scholarly journals The Role of Islamic Microfinance on Poverty Alleviation: A Case Study of Al-Barakah Microfinance Bank, Lagos, Lessons for Yobe Microfinance Bank, Nigeria

2021 ◽  
Vol 9 (9) ◽  
Author(s):  
Maigana Amsami ◽  
Ado Mamman ◽  
Nuraddeen Mohammed Lawal
Keyword(s):  
Poverty Alleviation ◽  
Islamic Microfinance

scholarly journals The Intersection of Islamic Microfinance and Women’s Empowerment: A Case Study of Baitul Maal Wat Tamwil in Indonesia

2020 ◽  
Vol 8 (2) ◽  
pp. 37 ◽  
Author(s):  
Ninik Sri Rahayu
Keyword(s):  
Gender Inequality ◽  
Poverty Alleviation ◽  
Local Governments ◽  
Women's Empowerment ◽  
Women’S Empowerment ◽  
Critical Groups ◽  
Microfinance Institutions ◽  
Organizational Vision ◽  
Islamic Microfinance

It is largely assumed that Islamic microfinance institutions (IMFIs) deal with family empowerment instead of women’s empowerment. However, women are the main beneficiaries of Baitul Maal Wat Tamwil (BMT), Indonesia’s first IMFIs. This paper aims to explore the origins, the initiators, and the visions of BMTs and the extent to which they intersect with women’s empowerment. Employing a qualitative approach, this study selected four BMTs in Yogyakarta as a case study. It found that four critical groups that have a significant role in the development of Indonesian BMTs: ICMI (Association of Indonesian Muslim Intellectual), Islamic mass organizations, NGOs, and local governments. The issues of loan sharks and poverty alleviation were the primary factors driving the inception of BMTs. Despite women being crucial clients, none of the studied BMTs explicitly invoked women’s empowerment in their organizational vision. To conclude, the BMTs’ preference for women is not based on an understanding of gender inequality, but rather motivated by pragmatic business considerations, particularly the self-sustainability paradigm that underpins their practices.

scholarly journals The Role of Family Hope Program Actor in Empowering Poor Society (Case Study of Bone Regency) Indonesia

2019 ◽  
Vol 9 (2) ◽  
pp. 359
Author(s):  
Misnawati Misnawati ◽  
Hasbi ◽  
Abd Rasyid J ◽  
Yusriadi Yusriadi ◽  
Saidna Zulfiqar Bin-Tahir
Keyword(s):  
Data Collection ◽  
Poverty Alleviation ◽  
Case Study Research ◽  
Data Presentation ◽  
Analysis Techniques ◽  
The Family ◽  
Collection Data ◽  
And Function

The Family Hope Program (PKH) is one of government policy programs in poverty alleviation by involving the main actor who called PPKH. This study aimed to describe the task and function of PPKH in empowering the sick society in Bone Regency. Qualitative approach used with case study research. Data collection techniques used was interviews, observation, and documentation. The instrument in this study was the researcher himself as a human instrument, while the informants selected by a purposive method. Data analysis techniques used an interactive model includes data collection, data reduction, data presentation, verification, and conclusion. The results of the study showed that PPKH has carried out their roles well as representatives and technicians but have not been optimal in their roles as facilitators and educators.

scholarly journals The Contribution of Islamic Micro Finance Towards Poverty Alleviation: A Case Study of Bank of Khyber Khud Kifalat Scheme

2021 ◽  
Vol 6 (1) ◽  
pp. 327-338
Author(s):  
Muhammad Saleem Qazi ◽  
Dr. Muhammad Adil ◽  
Dr. Saima Batool ◽  
Yasir Khan
Keyword(s):  
Poverty Alleviation ◽  
Living Standards ◽  
Primary Data ◽  
Small Scale ◽  
Monthly Income ◽  
Individual Level ◽  
The Future

The aim of this research is to investigate role of Microfinance in Poverty alleviation. Primary data was used in this research and was collected through personally administered questionnaires from 150 respondents. Results showed that most of the respondents were in favor of the Khud Kafalat scheme because it helped them in increasing their living standards and standard of education of their children due to establishing small scale businesses or expanding existing businesses. Moreover, Khud Kafalat Scheme has a very important role in Poverty alleviation and increased their gross monthly income. Furthermore, their satisfaction can also be depicted from the fact that although they observed no change in their employees’ condition but on individual level, most of them, were still in favor of applying again for the loan, if needed, in the future.

Building Islamic Ethics into Development: Exploring the Role and Limitations of “Islamic” Microfinance in Poverty Alleviation—An Indonesian Case Study

2020 ◽  
Vol 13 (2) ◽  
pp. 371-406
Author(s):  
Salim Farrar ◽  
Tanvir Uddin
Keyword(s):  
Social Development ◽  
Poverty Alleviation ◽  
Institutional Reform ◽  
Ethical Framework ◽  
Islamic Ethics ◽  
Staff Members ◽  
For Profit ◽  
Islamic Microfinance ◽  
Social Empowerment

AbstractIn this article, we examine the role and ethics of IBF in the context of development and address the critique that IBF is merely a rebranding of the conventional sector and merely exploits and further marginalises beneficiaries for profit. We focus on Islamic microfinance (IMF) in Indonesia and explore how it is applied to poverty alleviation. In addition to a review of the research to date, we perform a qualitative sociolegal study involving 27 interviews of two IMF institutions’ (BMT Muda and BPRS Mitra Syariah in East Java) beneficiaries, field staff, management and industry stakeholders. Our fieldwork investigates how institution staff members apply Islamic rules and norms when implementing programs, noting any discrepancies between the rhetoric of the Islamic ethical framework for development and the practice. We ultimately argue that while IMF is still a work in progress that would benefit from further regulatory and institutional reform, it is generating wide-ranging economic, social and spiritual benefits. We find evidence of social empowerment and brotherhood in IMF, emblematic of Islamic ethics, as well as genuine contributions to the economic and social development of Indonesia

scholarly journals SPECIAL AUTONOMY FUND TO REDUCE POVERTY: DOES IT WORK?

2020 ◽  
Vol 8 (3) ◽  
pp. 362-370
Author(s):  
Ikhsan ◽  
Utang Suwaryo ◽  
Neneng Yani Yuningsih ◽  
Franciscus Van Ylst
Keyword(s):  
Poverty Alleviation ◽  
Qualitative Method ◽  
Poverty Reduction ◽  
Online Media ◽  
Study Approach ◽  
Detailed Explanation ◽  
The Media ◽  
Media Data

Purpose of the study: The aim of this study is to examine the role of special autonomy funds in poverty reduction in Aceh and to find out how to deal with poverty in Aceh and what obstacles are faced by Aceh Government. Methodology: This research used a qualitative method with a case study approach to provide a detailed explanation and exploitation. Research data obtained through interviews and data obtained also through local and national online media and the media data were analyzed using Nvivo 12 Plus, specifically by using the NCapture feature, which allows researchers to systematically compile and analyze documents. Main Findings: This study found that the implementation of poverty reduction programs and policies is still in the form of false participation due to low transparency and accountability and economic dependence on other regions outside Aceh and the small number of medium and large industries in Aceh. Applications of this study: The findings of this study are useful for exploration by the Aceh Government in order to maximize the role of special autonomy funds in poverty alleviation efforts in Aceh. Novelty/Originality of this study: Research on the Aceh Special Independence Fund has been widely explained by a number of researchers. However, there is no publication that specifically explains the role of special self-government funds to reduce poverty. Consequently, the use of accountable and transparent special autonomy funds can reduce poverty in Aceh.

scholarly journals PERAN BANK WAKAF MIKRO DI MASA PANDEMI COVID-19

2020 ◽  
Vol 7 (9) ◽  
pp. 1731
Author(s):  
Yuninda Roro Yekti Nugrahana ◽  
Irham Zaki
Keyword(s):  
Financial Institutions ◽  
Qualitative Approach ◽  
Online Media ◽  
Microfinance Institutions ◽  
Case Study Method ◽  
Islamic Microfinance ◽  
The Government ◽  
Research Show

ABSTRAKPandemi COVID-19 menyebabkan banyak aspek yang terdampak hal tersebut memerlukan adanya bantuan yang disalurkan dari pemerintah dan lembaga keuangan guna membantu menyejahterakan masyarakat. Penelitian ini bertujuan untuk mengetahui peran  Lembaga Keuangan Mikro Syariah yaitu Bank Wakaf Mikro di masa pandemi covid-19. Penelitian ini menggunakan pendekatan kualitatif deskriptif dengan metode studi kasus. Hasil penelitian ini menunjukkan bahwa Bank Wakaf Mikro berperan dalam situasi pandemi covid-19 yaitu dengan melakukan sistem baru dalam pelayananya meliputi proses pendataan nasabah yang terdampak pandemi COVID-19, mempermudah angsurannya, memberikan fasilitas pemanfaatan media online sebagai pengembangan usaha, menutup proses pembiayaan tetapi memberikan fasilitas untuk diarahkan kepada lembaga keuangan lain.Kata Kunci: Bank Wakaf Mikro, Pembiayaan, Pandemi, COVID-19 ABSTRACTThe COVID-19 pandemic has affected many aspects. This pandemic requires the government and financial institutions to help people of the community. This research purpose to determine the role of Islamic Microfinance Institutions, namely Micro Waqf Banks during the Covid-19 pandemic. This research uses a descriptive qualitative approach with a case study method. The results of this research show that the Micro Waqf Bank plays a role in the Covid-19 pandemic situation, that's to do a new system in its services including the process of data collection of customers affected by the COVID-19 pandemic, facilitating installments, providing facilities for using online media as business development, closing the process. financing but providing facilities to be directed to other financial institutions.Keywords: Micro Waqf Bank, Financing, Pandemic, COVID-19

Sign in / Sign up

Export Citation Format

Share Document