scholarly journals Analisis Premi dari Asuransi Pengangguran

2019 ◽  
Vol 9 (1) ◽  
pp. 60
Author(s):  
I Nyoman Widana ◽  
Ketut Jayanegara
Keyword(s):  
Developing Countries ◽  
Unemployment Insurance ◽  
Financial Viability ◽  
Financial Problems ◽  
Premium Rate ◽  
Benefit Level

Unemployment insurance is designed to overcome some of the financial problems faced by workers who have been involuntarily terminated from their jobs. The benefit insurance is financed based on the contributory from an employer, employee or government in recent times, some developing countries have been establishing unemployment insurance. This research aims to analyze the unemployment insurance products in Indonesia. Especially to analyze the financial viability of the product. The method used is the equivalence premium principle. Based on data sourced from BPJS Ketenagakerjaan and a claim rate of 10%, it is found that a premium rate of 5% of insured wages would support a benefit level of 50% of the wages for 43 weeks. This premium rate would also support 70% of the wages for 32 weeks. Meanwhile, the premium rate of 1% of the participant wages would guarantee a benefit level of 50% for 6 weeks.

scholarly journals Designing unemployment insurance for developing countries

2021 ◽  
Vol 148 ◽  
pp. 102565
Author(s):  
Fernando Cirelli ◽  
Emilio Espino ◽  
Juan M. Sánchez
Keyword(s):  
Developing Countries ◽  
Unemployment Insurance

scholarly journals Assessing the Welfare Effects of Unemployment Benefits Using the Regression Kink Design

2015 ◽  
Vol 7 (4) ◽  
pp. 243-278 ◽  
Author(s):  
Camille Landais
Keyword(s):  
Moral Hazard ◽  
Labor Supply ◽  
Unemployment Insurance ◽  
Welfare Effects ◽  
Time Profile ◽  
Unemployment Benefits ◽  
Search Effort ◽  
Benefit Level ◽  
The Us ◽  
Regression Kink Design

I show how, in the tradition of the dynamic labor supply literature, one can identify the moral hazard effects and liquidity effects of unemployment insurance (UI) using variations along the time profile of unemployment benefits. I use this strategy to investigate the anatomy of labor supply responses to UI. I identify the effect of benefit level and potential duration in the regression kink design using kinks in the schedule of benefits in the US. My results suggest that the response of search effort to UI benefits is driven as much by liquidity effects as by moral hazard effects. (JEL D82, J22, J65)

Banking the Unbanked: The Journey of Indian Bank

2016 ◽  
pp. 1-30
Author(s):  
Samir K. Barua ◽  
Sobhesh Kumar Agarwalla
Keyword(s):  
Developing Countries ◽  
Public Sector ◽  
Central Bank ◽  
Financial Literacy ◽  
The State ◽  
Financial Inclusion ◽  
Financial Viability ◽  
Public Enterprises ◽  
Minority Shareholders

The case describes the strategy of a large Indian Public Sector Bank (PSB) to enhance financial inclusion and financial literacy of less privileged people located in poorly accessible parts of India. While pursuing the developmental objective ‘imposed’ by the Central Bank/government, being a listed entity, the PSB had to be mindful of the financial viability of the strategy so as to protect the interest of its minority shareholders. The issues covered are endemic to most developing countries where public enterprises often become instrumentality of the state.

scholarly journals A Study on Problems and Challenges of Rural Entrepreneurs in India

2021 ◽  
Vol 8 (S1-Feb) ◽  
pp. 13-20
Author(s):  
B Vinay Prasad ◽  
L Naveena
Keyword(s):  
Developing Countries ◽  
Economic Development ◽  
Rural Areas ◽  
Urban Areas ◽  
Standard Of Living ◽  
Financial Problems ◽  
Rural Entrepreneurship ◽  
The People ◽  
Conceptual Ability

India is a nation of village Rural entrepreneurship is given good contribution and major opportunity and to develop for the people with necessarily migrate from rural areas or semi-urban areas to urban areas. It is also a fact on the contrary that the majority of rural entrepreneurs are facing many problems due to non availability of primary amenities in rural areas especially in developing countries like India. Financial problems, Lack of education, insufficient technical and conceptual ability at present it is too difficult for the rural entrepreneurs to establish industries in rural areas. Certainly the economic development of our country largely depends on the development of rural areas and also the standard of living in its rural mass. For the economic development of a country and of regions within the country rural entrepreneur is surely one of the most important inputs.

Cost Recovery and Financial Viability of the Power Sector in Developing Countries: Insights from 15 Case Studies

2020 ◽  
Author(s):  
Joern Huenteler ◽  
Denzel Hankinson ◽  
Nicole Rosenthal ◽  
Ani Balabanyan ◽  
Arthur Kochnakyan ◽  
...  
Keyword(s):  
Developing Countries ◽  
Case Studies ◽  
Cost Recovery ◽  
Financial Viability ◽  
Power Sector
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