scholarly journals CONFLICT INTEREST YANG DISEBABKAN MORAL HAZARD DALAM PERUMUSAN KEBIJAKAN MORATORIUM PAILIT DAN PKPU

2021 ◽  
Vol 8 (2) ◽  
pp. 64-74
Author(s):  
Evi Dwi Hastri ◽  
Rusfandi Rusfandi

Konsep moral hazard dikonotasikan sebagai perilaku ketidakjujuran seseorang yang dapat meningkatkan kemungkinan terjadinya kerugian. Kerugian yang dimaksud adalah tidak mampu melakukan kewajiban pembayaran utang terhadap beberapa kreditor yang telah cukup waktu untuk dibayarkan. Perilaku moral hazard ini dapat dijadikan sebagai modus untuk menyelesaiakan permasalahan utang terutama ditengah pandemi Covid-19. Masalah moral hazard merupakan bentuk penyimpangan. Sehingga dari kondisi yuridis inilah dapat diketemukan suatu permasalahan lain yakni ketika model atau cara moral hazard dalam konflik kepentingan (Conflict Interest) dijadikan sebagai modus untuk memanfaatkan adanya perumusan kebijakan moratorium pailit dan PKPU berdasarkan Undang – Undang Nomor 37 Tahun 2004 Tentang Kepailitan Dan Penundaan Kewajiban Pembayaran Utang. Metode penelitian hukum yang digunakan adalah yuridis normatif dengan pendekatan perundang – undangan (Statute Approach). Metode pengumpulan dan pengolahan bahan hukum menggunakan Library Research. Analisis bahan hukum yang dipergunakan yaitu deskriptif analitis. Perumusan kebijakan moraturium pailit dan PKPU bukan merupakan hal yang urgen untuk diberlakukan dalam bentuk Perppu. Apabila kebijakan ini diberlakukan maka secara yuridis otoritas legal untuk permohonan pengajuan pailit dan permohonan PKPU berada di tangan Pemerintah. Berdasarkan konsep Law As Tool Of Social Control, maka sudah sejatinya produk hukum yang dilahirkan tidak hanya ditujukan untuk keuntungan pihak yang berkepentingan. Melaikan dapat dijadikan anomali berperilaku yang tidak menyebabkan kerugian pihak lain.

2020 ◽  
Vol 4 (2) ◽  
pp. 51-59
Author(s):  
Suwendri Ni Made ◽  
Sukiani Ni Ketut

Adolescents as the next generation have an important role in the development of the nation. On the other hand, they frequently face social problems. The socialization they make sometimes deviates from the values, the norms prevailing in the society. The problems of this study are what factors causing the behavioral deviation of the urban adolescent, what several of the behavioral deviation of the urban adolescent, and what efforts should be taken to overcome the behavioral deviation of the urban adolescent. This study aims to determine the factors causing the behavioral deviation of the urban adolescent, to know the several of the behavioral deviations of the urban adolescent, and to find out the efforts to overcome the behavioral deviation of the urban adolescent. The theoretical basis used in examining the problems is the theory of social control and labeling theory. This study used a qualitative method. The data source was obtained from library research. The data were analyzed with the qualitative descriptive presentation technique. The result of this study showed that the deviation of adolescent behavior in urban areas is increasing highly. Several of the behavioral deviation of the urban adolescent such as juvenile delinquency, drug abuse, brawl, drunkenness, and smoking. The motives are such as the failure of socialization, weak of social control (no controller), and labeling to someone who tends to identify himself as the one who does deviation by society.


1982 ◽  
Vol 27 (12) ◽  
pp. 1002-1002
Author(s):  
No authorship indicated

1990 ◽  
Vol 35 (11) ◽  
pp. 1081-1082
Author(s):  
Alan T. Harland

Liquidity ◽  
2017 ◽  
Vol 6 (2) ◽  
pp. 103-109
Author(s):  
Yuri Nanda Larasati ◽  
Jafril Khalil

Regulation of the financial services authority (OJK) No. 31/POJK.05/2016 on Venture had arranged that the financial services agency on the basis of the law of pledge is in coaching and supervision OJK. Yet the existence of laws – invitation to Governing Enterprise pawn shops causing business activities conducted by the above parties are not yet regulated. The condition is feared could cause harm to the consumer society. The purpose of this research is to know the procedures, mechanisms, protection of goods and guarantee the consumer on an informal pledge financing, methods of determination of the cost of maintenance of the goods and the goods of the execution mechanism of the pledge as well as protection for the collateral items are viewed from the side of the consumer by looking at laws-invitations and Sharia. To find out whether the pledge have gotten permission from OJK. This research uses qualitative research methods with the study of library research, field data and simulations. The approach used in this study is the empirical juridical approach. Elaboration upon the results is discussed further in this article.


2017 ◽  
pp. 120-130
Author(s):  
A. Lyasko

Informal financial operations exist in the shadow of official regulation and cannot be protected by the formal legal instruments, therefore raising concerns about the enforcement of obligations taken by their participants. This paper analyzes two alternative types of auxiliary institutions, which can coordinate expectations of the members of informal value transfer systems, namely attitudes of trust and norms of social control. It offers some preliminary approaches to creating a game-theoretic model of partner interaction in the informal value transfer system. It also sheds light on the perspectives of further studies in this area of institutional economics.


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