scholarly journals Long-Term and Multi-Cloud Disaster Recovery Plan

2021 ◽  
Author(s):  
I Made Suardika ◽  
I Gede Rama Wahyudana ◽  
Eka Wahyu Darmalaksana
Keyword(s):  
Cloud Computing ◽  
Small And Medium Enterprises ◽  
Risk Level ◽  
Significant Cost ◽  
Recovery Plan ◽  
Cost Constraints ◽  
Organizational Information ◽  
Medium Enterprises ◽  
Multi Cloud

Increasing number of threats to corporate and organizational information systems that require prepare for a major crisis. It is necessary for that good planning so that DRP can run optimally. However, in this case, many small and medium enterprises are hampered carry out solid DRP planning because of significant cost constraints quite a lot is needed. The use of cloud computing g can minimize costs. In this paper, it is proposed to combine the two concepts of long-term planning and utilization of multi cloud in its implementation on recovery plan with cloud computing. From result research conducted using AWS multi-cloud and Microsoft Azure, obtained a low risk level on days six and seven with segments 2 and 3 utilizing long-term research

Effects of cloud computing assimilation on supply chain financing risks of SMEs

2021 ◽  
Vol ahead-of-print (ahead-of-print) ◽  
Author(s):  
Qiang Lu ◽  
Jinliang Chen ◽  
Hua Song ◽  
Xiangyu Zhou
Keyword(s):  
Cloud Computing ◽  
Supply Chain ◽  
Small And Medium Enterprises ◽  
Supply Chain Integration ◽  
Content Type ◽  
Supply Chain Financing ◽  
Medium Enterprises ◽  
The Relationship ◽  
Moderating Role

Purpose The purpose of this study is to examine how cloud computing assimilation reduces supply chain financing (SCF) risks of small and medium enterprises (SMEs). This study also investigated the mediating roles of internal and external supply chain integration between cloud computing assimilation and the SCF risks of SMEs, as well as the moderating role of environmental competitiveness. Design/methodology/approach Data was collected from surveys of SMEs located in China. Multiple regression analysis was used to validate the proposed theoretical model and research hypotheses. Findings The findings show that cloud computing assimilation could reduce the SCF risks of SMEs directly. The results also indicate that both internal and external supply chain integration mediate the relationship between cloud computing assimilation and SCF risks. Furthermore, environmental competitiveness inhibits the effects of cloud computing assimilation on SCF risks. Originality/value To our best knowledge, this is the preliminary study to explore the role of cloud computing assimilation in reducing the SCF risks of SMEs. Also, this study attempted to investigate the process by which cloud computing assimilation affects the SCF risks of SMEs.

scholarly journals PETA RENCANA (ROADMAP) RISET ENTERPRISE RESOURCE PLANNING (ERP) DENGAN FOKUS RISET PADA USAHA KECIL DAN MENENGAH (UKM) DI INDONESIA

2012 ◽  
Vol 6 (2) ◽  
pp. 140
Author(s):  
Putu Wuri Handayani ◽  
J.W. Saputro ◽  
Achmad Nizar Hidayanto ◽  
Indra Budi
Keyword(s):  
Enterprise Resource Planning ◽  
Business Processes ◽  
Small And Medium Enterprises ◽  
Resource Planning ◽  
Fast Response ◽  
National Data ◽  
Critical Issues ◽  
The Republic ◽  
Medium Enterprises

Usaha Kecil dan Menengah (UKM) di Indonesia telah dapat berkontribusi terhadap PDB (Produk Domestik Bruto) nasional sebesar 55.56% berdasarkan data Biro Perencanaan Kementerian Negara Koperasi dan UKM Republik Indonesia, pada tahun 2008. Untuk memperluas pangsa pasar dan meningkatkan daya saing UKM, UKM membutuhkan suatu aplikasi yang dapat mengintegrasikan dan mengotomatisasi proses bisnis UKM. Aplikasi ERP dapat menjadi salah satu solusi untuk UKM dikarenakan keuntungan yang dapat diberikan seperti memberikan informasi dengan waktu respon yang cepat, meningkatkan interaksi antar bagian dalam suatu organisasi, meningkatkan pengelolaan siklus pemesanan barang, dsb. Beberapa isu kritis yang dihadapi oleh UKM adalah terbatasnya dana dan kapabilitas teknologi informasi yang dimiliki. Dalam memahami kebutuhan layanan yang diperlukan oleh UKM untuk aplikasi ERP dan untuk menyediakan arahan bagi UKM serta menanggapi kurangnya riset ERP di Indonesia maka riset ini bertujuan untuk menggambarkan peta rencana jangka panjang dari agenda riset ERP yang akan dilakukan untuk UKM di Indonesia. Small and Medium Enterprises (SMEs) in Indonesia has been able to contribute to the GDP (Gross Domestic Product) of 55.56% based on national data Planning Bureau of the Ministry of Cooperatives and SMEs of the Republic of Indonesia, in 2008. To expand market share and improve the competitiveness of SMEs, SMEs need an application that can integrate and automate business processes of SMEs. ERP applications can be one solution for SMEs because of the advantages that can be provided such as providing information with fast response time, increase the interaction between the departments of an organization, improving the management of ordering goods cycle, etc. Some of the critical issues faced by SMEs are the limited funds and information technology capabilities they have. In understanding the needs of the services required by SMEs for ERP applications and to provide guidance for SMEs and response to the lack of research about ERP in Indonesia, this research aims to describe the long-term plan maps of the ERP's research agenda that will be made for SMEs in Indonesia.

BIG TECH BANKING

2018 ◽  
Vol 14 (4) ◽  
pp. 494-526 ◽  
Author(s):  
Miguel de la Mano ◽  
Jorge Padilla
Keyword(s):  
Financial Stability ◽  
Positive Impact ◽  
Small And Medium Enterprises ◽  
Low Cost ◽  
Consumer Welfare ◽  
Retail Banking ◽  
Policy Makers ◽  
Medium Enterprises ◽  
New Industry

Abstract In this paper we explore the likely implications of the entry of Big Tech platforms into retail banking and the appropriate response of regulators and policy makers to this new industry development. We find that the entry of Big Tech platforms may transform the banking industry in radical ways: although it may possibly increase competition to the benefit of consumers in the short term, within a few years Big Tech companies may succeed in monopolizing the origination and distribution of loans to consumers and Small and Medium Enterprises (SMEs), forcing traditional banks to become “low cost manufacturers,” which merely fund the loans intermediated by the Big Techs. This situation may harm competition, reduce consumer welfare, and bring about an increase in financial instability in the medium or long term. We analyze alternative policy responses aimed at maximizing the positive impact on consumer welfare of Big Tech entry while limiting the risk of monopolization as well as the potential adverse implications of such entry on market integrity and financial stability.

scholarly journals Can Trade Credit Maintain Sustainable R&D Investment of SMEs? — Evidence from China

2019 ◽  
Vol 11 (3) ◽  
pp. 843 ◽  
Author(s):  
Langzi Chen ◽  
Zhihong Chen ◽  
Jian Li
Keyword(s):  
Developing Countries ◽  
Panel Data ◽  
Propensity Score ◽  
Information Asymmetry ◽  
Financial Constraints ◽  
Trade Credit ◽  
Small And Medium Enterprises ◽  
Medium Enterprises ◽  
D Investment

Due to the long-term nature and information asymmetry, SMEs (Small and Medium Enterprises) experience serious financial constraints that affect their R&D investments. This article examines the effect of trade credit maintaining sustainable R&D investment of SMEs under financial constraints. Using the panel data of Chinese SMEs from 2002–2014, it was found that although the R&D investments of SMEs are restricted by financial constraints, trade credit can maintain the sustainability of enterprises’ R&D investment. Private enterprises are more reliant on trade credit, which can be intensified during periods of monetary tightening. Considering the counterfactual framework and the endogenous problems, the empirical results were also robust when using propensity score matching. To summarize, this article develops a new explanation for maintaining sustainable R&D investment of SMEs under financial constraints in developing countries.

The adoption of cloud computing in small and medium enterprises: a developing country perspective

2020 ◽  
Vol ahead-of-print (ahead-of-print) ◽  
Author(s):  
Abul Khayer ◽  
Nusrat Jahan ◽  
Md. Nahin Hossain ◽  
Md. Yahin Hossain
Keyword(s):  
Cloud Computing ◽  
Firm Performance ◽  
Small And Medium Enterprises ◽  
Security And Privacy ◽  
Content Type ◽  
Cloud Computing Adoption ◽  
Effort Expectancy ◽  
Toe Framework ◽  
Medium Enterprises ◽  
Organisational Agility

Purpose The purpose of this paper is to examine the determinants of cloud computing adoption in small and medium enterprises (SMEs), further, to measure the effect of cloud computing adoption on cloud-supported firm performance through enhancing organisational agility. Design/methodology/approach The research model is developed by combining two popular theoretical models, namely, the unified theory of acceptance and use of technology (UTAUT) and the technology–organisation–environment (TOE) framework. Data are collected from 372 SMEs to test the model. The strengths of widely used structural equation modelling (SEM) are applied to analyse the data. Findings This study reveals that the significant predictors of cloud computing adoption are performance expectancy; effort expectancy; absorptive capacity; data security and privacy; and perceived trust. Also, cloud computing adoption positively influences firm performance directly and through organisational agility. The results of importance–performance map analysis indicate that effort expectancy falls in the critical zone, which needs to be improved. Originality/value This research is one of few that blends the strengths of UTAUT and TOE framework. The research outcomes yield noteworthy suggestions to cloud providers, managers and government policymakers on ways of motivating the spread of cloud computing in developing countries.

Cloud computing system for small and medium corporations

2017 ◽  
Vol 7 (1.1) ◽  
pp. 173
Author(s):  
R. Vijaya Arjunan ◽  
K. Vinayaka Kamath
Keyword(s):  
Cloud Computing ◽  
Data Storage ◽  
Global Economy ◽  
Business Processes ◽  
Small And Medium Enterprises ◽  
Computing System ◽  
Software As A Service ◽  
Business Operations ◽  
Cloud Computing System ◽  
Medium Enterprises

Cloud computing provides services that allocate infrastructure resources using the Internet as a medium and data storage on an external server. Small and medium corporations are the foundation of any flourishing economy for a growing nation which seeks new and innovative methods to reduce the way they manage their resources. Over a couple of decades, Information technology (IT) has created a significant impact in improving the lives of people and alsoon the global economy due to tremendous digital transformation. With the growth of the Small and medium corporations, IT is creating some real impact in enabling these industries to undergo adigital transformation of their business processes while they continue to grow. Small and medium enterprises (SME’s) are usually identified as the dominant force for the growth of any country's economy. In the cloud computing environment, the SME's need not have the in-house infrastructure so they can give up on any initial expenditure for setting up and instead they can utilize the resources available on the cloud and pay as per their requirement and usage.This paper presents the results of a comprehensive interpretation to research some of the most commonly used SaaS (Software-as-a-Service) implementations in the domain of Cloud Computing firstly to identify the weaknesses of the traditional computing approach for SME’s, and secondly to identify the aspects of these weaknesses that can be overcome by implementing cloud computing.In this paper, we provided the overview of various cloud computing models and literature survey of these models. This study extends to create an own cloud computing system for small and medium corporations. We will be using Software-as-a-Service (SaaS) approach and see how small and medium corporations can leverage on this for their business operations.

scholarly journals Analisis Penerapan Cash Management System Dalam Pengelolaan Keuangan Daerah Di Pik Pulogadung

2020 ◽  
Vol 18 (1) ◽  
pp. 1-8
Author(s):  
Imelda Sari
Keyword(s):  
Management System ◽  
Swot Analysis ◽  
Small And Medium Enterprises ◽  
Cash Management ◽  
Banking Services ◽  
Goods And Services ◽  
Regional Management ◽  
Small Industry ◽  
Medium Enterprises

Technological innovations are able to quickly make changes in the financial sector in the form of internet-based financial digitalization. This is marked by changes in banking services, from the initial form of cash transactions to non-cash transactions, in their implementation called the Cash Management System (CMS). The implementation of the CMS has brought changes in the Pulogadung Small Industry Village (PIK Pulogadung), marked by the speed of service and time savings for Micro, Small and Medium Enterprises when paying retribution, partners in the procurement of goods and services and for employees of Non Civil Servants Regional Management Units when receive a monthly salary. SWOT analysis can be material to make strategic planning in achieving short-term goals for the Regional Management Unit office and more systematic long-term for the banking industry. Strengthening CMS supporting infrastructure, conducting financial socialization and continuous supervision will be able to improve the implementation of CMS in PIK Pulogadung. The increase in CMS will affect people's lifestyles which will ultimately be able to increase national financial inclusion.

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