policies. This study contributes to the dearth of evidence of working capital management literature by investigating the effect of individual attributes as opposed to the conventional financial ratios.

How do small business owners manage working capital in an emerging economy?

2013 ◽  
Vol 10 (2) ◽  
pp. 127-143 ◽  
Author(s):  
Laura A. Orobia ◽  
Warren Byabashaija ◽  
John C. Munene ◽  
Samuel K. Sejjaaka ◽  
Dan Musinguzi
Keyword(s):  
Small Business ◽  
Emerging Economy ◽  
Business Owners ◽  
Small Business Owners ◽  
Working Capital

Suggestions on Tax Support for Small Business Owners

2020 ◽  
Vol 21 (1) ◽  
pp. 89-107
Author(s):  
Sung Ho Jang ◽  
Sung Ook Park ◽  
Hyung Jong Na
Keyword(s):  
Small Business ◽  
Business Owners ◽  
Small Business Owners

Retirement, Recessions and Older Small Business Owners

2012 ◽  
Author(s):  
Tami Gurley-Calvez ◽  
Kandice Kapinos ◽  
Donald James Bruce
Keyword(s):  
Small Business ◽  
Business Owners ◽  
Small Business Owners

scholarly journals Business Co-operatives in Australia: “Unlikely Soil for a Co-operative Movement”

2021 ◽  
pp. 1-25
Author(s):  
Greg Patmore ◽  
Nikola Balnave ◽  
Olivera Marjanovic
Keyword(s):  
Business Model ◽  
Common Good ◽  
Business Owners ◽  
The Self ◽  
Small Business Owners ◽  
Large Database ◽  
Average Life ◽  
Direct Competition ◽  
The Common ◽  
Over Time

While co-operatives are traditionally associated with workers, consumers, and farmers, the business model, with its emphasis on democracy and community, has also been adopted by small business owners, the self-employed, and professionals. These business co-operatives are distinct phenomenon, because they primarily consist of independent organizational entities that are not co-operatives and are generally in direct competition with one another. They are unique in that they bring together separate organizations that seek to combat market threats while adopting a philosophy based on co-operative principles. This article begins with an overview of the Australian co-operative landscape. It then defines the concept of business co-operatives and then draws upon the Visual Atlas of Australian Co-operatives History Project, which has developed a large database of Australian co-operatives over time and space, to examine the development of business co-operatives in Australia. It looks at where business co-operatives formed in the economy, the motivation underlying their formation, their average life spans, and their relationships with the broader co-operative movement. The article highlights the value of business co-operatives in introducing the values of participatory democracy and working for the common good into unanticipated markets and reinforcing the co-operative movement.

Ballot Cues, Business Candidates, and Voter Choices in Local Elections

2020 ◽  
pp. 1532673X2094355
Author(s):  
Brian E. Adams ◽  
Edward L. Lascher ◽  
Danielle Joesten Martin
Keyword(s):  
Experimental Data ◽  
Decision Making ◽  
Business Owners ◽  
Small Business Owners ◽  
Local Elections ◽  
Electoral Success ◽  
Political Experience ◽  
Occupational Information ◽  
Political Background ◽  
Occupational Background

American voters commonly express abstract support for candidates with a business background, yet there is minimal systematic evidence about whether it advantages candidates in actual electoral contests. We examine this question using observational data, drawing on a California law allowing candidates to designate their occupational background on the ballot, and experimental data. Candidates with a business background are prevalent in California. However, neither of our studies indicate that business candidates enjoy atypical overall electoral success (although Republican leaning constituencies have a notably more favorable view of such candidates). A political background predicts electoral success far more effectively. Further, “small business owners” have more success than other business candidates, suggesting that voters consider the specifics of a candidate’s business experience. These results advance our knowledge of decision making in low-information elections, how voters weigh private-sector versus political experience, and how they filter occupational information through a partisan lens.

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