Peran Notaris/PPAT Dalam Pembuatan Surat Kuasa Membebankan Hak Tanggungan Dalam Perjanjian Kredit Pemilikan Rumah (Studi Di Pt. Bank Tabungan Negara Tbk. Cabang Cirebon)

Jurnal Akta ◽  
2018 ◽  
Vol 5 (1) ◽  
pp. 1
Author(s):  
Yusup Sugiarto ◽  
Gunarto Gunarto

ABSTRAKKebutuhan akan lembaga notariat tidak terlepas dari kebutuhan akan perlunya pembuktian tertulis dalam lapangan hukum perdata. Mengingat keadaan ini maka notaris tidak saja berperan sebagai orang yang membuat alat bukti autentik namun juga sebagai penemu hukum. Notaris dalam profesinya sesungguhnya merupakan instansi yang dengan akta-aktanya menimbulkan alat-alat pembuktian tertulis dengan mempunyai sifat autentik. Penelitian ini bertujuan untuk menganalisis pelaksanaan penandatanganan akta notaris dalam pembuatan SKMHT dan akibat hukum penandatanganan akta SKMHT oleh penerima kuasa tidak di hadapan notaris dalam perjanjian kredit pemilikan rumah. Metode yang digunakan dalam penelitian ini adalah pendekatan yuridis normatif, sedangkan sifat dari penelitiannya sendiri bersifat deskriptif analisis. Penandatanganan akta notaris oleh penerima kuasa dalam akta SKMHT dimungkinkan untuk dilakukan tidak di hadapan notaris, karena lazimnya suatu akta SKMHT ada kaitannya dengan akta perjanjian kredit yang telah dibuat terlebih dahulu oleh para pihak. Akibat hukumnya penerima kuasa dalam akta SKMHT menjadi terikat untuk mematuhi ketentuan-ketentuan yang ada dalam SKMHT.Kata kunci: notaris, akta, perdata, kredit, perjanjian. ABSTRACTThe need for notarial institutions is inseparable from the need for the necessity of verification in the field of civil law. In view of this situation the notary not only plays the role of the person who makes authentic evidence but also the inventor of the law. Notary in his profession is in fact an institution which with its deeds evokes written proof means with authentic nature. This study aims to analyse the execution of the signing of notary deed in the making of SKMHT and the effect of the signing of SKMHT deed by the power of attorney not before the notary in the mortgage agreement. The method used in this study is the normative juridical approach, while the nature of the research itself is descriptive analysis. The signing of notarial deed by the power of attorney in the deed of SKMHT is possible to be done not in the presence of a notary, because usually a deed of SKMHT is related to the credit agreement which has been made beforehand by the parties. As a result of the law the power of attorney in the SKMHT deed becomes bound to comply with the provisions contained in SKMHT.Keywords: notary, deed, civil, credit, agreement.

2020 ◽  
pp. 1-22
Author(s):  
Carol Brennan ◽  
Vera Bermingham

Without assuming prior legal knowledge, books in the Directions series introduce and guide readers through key points of law and legal debate. Questions, diagrams, and exercises help readers to engage fully with each subject and check their understanding as they progress. In civil law, tort provides remedy for a party who has suffered the breach of a protected interest. Tort law protects a wide range of interests. Currently, negligence is the greatest source of litigation with respect to tort. Torts of trespass to the person protect physical safety while trespass to property governs the ownership of property. The tort of defamation provides remedies for threats to one’s reputation. Another tort-related area deals with the protection of privacy from media intrusion. This chapter discusses the range of activity to which tort law applies and the types of harm for which it provides compensation. It also considers the main interests protected by the law of tort, how the law of tort differs from other branches of the law, and the role of policy and the human rights dimension in the law of tort.


2018 ◽  
Vol 2 (2) ◽  
pp. 153-165
Author(s):  
Gibtha Wilda Permatasari ◽  
Yuliati Yuliati ◽  
Herman Suryokumoro

This research journal discusses legal issues relating to the substitution of places made by the heirs who previously rejected the inheritance which falls to him by comparison of the perspectives of civil inheritance law and Islamic inheritance law. Pursuant to Article 848 and Article 1060 of the Civil Code on the replacement of the place by the heirs who reject the inheritance and the notary's role as a general official in providing legal certainty to prevent the issue of inheritance according to the law of civil inheritance and the Islamic inheritance law. The purpose of this research is to know and to analyze whether or not the heirs who have rejected inheritance replace other heirs as well as to know the role of notary in giving legal certainty to prevent problems in the civil inheritance law and Islamic inheritance law. The research method used by the writer is the statue approach and comparative approach. Heirs who reject inheritance under civil law of inheritance cannot change place (plaatsvervulling) because the requirement of replacement of place according to the law of civil inheritance is derived from families of blood in the same degree and not reject the inheritance. The replacement of places in Islamic inheritance law is known as mawali however, Islamic law does not recognize the denial of inheritance only known in the law of civil inheritance.


Acta Comitas ◽  
2016 ◽  
Author(s):  
I Gusti Ayu Made Semilir Susila

Notary in performing his position must be able to keep the trust given by the parties in the form of notary position secret as set out in Law Number 30 Year 2004 and Law Number 2 Year 2014. Notary gives his service in many fields of civil law, including in banking field. Banking institution in performing its business activity is also obliged to keep its customer secret in the form of bank secret, as set out in Law Number 10 year 1998. Notary’s position in the case of giving his service to make bank credit agreement deed does not set clearly in Banking Law. Later this also causes unclear thing in limiting notary’s responsibility in giving evidence regarding credit agreement deed in the case that the bank has been excluded for the interest of criminal judicature. The type of this research is normative law research which starts from the existence of haziness regarding notary position in Banking Law and its amendment, and norm haziness regarding notary responsibility in giving evidence about credit agreement deed in criminal judicature. This research uses law, conceptual, and historical approach. The law material used in this research is primary law material, secondary law material, and tertiary law material. The law material collection technique used is literature study. The result shows that notary in giving his service to make bank credit agreement deed has position as affiliated party. It brings consequence that notary responsible to keep the things set as bank secret. In his position as witness in criminal judicature, notary responsible and shall to give evidence related to the things set in the beginning or head of the deed and the things related to the making process of a bank credit agreement deed to be able to be said as authentic deed that has perfect verification authority, but notary does not responsible in giving evidence in accordance with the things including bank secret category.


2019 ◽  
Vol 2 (1) ◽  
pp. 21-37
Author(s):  
Sarpini Sarpini

In the Qur'an and al-Hadith there are no provisions that explicitly regulate insurance. Therefore, this insurance includes the issue of ijtihadiyah, it means that to determine the law of insurance whether halal or haram, it requires the role of fiqh scholars through ijtihad. This study uses descriptive analysis in which the authors describe all data about life insurance in a systematic, careful and factual with deductive pattern to propose theories or general propositions about maslahah then analyzing data on the basis and substance of Indonesian Ulema Council (MUI) fatwa on life insurance to obtain specific conclusion. This study concludes that the background of the emergence of the MUI fatwa on life insurance is due to public question about life insurance, whether the legal status or its  activity are in accordance with the Shari'ah. The legal basis used by MUI in establishing fatwa on life insurance is the Qur'an, al-hadith and fiqh muamalah. MUI fatwa used istinbat method to regulate the life insurance viewed from the concept of maslahah is called maslahah the mu'tabarah (acceptable).


2019 ◽  
Vol 8 (2) ◽  
Author(s):  
Mohammad Reza Komeili Fard ◽  
Ehsan Ali Akbari Babookani
Keyword(s):  

In article 1991 of French civil law, the laws such as contract and other sources of commitment are one of the commitment sources. Some of the French lawyers consider law as the source of all commitments and believe that: other sources get their credit from law, but the law is committed to two types of sources: direct and indirect and also legal commitment is in two cases: negative commitments and positive commitments. The legislator in negative commitment tries more, due to being comfortable and less annoying. In this article observing the law source, the examples and the effects in Iran law are focused


Acta Comitas ◽  
2019 ◽  
Vol 4 (1) ◽  
pp. 90
Author(s):  
I Gede Arya Wijaya

A notary is a public official who in principle has the authority to make authentic deeds and has other authorities as referred to in the Notary Position Act or other Laws. In addition to issuing authentic deeds, a Notary can also issue a covernote covernote as a temporary guarantee to be a temporary handle for banks to disburse credit while waiting for the related deeds to be processed by a Notary. Covernote from the process until its use involves Notary, Creditors and Debtor elements. This vacuum of norms caused the three elements to find no legal certainty rather than the strength of the law of Covernote and the vital role of covernote in the banking world so that it was necessary for a legal certainty regarding the legal power of covernote. The problem in this writing is the use of covernote Notary in the credit agreement and legal force of covernote Notary as a legal product of the Notary. This writing aims to find out the use of Covernote Notary in the credit agreement and to know the legal strength of Covernote Notary as a legal product of the Notary. The research used in this paper is the study of normative law. The use of Covernote Notary in the credit agreement is part of the Notary's business in providing certainty to the bank to be able to agree to disburse credit before the APHT is completed and the certificate of liability is issued, Notary covernote. Covernote issued by the notary is used as a guide for banks to disburse credit to debtor customers. The legal strength of Covernote as a legal product of a notary does not have any legal force, because Covernote is not an authentic deed and also not an underhanded deed, but only an ordinary letter which only explains the Notary's statement to explain that the thing that the Notary is working is still not finishe. Notaris merupakan pejabat umum yang pada prinsipnya memiliki kewenangan dalam membuat akte autentik dan kewenangan yang lainya seperti dalam UU Jabatan Notaris atau Undang – Undang lainya. Selain mengeluarkan akta autentik, seorang Notaris juga dapat mengeluarkan covernote. Covernote ini dijadikan sebagai jaminan untuk menjadi pegangan sementara bagi bank guna mencairkan kredit sembari menunggu akta-akta terkait selesai diproses oleh Notaris. Covernote dari proses hingga penggunaanya melibatkan unsur Notaris, Kreditur dan Debitur. Kekosongan norma (vacum of norm) ini menyebabkan ketiga unsur tersebut tidak mendapati kepastian hukum dari kekuatan hukum Covernote tersebut. Begitu vitalnya peran covernote dalam dunia perbankan sehingga perlu atas suatu kepastian hukum mengenai kekuatan hukum covernote. Permasalahan dalam penulisan ini adalah penggunaan covernote Notaris dalam perjanjian kredit dan kekuatan hukum covernote Notaris sebagai produk hukum Notaris. Penulisan ini bertujuan mengetahui penggunaan Covernote Notaris dalam perjanjian kredit dan mengetahui kekuatan hukum Covernote Notaris sebagai produk hukum Notaris. Penelitian ini menggunakan peneliltian hukum normatif. Penggunaan Covernote Notaris dalam perjanjian kredit adalah bagian dari usaha Notaris dalam memberikan kepastian kepada pihak bank untuk bisa menyetujui mencairkan kredit sebelum pembuatan APHT selesai dan sertifikat hak tanggungan terbit, Notaris covernote. Bank dapat menjadikan Covernote sebagai pegangan untuk mencairkan kredit. Kekuatan hukum suatu Covernote sebagai produk hukum notaris tidaklah memiliki kekuatan hukum apapun, karena Covernote bukan akta autentik dan juga bukan akta dibawah tangan, melainkan hanya surat biasa yang hanya menjelaskan  pernyataan Notaris untuk menerangkan bahwa hal yang Notaris kerjakan masih belum selesai


Author(s):  
Nyoman Martana ◽  
Putu Ade Hariestha Martana ◽  
Kadek Agus Sudiarawan ◽  
Bagus Hermanto

After the enactment of the Law of Government Administration implied the regulation concerning the execution of the Administrative Court Judgment. Some pro-cons academic and practice discourses, arguing that the enactment of the Law of Government Administration is the culminating point from the limited role of the Administrative Court on enforcing  the administrative law and the argument that the regulation of the Law of Government Administration contains various ambiguities norms in concern with implementation in the Administrative Procedural Law System. This study aims to analyze and discuss concerning the regulation of the provisions of the Administrative Court Ruling execution, constrains in judgment execution and the legal certainty for the justice seekers in the provisions of the Administrative Court Ruling execution after the enactment of the Law of Government Administration. This paper is using a normative and empirical method. The data that using consisted of primary and secondary data, were analyzed using qualitative methods. This study result is presented in a descriptive analysis paper.


Jurnal Akta ◽  
2019 ◽  
Vol 6 (3) ◽  
pp. 445
Author(s):  
Kiki Andriani Samad ◽  
Amin Purnawan

The purpose of this study are 1) To clarify the role of the supervisory council notary territory in providing legal protection for a notary who have violated the law of the deed made. 2) To explain the regulatory obstacles and constraints assemblies notary territory in providing legal protection for a notary who have violated the law of the deed made.This research method is a normative juridical research is normative juridical method is the study of writing a good document that we study the norms and principles. Specification used in this study is a descriptive analysis, which is intended to give the data as accurately as possible about a situation or other symptoms. Based on the results of the study concluded thatLegal protection of the Notary, among others in the form of right of refusal, the obligation to reject and exclusive rights when summoned for questioning by investigators, prosecutors or judges, which is subject to approval of Honorary Council of Notaries of Regions as the provisions of Article 66 paragraph (1) of Act No. 2 2014 which has now been changed to Article 66 paragraph (1) of the Constitution of the Republic of Indonesia Number 2 Of 2014 concerning the Amendment to Act No. 30 of 2004 concerning Notary. Disagreement about the duties and responsibilities as a Council of Trustees Notary region between elements and bustle of every member of both government, notary, and academics to create obstacles during the examination and supervision of technical and administrative poorly in the recording report came from the community often happen, so data on the notary who has not and has been declared missing by the officials working at the Ministry of Justice and Human rights is also one member of the Supervisory Council of notaries, and only the remaining 1 data is still there on the notary who has been in the process by the Supervisory Council of notaries.Keywords: Regional Supervisory Council; Notary; Legal Protection; Notary; Law Violations; Deeds.


Author(s):  
D. S. Alyakin

Introduction. In the paper, the author analyzes the principle of good faith in contractual performance under the common law of Canada and carry out a legal analysis of one of the key judicial precedents that is in relation to the designated area and that was adopted by the Supreme Court of Canada in 2014, i.e. Bhasin v. Hrynew case. The study is focused on the principle of good faith contractual performance under the law of the Canadian province of Quebec as well.Materials and methods. The material for the study consists of the judicial precedents of Canadian courts as well as the papers of foreign and Russian researchers in the field of civil law. The methodological basis of research comprises general scientific methods of cognition (analysis, synthesis, analogy) as well as specific ones, i.e. the comparative legal method, the formal logical method, the systematic method, methods of structure and function and the method of interpretation.Results. The author conducts a detailed analysis of Bhasin v. Hrynew case and determines the role of this precedent in the common law of Canada as well as the criteria for identifying the principle and a duty of good faith contractual performance. The author also analyzes the principle of good faith under the law of Quebec, i.e. the relevant jurisprudence and the codification of this principle in the legislation of Quebec.Discussion and conclusion. The distinction of the principle of good faith in the performance of contractual obligations as a freestanding principle of Canada’s common law is justified. The Bhasin v. Hrynew case is a vivid illustration of the growing role of the principle of good faith in the countries of the common law tradition. Furthermore, the convergence of Canada’s common law and the law of the province of Quebec, the only one among ten provinces and three territories of Canada that clearly adheres to civil law tradition, is an impact on this precedent.


2019 ◽  
Vol 11 (2) ◽  
pp. 616
Author(s):  
Laura García Gutiérrez

Resumen: En este recurso de casación, resuelto por el Tribunal Supremo español, se plantea la admisibilidad del reenvío en la sucesión de un nacional británico que afecta a la propiedad de un inmueble situado en España. El Tribunal hace hincapié en su doctrina limitando el juego del reenvío cuando éste conduzca a la fragmentación de la sucesión. Al hilo de esta idea, analiza el concepto de domicilio en Derecho inglés y la incidencia de la fundación de un Trust conforme al Derecho de Malta en la sucesión del causante.Palabras clave: ley aplicable a una sucesión mortis causa, libertad de testar, ley aplicable a la legítima, reenvío de retorno, Trust constituido conforme a un Derecho extranjero sobre bienes no situados en España.Abstract: In this cassation appeal, resolved by the Spanish Supreme Court, the admissibility of the renvoi in the succession of a British national that affects the ownership of a property located in Spain is considered. The Court emphasizes its doctrine limiting the role of renvoi when it leads to the fragmentation of the succession. In line with this idea, it analyzes the concept of domicile in English Law and the incidence of the foundation of a Trust according to the Law of Malta in the succession of the deceased.Keywords: law applicable to succession, Freedom to make a will, Law applicable to Spanish “legítima sucesoria”, Renvoi, Trust founded according to a Foreign Law on goods located abroad.


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